BBD on NYSE

Bradesco

Logo: Banco Bradesco SA, Public domain, via Wikimedia Commons⁴

Brazilian banking institution

Price unavailable

Last updated Oct 16, 2026.

Overview

23.9BNet income, fiscal 2025⁵

1943Founded¹

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TickerBBD on NYSE¹
Industryeconomics of banking, financial sector, financial services¹
HeadquartersOsasco¹
Founded inOsasco¹
Websitebanco.bradesco
Legal formS.A.¹
Listed onNew York Stock Exchange (BBD), São Paulo Stock Exchange (BBDC4)¹
Business addressCidade De Deus S/N Vila Yara, Sao Paulo, 06029-900⁶
Filer categoryLarge accelerated filer⁶

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Ag jucelino — Photo: Bradesco~commonswiki, CC BY-SA 2.5, via Wikimedia Commons⁷

Banco Bradesco S.A. is a Brazilian financial services company headquartered in Osasco, in the state of São Paulo, Brazil. It is the third largest banking institution by assets in Brazil and Latin America. It is also one of fifty most valuable banks in the world. The bank is listed at the B3 in São Paulo, where it is part of the Índice Bovespa, in the New York Stock Exchange and in the Madrid Stock Exchange.³

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

13.4%Return on equity⁵

-$67.6BFree cash flow⁵

Financial statements

Net income⁸⁹¹⁰¹¹¹²⁵$23.9B in 2025+43% since 2018

Every line of the income statement in the latest annual report, as filed.⁵

Period ending	2025-12-31	2024-12-31	2023-12-31
Interest and similar income	267.1B BRL	211.7B BRL	211.5B BRL
Interest and similar expenses	-193.8B BRL	-144.3B BRL	-156.4B BRL
Net interest income	73.3B BRL	67.5B BRL	55.1B BRL
Fee and commission income	31.1B BRL	28.3B BRL	27.0B BRL
Net gains/(losses) on financial assets and liabilities measured at fair value through profit or loss	3.2B BRL	-2.2B BRL	10.9B BRL
Net gains/(losses) on financial assets measured at fair value through other comprehensive income	-99.3M BRL	1.0B BRL	1.8B BRL
Net gains/(losses) on foreign currency transactions	3.6M BRL	2.7B BRL	262.5M BRL
Insurance services result	11.3B BRL	8.9B BRL	5.2B BRL
- Insurance and pension income	61.1B BRL	57.3B BRL	51.3B BRL
- Insurance and pension expenses	-49.8B BRL	-48.4B BRL	-46.0B BRL
Operating income	14.4B BRL	10.4B BRL	18.2B BRL
Expected credit losses on loans and advances	-28.7B BRL	-26.6B BRL	-30.2B BRL
Expected credit losses on other financial assets	-930.1M BRL	-889.2M BRL	-1.9B BRL
Personnel expenses	-24.4B BRL	-22.3B BRL	-20.8B BRL
Other administrative expenses	-16.1B BRL	-16.6B BRL	-16.3B BRL
Depreciation and amortization	-7.1B BRL	-6.4B BRL	-6.0B BRL
Other operating income/(expenses)	-22.7B BRL	-18.1B BRL	-16.9B BRL
Operating expenses	-99.9B BRL	-90.9B BRL	-92.2B BRL
Income before income taxes and share of profit of associates and joint ventures	18.9B BRL	15.4B BRL	8.1B BRL
Share of profit of associates and joint ventures	2.2B BRL	1.5B BRL	2.1B BRL
Income before income taxes	21.0B BRL	16.9B BRL	10.2B BRL
Income tax benefit/(expense)	2.9B BRL	641.6M BRL	4.3B BRL
Net income	23.9B BRL	17.5B BRL	14.5B BRL
Shareholders of the parent	23.7B BRL	17.3B BRL	14.3B BRL
Non-controlling interests	251.9M BRL	289.3M BRL	251.4M BRL
Net income	23.9B BRL	17.5B BRL	14.5B BRL

Total assets¹³⁸⁹¹⁰¹¹¹²⁵$2.3T in 2025+78% since 2018

Total liabilities¹³⁸⁹¹⁰¹¹¹²⁵$2.2T in 2025+82% since 2018

Shareholders’ equity⁹¹⁰¹¹¹²⁵$178.9B in 2025+44% since 2018

Cash⁸⁹¹¹¹²⁵$193.5B in 2025+76% since 2018

Every line of the balance sheet in the latest annual report, as filed.⁵

Period ending	2025-12-31	2024-12-31	2023-12-31
Cash and balances with banks	137.0B BRL	146.6B BRL
Financial assets measured at fair value through profit or loss	547.8B BRL	371.9B BRL
Financial assets measured at fair value through other comprehensive income	139.0B BRL	156.3B BRL
Financial assets at amortized cost	1.3T BRL	1.2T BRL
- Loans and advances to financial institutions, net of provision for expected credit losses	235.5B BRL	196.2B BRL
- Loans and advances to customers, net of provision for expected credit losses	744.5B BRL	672.4B BRL
- Securities, net of provision for expected credit losses	259.5B BRL	267.0B BRL
- Other financial assets	73.4B BRL	81.2B BRL
Non-current assets held for sale and discontinued operations	3.8B BRL	3.5B BRL
Investments in associates and joint ventures	13.3B BRL	11.0B BRL	9.6B BRL
Property and equipment	9.4B BRL	10.2B BRL	11.1B BRL
Intangible assets and goodwill	25.7B BRL	23.7B BRL	22.1B BRL
Current income and other tax assets	12.9B BRL	11.8B BRL
Deferred income tax assets	111.2B BRL	101.8B BRL
Other assets	17.3B BRL	15.8B BRL
Total assets	2.3T BRL	2.1T BRL
- Deposits from banks	427.1B BRL	361.8B BRL
- Deposits from customers	721.3B BRL	644.3B BRL
- Securities issued	306.3B BRL	258.0B BRL
- Subordinated debt	54.7B BRL	57.5B BRL
- Other financial liabilities	117.4B BRL	101.1B BRL
Financial liabilities measured at fair value through profit or loss	18.3B BRL	16.2B BRL
- Loan Commitments	1.8B BRL	2.4B BRL
- Financial guarantees	1.3B BRL	1.3B BRL
Insurance contract liabilities	419.7B BRL	378.8B BRL
Other provisions	20.6B BRL	20.0B BRL
Current income tax liabilities	2.0B BRL	2.0B BRL
Deferred income tax liabilities	1.9B BRL	1.7B BRL
Other liabilities	59.1B BRL	55.4B BRL
Total liabilities	2.2T BRL	1.9T BRL
Capital	87.1B BRL	87.1B BRL
Treasury shares	-168.6M BRL	-568.7M BRL
Capital reserves	36.0M BRL	36.0M BRL
Profit reserves	90.6B BRL	84.5B BRL
Additional paid-in capital	70.5M BRL	70.5M BRL
Accumulated other comprehensive income/(loss)	804.0M BRL	-250.6M BRL
Retained (losses)	-70.8M BRL	-2.5B BRL
Equity attributable to shareholders of the parent	178.4B BRL	168.4B BRL
Non-controlling interests	533.5M BRL	532.8M BRL
Total equity	178.9B BRL	168.9B BRL	167.0B BRL
Total equity and liabilities	2.3T BRL	2.1T BRL

Cash from operations⁸⁹¹¹¹²⁵-$62.5B in 2025+862% since 2018

Capital spending⁸⁹¹¹¹²⁵$5.0B in 2025+110% since 2018

Free cash flow⁸⁹¹¹¹²⁵-$67.6B in 2025+660% since 2018

Every line of the cash flow in the latest annual report, as filed.⁵

Period ending	2025-12-31	2024-12-31	2023-12-31
Income before income taxes	21.0B BRL	16.9B BRL	10.2B BRL
Expected credit losses on loans and advances	28.7B BRL	26.6B BRL	30.2B BRL
Change in insurance contract liabilities	38.7B BRL	37.0B BRL	42.5B BRL
Net (gains)/losses on financial assets measured at fair value through other comprehensive income	99.3M BRL	-1.0B BRL	-1.8B BRL
Expenses with provisions and provisions and legal proceedings	8.7B BRL	6.0B BRL	6.3B BRL
Impairment of financial assets	930.1M BRL	889.2M BRL	1.9B BRL
Depreciation	2.4B BRL	2.6B BRL	2.6B BRL
Amortization of intangible assets	4.6B BRL	4.1B BRL	3.9B BRL
Share of profit of associates and joint ventures	-2.2B BRL	-1.5B BRL	-2.1B BRL
(Gains)/losses on disposal of non-current assets held for sale and discontinued operations	-183.2M BRL	4.6M BRL	-69.3M BRL
(Gains)/Losses from disposal of property and equipment	128.8M BRL	-206.1M BRL	-139.0M BRL
(Gains)/Losses on the sale of investments in associates	-75.8M BRL	9.6M BRL	14.3M BRL
Effect of changes in foreign exchange rates on cash and cash equivalents	88.3M BRL	305.2M BRL	-239.3M BRL
(Increase) in assets	-477.7B BRL	-243.5B BRL	-280.0B BRL
Compulsory deposits with the Central Bank	-1.6B BRL	-269.8M BRL	-15.5B BRL
Loans and advances to financial institutions	-42.4B BRL	34.8B BRL	-35.0B BRL
Loans and advances to customers	-223.0B BRL	-223.0B BRL	-111.8B BRL
Financial assets measured at fair value through profit or loss	-179.4B BRL	10.6B BRL	-85.7B BRL
Other assets	-31.3B BRL	-65.6B BRL	-32.0B BRL
Increase in Liabilities	305.9B BRL	187.4B BRL	180.3B BRL
Deposits from banks	115.1B BRL	75.8B BRL	79.3B BRL
Deposits from customers	133.1B BRL	65.8B BRL	82.5B BRL
Financial liabilities measured at fair value through profit or loss	2.0B BRL	698.4M BRL	2.2B BRL
Insurance contract liabilities	2.2B BRL	-3.0B BRL	-2.4B BRL
Other provisions	-8.1B BRL	-8.3B BRL	-6.6B BRL
Other liabilities	61.6B BRL	56.4B BRL	25.4B BRL
Cash generated by/(used in) operations	-68.8B BRL	35.6B BRL	-6.5B BRL
Interest received	119.9B BRL	102.5B BRL	102.6B BRL
Interest paid	-106.0B BRL	-80.8B BRL	-89.0B BRL
Income tax and social contribution paid	-7.6B BRL	-7.1B BRL	-7.4B BRL
Net cash provided by/(used in) operating activities	-62.5B BRL	50.2B BRL	-177.6M BRL
(Acquisitions) of subsidiaries, net of cash and cash equivalents		-211.1M BRL	-84.8M BRL
(Acquisition) of financial assets measured at fair value through other comprehensive income	-106.4B BRL	-82.2B BRL	-61.4B BRL
Disposal of financial assets measured at fair value through other comprehensive income	114.5B BRL	59.6B BRL	112.5B BRL
Maturity of financial assets at amortized cost	118.8B BRL	73.5B BRL	41.1B BRL
(Acquisition) of financial assets at amortized cost	-106.8B BRL	-75.0B BRL	-47.8B BRL
Disposal of non-current assets held for sale and discontinued operations	1.1B BRL	614.1M BRL	640.5M BRL
(Acquisitions) of investments in associates	-2.9B BRL	-1.2B BRL	-14.3M BRL
Disposal of investments in associates	65.5M BRL
Dividends and interest on equity received	401.2M BRL	479.4M BRL	978.9M BRL
(Acquisition) of property and equipment	-5.0B BRL	-2.3B BRL	-2.0B BRL
Proceeds from sale of property and equipment	1.1B BRL	590.6M BRL	1.4B BRL
(Acquisition) of intangible assets	-6.6B BRL	-5.8B BRL	-7.2B BRL
Interest received on financial assets at FVTPL and amortized cost	51.4B BRL	26.8B BRL	45.5B BRL
Net cash provided by / (used in) investing activities	59.8B BRL	-5.0B BRL	83.6B BRL
Funds from securities issued	156.5B BRL	54.7B BRL	105.3B BRL
Payments on securities issued	-110.4B BRL	-56.7B BRL	-87.0B BRL
Funds from subordinated debt issued	8.1B BRL	9.0B BRL	1.1B BRL
Payments on subordinated debt	-12.5B BRL	-5.3B BRL	-3.6B BRL
Lease payments	-1.5B BRL	-1.4B BRL	-1.7B BRL
Non-controlling shareholders	-251.3M BRL	-439.6M BRL	-44.2M BRL
Interest paid on financing liabilities	-39.5B BRL	-16.4B BRL	-28.2B BRL
Interest on equity/dividends paid	-11.8B BRL	-6.5B BRL	-8.9B BRL
Acquisition of treasury shares	-222.6M BRL	-568.7M BRL
Net cash provided by/(used in) financing activities	-11.7B BRL	-23.7B BRL	-23.1B BRL
(Decrease)/increase in cash and cash equivalents	-14.4B BRL	21.5B BRL	60.4B BRL

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The story

Founded by Amador Aguiar in 1943.¹

Leadership

Who has led Bradesco, and when. Pick a name to see everywhere that person has worked.

FounderAmador Aguiar¹

Products and brands

financial services

Listed on Wikidata.¹

Subsidiaries and ownership

Subsidiaries

agência do Bradesco em Araci

Also owns

Bradesco Seguros
Bradespar
Elo

From Wikidata.¹

Former names

BANK BRADESCOJan 18, 2002 to Oct 14, 2026⁶

Timeline

Aug 29, 2021Went public Listed on São Paulo Stock Exchange¹
1943Founded Founded in Osasco¹

Recent filings

Oct 14, 20266-K
Oct 9, 20266-K
Oct 9, 20264
Oct 5, 20266-K
Oct 5, 20264
Oct 5, 20264
Oct 1, 20266-K
Oct 1, 20266-K
Sep 30, 20264
Sep 22, 20264
Sep 22, 20264
Sep 22, 20264
Sep 22, 20264
Sep 22, 20264
Sep 22, 20264

Every filing from the last three years, summarized. The full record is on SEC EDGAR.²

Sources

The numbers on this page point here. Each one links to the record it came from.

1
WikidataBradesco on Wikidata
2
SEC EDGARBradesco filings on SEC EDGAR
3
WikipediaBradesco on Wikipedia
4
Wikimedia CommonsBradesco logo by Banco Bradesco SA, Public domain
5
SEC EDGARBradesco 10-K for fiscal 2025
6
SEC EDGARBradesco filings on SEC EDGAR
7
Wikimedia CommonsBradesco photo by Bradesco~commonswiki, CC BY-SA 2.5
8
SEC EDGARBradesco 10-K for fiscal 2018
9
SEC EDGARBradesco 10-K for fiscal 2019
10
SEC EDGARBradesco 10-K for fiscal 2020
11
SEC EDGARBradesco 10-K for fiscal 2021
12
SEC EDGARBradesco 10-K for fiscal 2022
13
SEC EDGARBradesco 10-K for fiscal 2018