Overview
- Tickeron Australian Securities Exchange1
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Financial statements
Every line of the income statement in the latest annual report, as filed.6
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Interest and fees on loans | $1.6B | $1.1B | $846.9M |
| Interest on deposits in other banks | $26.1M | $10.8M | $6.1M |
| Taxable | $145.5M | $91.2M | $67.1M |
| Nontaxable | $33.9M | $32.6M | $34.4M |
| Total interest and dividend income | $1.8B | $1.2B | $954.5M |
| Interest on deposits | $615.5M | $483.9M | $296.7M |
| Interest on short-term borrowings | $6.6M | $23.2M | $27.1M |
| Interest on long-term borrowings | $44.4M | $21.9M | $19.6M |
| Total interest expense | $666.6M | $529.0M | $343.4M |
| Net interest income | $1.2B | $698.5M | $611.0M |
| Provision for credit losses | $141.8M | $50.1M | $31.6M |
| Net interest income after provision for credit losses | $1.0B | $648.5M | $579.4M |
| Service charges on deposit accounts | $46.5M | $37.3M | $33.2M |
| Other service charges, commissions and fees | $8.1M | $7.5M | $7.9M |
| Interchange fees | $14.5M | $12.1M | $9.7M |
| Fiduciary and asset management fees | $62.9M | $25.5M | $17.7M |
| Mortgage banking income | $8.7M | $4.2M | $2.7M |
| Loss on sale of securities | -$81.0K | -$6.5M | -$41.0M |
| Bank owned life insurance income | $21.0M | $15.6M | $11.8M |
| Loan-related interest rate swap fees | $18.4M | $9.4M | $10.0M |
| Other operating income | $39.5M | $13.7M | $38.9M |
| Total noninterest income | $219.4M | $118.9M | $90.9M |
| Salaries and benefits | $402.1M | $271.2M | $236.7M |
| Occupancy expenses | $48.2M | $30.2M | $25.1M |
| Furniture and equipment expenses | $22.1M | $14.6M | $14.3M |
| Technology and data processing | $61.9M | $37.5M | $32.5M |
| Professional services | $29.3M | $16.8M | $15.5M |
| Marketing and advertising expense | $18.8M | $12.1M | $10.4M |
| FDIC assessment premiums and other insurance | $30.1M | $20.3M | $19.9M |
| Franchise and other taxes | $18.9M | $18.4M | $18.0M |
| Loan-related expenses | $6.7M | $5.5M | $5.6M |
| Amortization of intangible assets | $59.7M | $19.3M | $8.8M |
| Merger-related costs | $157.3M | $40.0M | $3.0M |
| Other expenses | $40.6M | $21.6M | $40.6M |
| Total noninterest expenses | $895.6M | $507.5M | $430.4M |
| Income before income taxes | $337.0M | $259.8M | $239.9M |
| Income tax expense | $63.3M | $50.7M | $38.1M |
| Net Income | $273.7M | $209.1M | $201.8M |
| Dividends on preferred stock | $11.9M | $11.9M | $11.9M |
| Net income available to common shareholders | $261.8M | $197.3M | $189.9M |
| Basic earnings per common share | $2.03 | $2.29 | $2.53 |
| Diluted earnings per common share | $2.03 | $2.24 | $2.53 |
| Dividends declared per common share | $1.39 | $1.30 | $1.22 |
| Basic weighted average number of common shares outstanding | 128.8M shares | 86.1M shares | 75.0M shares |
| Diluted weighted average number of common shares outstanding | 129.2M shares | 87.9M shares | 75.0M shares |
Every line of the balance sheet in the latest annual report, as filed.6
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and due from banks | $234.3M | $196.4M | |
| Interest-bearing deposits in other banks | $706.0M | $153.7M | |
| Federal funds sold | $26.2M | $3.9M | |
| Total cash and cash equivalents | $966.5M | $354.1M | |
| Securities available for sale, at fair value | $4.2B | $2.4B | |
| Securities held to maturity, at carrying value | $884.2M | $803.9M | |
| Restricted stock, at cost | $190.2M | $103.0M | |
| Loans held for sale | $18.5M | $9.4M | |
| Loans held for investment, net of unearned income | $27.8B | $18.5B | |
| Less: allowance for loan and lease losses | $295.1M | $178.6M | $132.2M |
| Total loans held for investment, net | $27.5B | $18.3B | |
| Premises and equipment, net | $166.8M | $112.7M | |
| Goodwill | $1.7B | $1.2B | |
| Amortizable intangibles, net | $315.5M | $84.6M | |
| Bank owned life insurance | $672.9M | $493.4M | |
| Other assets | $942.6M | $676.2M | |
| Total assets | $37.6B | $24.6B | |
| Noninterest-bearing demand deposits | $6.8B | $4.3B | |
| Interest-bearing deposits | $23.6B | $16.1B | |
| Total deposits | $30.5B | $20.4B | |
| Securities sold under agreements to repurchase | $75.4M | $56.3M | |
| Other short-term borrowings | $650.0M | $60.0M | |
| Long-term borrowings | $771.9M | $418.3M | |
| Other liabilities | $610.4M | $510.2M | |
| Total liabilities | $32.6B | $21.4B | |
| Preferred stock, $10.00 par value | $173.0K | $173.0K | |
| Common stock, $1.33 par value | $188.6M | $118.5M | |
| Additional paid-in capital | $3.9B | $2.3B | |
| Retained earnings | $1.2B | $1.1B | |
| Accumulated other comprehensive loss | -$256.1M | -$359.7M | |
| Total stockholders' equity | $5.0B | $3.1B | $2.6B |
| Total liabilities and stockholders' equity | $37.6B | $24.6B | |
| Common shares outstanding | 141.8M shares | 89.8M shares | |
| Common shares authorized | 200.0M shares | 200.0M shares | |
| Preferred shares outstanding | 17.2K shares | 17.2K shares | |
| Preferred shares authorized | 500.0K shares | 500.0K shares | |
| Preferred stock, par value (in dollars per share) | $10.00 | $10.00 | |
| Common stock, par value (in dollars per share) | $1.33 | $1.33 | |
| Preferred stock, shares issued | 17.2K shares | 17.2K shares | |
| Common stock, shares issued | 141.8M shares | 89.8M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow in the latest annual report, as filed.6
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $273.7M | $209.1M | $201.8M |
| Provision for credit losses | $141.8M | $50.1M | $31.6M |
| Depreciation of premises and equipment | $17.7M | $12.8M | $12.9M |
| Amortization, net | $26.3M | $22.6M | $28.0M |
| (Accretion) amortization related to acquisitions, net | -$87.0M | -$21.3M | $4.8M |
| Losses on securities sales, net | $81.0K | $6.5M | $41.0M |
| Gain on CRE loan sale | -$10.9M | $0 | $0 |
| Gain on sale of equity interest | -$14.8M | $0 | $0 |
| BOLI income | -$21.0M | -$15.6M | -$11.8M |
| Deferred tax expense | $50.2M | $34.1M | $2.2M |
| Writedown of ROU assets, foreclosed properties, equipment, and acquired software | $13.3M | $216.0K | $1.9M |
| Gains on sales of foreclosed properties, former bank premises, and premises and equipment, net | -$232.0K | -$1.3M | -$30.4M |
| Originations and purchases | -$403.9M | -$209.6M | -$141.1M |
| Proceeds from sales | $2.3B | $209.4M | $138.3M |
| Net decrease (increase) in other assets | $18.8M | -$83.0K | -$23.2M |
| Net (decrease) increase in other liabilities | -$40.9M | $11.6M | $21.9M |
| Net cash provided by operating activities | $2.2B | $308.5M | $278.0M |
| Purchases | -$1.7B | -$627.5M | -$533.2M |
| Proceeds from sales | $630.1M | $643.0M | $899.9M |
| Proceeds from maturities, calls and paydowns | $628.6M | $268.9M | $178.2M |
| Purchases | -$104.2M | -$5.9M | -$13.8M |
| Proceeds from maturities, calls and paydowns | $18.9M | $35.5M | $20.3M |
| Net change in other investments | $5.4M | -$26.0M | -$14.1M |
| Net increase in LHFI | -$584.0M | -$644.3M | -$1.2B |
| Net purchases of premises and equipment | -$12.4M | -$7.4M | -$5.1M |
| Proceeds from BOLI settlements | $2.7M | $5.6M | $353.0K |
| Proceeds from sales of foreclosed properties, former bank premises, and premises and equipment | $5.7M | $7.4M | $56.5M |
| Net cash received in acquisition | $270.2M | $55.0M | $0 |
| Net cash used in investing activities | -$797.4M | -$295.7M | -$603.3M |
| Non-interest-bearing deposits | -$219.9M | $162.5M | -$920.1M |
| Interest-bearing deposits | -$930.5M | $831.2M | $1.8B |
| Short-term borrowings | $337.0M | -$902.9M | -$398.0M |
| Repayments of long-term debt | -$200.0M | $0 | $0 |
| Issuance for stock options exercised | $0 | $228.0K | $778.0K |
| Forward sale commmon stock issuance | $385.0M | $0 | $0 |
| Dividends paid | -$192.1M | -$123.9M | -$103.3M |
| Vesting of restricted stock, net of shares held for taxes | -$7.0M | -$4.0M | -$2.5M |
| Net cash (used in) provided by financing activities | -$827.6M | -$36.8M | $383.4M |
| Increase (decrease) in cash and cash equivalents | $612.4M | -$24.1M | $58.2M |
| Interest | $658.2M | $516.5M | $327.0M |
| Income taxes | $4.2M | $3.8M | $19.5M |
| Transfers from loans to foreclosed properties | $1.3M | $375.0K | $0 |
| Transfers from bank premises to other real estate owned | $0 | $8.6M | $139.0K |
| Issuance of common stock in exchange for net assets in acquisitions | $1.3B | $505.4M | $0 |
Timeline
- Nov 16, 2005Went public Listed on Australian Securities Exchange1
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1WikidataAUB GROUP LIMITED on Wikidata
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