COLB on Nasdaq
COLUMBIA BANKING SYSTEM, INC.
$28.57 up 0.55 (1.94%)Price as of Oct 15, 2026 at 17:33 UTC
Last updated Oct 16, 2026.
Overview
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Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Card-based Fees brought in 33% of the revenue COLUMBIA BANKING SYSTEM, INC. broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2023 | 2024 | 2025 |
|---|---|---|---|
| Card-based Fees | $55.0M | $57.0M | $58.0M |
| Account Service Fees | $38.0M | $46.0M | $57.0M |
| Investment Advisory, Management and Administrative Service | $13.0M | $20.0M | $35.0M |
| Transaction-based and overdraft service charges | $28.0M | $26.0M | $27.0M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Income tax24¢$178.0M
- Profit76¢$550.0M
Out of $177.0M in revenue.4
Where each dollar of operating cash went, fiscal 2025
- Dividends paid45¢$335.0M
- Share buybacks15¢$109.0M
- Kept or used elsewhere40¢$302.0M
Out of $746.0M of cash from operations.4
Financial statements
Every line of the income statement in the latest annual report, as filed.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Interest and fees on loans and leases | $2.5B | $2.3B | $2.1B |
| Taxable | $340.0M | $305.0M | $277.0M |
| Exempt from federal income tax | $34.0M | $28.0M | $24.0M |
| Dividends | $13.0M | $12.0M | $13.0M |
| Interest on temporary investments and interest-bearing deposits | $71.0M | $90.0M | $111.0M |
| Total interest income | $2.9B | $2.8B | $2.5B |
| Interest on deposits | $747.0M | $803.0M | $462.0M |
| Interest on securities sold under agreement to repurchase and federal funds purchased | $4.0M | $5.0M | $3.0M |
| Interest on borrowings | $128.0M | $190.0M | $243.0M |
| Interest on junior and other subordinated debentures | $34.0M | $39.0M | $38.0M |
| Total interest expense | $913.0M | $1.0B | $746.0M |
| Net interest income | $2.0B | $1.7B | $1.8B |
| PROVISION FOR CREDIT LOSSES | $150.0M | $106.0M | $213.0M |
| Net interest income after provision for credit losses | $1.9B | $1.6B | $1.6B |
| Revenue from contract with customer | $177.0M | $149.0M | $134.0M |
| Residential mortgage banking revenue, net | $31.0M | $24.0M | $17.0M |
| Gain on investment securities, net | $6.0M | $0 | $2.0M |
| Gain (loss) on loan and lease sales, net | $1.0M | -$3.0M | $4.0M |
| Gain (loss) on certain loans held for investment, at fair value | $11.0M | -$10.0M | $3.0M |
| Bank-owned life insurance income | $25.0M | $19.0M | $16.0M |
| Other income | $47.0M | $32.0M | $28.0M |
| Total non-interest income | $298.0M | $211.0M | $204.0M |
| Salaries and employee benefits | $672.0M | $589.0M | $616.0M |
| Occupancy and equipment, net | $216.0M | $182.0M | $183.0M |
| Communications | $14.0M | $14.0M | $16.0M |
| Marketing | $15.0M | $11.0M | $11.0M |
| Services | $57.0M | $53.0M | $53.0M |
| Deposit costs | $24.0M | $8.0M | $7.0M |
| FDIC assessments | $28.0M | $42.0M | $71.0M |
| Intangible amortization | $127.0M | $119.0M | $111.0M |
| Merger and restructuring expense | $148.0M | $24.0M | $172.0M |
| Legal settlement | $55.0M | $0 | $0 |
| Other expenses | $67.0M | $62.0M | $73.0M |
| Total non-interest expense | $1.4B | $1.1B | $1.3B |
| Income before provision for income taxes | $728.0M | $719.0M | $471.0M |
| Provision for income taxes | $178.0M | $185.0M | $122.0M |
| Net income | $550.0M | $534.0M | $349.0M |
| Basic (in dollars per share) | $2.31 | $2.56 | $1.79 |
| Diluted (in dollars per share) | $2.30 | $2.55 | $1.78 |
| Basic (in shares) | 238.0M shares | 208.5M shares | 195.3M shares |
| Diluted (in shares) | 239.1M shares | 209.3M shares | 195.9M shares |
Every line of the balance sheet in the latest annual report, as filed.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and due from banks | $511.0M | $497.0M | |
| Interest-bearing cash and temporary investments | $1.9B | $1.4B | |
| Total cash and cash equivalents | $2.4B | $1.9B | |
| Equity and other, at fair value | $113.0M | $78.0M | |
| Available for sale, at fair value | $11.1B | $8.3B | |
| Held to maturity, at amortized cost | $18.0M | $2.0M | |
| Loans held for sale | $262.0M | $72.0M | |
| Loans and leases | $47.8B | $37.7B | |
| Allowance for credit losses on loans and leases | -$466.0M | -$425.0M | -$441.0M |
| Net loans and leases | $47.3B | $37.3B | |
| Restricted equity securities | $159.0M | $150.0M | |
| Premises and equipment, net | $422.0M | $349.0M | |
| Goodwill | $1.5B | $1.0B | |
| Other intangible assets, net | $712.0M | $484.0M | |
| Bank-owned life insurance | $1.2B | $694.0M | |
| Other assets | $1.6B | $1.3B | |
| Total assets | $66.8B | $51.6B | |
| Non-interest-bearing | $17.4B | $13.3B | |
| Interest-bearing | $36.8B | $28.4B | |
| Total deposits | $54.2B | $41.7B | |
| Securities sold under agreements to repurchase | $207.0M | $237.0M | |
| Borrowings | $3.2B | $3.1B | |
| Junior subordinated debentures, at fair value | $338.0M | $331.0M | |
| Junior and other subordinated debentures, at amortized cost | $97.0M | $108.0M | |
| Other liabilities | $939.0M | $961.0M | |
| Total liabilities | $59.0B | $46.5B | |
| Preferred stock, no par value, shares authorized: 2,000, issued and outstanding: 0 | $0 | $0 | |
| Common stock, no par value, shares authorized in 2025 and 2024: 520,000; issued and outstanding: 295,422 in 2025 and 209,536 in 2024 | $8.1B | $5.8B | |
| Accumulated deficit | -$26.0M | -$237.0M | |
| Accumulated other comprehensive loss | -$233.0M | -$462.0M | |
| Total shareholders' equity | $7.8B | $5.1B | |
| Total liabilities and shareholders' equity | $66.8B | $51.6B | |
| Loans and leases, at fair value | $78.0M | $169.0M | |
| Preferred Stock, No Par Value (in dollars per share) | $0 | $0 | |
| Preferred Stock, Shares Authorized | 2.0M shares | 2.0M shares | |
| Preferred Stock, Shares Issued | 0 shares | 0 shares | |
| Preferred Stock, Shares Outstanding | 0 shares | 0 shares | |
| Common stock, par value (in dollars per share) | $0 | $0 | |
| Common stock, shares authorized | 520.0M shares | 520.0M shares | |
| Common stock, shares outstanding | 295.4M shares | 209.5M shares | |
| Common stock, shares issued | 295.4M shares | 209.5M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow in the latest annual report, as filed.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $550.0M | $534.0M | $349.0M |
| Deferred income tax expense | $54.0M | $31.0M | $13.0M |
| Accretion of investment discounts, net | -$92.0M | -$78.0M | -$68.0M |
| Provision for credit losses | $150.0M | $106.0M | $213.0M |
| Change in cash surrender value of bank-owned life insurance | -$26.0M | -$19.0M | -$16.0M |
| Depreciation, amortization and accretion, net | $141.0M | $150.0M | $144.0M |
| Gain on sale of premises and equipment | -$7.0M | -$3.0M | -$31.0M |
| Additions to residential mortgage servicing rights carried at fair value | -$7.0M | -$6.0M | -$5.0M |
| Change in fair value of residential mortgage servicing rights carried at fair value | $16.0M | $7.0M | $24.0M |
| Stock-based compensation | $33.0M | $20.0M | $18.0M |
| Net increase in equity and other investments | -$12.0M | -$2.0M | -$1.0M |
| Gain on investment securities, net | -$6.0M | $0 | -$2.0M |
| Gain on sale of loans and leases, net | -$15.0M | -$5.0M | -$10.0M |
| Change in fair value of loans held for sale | $15.0M | $0 | $0 |
| Origination of loans held for sale | -$642.0M | -$564.0M | -$442.0M |
| Proceeds from sales of loans held for sale | $748.0M | $528.0M | $603.0M |
| Net decrease (increase) in other assets | $75.0M | -$38.0M | -$24.0M |
| Net decrease in other liabilities | -$229.0M | -$2.0M | -$95.0M |
| Net cash provided by operating activities | $746.0M | $659.0M | $670.0M |
| Purchases of investment securities available for sale | -$2.4B | -$70.0M | -$926.0M |
| Proceeds from investment securities available for sale | $2.8B | $552.0M | $1.7B |
| Purchases of restricted equity securities | -$301.0M | -$144.0M | -$291.0M |
| Redemption of restricted equity securities | $390.0M | $173.0M | $261.0M |
| Net change in loans and leases | $745.0M | -$517.0M | -$1.3B |
| Proceeds from sales of loans and leases | $138.0M | $146.0M | $748.0M |
| Purchases of premises and equipment, net of proceeds from sales | -$40.0M | -$36.0M | $41.0M |
| Proceeds from bank-owned life insurance death benefits | $9.0M | $6.0M | $5.0M |
| Purchase of bank-owned life insurance | -$16.0M | $0 | -$28.0M |
| Proceeds from sale of mortgage servicing rights | $0 | $0 | $57.0M |
| Cash received in an acquisition | $874.0M | $0 | $274.0M |
| Other | $4.0M | $4.0M | $1.0M |
| Net cash provided by investing activities | $2.2B | $114.0M | $502.0M |
| Net (decrease) increase in deposit liabilities | -$2.0B | $114.0M | -$651.0M |
| Net decrease in federal funds purchased | $0 | $0 | -$14.0M |
| Net decrease in securities sold under agreements to repurchase | -$30.0M | -$16.0M | -$127.0M |
| Proceeds from borrowings | $11.7B | $4.9B | $17.4B |
| Repayment of borrowings | -$11.6B | -$5.8B | -$16.6B |
| Repayment of subordinated debentures | -$10.0M | $0 | $0 |
| Net proceeds from issuance of common stock under ESPP | $3.0M | $0 | $1.0M |
| Dividends paid on common stock | -$335.0M | -$300.0M | -$270.0M |
| Repurchase and retirement of common stock | -$109.0M | -$6.0M | -$6.0M |
| Net cash used in financing activities | -$2.4B | -$1.1B | -$304.0M |
| Net increase (decrease) in cash and cash equivalents | $502.0M | -$285.0M | $868.0M |
| Interest | $930.0M | $1.1B | $693.0M |
| Income taxes | $123.0M | $101.0M | $139.0M |
| Changes in unrealized gains and losses on investment securities available for sale, net of taxes | $234.0M | -$112.0M | $81.0M |
| Changes in unrealized gains and losses on junior subordinated debentures carried at fair value, net of taxes | -$5.0M | -$11.0M | $6.0M |
| Transfer of loans held for investment to loans held for sale | $295.0M | $0 | $118.0M |
| Transfer of loans held for sale to loans held for investment | $13.0M | $3.0M | $6.0M |
Former names
- COLUMBIA BANKING SYSTEM INCAug 13, 1996 to May 3, 20193
Recent filings
- Sep 30, 20268-K
- Sep 15, 20264
- Sep 8, 20264
- Sep 4, 20264
- Sep 2, 20263
- Aug 18, 20264
- Aug 14, 20268-K
- Aug 13, 2026SCHEDULE 13G/A
- Aug 4, 202610-Q
- Jul 30, 20268-K
- Jul 23, 20268-K
- Jul 2, 20264
- Jul 1, 20268-K
- Jun 25, 202611-K
- Jun 16, 202611-K/A
Every filing from the last three years, summarized. The full record is on SEC EDGAR.1
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 2Yahoo FinanceCOLB quote
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