CRMZ on OTC
CREDITRISKMONITOR COM INC
Price unavailable
Last updated Oct 16, 2026.
Overview
Compare with TransUnion, Equifax or Moody's Corporation, or pick any stock.
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
0.4%Operating margin3
2.5%Net margin3
1.6%Revenue growth, 20253
4.7%Return on equity3
$699.9KFree cash flow3
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Selling, general and admin54¢$10.8M
- Other costs43¢$8.6M
- Income tax1¢$206.1K
- Profit3¢$511.2K
Out of $20.1M in revenue.3
Where each dollar of operating cash went, fiscal 2025
- Capital spending28¢$268.3K
- Kept or used elsewhere72¢$699.9K
Out of $968.2K of cash from operations.3
Financial statements
Every line of the income statement in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Operating revenues | $20.1M | $19.8M |
| Data and product costs | $8.9M | $8.6M |
| Selling, general and administrative expenses | $10.8M | $10.0M |
| Depreciation and amortization | $350.0K | $402.0K |
| Total operating expenses | $20.0M | $19.1M |
| Income from operations | $80.6K | $736.4K |
| Other income, net | $636.7K | $852.9K |
| Income before income taxes | $717.3K | $1.6M |
| Provision for income taxes | -$206.1K | -$282.7K |
| Net income | $511.2K | $1.3M |
| Basic (in Dollars per share) | $0.05 | $0.12 |
| Diluted (in Dollars per share) | $0.05 | $0.12 |
Every line of the balance sheet in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and cash equivalents | $6.2M | $6.7M | |
| Held-to-maturity securities | $10.6M | $2.5M | |
| Accounts receivable, net of allowance for credit losses of $30,000 | $3.8M | $3.6M | $3.9M |
| Other current assets | $1.1M | $929.5K | |
| Total current assets | $21.8M | $13.7M | |
| Held-to-maturity securities | $2.0M | $8.8M | |
| Property and equipment, net | $415.9K | $497.6K | |
| Operating lease right-of-use asset, net | $84.5K | $0 | |
| Goodwill | $2.0M | $2.0M | |
| Deferred tax assets | $58.7K | $0 | |
| Total assets | $26.3M | $24.9M | |
| Unexpired subscription revenue | $10.9M | $10.9M | |
| Accounts payable | $170.0K | $319.7K | |
| Operating lease liability | $29.4K | $0 | |
| Accrued expenses | $4.1M | $3.2M | |
| Total current liabilities | $15.2M | $14.4M | |
| Deferred tax liabilities | $0 | $207.3K | |
| Unexpired subscription revenue, less current portion | $178.9K | $151.5K | |
| Operating lease liability, less current portion | $55.2K | $0 | |
| Total liabilities | $15.4M | $14.8M | |
| Preferred stock, $0.01 par value; authorized 5,000,000 shares; none issued | $0 | $0 | |
| Common stock, $0.01 par value; authorized 32,500,000 shares; issued and outstanding 10,767,501 and 10,722,401 shares, respectively | $107.7K | $107.2K | |
| Additional paid-in capital | $30.3M | $30.1M | |
| Accumulated deficit | -$19.5M | -$20.1M | |
| Total stockholders equity | $10.9M | $10.2M | $8.8M |
| Total liabilities and stockholders equity | $26.3M | $24.9M | |
| Accounts receivable, allowance for credit losses | $30.0K | $30.0K | |
| Preferred stock, par value (in Dollars per share) | $0.01 | $0.01 | |
| Preferred stock, authorized (in Shares) | 5.0M shares | 5.0M shares | |
| Preferred stock, issued (in Shares) | 0 shares | 0 shares | |
| Common stock, par value (in Dollars per share) | $0.01 | $0.01 | |
| Common stock, authorized (in Shares) | 32.5M shares | 32.5M shares | |
| Common stock, issued (in Shares) | 10.8M shares | 10.7M shares | |
| Common stock, outstanding (in Shares) | 10.8M shares | 10.7M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Net income | $511.2K | $1.3M |
| Amortization of bond discount | -$167.3K | -$206.9K |
| Depreciation and amortization | $350.0K | $402.0K |
| Operating lease right-of-use asset, net | $0 | $1.7K |
| Gain on lease remeasurement | $0 | -$155.3K |
| Loss on disposal of property and equipment | $0 | $36.8K |
| Stock-based compensation | $97.5K | $99.0K |
| Deferred income taxes | -$266.0K | -$143.3K |
| Accounts receivable, net | -$155.7K | $310.2K |
| Other current assets | -$202.2K | -$140.8K |
| Other noncurrent assets | $0 | $18.1K |
| Unexpired subscription revenue | $74.4K | $697.5K |
| Accounts payable | -$149.7K | $177.8K |
| Accrued expenses | $876.1K | $468.7K |
| Net cash provided by operating activities | $968.2K | $2.9M |
| Proceeds from held-to-maturity securities | $2.7M | $3.6M |
| Purchase of held-to-maturity securities | -$3.9M | -$10.4M |
| Purchase of property and equipment | -$268.3K | -$378.7K |
| Net cash used in investing activities | -$1.5M | -$7.2M |
| Proceeds from exercise of stock options | $96.9K | $0 |
| Net cash provided by financing activities | $96.9K | $0 |
| Net decrease in cash and cash equivalents | -$426.2K | -$4.3M |
| Income taxes | $380.6K | $611.9K |
Former names
- NEW GENERATION FOODS INCAug 14, 1996 to Apr 2, 19992
Recent filings
- Sep 18, 20268-K
- Aug 19, 202610-Q/A 10-Q
- Aug 19, 202610-K/A
- Aug 19, 202610-Q/A 10-Q
- Aug 19, 202610-Q
- Aug 17, 20268-K
- Aug 14, 2026NT 10-Q
- Aug 6, 20268-K
- Jun 29, 2026DEF 14A
- May 12, 202610-Q
- Apr 1, 20268-K/A
- Mar 24, 202610-K
- Mar 4, 20268-K
- Nov 10, 202510-Q
- Sep 24, 20258-K
Every filing from the last three years, summarized. The full record is on SEC EDGAR.1
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10