BBVA on NYSE

Banco Bilbao Vizcaya Argentaria

Logo: Banco Bilbao Vizcaya Argentaria, S.A., Public domain, via Wikimedia Commons4

Spanish multinational financial services company

Banco Bilbao Vizcaya Argentaria, S.A. (Spanish: [ˈbaŋko βilˈβao βiθˈkaʝa aɾxenˈtaɾja]), better known by its initialism BBVA, is a Spanish multinational financial services company headquartered in Bilbao, with operative offices in Madrid. As one of the largest financial institutions globally, BBVA's core markets are primarily concentrated in Spain, Mexico, South America, and Turkey.3 From Wikipedia, CC BY-SA 4.0

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Last updated Oct 16, 2026.

Overview

11.1BNet income, fiscal 20255
1999Founded1

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  • TickerBBVA on NYSE1
  • Industryfinancial sector, financial services1
  • HeadquartersCiudad BBVA1
  • Founded inBilbao1
  • Websitewww.bbva.com
  • Legal formsociedad anónima1
  • Listed onBolsa de Valores de Asunción (BBV), Madrid Stock Exchange (BBVA), New York Stock Exchange (BBVA)1
  • Business addressCalle Azul 4, Madrid, U3 280506
  • Filer categoryLarge accelerated filer6

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Bilbao - BBVA (ex Banco de Comercio) 2
Photo: Zarateman, CC0, via Wikimedia Commons7

Banco Bilbao Vizcaya Argentaria, S.A. (Spanish: [ˈbaŋko βilˈβao βiθˈkaʝa aɾxenˈtaɾja]), better known by its initialism BBVA, is a Spanish multinational financial services company headquartered in Bilbao, with operative offices in Madrid. As one of the largest financial institutions globally, BBVA's core markets are primarily concentrated in Spain, Mexico, South America, and Turkey.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

18.0%Return on equity5
$14.1BFree cash flow5

Financial statements

Gross profit891011125$36.9B in 2025+76% since 2018
0$10.0B$20.0B$30.0B$40.0B2018: $20.9B$20.9B20182019: $21.5B$21.5B2019+3%2020: $20.2B$20.2B2020−6%2021: $21.1B$21.1B2021+4%2022: $24.7B$24.7B2022+17%2023: $29.5B$29.5B2023+19%2024: $35.5B$35.5B2024+20%2025: $36.9B$36.9B2025+4%
Operating income891011125$16.2B in 2025+137% since 2018
0$5.0B$10.0B$15.0B$20.0B2018: $6.8B$6.8B20182019: $7.2B$7.2B2019+6%2020: $5.2B$5.2B2020−28%2021: $7.5B$7.5B2021+45%2022: $10.4B$10.4B2022+39%2023: $12.4B$12.4B2023+20%2024: $15.3B$15.3B2024+23%2025: $16.2B$16.2B2025+5%
Net income891011125$11.1B in 2025+79% since 2018
0$5.0B$10.0B$15.0B2018: $6.2B$6.2B20182019: $4.3B$4.3B2019−30%2020: $2.1B$2.1B2020−53%2021: $5.6B$5.6B2021+173%2022: $6.8B$6.8B2022+20%2023: $8.4B$8.4B2023+24%2024: $10.6B$10.6B2024+26%2025: $11.1B$11.1B2025+5%

Every line of the income statement in the latest annual report, as filed.5

Period ending2025-12-312024-12-312023-12-31
Interest income58.3B EUR61.7B EUR47.9B EUR
Interest revenue calculated using effective interest method52.8B EUR55.2B EUR42.1B EUR
Other interest income5.5B EUR6.4B EUR5.7B EUR
Interest expense-32.1B EUR-36.4B EUR-24.8B EUR
Interest income (expense)26.3B EUR25.3B EUR23.1B EUR
Dividend income123.0M EUR120.0M EUR118.0M EUR
Share of profit (loss) of associates and joint ventures accounted for using equity method62.0M EUR40.0M EUR26.0M EUR
Fee and commission income13.7B EUR13.0B EUR9.9B EUR
Fee and commission expense-5.5B EUR-5.0B EUR-3.6B EUR
Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net423.0M EUR327.0M EUR76.0M EUR
Gains Losses On Derecognition Of Financial Assets At Amortized Cost24.0M EUR20.0M EUR41.0M EUR
Gains Losses On Derecognition Of Other Financial Assets And Liabilities398.0M EUR307.0M EUR35.0M EUR
Gains or losses on financial assets and liabilities held for trading net2.3B EUR2.5B EUR1.4B EUR
Reclassification Of Financial Assets From Fair Value Through Other Comprehensive Income To Held For Trading0 EUR0 EUR0 EUR
Reclassification Of Financial Assets From Amortized Cost To Held For Trading0 EUR0 EUR0 EUR
Reclassification Of Other Gains Losses To Held For Trading2.3B EUR2.5B EUR1.4B EUR
Gains (losses) on financial assets at fair value through profit or loss, mandatorily measured at fair value236.0M EUR179.0M EUR337.0M EUR
Reclassification Of Financial Assets From Fair Value Through Other Comprehensive Income To Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss0 EUR0 EUR0 EUR
Reclassification Of Financial Assets From Amortized Cost To Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss0 EUR0 EUR0 EUR
Reclassification Of Other Gains Losses To Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss236.0M EUR179.0M EUR337.0M EUR
Gains or losses on financial assets and liabilities designated at fair value through profit or loss net28.0M EUR249.0M EUR96.0M EUR
Gain (loss) on hedge ineffectiveness recognised in profit or loss-1.0M EUR5.0M EUR-17.0M EUR
Foreign exchange gain (loss)-285.0M EUR695.0M EUR339.0M EUR
Miscellaneous other operating income688.0M EUR623.0M EUR619.0M EUR
Miscellaneous other operating expense-2.6B EUR-4.0B EUR-4.0B EUR
Income from assets covered by insurance and reinsurance contracts3.9B EUR3.7B EUR3.1B EUR
Expense from liabilities covered by insurance and reinsurance contracts-2.4B EUR-2.2B EUR-1.8B EUR
Gross profit36.9B EUR35.5B EUR29.5B EUR
Administrative expenses-12.8B EUR-12.7B EUR-10.9B EUR
Employee benefits expense-7.8B EUR-7.7B EUR-6.5B EUR
Other expense-5.0B EUR-5.0B EUR-4.4B EUR
Depreciation and amortisation expense-1.5B EUR-1.5B EUR-1.4B EUR
Provision or reversal of provisions-373.0M EUR-198.0M EUR-373.0M EUR
Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss or net gains by modification-6.1B EUR-5.7B EUR-4.4B EUR
Gains (losses) on financial assets at amortised cost-6.1B EUR-5.7B EUR-4.4B EUR
Impairment Financial Assets Measured At Fair Value Through Other Comprehensive Income28.0M EUR-58.0M EUR-42.0M EUR
Profit (loss) from operating activities16.2B EUR15.3B EUR12.4B EUR
Impairment or reversal of impairment investments in subsidiaries joint ventures and associates32.0M EUR63.0M EUR-9.0M EUR
Impairment or reversal of impairment on non financial assets-13.0M EUR1.0M EUR-54.0M EUR
Impairment tangible assets-5.0M EUR-29.0M EUR16.0M EUR
Impairment loss recognised in profit or loss, intangible assets and goodwill-14.0M EUR-15.0M EUR-26.0M EUR
Impairment or reversal of impairment on other non financial assets-3.0M EUR-13.0M EUR-12.0M EUR
Gains(losses) on derecognized of non financial assets and subsidiaries net36.0M EUR14.0M EUR28.0M EUR
Negative goodwill recognised in profit and loss0 EUR0 EUR0 EUR
Gains (losses) from non current assets and disposal groups classified as held for sale not qualifying as discontinued operations18.0M EUR-17.0M EUR22.0M EUR
Profit (loss) before tax16.2B EUR15.4B EUR12.4B EUR
Tax expense (income)-5.1B EUR-4.8B EUR-4.0B EUR
Profit (loss) from continuing operations11.1B EUR10.6B EUR8.4B EUR
Profit (loss) from discontinued operations0 EUR0 EUR0 EUR
Profit (loss)11.1B EUR10.6B EUR8.4B EUR
Profit (loss), attributable to non-controlling interests-615.0M EUR-521.0M EUR-397.0M EUR
Profit (loss), attributable to owners of parent10.5B EUR10.1B EUR8.0B EUR
Basic earnings (loss) per share1.76 EUR1.68 EUR1.29 EUR
Basic earnings (loss) per share from continuing operations1.76 EUR1.68 EUR1.29 EUR
Diluted earnings (loss) per share from continuing operations1.76 EUR1.68 EUR1.29 EUR
Basic earnings (loss) per share from discontinued operations0.00 EUR0.00 EUR0.00 EUR
Diluted earnings (loss) per share from discontinued operations0.00 EUR0.00 EUR0.00 EUR

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How it started

Banco de Bilbao and Banco de Vizcaya

The history of BBVA began in 1857 in Bilbao, a city located in the Basque part of northern Spain, when the Board of Trade promoted the creation of Banco de Bilbao as an issuing and discount bank. Banco de Vizcaya was founded in 1901 and carried out its first operations in Bilbao. Little by little, it spread throughout the country. In 1988, the merger agreement between Banco de Bilbao and Banco de Vizcaya was signed. And in 1989, the BBV brand was adopted.

Merger of BBV and Argentaria: creation of BBVA

In 1991, the Spanish government of Felipe González created the public bank Argentaria, grouping in it the Spanish public banks. Subsequently, between 1993 and 1998 the process of privatization of the entity was carried out. BBV and Argentaria announced their merger project on 19 October 1999, with the aim of continuing to create value. The new bank (BBVA) was born with a significant size, a strong financial solvency and a large financial structure, an adequate geographical diversification of business and risks and, as a consequence of all this, a greater potential for profit growth.

Acquisitions of Unnim Banc and Catalunya Banc

After several years dedicated to external growth, BBVA takes advantage of the restructuring of the financial system in Spain to grow especially in Catalonia, one of the regions where it had the lowest market share. To this end, it acquired between 2012 and 2014 the two financial groups nationalized by the Government of Spain (Unnim Banc and Catalunya Banc), which grouped 6 Catalan savings banks.

From Wikipedia’s article on Banco Bilbao Vizcaya Argentaria, shared under CC BY-SA 4.0.3

Leadership

Who has led Banco Bilbao Vizcaya Argentaria, and when. Pick a name to see everywhere that person has worked.

Chair

  1. Carlos Torres Vila2018–now
200020052010201520202025

Products and brands

  • financial services

Listed on Wikidata.1

Subsidiaries and ownership

Subsidiaries

  • BBVA (Switzerland)
  • BBVA Argentina
  • BBVA Colombia
  • BBVA Mexico
  • BBVA Peru
  • BBVA Provincial
  • BBVA Uruguay
  • Garanti BBVA
  • Simple
  • Banca Catalana since 2000
  • BBVA USA since Sep 7, 2007

Also owns

From Wikidata.1

Acquisitions

  1. 2016Acquired Holvi1
  2. Sep 7, 2007Acquired BBVA USA1
  3. 2000Acquired Banca Catalana1
  4. Succeeded Argentaria1
  5. Succeeded Banco Bilbao Vizcaya1

Former names

  • BANCO BILBAO VIZCAYA ARGENTARIA S AFeb 21, 2002 to Oct 13, 20066

Timeline

  1. 1999Founded Founded in Bilbao1
  2. Jan 2, 1990Went public Listed on NYSE1

Recent filings

  1. Oct 13, 20266-K
  2. Oct 2, 20266-K
  3. Oct 1, 20266-K
  4. Sep 30, 20266-K
  5. Sep 30, 2026SBSE-A/A
  6. Sep 23, 20266-K
  7. Sep 22, 20266-K
  8. Sep 14, 20266-K
  9. Sep 10, 2026CERT NYSE CERTIFICATION
  10. Sep 8, 20266-K
  11. Sep 3, 20266-K
  12. Sep 3, 20268-A12B
  13. Aug 31, 20266-K
  14. Aug 26, 2026424B5
  15. Aug 25, 2026424B5

Every filing from the last three years, summarized. The full record is on SEC EDGAR.2

Sources

The numbers on this page point here. Each one links to the record it came from.

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