CRD-A on NYSE
CRAWFORD & CO
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Last updated Oct 16, 2026.
Overview
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Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
1.5%Net margin2
-2.2%Revenue growth, 20252
11.3%Return on equity2
1.09×Debt to equity2
$94.8MFree cash flow2
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Service brought in 97% of the revenue CRAWFORD & CO broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2023 | 2024 | 2025 |
|---|---|---|---|
| Service | $1.3B | $1.3B | $1.3B |
| Reimbursements | $49.8M | $48.5M | $45.1M |
Business segments
International Loss Adjusting brought in 33% of the revenue CRAWFORD & CO broke down this way in fiscal 2025.
Business segments by year
| Business segments | 2024 | 2025 |
|---|---|---|
| International Loss Adjusting | $393.1M | $419.4M |
| Broadspire | $388.1M | $401.9M |
| North America Loss Adjusting | $312.2M | $304.9M |
| Platform Solutions | $173.7M | $120.8M |
| Crawford Legal Services | $25.5M | $18.8M |
Regions
United States brought in 58% of the revenue CRAWFORD & CO broke down this way in fiscal 2025.
Regions by year
| Regions | 2024 | 2025 |
|---|---|---|
| United States | $783.0M | $738.4M |
| International Countries_ Otherthan U K And Canada | $250.2M | $258.8M |
| United Kingdoms | $168.4M | $179.4M |
| CA [member] | $90.9M | $89.2M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Cost of revenue72¢$943.7M
- Selling, general and admin22¢$294.2M
- Other costs2¢$23.7M
- Interest1¢$14.7M
- Income tax1¢$14.9M
- Profit1¢$19.6M
Out of $1.3B in revenue.2
Where each dollar of operating cash went, fiscal 2025
- Capital spending7¢$7.0M
- Dividends paid14¢$14.3M
- Share buybacks10¢$10.5M
- Kept or used elsewhere69¢$70.0M
Out of $101.8M of cash from operations.2
Financial statements
Every line of the income statement in the latest annual report, as filed.2
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Revenues | $1.3B | $1.3B | $1.3B |
| Cost of services | $943.7M | $973.4M | $957.8M |
| Selling, general, and administrative expenses | $294.2M | $299.7M | $286.5M |
| Corporate interest expense, net of interest income | $14.7M | $16.9M | $17.0M |
| Restructuring and other costs, net | $14.0M | $0 | $0 |
| Total Costs and Expenses | $1.3B | $1.3B | $1.3B |
| Other Loss | -$9.6M | -$9.9M | -$8.2M |
| Income Before Income Taxes | $34.6M | $41.1M | $47.4M |
| Provision for Income Taxes | $14.9M | $14.6M | $17.1M |
| Net Income | $19.7M | $26.5M | $30.3M |
| Net (Income) Loss Attributable to Noncontrolling Interests | -$42.0K | $67.0K | $349.0K |
| Net Income Attributable to Shareholders of Crawford & Company | $19.6M | $26.6M | $30.6M |
| Interest income | $3.3M | $3.4M | $2.8M |
Every line of the balance sheet in the latest annual report, as filed.2
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and cash equivalents | $64.1M | $55.4M | $58.4M |
| Accounts receivable, less allowance for expected credit losses of $7,244 and $8,145, respectively | $115.7M | $142.1M | |
| Unbilled revenues, at estimated billable amounts | $127.0M | $131.1M | |
| Income taxes receivable | $4.3M | $5.3M | |
| Prepaid expenses and other current assets | $41.4M | $40.3M | |
| Total Current Assets | $352.4M | $374.2M | |
| Net Property and Equipment | $16.6M | $20.6M | |
| Operating lease right-of-use assets, net | $66.3M | $78.8M | |
| Goodwill | $76.6M | $76.4M | $76.7M |
| Intangible assets arising from business acquisitions, net | $66.4M | $74.5M | |
| Capitalized software costs, net | $112.8M | $111.9M | |
| Deferred income tax assets | $24.7M | $25.3M | |
| Other noncurrent assets | $48.5M | $42.1M | |
| Total Other Assets | $395.2M | $409.0M | |
| TOTAL ASSETS | $764.3M | $803.8M | |
| Short-term borrowings | $38.5M | $17.8M | |
| Accounts payable | $39.8M | $50.6M | |
| Accrued compensation and related costs | $108.9M | $101.4M | |
| Self-insured risks | $19.1M | $27.8M | |
| Income taxes payable | $3.9M | $3.3M | |
| Operating lease liability | $27.6M | $24.5M | |
| Other accrued liabilities | $38.0M | $38.1M | |
| Deferred revenues | $33.8M | $36.1M | |
| Total Current Liabilities | $309.6M | $299.7M | |
| Long-term debt and finance leases, less current installments | $150.6M | $200.3M | |
| Deferred revenues | $23.3M | $23.6M | |
| Accrued pension liabilities | $17.9M | $21.1M | |
| Operating lease liability | $53.5M | $66.8M | |
| Other noncurrent liabilities | $38.0M | $36.7M | |
| Total Noncurrent Liabilities | $283.3M | $348.5M | |
| Additional paid-in capital | $92.3M | $87.1M | |
| Retained earnings | $233.7M | $237.9M | |
| Accumulated other comprehensive loss | -$201.7M | -$217.1M | |
| Shareholders' Investment Attributable to Shareholders of Crawford & Company | $173.1M | $157.2M | |
| Noncontrolling interests | -$1.7M | -$1.7M | |
| Total Shareholders' Investment | $171.4M | $155.6M | $139.8M |
| TOTAL LIABILITIES AND SHAREHOLDERS' INVESTMENT | $764.3M | $803.8M | |
| Allowance for doubtful accounts | $7.2M | $8.1M |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow in the latest annual report, as filed.2
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $19.7M | $26.5M | $30.3M |
| Depreciation and amortization | $40.0M | $36.2M | $35.7M |
| Deferred income taxes | -$3.3M | -$2.5M | -$12.3M |
| Stock-based compensation costs | $5.2M | $5.8M | $5.6M |
| Loss on disposal of property and equipment | $2.7M | $102.0K | $646.0K |
| Contingent earnout adjustments | $537.0K | -$1.1M | $4.0M |
| Accounts receivable, net | $26.4M | -$10.7M | $11.7M |
| Unbilled revenues, net | $5.3M | -$13.7M | $11.9M |
| Accrued or prepaid income taxes | $1.3M | -$2.1M | $13.1M |
| Accounts payable and accrued liabilities | -$9.9M | $6.9M | -$2.8M |
| Deferred revenues | -$3.0M | -$1.4M | $5.9M |
| Accrued retirement costs | $8.0M | $8.3M | $7.2M |
| Prepaid expenses and other operating activities | $8.8M | -$555.0K | -$7.1M |
| Net cash provided by operating activities | $101.8M | $51.6M | $103.8M |
| Acquisitions of property and equipment | -$7.0M | -$6.2M | -$4.9M |
| Capitalization of computer software costs | -$31.5M | -$35.4M | -$31.7M |
| Cash proceeds from disposition of business line | $2.0M | $0 | $0 |
| Proceeds from settlement of life insurance policies | $295.0K | $0 | $0 |
| Net cash used in investing activities | -$36.2M | -$41.6M | -$36.6M |
| Cash dividends paid | -$14.3M | -$13.8M | -$12.7M |
| Payments related to shares received for withholding taxes under employee stock-based compensation plans | -$1.5M | -$2.1M | -$1.9M |
| Proceeds from shares purchased under employee stock-based compensation plans | $2.0M | $1.9M | $1.5M |
| Repurchases of common stock | -$10.5M | -$3.9M | -$2.7M |
| Payments of contingent consideration on acquisitions | -$1.3M | -$3.3M | -$7.1M |
| Increases in short-term and revolving credit facility borrowings | $54.7M | $70.2M | $37.6M |
| Payments on short-term and revolving credit facility borrowings | -$84.4M | -$61.6M | -$69.1M |
| Payments on finance lease obligations | -$90.0K | -$240.0K | -$60.0K |
| Capitalized loan costs | -$2.0M | $0 | $0 |
| Other financing activities | -$119.0K | -$99.0K | -$229.0K |
| Net cash used in financing activities | -$57.6M | -$12.9M | -$54.7M |
| Effects of exchange rate changes on cash and cash equivalents | $198.0K | -$326.0K | $386.0K |
| Increase (decrease) in Cash, Cash Equivalents, and Restricted Cash | $8.2M | -$3.2M | $12.9M |
| Income taxes paid | $17.0M | $20.0M | $16.1M |
| Interest paid | $17.4M | $19.3M | $18.9M |
Recent filings
- Sep 11, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Sep 3, 20264/A AMENDED STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Aug 25, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Aug 24, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Aug 20, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Aug 20, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Aug 18, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Aug 11, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Aug 11, 20268-K
- Aug 6, 2026144
- Aug 3, 20268-K
- Aug 3, 202610-Q
- Jun 2, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- May 26, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- May 22, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
Every filing from the last three years, summarized. The full record is on SEC EDGAR.1
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1SEC EDGARCRAWFORD & CO filings on SEC EDGAR
- 2SEC EDGARCRAWFORD & CO 10-K for fiscal 2025
- 3SEC EDGARCRAWFORD & CO filings on SEC EDGAR
- 4SEC EDGARCRAWFORD & CO 10-K for fiscal 2018
- 5SEC EDGARCRAWFORD & CO 10-K for fiscal 2019
- 6SEC EDGARCRAWFORD & CO 10-K for fiscal 2020
- 7SEC EDGARCRAWFORD & CO 10-K for fiscal 2021
- 8SEC EDGARCRAWFORD & CO 10-K for fiscal 2022
- 9SEC EDGARCRAWFORD & CO 10-K for fiscal 2019
- 10SEC EDGARCRAWFORD & CO 10-Q for fiscal 2025
- 11SEC EDGARCRAWFORD & CO 10-Q for fiscal 2025
- 12SEC EDGARCRAWFORD & CO 10-Q for fiscal 2026
- 13SEC EDGARCRAWFORD & CO 10-K for fiscal 2018
- 14SEC EDGARCRAWFORD & CO 10-Q for fiscal 2025