CLST on Nasdaq

Catalyst Bancorp, Inc.

Savings institution company, listed on Nasdaq (CLST)1

In its 2026 annual report the company says: “Catalyst Bancorp is a registered bank holding company and is authorized to pursue business activities permitted by applicable laws and regulations, which may include the acquisition of banking and financial services companies. We have not entered into a definitive agreement to acquire any other financial institution, but we may determine to do so in the future.”3 It is headquartered in Opelousas, Louisiana.1

Price unavailable

Last updated Oct 20, 2026.

Overview

Compare with another stock.

  • TickerCLST on Nasdaq1
  • IndustrySavings Institution, Federally Chartered1
  • HeadquartersOpelousas, Louisiana1
  • Business address235 N. Court Street, Opelousas, La 705702
  • Filer category, Emerging growth company2

See how the biggest companies compare on our leaderboards

Catalyst Bancorp, Inc. (“Catalyst Bancorp” or the “Company”) was incorporated by St. Landry Homestead Federal Savings Bank (“St. Landry Homestead” or the “Bank”) in February 2021 as part of the conversion of St. Landry Homestead from the mutual to the stock form of organization. In June 2022, St. Landry Homestead changed its name to Catalyst Bank (the “Bank”).3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income45678$2.1M in 2025
-$4.0M-$2.0M0$2.0M$4.0M2020: -$703.0K-$703.0K20202021: $1.9M$1.9M20212022: $180.0K$180.0K2022−91%2023: $526.0K$526.0K2023+192%2024: -$3.1M-$3.1M20242025: $2.1M$2.1M2025

Every line of the income statement as filed: the last 2 fiscal years, latest first.8

Period ending2025-12-312024-12-31
Loans receivable, including fees$11.2M$10.1M
Investment securities$1.4M$1.1M
Cash and due from banks$1.3M$2.6M
Other earning assets$56.0K$86.0K
Total interest income$13.9M$13.9M
Deposits$3.8M$3.2M
Borrowings$315.0K$1.1M
Total interest expense$4.1M$4.3M
Net interest income$9.8M$9.5M
Provision for credit losses$60.0K$531.0K
Net interest income after provision for credit losses$9.7M$9.0M
Service charges on deposit accounts$781.0K$798.0K
Bank-owned life insurance$494.0K$463.0K
Loss on sale of investment securities-$5.5M
(Loss) gain on disposals and sales of fixed assets-$1.0K$6.0K
Federal community development grant$0$280.0K
Other$84.0K$120.0K
Total non-interest income (loss)$1.4M-$3.8M
Salaries and employee benefits$5.2M$4.8M
Occupancy and equipment$823.0K$765.0K
Data processing and communication$718.0K$1.3M
Professional fees$404.0K$469.0K
Directors' fees$477.0K$461.0K
ATM and debit card$103.0K$141.0K
Foreclosed assets, net-$85.0K$74.0K
Advertising and marketing$131.0K$129.0K
Regulatory fees and assessments$134.0K$149.0K
Franchise and shares tax$69.0K$67.0K
Other$657.0K$723.0K
Total non-interest expense$8.6M$9.2M
Income (loss) before income tax expense (benefit)$2.5M-$4.0M
Income tax expense (benefit)$452.0K-$894.0K
NET INCOME (LOSS)$2.1M-$3.1M
Earnings (loss) per share - basic (in dollars per share)$0.56-$0.78
Earnings (loss) per share - diluted (in dollars per share)$0.56-$0.78

Compare Catalyst Bancorp, Inc. with another company

Corporate structure

Catalyst Bancorp, Inc. sits at the top of its group. 1 entity on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Catalyst Bancorp, Inc.

  • Joseph Stilwell Filed SCHEDULE 13D/A on Catalyst Bancorp, Inc., latest Aug 27, 2026 (4 filings since Oct 30, 2025)
  • VANGUARD CAPITAL MANAGEMENT LLC Filed SCHEDULE 13G on Catalyst Bancorp, Inc., latest Apr 29, 2026
  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on Catalyst Bancorp, Inc., latest Mar 26, 2026 (2 filings since Feb 13, 2024)
  • Catalyst Bancorp, Inc. Employee Stock Ownership Plan Filed SCHEDULE 13G/A on Catalyst Bancorp, Inc., latest Feb 13, 2026 (6 filings since Feb 11, 2022)
  • Mount Grey Capital LLC Filed SC 13G/A on Catalyst Bancorp, Inc., latest Aug 14, 2024 (4 filings since Oct 4, 2022)
  • Catalyst Bancorp, Inc. Opelousas, Louisiana

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Catalyst Bancorp, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$10.2M8 Dec 31, 2025$10.2M8 Dec 31, 2024+0.5%
Accumulated depreciation$4.4M8 Dec 31, 2025$4.1M8 Dec 31, 2024+6.9%
Property and equipment, net$5.8M8 Dec 31, 2025$6.1M8 Dec 31, 2024−3.9%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$25.2M8 Dec 31, 2025$44.3M8 Dec 31, 2024−43.1%
Loans, net of allowance$167.8M8 Dec 31, 2025$164.6M8 Dec 31, 2024+2.0%
Deposits held (banks)$185.3M8 Dec 31, 2025$185.7M8 Dec 31, 2024−0.2%

Properties, in its own words

We currently conduct business from our main office and five full-service banking offices. The aggregate net book value of the land, building and leasehold improvements with respect to our offices at December 31, 2025 was $5.1 million. We owned all of such offices at December 31, 2025. No offices were leased. We believe that our current facilities are adequate to meet our present and foreseeable needs, other than routine and customary repair and maintenance needs.

Item 2 of the 10-K filed Mar 31, 2026.3

Leadership

Who has led Catalyst Bancorp, Inc., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Joseph B. Zanco2021–now

Chair

  1. Todd A. Kidder2021

President

  1. Joseph B. Zanco2021–now

Chief financial officer

  1. Jutta Codori2021
  2. Jacques L.j. Bourque2022–now
2025
Board members and other officers (10)

Timeline

  1. Sep 29, 20268-K Financial statements and exhibits24
  2. Sep 15, 20268-K Executive or director change25
  3. Aug 18, 20268-K Executive or director change26
  4. Jul 30, 20268-K Results of operations27
  5. Jul 14, 20268-K Completed an acquisition or sale; Other events28
  6. Jun 26, 20268-K Other events29
  7. May 21, 20268-K Shareholder vote30
  8. Apr 30, 20268-K Results of operations31
  9. Apr 8, 20268-K Entered a material agreement; Regulation FD disclosure; Other events32
  10. Jan 29, 20268-K Results of operations33
  11. Nov 21, 20258-K Other events34
  12. Nov 6, 20258-K Change of auditor35
  13. Oct 7, 2021New chief executive Joseph B. Zanco becomes CEO11

Calendar

Coming up

  1. Oct 22, 2026Reports results for the quarter ending Sep/202636

When it reported results

  1. Jul 30, 2026Reported quarterly or annual results27
  2. Apr 30, 2026Reported quarterly or annual results31
  3. Jan 29, 2026Reported quarterly or annual results33
  4. Oct 23, 2025Reported quarterly or annual results37
  5. Jul 24, 2025Reported quarterly or annual results38
  6. Apr 24, 2025Reported quarterly or annual results39
  7. Jan 23, 2025Reported quarterly or annual results40
  8. Oct 24, 2024Reported quarterly or annual results41

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

194 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 43 major events, 91 insider forms, 19 large holders, 21 other. The latest 20:

  1. Sep 29, 20268-K/A EDGAR
  2. Sep 18, 20264 EDGAR
  3. Sep 15, 20268-K EDGAR
  4. Sep 2, 20264 EDGAR
  5. Sep 2, 20264 EDGAR
  6. Sep 2, 20264 EDGAR
  7. Aug 27, 2026DFAN14A EDGAR
  8. Aug 27, 2026SCHEDULE 13D/A EDGAR
  9. Aug 18, 20268-K EDGAR
  10. Aug 14, 202610-Q EDGAR
  11. Jul 30, 20268-K EDGAR
  12. Jul 14, 20268-K EDGAR
  13. Jun 30, 202611-K EDGAR
  14. Jun 26, 20268-K EDGAR
  15. Jun 12, 20264 EDGAR
  16. Jun 12, 20264 EDGAR
  17. Jun 12, 20264/A EDGAR
  18. Jun 12, 20264 EDGAR
  19. Jun 11, 20264 EDGAR
  20. Jun 11, 20264 EDGAR

The 194 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

35 open-market trades by officers, directors and large owners since October 2021: 33 buys and 2 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jun 10, 2026Kleiser Kirk E.DirectorBuy6,200$16.11$99.9KForm 4
Jun 10, 2026Kleiser Kirk E.DirectorSale6,000$16.04$96.2KForm 4
Oct 28, 2025Kleiser Kirk E.DirectorBuy4,750$13.41$63.7KForm 4
Oct 28, 2025Kleiser Kirk E.DirectorSale4,750$13.40$63.7KForm 4
Jun 11, 2025Kleiser Kirk E.DirectorBuy1,750$12.28$21.5KForm 4
Dec 3, 2024Zanco Joseph BPRESIDENT AND CEOBuy6,250$11.87$74.2KForm 4
Dec 2, 2024Zanco Joseph BPRESIDENT AND CEOBuy8,333$11.79$98.2KForm 4
Nov 22, 2024Kleiser Kirk E.DirectorBuy1,900$11.64$22.1KForm 4
Nov 1, 2023Kleiser Kirk E.DirectorBuy1,699$11.21$19.0KForm 4
May 19, 2023Bellard Ted D.DirectorBuy4$10.33$41Form 4
May 18, 2023Bellard Ted D.DirectorBuy1,600$10.49$16.8KForm 4
May 18, 2023Bellard Ted D.DirectorBuy2,394$10.01$24.0KForm 4
May 16, 2023Bellard Ted D.DirectorBuy5,824$9.91$57.7KForm 4
May 12, 2023Zanco Joseph BPRESIDENT AND CEOBuy125$9.75$1.2KForm 4
May 11, 2023Zanco Joseph BPRESIDENT AND CEOBuy2,301$9.49$21.8KForm 4
May 8, 2023Kleiser Kirk E.DirectorBuy5,200$9.63$50.1KForm 4
May 4, 2023Zanco Joseph BPRESIDENT AND CEOBuy5,000$9.60$48.0KForm 4
May 1, 2023Kleiser Kirk E.DirectorBuy5,500$10.95$60.2KForm 4
May 1, 2023Kleiser Kirk E.DirectorBuy5,500$10.95$60.2KForm 4
Sep 7, 2022Bourque Jacques L.J.CHIEF FINANCIAL OFFICERBuy100$13.46$1.3KForm 4

All 35 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025Joseph B. Zanco$300.0K$588.2K47
2025Amanda B. Quebedeaux$155.0K$245.0K47
2025Don P. Ledet$150.0K$238.9K47
2024President andChief Executive Officer$300.0K$437.0K47
2024Senior Vice President andChief Operations Officer$150.7K$191.3K47

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Stilwell Value LLC364,085$6.0M3.4%+81,651
Knott David M Jr114,000$3.6M1.9%New
Graham Capital Wealth Management, LLC195,939$3.2M2.5%−1,346
Vanguard Capital Management LLC189,486$3.1M0.0%−654
BlackRock, Inc.68,797$1.1M0.0%+3,164
Alliancebernstein L.P.61,066$1.0M0.0%+29,436
Geode Capital Management, LLC34,571$571.0K0.0%+82
Montz Harcus Wealth Management LLC30,000$495.3K0.2%No change
Kestra Advisory Services, LLC25,000$412.8K0.0%No change
Vanguard Fiduciary Trust Co24,351$402.0K0.0%+135
Renaissance Technologies LLC23,100$381.4K0.0%−100
Susquehanna International Group, Llp23,078$381.0K0.0%+12,253
Raffles Associates LP21,110$348.5K0.2%+10,555
Citadel Advisors LLC14,582$240.7K0.0%+1,581
Summit Financial Wealth Advisors, LLC13,600$224.5K0.0%−4,600
NewEdge Advisors, LLC11,500$189.9K0.0%−10,000
Basswood Capital Management, L.l.c.11,246$185.7K0.0%No change
Wittenberg Investment Management, Inc.10,669$176.1K0.1%−3,000
Vanguard Global Advisers, LLC1,140$18.8K0.0%No change
American Capital Advisory, LLC125$2.1K0.0%No change
Golden State Wealth Management, LLC75$1.2K0.0%No change
UBS Group AG68$1.1K0.0%+21
Bnp Paribas Financial Markets6$990.0%No change

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How Catalyst Bancorp, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARCatalyst Bancorp, Inc.1
  • CIK0001849867
  • Employer ID (EIN)86-24117623
  • Filer statusNon-accelerated filer an emerging growth company; a smaller reporting company; not a shell company3
  • Incorporated inLouisiana3
  • Industry code (SIC)6035 Savings Institution, Federally Chartered1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address235 N. Court Street, Opelousas, LA 705701
  • Phone337-948-30331
  • Shares outstanding4,033,791 as of Aug 12, 202610
  • Public float$43.0M as of Jun 30, 20253
  • AuditorBDO USA, P.C., Baton Rouge, Louisiana PCAOB ID 243; no auditor attestation of internal control over financial reporting3
  • On EDGAR sinceMar 12, 20211
  • Filings210 in all: 4 (69), 8-K (43), 10-Q (16), 3 (12), 4/A (8), 10-K (5), DEF 14A (5), SC 13G/A (5)1
    All 30 form types

    SCHEDULE 13G/A (5), 11-K (4), ARS (4), CORRESP (4), S-1/A (4), SC 13G (4), SCHEDULE 13D/A (3), 144 (2), 8-K/A (2), S-8 (2), UPLOAD (2), 3/A (1), 424B3 (1), 5 (1), 8-A12B (1), CERT (1), DEFA14A (1), DFAN14A (1), EFFECT (1), S-1 (1), SCHEDULE 13D (1), SCHEDULE 13G (1)

  • Latest filingsAnnual report (10-K) Mar 31, 2026
    Quarterly report (10-Q) Aug 14, 2026
    Proxy statement (DEF 14A) Apr 14, 2026
    Latest 8-K (8-K) Sep 15, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock (par value $.01 per share)CLSTNasdaq

From the cover page of the 10-K filed Mar 31, 2026 (Section 12(b) of the Exchange Act).3

Risk factors and legal proceedings

Legal proceedings

Catalyst Bancorp and Catalyst Bank are not involved in any pending legal proceedings other than nonmaterial legal proceedings occurring in the ordinary course of business.

The opening of Item 3, Legal Proceedings.3

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22
  23. 23
  24. 24
  25. 25
  26. 26
  27. 27
  28. 28
  29. 29
    SEC EDGAROther events
  30. 30
  31. 31
  32. 32
  33. 33
  34. 34
    SEC EDGAROther events
  35. 35
  36. 36
  37. 37
  38. 38
  39. 39
  40. 40
  41. 41
  42. 42
  43. 43
  44. 44
  45. 45
  46. 46
  47. 47