Private company

Bapcor

Australian public company.¹

Last updated Oct 16, 2026.

Overview

Sep 13, 2011Founded¹

Tickeron Australian Securities Exchange¹
HeadquartersMelbourne Airport¹
Websitewww.bapcor.com.au

See how the biggest companies compare on our leaderboards

Financials

From the company’s reports to the SEC. Every number links to the filing it came from. Figures are in PEN, the currency the company reports in.

Key numbers, fiscal 2024

20.5%Net margin²

7.0%Revenue growth, 2024²

16.1%Return on equity²

14.2B PENFree cash flow²

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Regions

PEMember brought in 90% of the revenue Bapcor broke down this way in fiscal 2025.

PEMember29.7B PEN³90%up 21% from 2024
CO1.4B PEN³4%up 8% from 2024
BO735.0M PEN³2%down 31% from 2024
KY532.0M PEN³2%down 28% from 2024
PA404.0M PEN³1%up 13% from 2024
C L234.0M PEN³1%up 12% from 2024
BM125.0M PEN³0%up 116% from 2024
United States42.0M PEN³0%up 11% from 2024

Regions by year

Regions	2023	2024	2025
PEMember	22.6B PEN	24.6B PEN	29.7B PEN
CO	854.0M PEN	1.3B PEN	1.4B PEN
BO	1.0B PEN	1.1B PEN	735.0M PEN
KY	503.0M PEN	734.0M PEN	532.0M PEN
PA	384.0M PEN	356.0M PEN	404.0M PEN
C L	129.0M PEN	208.0M PEN	234.0M PEN
BM	150.0M PEN	-767.0M PEN	125.0M PEN
United States	29.0M PEN	38.0M PEN	42.0M PEN

Where the money goes

Where each dollar of revenue went, fiscal 2024

Other costsProfit

Other costs80¢21.8B PEN
Profit20¢5.6B PEN

Out of 27.5B PEN in revenue.²

Where each dollar of operating cash went, fiscal 2024

Kept or used elsewhere

Capital spending2¢310.1M PEN
Kept or used elsewhere98¢14.2B PEN

Out of 14.5B PEN of cash from operations.²

Financial statements

Revenue⁴⁵⁶⁷²27.5B PEN in 2024+53% since 2018

Net income⁴⁵⁶⁷²5.6B PEN in 2024+38% since 2018

Every line of the income statement in the latest annual report, as filed.³

Period ending	2025-12-31	2024-12-31	2023-12-31
Interest and similar income	19.9B PEN	19.9B PEN	18.8B PEN
Interest and similar expenses	-5.2B PEN	-5.8B PEN	-5.9B PEN
Net interest, similar income and expenses	14.7B PEN	14.1B PEN	12.9B PEN
Provision for credit losses on loan portfolio	-2.9B PEN	-3.9B PEN	-4.0B PEN
Recoveries of written-off loans	467.2M PEN	423.9M PEN	334.8M PEN
Provision for credit losses on loan portfolio, net of recoveries	-2.4B PEN	-3.5B PEN	-3.6B PEN
Net interest, similar income and expenses, after provision for credit losses on loan portfolio	12.3B PEN	10.6B PEN	9.3B PEN
Commissions and fees	4.2B PEN	4.1B PEN	3.8B PEN
Net gain on foreign exchange transactions	1.5B PEN	1.4B PEN	886.1M PEN
Net gain on securities	400.7M PEN	362.3M PEN	425.1M PEN
Net gain on derivatives held for trading	51.9M PEN	156.2M PEN	53.7M PEN
Net exchange difference result	42.0M PEN	-41.1M PEN	45.8M PEN
Others	584.6M PEN	514.8M PEN	440.7M PEN
Total other income	6.8B PEN	6.4B PEN	5.7B PEN
Insurance service result	1.8B PEN	1.7B PEN	1.6B PEN
Reinsurance result	-458.8M PEN	-494.6M PEN	-391.3M PEN
Total insurance and reinsurance result	1.4B PEN	1.2B PEN	1.2B PEN
Total income	28.6B PEN	27.5B PEN	25.7B PEN
Salaries and employee benefits	-5.4B PEN	-4.7B PEN	-4.3B PEN
Administrative expenses	-4.1B PEN	-4.2B PEN	-3.8B PEN
Depreciation and amortization	-746.2M PEN	-570.8M PEN	-511.2M PEN
Impairment loss on goodwill	0 PEN	-27.3M PEN	-72.0M PEN
Depreciation of right-of-use assets	-146.9M PEN	-142.6M PEN	-147.8M PEN
Others	-568.4M PEN	-773.3M PEN	-534.6M PEN
Total other expenses	-11.0B PEN	-10.4B PEN	-9.3B PEN
Net result before income tax	9.9B PEN	7.8B PEN	6.8B PEN
Tax expense (income)	-2.9B PEN	-2.2B PEN	-1.9B PEN
Credicorps equity holders	6.9B PEN	5.5B PEN	4.9B PEN
Non-controlling interest	157.3M PEN	122.0M PEN	94.3M PEN
Net result after income tax	7.1B PEN	5.6B PEN	5.0B PEN
Basic (in sol per share)	87.25 PEN	69.24 PEN	61.22 PEN
Diluted (in sol per share)	87.08 PEN	69.09 PEN	61.08 PEN

Total assets⁴⁵⁶⁷²256.1B PEN in 2024+44% since 2018

Total liabilities⁴⁵⁶⁷²221.1B PEN in 2024+45% since 2018

Shareholders’ equity⁵⁶⁷²35.0B PEN in 2024+44% since 2018

Cash⁵⁶⁷²47.6B PEN in 2024+115% since 2018

Every line of the balance sheet in the latest annual report, as filed.³

Period ending	2025-12-31	2024-12-31	2023-12-31
Non-interest-bearing	7.6B PEN	7.5B PEN
Interest-bearing	41.4B PEN	40.1B PEN
Total cash	49.0B PEN	47.7B PEN
Cash collateral, reverse repurchase agreements and securities borrowing	2.2B PEN	1.0B PEN
At fair value through profit or loss	5.0B PEN	4.7B PEN
At fair value through other comprehensive income	33.0B PEN	34.2B PEN
At fair value through other comprehensive income pledged as collateral	6.0B PEN	5.9B PEN
Total	39.0B PEN	40.1B PEN
Amortized cost	8.5B PEN	7.9B PEN
Amortized cost pledged as collateral	323.5M PEN	1.1B PEN
Total investments at amortized cost, net	8.8B PEN	9.0B PEN
Loans, net of unearned income	150.0B PEN	145.7B PEN
Allowance for loan losses	-7.7B PEN	-8.0B PEN
Total loans, net	142.3B PEN	137.7B PEN
Financial assets designated at fair value through profit or loss	992.4M PEN	932.7M PEN
Reinsurance contract assets	708.6M PEN	841.2M PEN
Property, furniture and equipment, net	2.1B PEN	1.4B PEN	1.4B PEN
Due from customers on bankers acceptances	345.9M PEN	528.2M PEN
Intangible assets and goodwill, net	4.8B PEN	3.3B PEN
Right-of-use assets, net	603.4M PEN	402.5M PEN
Deferred tax assets, net	$1.4B	$1.2B	$1.2B
Other assets	10.1B PEN	7.2B PEN
Total assets	267.4B PEN	256.1B PEN	238.8B PEN
Non-interest-bearing	52.2B PEN	47.2B PEN
Interest-bearing	118.2B PEN	114.7B PEN
Total	170.4B PEN	161.8B PEN
Payables from repurchase agreements and securities lending	8.2B PEN	9.1B PEN
Due to banks and correspondents	10.7B PEN	10.8B PEN
Due from customers on bankers acceptances	345.9M PEN	528.2M PEN
Lease liabilities	612.3M PEN	404.8M PEN
Financial liabilities at fair value through profit or loss	1.1B PEN	151.5M PEN
Insurance contract liability	14.3B PEN	13.4B PEN
Bonds and notes issued	14.0B PEN	17.3B PEN
Deferred tax liabilities, net	$376.9M	$59.0M	-$107.5M
Other liabilities	8.3B PEN	7.6B PEN
Total liabilities	228.3B PEN	221.1B PEN	205.7B PEN
Capital stock	1.3B PEN	1.3B PEN
Treasury stock	-209.8M PEN	-208.9M PEN
Capital surplus	148.7M PEN	176.3M PEN
Reserves	29.6B PEN	27.2B PEN
Other Reserves	544.8M PEN	214.6M PEN	295.8M PEN
Retained earnings	6.9B PEN	5.6B PEN
Total equity attributable to owners of parent	38.4B PEN	34.3B PEN
Non-controlling interest	729.2M PEN	630.8M PEN
Total equity	39.1B PEN	35.0B PEN	33.1B PEN
Total liabilities and equity	267.4B PEN	256.1B PEN

Cash from operations⁴⁵⁶⁷²14.5B PEN in 2024

Capital spending⁴⁵⁶⁷²310.1M PEN in 2024+71% since 2018

Free cash flow⁴⁵⁶⁷²14.2B PEN in 2024

Every line of the cash flow in the latest annual report, as filed.³

Period ending	2025-12-31	2024-12-31	2023-12-31
Net result after income tax	7.1B PEN	5.6B PEN	5.0B PEN
Provision for credit losses on loan portfolio	2.9B PEN	3.9B PEN	4.0B PEN
Depreciation and amortization	746.2M PEN	570.8M PEN	511.2M PEN
Depreciation of right-of-use assets	146.9M PEN	142.6M PEN	147.8M PEN
Depreciation of investment properties	8.8M PEN	9.1M PEN	8.1M PEN
Provision for sundry risks	149.7M PEN	315.2M PEN	95.9M PEN
Deferred income tax	-125.7M PEN	-54.9M PEN	-76.1M PEN
Net gain on sale of securities	-400.7M PEN	-362.3M PEN	-425.1M PEN
Impairment loss on goodwill	0 PEN	27.3M PEN	72.0M PEN
Net gain of trading derivatives	-51.9M PEN	-156.2M PEN	-53.7M PEN
Net gain from sale of property, furniture and equipment	-37.6M PEN	-68.0M PEN	-1.7M PEN
Net gain from sale of foreclosed assets	-30.1M PEN	-27.2M PEN	1.9M PEN
Expense for share-based payment transactions	149.0M PEN	104.8M PEN	83.3M PEN
Net gain from sale of loan portfolio	-1.8M PEN	-21.3M PEN	-83.5M PEN
Intangible losses due to withdrawals and dismissed projects	79.3M PEN	131.1M PEN	97.0M PEN
Gain on remeasurement of previously held equity interest in Pacifico Entidad Prestadora de Salud	-235.5M PEN	0 PEN	0 PEN
Others	65.0M PEN	145.5M PEN	3.0M PEN
Loans	-13.4B PEN	-4.5B PEN	-1.1B PEN
Investments at fair value through profit or loss	-204.9M PEN	412.4M PEN	-456.6M PEN
Investments at fair value through other comprehensive income	1.5B PEN	-2.6B PEN	-5.2B PEN
Cash collateral, reverse repurchase agreements and securities borrowings	-1.3B PEN	383.4M PEN	-330.4M PEN
Sale of written off portfolio	7.3M PEN	55.2M PEN	239.6M PEN
Income taxes paid (refund), classified as operating activities	-1.6B PEN	0 PEN	0 PEN
Other assets	-2.0B PEN	-1.1B PEN	520.3M PEN
Deposits and obligations	17.2B PEN	13.3B PEN	2.3B PEN
Due to Banks and correspondents	379.6M PEN	-1.6B PEN	3.5B PEN
Payables from repurchase agreements and securities lending	-704.3M PEN	-1.1B PEN	-2.8B PEN
Bonds and notes issued	-4.1B PEN	348.5M PEN	-2.2B PEN
Short-term and low-value lease payments	-143.9M PEN	-118.2M PEN	-108.4M PEN
Other liabilities	5.2B PEN	2.4B PEN	2.6B PEN
Net income for the period after the net change in assets and liabilities, and adjustments	11.3B PEN	16.2B PEN	6.2B PEN
Income tax paid	-2.7B PEN	-1.7B PEN	-2.1B PEN
Net cash flow from operating activities	8.6B PEN	14.5B PEN	4.1B PEN
Proceeds from sale of property, furniture and equipment	160.3M PEN	98.2M PEN	53.2M PEN
Proceeds from sale of investment property	1.3M PEN	47.1M PEN	0 PEN
Collections for maturities and coupons of investment at amortized cost	859.9M PEN	1.7B PEN	1.2B PEN
Purchase of property, furniture and equipment	-284.7M PEN	-310.1M PEN	-322.4M PEN
Purchase of investment property	-183.6M PEN	-70.4M PEN	-37.7M PEN
Purchase of intangible assets	-984.0M PEN	-801.3M PEN	-828.8M PEN
Purchase of investment at amortized cost	-255.2M PEN	-176.6M PEN	-1.4B PEN
Acquisition of Pacifico EPS shares, net cash acquired	-727.2M PEN	0 PEN	-5.6M PEN
Termination of the Joint Venture Agreement	-180.0M PEN	0 PEN	0 PEN
Net cash flows from investing activities	-1.6B PEN	527.6M PEN	-1.3B PEN
Dividends paid	-3.2B PEN	-3.7B PEN	-2.0B PEN
Dividends paid to non-controlling interest of subsidiaries	-120.9M PEN	-106.8M PEN	-62.1M PEN
Principal payments of leasing contracts	-152.9M PEN	-152.7M PEN	-157.4M PEN
Interest payments of leasing contracts	-37.2M PEN	-22.8M PEN	-25.6M PEN
Purchase of treasury stock	-119.3M PEN	-110.9M PEN	-85.6M PEN
Purchase of non-controlling interest of subsidiaries	-17.9M PEN	-36.8M PEN	-1.8M PEN
Subordinated bonds, net	1.8B PEN	2.3B PEN	62.0M PEN
Net cash flows from financing activities	-1.8B PEN	-1.8B PEN	-2.3B PEN
Net increase of cash and cash equivalents before effect of changes in exchange rate	5.2B PEN	13.2B PEN	560.3M PEN
Effect of changes in exchange rate of cash and cash equivalents	-3.8B PEN	410.3M PEN	-760.7M PEN
Interest received	20.0B PEN	19.9B PEN	18.7B PEN
Interest paid	-5.2B PEN	-5.9B PEN	-5.1B PEN
Received	4.8B PEN	2.3B PEN	284.9M PEN
Paid	-3.2B PEN	-175.5M PEN	-405.9M PEN
Exchange difference	-999.7M PEN	52.5M PEN	-159.2M PEN
Others	426.2M PEN	67.7M PEN	156.3M PEN

Compare Bapcor with another company

Timeline

Apr 24, 2014Went public Listed on Australian Securities Exchange¹
Sep 13, 2011Founded Founded¹

Sources

The numbers on this page point here. Each one links to the record it came from.

1
WikidataBapcor on Wikidata
2
SEC EDGARBapcor 10-K for fiscal 2024
3
SEC EDGARBapcor 20-F for fiscal 2025: revenue by region
4
SEC EDGARBapcor 10-K for fiscal 2018
5
SEC EDGARBapcor 10-K for fiscal 2019
6
SEC EDGARBapcor 10-K for fiscal 2020
7
SEC EDGARBapcor 10-K for fiscal 2021