AIFU on Nasdaq

AIFU Inc.

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Last updated Oct 16, 2026.

Overview

$79.6MRevenue, fiscal 2025²

-$325.4MNet income, fiscal 2025²

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TickerAIFU on Nasdaq
IndustryInsurance Agents, Brokers & Service
HeadquartersE9
Incorporated inCayman Islands³
Business addressRoom 1, Building 10, Jinzhong Guobin Hu, Qinyuan 2Nd Road, Xili Street, Shenzhen³
Filer categoryNon-accelerated filer³

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

-7.0%Operating margin²

-408.8%Net margin²

-67.9%Revenue growth, 2025²

-475.5%Return on equity²

-$2.8MFree cash flow²

Where the money goes

Where each dollar of revenue went, fiscal 2025

Other costs

Other costs99¢$79.0M
Income tax1¢$575.0K

Out of $79.6M in revenue.² The company lost money this year.

Financial statements

Revenue⁴⁵⁶⁷⁸⁹²$79.6M in 2025−85% since 2019

Operating income⁴⁵⁶⁷⁸⁹²-$5.6M in 2025

Net income⁴⁵⁶⁷⁸⁹²-$325.4M in 2025

Every line of the income statement in the latest annual report, as filed.²

Period ending	2025-12-31	2024-12-31	2023-12-31
Total net revenues	556.6M CNY	1.3B CNY	2.8B CNY
Total operating costs	-282.3M CNY	-799.8M CNY	-1.9B CNY
Selling expenses	-60.7M CNY	-104.3M CNY	-151.8M CNY
General and administrative expenses	-252.7M CNY	-470.7M CNY	-563.5M CNY
Impairment loss		-404.1M CNY
Total operating costs and expenses	-595.6M CNY	-1.8B CNY	-2.6B CNY
Income (Loss) from operations	-39.1M CNY	-447.1M CNY	176.5M CNY
Gains (Losses) from fair value change	-25.0M CNY	-78.5M CNY	102.9M CNY
Investment income related to the realized gain on short term investments	39.5M CNY	42.3M CNY	48.2M CNY
(Losses) Gains from disposal of subsidiaries	-116.6M CNY	897.3M CNY	-2.9M CNY
Interest income, net	30.2M CNY	15.1M CNY	15.0M CNY
Financial cost	-3.7M CNY	-3.3M CNY	-10.1M CNY
Provision for credit losses	-1.6B CNY	-47.1M CNY	-6.5M CNY
Impairment loss on financial assets	-610.6M CNY
Others, net	12.2M CNY	22.7M CNY	25.6M CNY
Income (Loss) before income taxes, share of income and impairment of affiliates, net	-2.3B CNY	401.3M CNY	348.8M CNY
Income tax expense	-4.0M CNY	-92.0M CNY	-59.2M CNY
Share of income of affiliates, net of impairment		-5.1M CNY	-1.3M CNY
Net income (loss) from continuing operations	-2.3B CNY	304.3M CNY	288.2M CNY
Net income from discontinued operations, net of tax	3.2M CNY	5.2M CNY	855.0K CNY
Net income (loss)	-2.3B CNY	309.5M CNY	289.1M CNY
Less: Net (loss) income attributable to the non-controlling interests	1.4M CNY	-145.5M CNY	8.6M CNY
Continuing operations	1.4M CNY	-148.7M CNY	4.8M CNY
Discontinued operations		3.2M CNY	3.8M CNY
Net income (loss) attributable to the shareholders of the Company	-2.3B CNY	455.0M CNY	280.5M CNY
Continuing operations	-2.3B CNY	453.0M CNY	283.5M CNY
Discontinued operations	3.2M CNY	1.9M CNY	-3.0M CNY
Continuing operations (in Dollars per share and Yuan Renminbi per share)	-225 CNY	170 CNY	106 CNY
Discontinued operations (in Dollars per share and Yuan Renminbi per share)	0 CNY	1 CNY	-1 CNY
Continuing operations (in Dollars per share and Yuan Renminbi per share)	-225 CNY	169 CNY	105 CNY
Discontinued operations (in Dollars per share and Yuan Renminbi per share)	0 CNY	1 CNY	-1 CNY
Basic: (in Shares)	10.1M shares	2.7M shares	2.7M shares
Diluted (in Shares)	10.1M shares	2.7M shares	2.7M shares
Foreign currency translation adjustments	-20.0M CNY	1.7M CNY	2.2M CNY
Unrealized net gains (loss) on available-for-sale investments	-33.6M CNY	-11.4M CNY	2.5M CNY
Total comprehensive income (loss)	-2.3B CNY	299.7M CNY	293.8M CNY
Less: comprehensive income (loss) attributable to the non-controlling interests	1.4M CNY	-145.5M CNY	8.6M CNY
Comprehensive income (loss) attributable to the Companys shareholders	-2.3B CNY	445.2M CNY	285.2M CNY

Total assets⁴⁵⁶⁷⁸⁹²$218.5M in 2025−56% since 2019

Total liabilities⁴⁵⁶⁷⁸⁹²$151.1M in 2025−25% since 2019

Shareholders’ equity⁴⁵⁶⁷⁸⁹²$68.4M in 2025−75% since 2019

Cash⁴⁵⁶⁷⁸⁹²$4.4M in 2025−82% since 2019

Every line of the balance sheet in the latest annual report, as filed.²

Period ending	2025-12-31	2025-04-30	2024-12-31
Cash and cash equivalents	31.1M CNY		106.0M CNY
Restricted cash	3.1M CNY		34.6M CNY
Securities available for sale, at fair value	2.5M CNY		563.4M CNY
Equity securities, at fair value	2.7M CNY
Accounts receivable, net of allowances of RMB1,186 and RMB1,858 as of December 31, 2024 and 2025, respectively	65.5M CNY		95.1M CNY
Contract assets, net of allowances of nil and RMB164 as of December 31, 2024 and 2025, respectively	182.5M CNY		260.4M CNY
Other receivables, net	288.3M CNY		708.6M CNY
Other current assets	14.8M CNY		23.4M CNY
Current assets related to discontinued operation			248.1M CNY
Total current assets	603.8M CNY		2.0B CNY
Restricted bank deposit non-current	16.1M CNY		16.5M CNY
Contract assets - non-current, net of allowances of nil and 509 as of December 31, 2024 and 2025, respectively	565.4M CNY		693.6M CNY
Property, plant, and equipment, net	62.9M CNY		71.0M CNY
Deferred tax assets	8.9M CNY		10.0M CNY
Investments in affiliates			1.0B CNY
Other non-current assets	237.5M CNY		225.5M CNY
Right-of-use assets	33.6M CNY		60.9M CNY
Non-current assets related to discontinued operation			29.1M CNY
Total non-current assets	924.3M CNY		2.1B CNY
Total assets	1.5B CNY		4.2B CNY
Short-term loans	56.0M CNY		135.0M CNY
Accounts payable	81.1M CNY		113.3M CNY
Accrued commissions	90.1M CNY		128.3M CNY
Insurance premium payables	6.0K CNY		312.0K CNY
Other payables and accrued expenses	184.7M CNY		177.1M CNY
Accrued payroll	17.9M CNY		19.2M CNY
Income taxes payable	67.0M CNY		63.3M CNY
Operating lease liabilities	15.3M CNY		30.1M CNY
Current liability related to discontinued operation			150.4M CNY
Total current liabilities	512.2M CNY		816.9M CNY
Accrued commissions	316.4M CNY		387.5M CNY
Tax liabilities	25.7M CNY		25.7M CNY
Deferred tax liabilities	187.2M CNY		216.1M CNY
Operating lease liabilities	15.5M CNY		27.9M CNY
Other non-current liabilities			33.4M CNY
Non-current liabilities related to discontinued operation			13.0M CNY
Total non-current liabilities	544.8M CNY		703.7M CNY
Total liabilities	1.1B CNY		1.5B CNY
Treasury stock			-197.0K CNY
Additional paid-in capital	401.9M CNY		192.8M CNY
Statutory reserves	343.0M CNY		593.7M CNY
Retained earnings (accumulated deficit)	-235.5M CNY		1.8B CNY
Accumulated other comprehensive loss	-91.2M CNY		-37.7M CNY
Total AIFU INC. shareholders equity	478.5M CNY		2.5B CNY
Non-controlling interests	-7.4M CNY		83.9M CNY
Total shareholders equity	471.1M CNY		2.6B CNY
Total liabilities and shareholders equity	1.5B CNY		4.2B CNY
Accounts receivable, net of allowances	1.9M CNY		1.2M CNY
Contract assets, net of allowances	164.0K CNY
Non-current, net of allowances	509.0K CNY
Ordinary shares, par value (in Dollars per share)		$0.00

Cash from operations⁴⁵⁶⁷⁸⁹²-$2.3M in 2025

Capital spending⁴⁵⁶⁷⁸⁹²$477.0K in 2025−83% since 2019

Free cash flow⁴⁵⁶⁷⁸⁹²-$2.8M in 2025

Dividends paid⁴⁵⁶⁷$7.5M in 2022−88% since 2019

Every line of the cash flow in the latest annual report, as filed.²

Period ending	2025-12-31	2024-12-31	2023-12-31
Net income (loss)	-2.3B CNY	309.5M CNY	289.1M CNY
Depreciation expense	5.3M CNY	12.5M CNY	16.2M CNY
Amortization of intangible assets		16.8M CNY	17.9M CNY
Non-cash operating lease expense	16.2M CNY	58.2M CNY	66.8M CNY
Loss on termination of operating lease	11.1M CNY	1.7M CNY	2.9M CNY
Allowance for credit losses on financial assets	1.6B CNY	43.6M CNY	24.6M CNY
Impairment loss on financial assets	610.6M CNY
Share-based compensation expenses	17.0M CNY	38.6M CNY	17.1M CNY
(Loss) Gain on disposal of property, plant and equipment	-6.6M CNY	224.0K CNY	1.3M CNY
Property, plant and equipment written off		4.2M CNY
Change in fair value of equity investments	7.3M CNY	82.6M CNY	-96.2M CNY
Derecognition of a contingent consideration	17.6M CNY	-4.1M CNY	-6.7M CNY
Investment income	-4.7M CNY	-5.4M CNY	-17.0M CNY
Net loss (gain) on disposal of subsidiaries	113.4M CNY	-897.3M CNY	2.9M CNY
Loss (gain) on disposal of investment in an associate	4.3M CNY
Share of loss of affiliates, net of impairment		10.3M CNY	1.3M CNY
Deferred taxes	-15.7M CNY	111.5M CNY	14.5M CNY
Interest accrued for other receivables	-31.2M CNY	-11.6M CNY	-3.5M CNY
Impairment of goodwill and intangible assets		404.1M CNY
Accounts receivable	7.0M CNY	76.8M CNY	196.4M CNY
Contract assets	205.5M CNY	116.9M CNY	-327.4M CNY
Insurance premium receivables			-16.0K CNY
Other receivables	-211.4M CNY	-272.4M CNY	9.0M CNY
Other current assets	-4.5M CNY	4.9M CNY	8.6M CNY
Other non-current assets	31.4M CNY	2.7M CNY	-4.9M CNY
Accounts payable	-67.5M CNY	-135.7M CNY	-362.1M CNY
Accrued commissions	-71.1M CNY	-13.8M CNY	364.0M CNY
Insurance premium payables	-305.0K CNY	-7.6M CNY	-1.6M CNY
Other payables and accrued expenses	115.5M CNY	310.5M CNY	-2.1M CNY
Accrued payroll	809.0K CNY	-30.3M CNY	-8.8M CNY
Income taxes payable	7.0M CNY	-24.1M CNY	-29.9M CNY
Lease liabilities	-27.3M CNY	-55.7M CNY	-68.3M CNY
Tax liabilities	-33.4M CNY	-4.7M CNY	-2.3M CNY
Net cash generated from (used in) operating activities	-16.3M CNY	142.9M CNY	101.8M CNY
Purchase of short-term investments	-49.9M CNY	-1.8B CNY	-4.4B CNY
Proceeds from disposal of short-term investments	84.7M CNY	2.2B CNY	4.2B CNY
Purchase of long-term investments			-135.5M CNY
Purchase of property, plant and equipment	-3.3M CNY	-8.4M CNY	-13.0M CNY
Proceeds from disposal of property, plant and equipment	13.7M CNY	3.1M CNY	3.0M CNY
Cash paid out for loan receivables from third parties		-824.8M CNY	-160.0M CNY
Cash received for loan receivables from third parties		141.0M CNY	229.0M CNY
Payment for business acquisitions, net of cash acquired			18.5M CNY
Proceeds as guarantee deposits from certain shareholders in business combinations			33.4M CNY
Payment as guarantee deposits to certain shareholders in business combinations			-33.4M CNY
Disposal of subsidiaries, net of cash disposed	-143.2M CNY	-50.4M CNY
Loan to a related party	-15.5M CNY
Loan from a related party	1.7M CNY
Cash received from disposal of an equity investment	354.0K CNY
Cash acquired on non-cash acquisitions	39.0K CNY
Others			-2.4M CNY
Net cash used in investing activities	-111.4M CNY	-436.6M CNY	-234.3M CNY
Proceeds from bank borrowings	74.0M CNY	135.0M CNY	182.3M CNY
Proceeds of issuance of ordinary shares	7.3M CNY	93.0K CNY
Repayment of bank and other borrowings	-153.0M CNY	-164.3M CNY	-62.8M CNY
Dividend distributed to non-controlling interest		-29.5M CNY
Proceeds on exercise of stock options	73.0K CNY
Capital contribution from non-controlling interests			7.3M CNY
Repurchase of ordinary shares from open market		-5.7M CNY	-40.6M CNY
Others		77.0K CNY	-110.0K CNY
Net cash (used in) generated from financing activities	-71.6M CNY	-64.4M CNY	86.2M CNY
Net decrease in cash and cash equivalents, and restricted cash	-199.3M CNY	-358.1M CNY	-46.3M CNY
Effect of exchange rate changes on cash and cash equivalents	3.8M CNY	1.9M CNY	138.0K CNY
Income taxes paid	10.3M CNY	12.6M CNY	76.9M CNY
Interests paid	3.8M CNY	3.3M CNY	8.8M CNY
Right-of-use assets obtained in exchange for lease liabilities	-699.0K CNY	-1.9M CNY	57.2M CNY
Acquisition of subsidiaries through issuing ordinary shares			-203.7M CNY
Equity shares received as consideration of disposal of subsidiaries (Note3)		1.0B CNY

Compare AIFU Inc. with another company

Former names

AIX Inc.Nov 22, 2024 to Apr 17, 2025³
FANHUA INC.Dec 7, 2016 to Nov 1, 2024³
CNINSURE INC.Oct 10, 2007 to Nov 22, 2016³

Recent filings

Oct 14, 2026SCHEDULE 13D/A
Oct 14, 2026SCHEDULE 13D/A
Oct 13, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Sep 29, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Sep 28, 2026SCHEDULE 13D/A
Sep 28, 2026SCHEDULE 13D/A
Sep 24, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Sep 24, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Sep 9, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Aug 31, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Aug 25, 20263
Aug 17, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Jun 17, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
Jun 12, 20266-K REPORT OF FOREIGN PRIVATE ISSUER
May 28, 2026EFFECT

Every filing from the last three years, summarized. The full record is on SEC EDGAR.¹

Sources

The numbers on this page point here. Each one links to the record it came from.

1
SEC EDGARAIFU Inc. filings on SEC EDGAR
2
SEC EDGARAIFU Inc. 10-K for fiscal 2025
3
SEC EDGARAIFU Inc. filings on SEC EDGAR
4
SEC EDGARAIFU Inc. 10-K for fiscal 2019
5
SEC EDGARAIFU Inc. 10-K for fiscal 2020
6
SEC EDGARAIFU Inc. 10-K for fiscal 2021
7
SEC EDGARAIFU Inc. 10-K for fiscal 2022
8
SEC EDGARAIFU Inc. 10-K for fiscal 2023
9
SEC EDGARAIFU Inc. 10-K for fiscal 2024