ACT on Nasdaq
Enact Holdings, Inc.
We are a leading private mortgage insurance company serving the United States housing finance market since 1981 with a mission to help people buy a house and keep it their home.4 From its latest annual report
Price unavailable
Last updated Oct 19, 2026.
Overview
- TickerACT on Nasdaq2
- IndustryInsurance Agents, Brokers & Service2
- HeadquartersRaleigh, United States2
- Incorporated inDE3
- Business address8325 Six Forks Road, Raleigh, Nc 276153
- Filer categoryLarge accelerated filer3
- Legal formCorporation2
- LEI9845003CA5664B741N192
- StatusActive2
- LEI statusIssued and current2
- Registered addressC/O CORPORATION SERVICE COMPANY, 19808 Wilmington, United States2
- Registered withDivision of Corporations, Department of State, 52548212
See how the biggest companies compare on our leaderboards
We are a leading private mortgage insurance company serving the United States housing finance market since 1981 with a mission to help people buy a house and keep it their home. We operate in all 50 states and the District of Columbia. Our principal mortgage insurance customers are originators of residential mortgage loans who typically determine which mortgage insurer or insurers they will use for the placement of mortgage insurance written on loans they originate.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Selling, general and admin17¢$208.3M
- Other costs10¢$118.7M
- Interest4¢$49.9M
- Income tax15¢$184.6M
- Profit55¢$674.2M
Out of $1.2B in revenue.5
Where each dollar of operating cash went, fiscal 2025
- Dividends paid17¢$120.8M
- Share buybacks53¢$382.4M
- Kept or used elsewhere31¢$221.3M
Out of $724.5M of cash from operations.5
Financial statements
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $978.9M6 | $1.1B7 | $1.1B8 | $1.1B9 | $1.2B5 | $1.2B5 | $1.2B5 |
| Selling, general and admin | $215.0M7 | $231.5M8 | $226.9M9 | $212.5M5 | $213.3M5 | $208.3M5 | |
| Interest | $06 | $18.2M7 | $51.0M8 | $51.7M9 | $51.9M5 | $51.2M5 | $49.9M5 |
| Income before tax | $695.2M8 | $898.2M9 | $851.5M5 | $878.1M5 | $858.8M5 | ||
| Income tax | $155.8M6 | $102.0M7 | $148.5M8 | $194.1M9 | $186.0M5 | $190.0M5 | $184.6M5 |
| Net income | $677.6M6 | $370.4M6 | $546.7M6 | $665.5M5 | $688.1M5 | $674.2M5 | |
| Earnings per share | $4.166 | $2.277 | $3.368 | $4.329 | $4.145 | $4.405 | $4.545 |
| Earnings per share (diluted) | $4.166 | $2.277 | $3.368 | $4.319 | $4.115 | $4.375 | $4.525 |
| Shares (weighted, basic) | 162.8M shares8 | 162.8M shares9 | 160.9M shares5 | 156.3M shares5 | 148.4M shares5 | ||
| Shares (weighted, diluted) | 162.9M shares8 | 163.3M shares9 | 161.8M shares5 | 157.6M shares5 | 149.3M shares5 |
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Cash | $585.1M7 | $452.8M6 | $425.8M7 | $513.8M8 | $615.7M9 | $599.4M5 | $582.5M5 |
| Total assets | $5.7B6 | $5.9B7 | $5.7B8 | $6.2B9 | $6.5B5 | $6.9B5 | |
| Long-term debt | $738.2M6 | $740.4M7 | $742.8M8 | $745.4M9 | $743.0M5 | $744.5M5 | |
| Total liabilities | $1.8B6 | $1.8B7 | $1.6B8 | $1.6B9 | $1.5B5 | $1.5B5 | |
| Retained earnings | $1.6B7 | $2.1B8 | $2.6B9 | $3.1B5 | $3.7B5 | ||
| Shareholders’ equity | $3.8B7 | $3.9B8 | $4.1B9 | $4.1B5 | $4.6B5 | $5.0B5 | $5.4B5 |
| Shares outstanding | 162.8M shares6 | 162.8M shares7 | 162.8M shares8 | 159.3M shares9 | 152.3M shares5 | 142.2M shares5 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
| Fiscal year | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Cash from operations | $500.0M6 | $704.4M7 | $572.1M8 | $560.5M9 | $632.0M5 | $686.3M5 | $724.5M5 |
| Stock-based compensation | $1.5M8 | $9.9M9 | $15.3M5 | $18.8M5 | $19.0M5 | ||
| Cash from investing | -$398.8M8 | -$220.3M9 | -$229.4M5 | -$320.5M5 | -$226.4M5 | ||
| Dividends paid | $250.0M6 | $437.4M7 | $200.3M8 | $250.8M9 | $213.0M5 | $111.7M5 | $120.8M5 |
| Share buybacks | $07 | $08 | $1.5M9 | $87.8M5 | $244.0M5 | $382.4M5 | |
| Cash from financing | -$200.3M8 | -$252.3M9 | -$300.7M5 | -$382.0M5 | -$515.1M5 | ||
| Dividend per share | $1.549 | $1.335 | $0.715 | $0.8111 |
Leadership
Who has led Enact Holdings, Inc., and when. Pick a name to see everywhere that person has worked.
Chief financial officer
- Chief financial officerHardin Dean Mitchell Sep 15, 2021 to now12
Board members and other officers (14)
- EVP & Chief Operations OfficerBrian Gould Sep 15, 2021 to now13
- EVP, Gen. Counsel & SecretaryEvan Stolove Sep 15, 2021 to now14
- ControllerJames McMullen Sep 15, 2021 to now15
- EVP and Chief Risk OfficerMichael Derstine Sep 15, 2021 to now16
- Board memberH. Elizabeth Mitchell Mar 14, 2025 to now17
- Board memberJerome T. Upton Mar 2, 2023 to Mar 2, 202318
- Board memberDominic James Addesso Mar 13, 2023 to now19
- Board memberMichael A. Bless Mar 11, 2022 to now20
- Board memberDebra Still Sep 15, 2021 to now21
- Board memberJohn D. Fisk Sep 15, 2021 to now22
- Board memberRaymond T. Odierno Sep 15, 2021 to Oct 4, 202123
- Board memberRobert P. Restrepo Jr. Sep 15, 2021 to now24
- Board memberSheila Hooda Sep 15, 2021 to now25
- Board memberWestley Thompson V. Sep 15, 2021 to now26
Subsidiaries and ownership
Parent company (GLEIF)
Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.
Former names
- Genworth Mortgage Holdings, Inc.Sep 15, 2020 to May 4, 20213
Timeline
Filings
599 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 38 major events, 501 insider forms, 7 large holders, 33 other. The latest 20:
- Oct 5, 20264 EDGAR
- Oct 1, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 21, 20264 EDGAR
- Sep 1, 20264 EDGAR
- Aug 19, 20264 EDGAR
- Aug 17, 2026144 EDGAR
- Aug 6, 202610-Q EDGAR
The 599 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
64 open-market trades by officers, directors and large owners since October 2021: 5 buys and 59 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 31, 2026 | Genworth Holdings, Inc.10% owner | Sale | 687,379 | $49.40 | $34.0M | Form 4 |
| Aug 17, 2026 | Stolove EvanEVP, Gen. Counsel & Secretary | Sale | 20,024 | $49.52 | $991.6K | Form 4 |
| Jul 31, 2026 | Genworth Holdings, Inc.10% owner | Sale | 523,226 | $45.92 | $24.0M | Form 4 |
| Jun 30, 2026 | Genworth Holdings, Inc.10% owner | Sale | 605,067 | $42.28 | $25.6M | Form 4 |
| Jun 1, 2026 | Gould BrianEVP & Chief Operations Officer | Sale | 23,000 | $41.18 | $947.1K | Form 4 |
| May 29, 2026 | Genworth Holdings, Inc.10% owner | Sale | 602,440 | $42.91 | $25.9M | Form 4 |
| Apr 30, 2026 | Genworth Holdings, Inc.10% owner | Sale | 560,453 | $42.55 | $23.8M | Form 4 |
| Mar 31, 2026 | Genworth Holdings, Inc.10% owner | Sale | 820,567 | $40.92 | $33.6M | Form 4 |
| Mar 6, 2026 | McMullen JamesController | Sale | 2,500 | $41.64 | $104.1K | Form 4 |
| Mar 2, 2026 | Derstine MichaelEVP and Chief Risk Officer | Sale | 9,000 | $42.21 | $379.9K | Form 4 |
| Feb 27, 2026 | Genworth Holdings, Inc.10% owner | Sale | 398,731 | $42.19 | $16.8M | Form 4 |
| Feb 11, 2026 | RESTREPO ROBERT P JRDirector | Sale | 5,000 | $42.95 | $214.8K | Form 4 |
| Jan 30, 2026 | Genworth Holdings, Inc.10% owner | Sale | 634,953 | $39.37 | $25.0M | Form 4 |
| Dec 31, 2025 | Genworth Holdings, Inc.10% owner | Sale | 908,673 | $39.47 | $35.9M | Form 4 |
| Nov 28, 2025 | Genworth Holdings, Inc.10% owner | Sale | 878,006 | $37.36 | $32.8M | Form 4 |
| Nov 19, 2025 | RESTREPO ROBERT P JRDirector | Sale | 7,438 | $37.39 | $278.1K | Form 4 |
| Nov 18, 2025 | RESTREPO ROBERT P JRDirector | Sale | 2,562 | $37.41 | $95.8K | Form 4 |
| Oct 31, 2025 | Genworth Holdings, Inc.10% owner | Sale | 940,819 | $36.19 | $34.0M | Form 4 |
| Sep 30, 2025 | Genworth Holdings, Inc.10% owner | Sale | 922,169 | $38.35 | $35.4M | Form 4 |
| Aug 29, 2025 | Gupta RohitPresident and CEO | Sale | 4,000 | $37.73 | $150.9K | Form 4 |
All 64 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Genworth Holdings, Inc.SCHEDULE 13G/A, 4 filings Feb 1, 2022 to Jan 24, 202527
- Bayview Asset Management, LLCSC 13G/A, 3 filings Feb 24, 2022 to Feb 13, 202428
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15SEC EDGARJames McMullen, Controller
- 16
- 17SEC EDGARH. Elizabeth Mitchell, Board member
- 18SEC EDGARJerome T. Upton, Board member
- 19SEC EDGARDominic James Addesso, Board member
- 20SEC EDGARMichael A. Bless, Board member
- 21SEC EDGARDebra Still, Board member
- 22SEC EDGARJohn D. Fisk, Board member
- 23SEC EDGARRaymond T. Odierno, Board member
- 24SEC EDGARRobert P. Restrepo Jr., Board member
- 25SEC EDGARSheila Hooda, Board member
- 26SEC EDGARWestley Thompson V., Board member
- 27
- 28