547A on Tokyo Stock Exchange

Aiful

Logo: © AIFUL CORPORATION. All Rights Reserved., CC BY-SA 4.0, via Wikimedia Commons3

Japanese consumer finance company

AIFUL Corporation (アイフル株式会社, Aifuru Kabushiki-gaisha) (TYO: 8515) is one of the largest Japanese consumer finance companies. The company is based in Kyoto and has annual profits of close to ¥100 billion on over ¥2 trillion worth of loans (2005).2 From Wikipedia, CC BY-SA 4.0

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Last updated Oct 16, 2026.

Overview

Feb 1, 1978Founded1

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  • Ticker547A on Tokyo Stock Exchange1
  • Industryalternative financial service1
  • HeadquartersShimogyō-ku1
  • Websitewww.muninova.co.jp

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Aiful-kyoto-01
Photo: J o, CC BY-SA 3.0, via Wikimedia Commons4

AIFUL Corporation (アイフル株式会社, Aifuru Kabushiki-gaisha) (TYO: 8515) is one of the largest Japanese consumer finance companies. The company is based in Kyoto and has annual profits of close to ¥100 billion on over ¥2 trillion worth of loans (2005). The company had to restructure its debt after failing to make a loan payment.2

How it started

History

Aiful was established in April 1967 by Yoshitaka Fukuda as a sole-proprietorship. In 1978, this small company was reformed in Kyoto as Marutaka, Inc. and opened its first four branches to expand its consumer-finance business. The company continued to grow over the next five years and it acquired three small companies in the same business segment and renamed itself Aiful in 1983. These mergers gave the company over ¥90 million in capital and a growing market share in the consumer loan sector. Soon afterward, the company began to offer home-equity and small business loans. During the 1980s and up to the present day, the company has continued to expand by finding new investment opportunities, particularly real estate, engaging in mergers to increase its market share.

Today the company offers a wide range of consumer financial services, ranging from issuing credit cards to providing home equity loans. Additionally, the company provides small business loans and until recently operated a chain of karaoke parlors and Taiwanese-style restaurants. The company has 912 branches (many of them automated teller machines) throughout Japan and currently employs over 2000 people.

From Wikipedia’s article on Aiful, shared under CC BY-SA 4.0.2

Timeline

  1. Apr 1, 2026Went public Listed on Tokyo Stock Exchange1
  2. Feb 1, 1978Founded Founded1

Sources

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