Private company

Cincinnati Bancorp, Inc.

American savings institution company, incorporated in Maryland1

In its 2022 annual report the company says: “Cincinnati Bancorp, Inc. is the successor to Cincinnati Bancorp (a Federal corporation), the former stock holding company of Cincinnati Federal and majority-owned subsidiary of the former CF Mutual Holding Company.”27

Last updated Oct 20, 2026.

Overview

  • IndustrySavings Institution, Federally Chartered1
  • HeadquartersCincinnati, Ohio1
  • Incorporated inMD2
  • Business address6581 Harrison Avenue, Cincinnati, Oh 452472
  • Filer categoryNon-accelerated filer, Smaller reporting company2

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income345$1.6M in 2021−28% since 2018
0$1.0M$2.0M$3.0M$4.0M2018: $2.3M$2.3M20182019: $798.5K$798.5K2019−65%2020: $3.2M$3.2M2020+295%2021: $1.6M$1.6M2021−48%
Fiscal year201720182019202020212022
Cost of revenue$91.6K3$118.4K4$134.2K5$136.5K5
Interest$2.1M3$2.9M4$2.6M5$1.6M5
Income before tax$2.1M5
Income tax$191.3K3$87.7K4$820.0K5$448.2K5
Net income$2.3M3$798.5K4$3.2M5$1.6M5
Earnings per share$1.343$0.284$1.145$0.595
Earnings per share (diluted)$1.343$0.274$1.125$0.585
Shares (weighted, basic)2.7M shares5
Shares (weighted, diluted)2.8M shares5

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Corporate structure

Cincinnati Bancorp, Inc. sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Cincinnati Bancorp, Inc.

  • Joseph Stilwell Filed SC 13D/A on Cincinnati Bancorp, Inc., latest Sep 21, 2022
  • Cincinnati Bancorp, Inc. Cincinnati, Ohio

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Cincinnati Bancorp, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$6.7M5 Dec 31, 2021$6.5M5 Dec 31, 2020+3.6%
Accumulated depreciation$3.2M5 Dec 31, 2021$3.0M5 Dec 31, 2020+7.8%
Property and equipment, net$3.5M5 Dec 31, 2021$3.5M5 Dec 31, 20200%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$21.9M5 Dec 31, 2021$32.3M5 Dec 31, 2020−32.4%
Debt securities available for sale$5.2M4 Dec 31, 2020$6.7M4 Dec 31, 2019−22.6%
Loans, net of allowance$195.5M5 Dec 31, 2021$166.7M5 Dec 31, 2020+17.3%
Deposits held (banks)$204.5M5 Dec 31, 2021$152.2M5 Dec 31, 2020+34.3%

Leadership

Who has led Cincinnati Bancorp, Inc., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Robert A. Bedinghaus2020–2022

Chair

  1. Robert A. Bedinghaus2020–2022

President

  1. Joseph Bunke V.2020–2021

Chief financial officer

  1. Herbert C. Brinkman2020–2021
2025
Board members and other officers (7)

Timeline

  1. Jan 26, 20238-K Listing notice or transfer; Regulation FD disclosure19
  2. Dec 22, 20228-K Executive or director change20
  3. Sep 19, 20228-K Other events21
  4. May 20, 20228-K Shareholder vote22
  5. Apr 21, 20228-K Other events23
  6. Feb 17, 20228-K Other events24
  7. Dec 23, 20218-K Executive or director change25
  8. Jan 22, 2020New chief executive Robert A. Bedinghaus becomes CEO9

Filings

27 filings to the SEC since October 2021: 1 annual reports, 4 quarterly reports, 7 major events, 5 insider forms, 3 large holders, 7 other. The latest 20:

  1. Feb 16, 202315-12G EDGAR
  2. Feb 8, 2023SC 13G/A CINCINNATI BANCORP, INC. SCHEDULE 13G (AMENDMENT 2) DECEMBER 31, 2022 EDGAR
  3. Feb 6, 202325 CINCINNATI BANCORP, INC. FORM 25 FEBRUARY 6, 2023 EDGAR
  4. Feb 6, 2023S-8 POS CINCINNATI BANCORP, INC. POST-EFFECTIVE AMENDMENT NO.1 TO FORM S-8 FEBRUARY 6, 2 EDGAR
  5. Feb 6, 2023S-8 POS EDGAR
  6. Feb 6, 2023S-8 POS CINCINNATI BANCORP, INC. POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 FEBRUARY 6, EDGAR
  7. Jan 26, 20238-K EDGAR
  8. Dec 22, 20228-K EDGAR
  9. Nov 14, 202210-Q EDGAR
  10. Sep 21, 2022SC 13D/A EDGAR
  11. Sep 19, 20228-K EDGAR
  12. Aug 12, 202210-Q EDGAR
  13. Jun 13, 202211-K CINCINNATI BANCORP, INC. FORM 11-K DECEMBER 31, 2021 EDGAR
  14. May 25, 20224 OWNERSHIP DOCUMENT EDGAR
  15. May 24, 20224 OWNERSHIP DOCUMENT EDGAR
  16. May 20, 20228-K EDGAR
  17. May 19, 20224 OWNERSHIP DOCUMENT EDGAR
  18. May 16, 202210-Q EDGAR
  19. Apr 21, 20228-K EDGAR
  20. Apr 14, 2022DEF 14A EDGAR

The 27 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

6 open-market trades by officers, directors and large owners since October 2021: 6 buys and 0 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 24, 2022Bedinghaus Robert A.Chairman/CEOBuy1,000$14.34$14.3KForm 4
May 23, 2022Nurre Andrew J.DirectorBuy200$14.45$2.9KForm 4
May 18, 2022Nurre Andrew J.DirectorBuy947$14.60$13.8KForm 4
Dec 17, 2021Bedinghaus Robert A.Chairman/CEOBuy557$14.25$7.9KForm 4
Dec 16, 2021Bedinghaus Robert A.Chairman/CEOBuy203$14.25$2.9KForm 4
Nov 24, 2021Bedinghaus Robert A.Chairman/CEOBuy1,000$15.43$15.4KForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

SEC filer profile

How Cincinnati Bancorp, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARCincinnati Bancorp, Inc.1
  • CIK0001787005
  • Employer ID (EIN)84-28486361
  • Filer statusNon-accelerated filer<br>smaller reporting company1
  • Incorporated inMaryland1
  • Fiscal year endsDecember 311
  • Industry code (SIC)6035 Savings Institution, Federally Chartered1
  • Business address6581 Harrison Avenue, Cincinnati, OH 452471
  • Phone513-574-30251
  • Shares outstanding2,886,275 as of Nov 10, 20228
  • Public float$35.7M as of Jun 30, 20215
  • On EDGAR sinceSep 11, 20191
  • Filings108 in all: 4 (29), 8-K (18), 3 (13), 10-Q (9), 10-K (3), 11-K (3), 424B3 (3), CORRESP (3)1
    All 25 form types

    DEF 14A (3), S-8 (3), S-8 POS (3), SC 13D/A (3), S-1/A (2), SC 13G/A (2), 15-12G (1), 25 (1), 3/A (1), 8-A12B (1), 8-K/A (1), CERT (1), EFFECT (1), S-1 (1), SC 13D (1), SC 13G (1), UPLOAD (1)

  • Latest filingsAnnual report (10-K) Mar 31, 2022
    Quarterly report (10-Q) Nov 14, 2022
    Proxy statement (DEF 14A) Apr 14, 2022
    Latest 8-K (8-K) Jan 26, 2023

Sources

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    SEC EDGAROther events
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