Overview
- Tickeron Australian Securities Exchange1
- HeadquartersMontreal1
- Websitewww.championiron.com
- Legal formpublic company limited by shares1
- Listed onAustralian Securities Exchange (CIA)1
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Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Business segments
International Insurance brought in 69% of the revenue CHAMPION IRON LIMITED broke down this way in fiscal 2025.
Business segments by year
| Business segments | 2024 | 2025 |
|---|---|---|
| International Insurance | $170.6M | $175.7M |
| Domestic Insurance | $73.5M | $79.1M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Other costs93¢$238.1M
- Income tax1¢$2.9M
- Profit6¢$14.6M
Out of $255.6M in revenue.3
Where each dollar of operating cash went, fiscal 2025
- Capital spending2¢$447.0K
- Kept or used elsewhere98¢$17.5M
Out of $18.0M of cash from operations.3
Financial statements
Every line of the income statement in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Premiums | $176.4M | $173.3M |
| Net investment income | $72.0M | $69.7M |
| Investment related gains (losses), net | $140.0K | -$2.6M |
| Other income | $7.1M | $4.6M |
| Total revenue | $255.6M | $245.0M |
| Claims and surrenders | $165.0M | $146.1M |
| Increase (decrease) in future policy benefit reserves | -$14.9M | -$4.3M |
| Policyholder liability remeasurement (gain) loss | $2.6M | $4.8M |
| Policyholders' dividends | $5.5M | $5.4M |
| Total insurance benefits paid or provided | $158.3M | $151.9M |
| Commissions | $47.3M | $49.1M |
| Other general expenses | $53.0M | $52.3M |
| Capitalized deferred policy acquisition costs | -$39.8M | -$41.3M |
| Amortization of deferred policy acquisition costs | $18.9M | $17.4M |
| Amortization of cost of customer relationships acquired | $451.0K | $597.0K |
| Total benefits and expenses | $238.1M | $230.0M |
| Income (loss) before federal income tax | $17.5M | $15.0M |
| Federal income tax expense (benefit) | $2.9M | $68.0K |
| Net income (loss) | $14.6M | $14.9M |
| Unrealized holding gains (losses) arising during period | $36.1M | -$31.0M |
| Reclassification adjustment for losses (gains) included in net income | -$349.0K | $699.0K |
| Unrealized gains (losses) on fixed maturity securities, net | $35.7M | -$30.3M |
| Change in current discount rate for liability for future policy benefits | -$27.1M | $56.6M |
| Income tax expense (benefit) on other comprehensive income items | $1.1M | $4.1M |
| Other comprehensive income (loss) | $7.5M | $22.2M |
| Total comprehensive income (loss) | $22.1M | $37.1M |
Every line of the balance sheet in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Fixed maturity securities, available-for-sale, at fair value (amortized cost: $1,432,454 and $1,401,301 in 2025 and 2024, respectively) | $1.3B | $1.2B | |
| Equity securities, at fair value | $1.4M | $5.4M | |
| Policy loans | $67.5M | $71.2M | |
| Other long-term investments (portion measured at fair value $85,157 and $93,337 in 2025 and 2024, respectively) | $85.4M | $93.6M | |
| Total investments | $1.4B | $1.4B | |
| Cash and cash equivalents (restricted portion: $1,554 in 2025 and 2024) | $23.0M | $29.3M | $27.0M |
| Accrued investment income | $18.2M | $17.5M | |
| Receivable for securities | $90.0K | $0 | |
| Reinsurance recoverable | $10.9M | $6.9M | |
| Deferred policy acquisition costs | $220.5M | $199.6M | $175.8M |
| Cost of customer relationships acquired | $9.0M | $9.4M | $10.0M |
| Federal income tax receivable | $624.0K | $148.0K | |
| Property and equipment, net | $9.8M | $10.6M | |
| Due premiums | $11.3M | $11.7M | |
| Other assets (less allowance for losses of $740 and $516 in 2025 and 2024, respectively) | $9.2M | $8.8M | |
| Total assets | $1.8B | $1.7B | |
| Future policy benefit reserves | $1.2B | $1.2B | |
| Annuities | $175.6M | $150.0M | |
| Dividend accumulations | $51.4M | $47.8M | |
| Premiums paid in advance | $29.1M | $31.2M | |
| Policy claims payable | $8.8M | $8.8M | $6.6M |
| Other policyholders' funds | $8.0M | $7.3M | |
| Total policyholder funds | $272.7M | $245.0M | |
| Total policy liabilities | $1.5B | $1.4B | |
| Commissions payable | $4.2M | $4.5M | |
| Deferred income tax liabilities, net | $6.0M | $3.4M | |
| Other liabilities | $47.5M | $48.9M | |
| Total liabilities | $1.5B | $1.5B | |
| Retained earnings | $71.7M | $57.1M | |
| Accumulated other comprehensive income (loss) | -$88.4M | -$96.0M | |
| Treasury stock, at cost | -$23.7M | -$23.7M | |
| Total stockholders' equity | $235.0M | $210.4M | $172.1M |
| Total liabilities and stockholders' equity | $1.8B | $1.7B | |
| Fixed maturities available-for-sale, cost | $1.4B | $1.4B | |
| Private equity funds | $85.2M | $93.3M | |
| Restricted Cash and Investments, Current | $1.6M | $1.6M | |
| Accounts Receivable, Allowance for Credit Loss | $740.0K | $516.0K |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Net income (loss) | $14.6M | $14.9M |
| Investment related gains (losses), net of sales of investments and other assets | -$140.0K | $2.6M |
| Net deferred policy acquisition costs | -$20.9M | -$23.9M |
| Amortization of cost of customer relationships acquired | $451.0K | $597.0K |
| Depreciation | $741.0K | $619.0K |
| Amortization of premiums and discounts on investments | $4.4M | $5.1M |
| Stock-based compensation | $2.8M | $1.5M |
| Deferred federal income tax expense (benefit) | $1.5M | -$1.8M |
| Accrued investment income | -$695.0K | -$186.0K |
| Reinsurance recoverable | -$3.9M | -$3.0M |
| Due premiums | $422.0K | -$457.0K |
| Future policy benefit reserves | -$10.8M | -$423.0K |
| Other policyholders' liabilities | $32.0M | $22.5M |
| Federal income tax receivable | -$476.0K | $1.4M |
| Commissions payable and other liabilities | -$1.3M | $13.8M |
| Other, net | -$645.0K | -$1.4M |
| Net cash provided by operating activities | $18.0M | $31.9M |
| Sale of fixed maturities, available-for-sale | $94.7M | $15.2M |
| Maturities and calls of fixed maturities, available-for-sale | $40.6M | $51.2M |
| Purchase of fixed maturities, available-for-sale | -$170.4M | -$84.4M |
| Purchases of equity securities | -$120.0K | $0 |
| Sales of equity securities | $4.5M | $0 |
| Principal payments on mortgage loans | $9.0K | $9.0K |
| (Increase) decrease in policy loans, net | $3.8M | $4.1M |
| Sale of other long-term investments | $24.9M | $3.6M |
| Purchase of other long-term investments and real estate | -$17.0M | -$16.2M |
| Purchase of property and equipment | -$447.0K | -$663.0K |
| Net cash used in investing activities | -$19.7M | -$27.2M |
| Annuity deposits | $2.4M | $7.5M |
| Annuity withdrawals | -$6.8M | -$9.6M |
| Other share repurchases | -$278.0K | -$393.0K |
| Net cash provided by financing activities | -$4.6M | -$2.5M |
| Net increase (decrease) in cash and cash equivalents | -$6.3M | $2.3M |
Timeline
- Jun 8, 2007Went public Listed on Australian Securities Exchange1
Links
- Websitewww.championiron.com1
- WikidataQ109625715
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 2Company websiteCHAMPION IRON LIMITED logo
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