ACT on Nasdaq

Enact Holdings, Inc.

We are a leading private mortgage insurance company serving the United States housing finance market since 1981 with a mission to help people buy a house and keep it their home.4 From its latest annual report

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Last updated Oct 19, 2026.

Overview

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  • TickerACT on Nasdaq2
  • IndustryInsurance Agents, Brokers & Service2
  • HeadquartersRaleigh, United States2
  • Incorporated inDE3
  • Business address8325 Six Forks Road, Raleigh, Nc 276153
  • Filer categoryLarge accelerated filer3
  • Legal formCorporation2
  • LEI9845003CA5664B741N192
  • StatusActive2
  • LEI statusIssued and current2
  • Registered addressC/O CORPORATION SERVICE COMPANY, 19808 Wilmington, United States2
  • Registered withDivision of Corporations, Department of State, 52548212

We are a leading private mortgage insurance company serving the United States housing finance market since 1981 with a mission to help people buy a house and keep it their home. We operate in all 50 states and the District of Columbia. Our principal mortgage insurance customers are originators of residential mortgage loans who typically determine which mortgage insurer or insurers they will use for the placement of mortgage insurance written on loans they originate.4 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

54.6%Net margin5
2.8%Revenue growth, 20255
12.6%Return on equity5
0.14×Debt to equity5

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Selling, general and admin17¢$208.3M
  • Other costs10¢$118.7M
  • Interest4¢$49.9M
  • Income tax15¢$184.6M
  • Profit55¢$674.2M

Out of $1.2B in revenue.5

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid17¢$120.8M
  • Share buybacks53¢$382.4M
  • Kept or used elsewhere31¢$221.3M

Out of $724.5M of cash from operations.5

Financial statements

Revenue67895$1.2B in 2025+26% since 2019
0$500.0M$1.0B$1.5B2019: $978.9M$978.9M20192020: $1.1B$1.1B2020+13%2021: $1.1B$1.1B2021+1%2022: $1.1B$1.1B2022−2%2023: $1.2B$1.2B2023+5%2024: $1.2B$1.2B2024+4%2025: $1.2B$1.2B2025+3%
Net income65$674.2M in 2025−0% since 2019
0$200.0M$400.0M$600.0M$800.0M2019: $677.6M$677.6M20192020: $370.4M$370.4M2020−45%2021: $546.7M$546.7M2021+48%2023: $665.5M$665.5M2023+22%2024: $688.1M$688.1M2024+3%2025: $674.2M$674.2M2025−2%
Fiscal year2019202020212022202320242025
Revenue$978.9M6$1.1B7$1.1B8$1.1B9$1.2B5$1.2B5$1.2B5
Selling, general and admin$215.0M7$231.5M8$226.9M9$212.5M5$213.3M5$208.3M5
Interest$06$18.2M7$51.0M8$51.7M9$51.9M5$51.2M5$49.9M5
Income before tax$695.2M8$898.2M9$851.5M5$878.1M5$858.8M5
Income tax$155.8M6$102.0M7$148.5M8$194.1M9$186.0M5$190.0M5$184.6M5
Net income$677.6M6$370.4M6$546.7M6$665.5M5$688.1M5$674.2M5
Earnings per share$4.166$2.277$3.368$4.329$4.145$4.405$4.545
Earnings per share (diluted)$4.166$2.277$3.368$4.319$4.115$4.375$4.525
Shares (weighted, basic)162.8M shares8162.8M shares9160.9M shares5156.3M shares5148.4M shares5
Shares (weighted, diluted)162.9M shares8163.3M shares9161.8M shares5157.6M shares5149.3M shares5

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Leadership

Who has led Enact Holdings, Inc., and when. Pick a name to see everywhere that person has worked.

Chief financial officer

  1. Hardin Dean Mitchell2021–now
2025
Board members and other officers (14)

Subsidiaries and ownership

Parent company (GLEIF)

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Former names

  • Genworth Mortgage Holdings, Inc.Sep 15, 2020 to May 4, 20213

Timeline

  1. Dec 12, 2012Founded Enact Holdings, Inc. is founded2
  2. Dec 12, 2012Parent Directly consolidated by Genworth Financial2

Filings

599 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 38 major events, 501 insider forms, 7 large holders, 33 other. The latest 20:

  1. Oct 5, 20264 EDGAR
  2. Oct 1, 20264 EDGAR
  3. Sep 21, 20264 EDGAR
  4. Sep 21, 20264 EDGAR
  5. Sep 21, 20264 EDGAR
  6. Sep 21, 20264 EDGAR
  7. Sep 21, 20264 EDGAR
  8. Sep 21, 20264 EDGAR
  9. Sep 21, 20264 EDGAR
  10. Sep 21, 20264 EDGAR
  11. Sep 21, 20264 EDGAR
  12. Sep 21, 20264 EDGAR
  13. Sep 21, 20264 EDGAR
  14. Sep 21, 20264 EDGAR
  15. Sep 21, 20264 EDGAR
  16. Sep 21, 20264 EDGAR
  17. Sep 1, 20264 EDGAR
  18. Aug 19, 20264 EDGAR
  19. Aug 17, 2026144 EDGAR
  20. Aug 6, 202610-Q EDGAR

The 599 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

64 open-market trades by officers, directors and large owners since October 2021: 5 buys and 59 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Aug 31, 2026Genworth Holdings, Inc.10% ownerSale687,379$49.40$34.0MForm 4
Aug 17, 2026Stolove EvanEVP, Gen. Counsel & SecretarySale20,024$49.52$991.6KForm 4
Jul 31, 2026Genworth Holdings, Inc.10% ownerSale523,226$45.92$24.0MForm 4
Jun 30, 2026Genworth Holdings, Inc.10% ownerSale605,067$42.28$25.6MForm 4
Jun 1, 2026Gould BrianEVP & Chief Operations OfficerSale23,000$41.18$947.1KForm 4
May 29, 2026Genworth Holdings, Inc.10% ownerSale602,440$42.91$25.9MForm 4
Apr 30, 2026Genworth Holdings, Inc.10% ownerSale560,453$42.55$23.8MForm 4
Mar 31, 2026Genworth Holdings, Inc.10% ownerSale820,567$40.92$33.6MForm 4
Mar 6, 2026McMullen JamesControllerSale2,500$41.64$104.1KForm 4
Mar 2, 2026Derstine MichaelEVP and Chief Risk OfficerSale9,000$42.21$379.9KForm 4
Feb 27, 2026Genworth Holdings, Inc.10% ownerSale398,731$42.19$16.8MForm 4
Feb 11, 2026RESTREPO ROBERT P JRDirectorSale5,000$42.95$214.8KForm 4
Jan 30, 2026Genworth Holdings, Inc.10% ownerSale634,953$39.37$25.0MForm 4
Dec 31, 2025Genworth Holdings, Inc.10% ownerSale908,673$39.47$35.9MForm 4
Nov 28, 2025Genworth Holdings, Inc.10% ownerSale878,006$37.36$32.8MForm 4
Nov 19, 2025RESTREPO ROBERT P JRDirectorSale7,438$37.39$278.1KForm 4
Nov 18, 2025RESTREPO ROBERT P JRDirectorSale2,562$37.41$95.8KForm 4
Oct 31, 2025Genworth Holdings, Inc.10% ownerSale940,819$36.19$34.0MForm 4
Sep 30, 2025Genworth Holdings, Inc.10% ownerSale922,169$38.35$35.4MForm 4
Aug 29, 2025Gupta RohitPresident and CEOSale4,000$37.73$150.9KForm 4

All 64 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Sources

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