CUEN on OTC

Cuentas Inc.

Cuentas Inc. is a wholesale-groceries and related products company, listed on OTC (CUEN).1 It is headquartered in Miami Beach, Florida.1

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Last updated Oct 20, 2026.

Overview

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  • TickerCUEN on OTC1
  • IndustryWholesale-Groceries & Related Products1
  • HeadquartersMiami Beach, Florida1
  • Business address235 Lincoln Road, Suite 210, Miami Beach, Fl 331392
  • Filer categoryNon-accelerated filer, Smaller reporting company2

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(and related financial statements) will be subject to review and approval by Cuentas’ board of directors prior to final allocation.4 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2024

-11.1%Gross margin5
-294.8%Operating margin5
-489.5%Net margin5
-71.2%Revenue growth, 20245

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Wholesale Telecommunication Services brought in 84% of the revenue Cuentas Inc. broke down this way in fiscal 2024.

  1. Wholesale Telecommunication Services$569.0K584%down 74% from 2023
  2. Digital Products And General Purpose Reloadable Cards$81.0K512%up 4% from 2023
  3. Telecommunications$26.0K54%down 70% from 2023
Products and services by year
Products and services20232024
Wholesale Telecommunication Services$2.2M$569.0K
Digital Products And General Purpose Reloadable Cards$78.0K$81.0K
Telecommunications$87.0K$26.0K

Where the money goes

Where each dollar of revenue went, fiscal 2024

  • Cost of revenue28¢$751.0K
  • Selling, general and admin72¢$1.9M

Out of $676.0K in revenue.56 The company lost money this year.

Financial statements

Revenue7891065$676.0K in 2024−30% since 2019
0$1.0M$2.0M$3.0M2019: $967.0K$967.0K20192020: $558.0K$558.0K2020−42%2021: $593.0K$593.0K2021+6%2022: $3.0M$3.0M2022+405%2023: $2.3M$2.3M2023−22%2024: $676.0K$676.0K2024−71%
Gross profit7891065-$75.0K in 2024
-$500.0K-$250.0K0$250.0K$500.0K2019: $159.0K$159.0K20192020: -$139.0K-$139.0K20202021: $124.0K$124.0K20212022: $486.0K$486.0K2022+292%2023: -$387.0K-$387.0K20232024: -$75.0K-$75.0K2024−81%
Operating income7891065-$2.0M in 2024−7% since 2019
-$15.0M-$10.0M-$5.0M02019: -$2.1M-$2.1M20192020: -$7.8M-$7.8M2020+262%2021: -$10.7M-$10.7M2021+37%2022: -$14.4M-$14.4M2022+35%2023: -$6.4M-$6.4M2023−55%2024: -$2.0M-$2.0M2024−69%
Net income7891065-$3.3M in 2024+151% since 2019
-$15.0M-$10.0M-$5.0M02019: -$1.3M-$1.3M20192020: -$7.5M-$7.5M2020+467%2021: -$10.7M-$10.7M2021+43%2022: -$14.5M-$14.5M2022+35%2023: -$2.2M-$2.2M2023−85%2024: -$3.3M-$3.3M2024+51%

Every line of the income statement as filed: the last 2 fiscal years, latest first.5

Period ending2025-12-312024-12-31
Total revenues$676.0K
Total cost of revenues-$751.0K
Gross loss-$75.0K
Amortization of intangible assets, net-$2.0K
Loss on impairment of intangible assets-$17.0K
Selling, general and administrative expenses-$1.9M-$1.9M
Total operating expenses-$1.9M-$1.9M
Operating loss-$1.9M-$2.0M
Other (expenses) income, net-$350.0K$507.0K
Interest expenses-$42.0K-$118.0K
Income (loss) upon extinguishment of debt and default costs to pay principal and interest, net$602.0K-$419.0K
Gain on contribution of MVNO rights to an unconsolidated entity$312.0K
Loss on impairment of held for sale investment in unconsolidated entities-$1.9M
Loss on sale of investment in unconsolidated entity-$65.0K
Gain from change in fair value of derivative warrants liability, net-$8.0K$695.0K
Total other income (expenses)$514.0K-$1.3M
Net loss before equity losses-$1.4M-$3.3M
Companys share of equity losses-$191.0K
Net loss-$1.6M-$3.3M
Loss per share basic (in Dollars per share)-$0.53-$1.22
Loss per share diluted (in Dollars per share)-$0.53-$1.22
Basic weighted average number of shares of common stock outstanding (in Shares)3.0M shares2.7M shares
Diluted weighted average number of shares of common stock outstanding (in Shares)3.0M shares2.7M shares

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Corporate structure

Cuentas Inc. sits at the top of its group. 4 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

  • Cuentas Inc. Miami Beach, Florida
    • CuentasMax LLC Subsidiary · Florida, United States
    • Meimoun and Mammon, LLC Subsidiary · Florida, United States
    • World Mobile LLC Subsidiary · Delaware, United States

Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Cuentas Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$57.0K5 Dec 31, 2025$15.0K5 Dec 31, 2024+280.0%

Intangibles and goodwill

ItemLatestA year beforeChange
Finite-lived intangibles, gross$47.0K6 Dec 31, 2024$47.0K6 Dec 31, 20230%
Accumulated amortization$47.0K6 Dec 31, 2024$28.0K6 Dec 31, 2023+67.9%

Properties, in its own words

We currently lease office space at 235 Lincoln Rd., Miami Beach, FL 33139 as our principal offices. We believe these facilities are in good condition and are sufficient for our current use but may need to expand our leased space as our business efforts increase.

Item 2 of the 10-K filed Apr 23, 2026.4

Leadership

Who has led Cuentas Inc., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. John L. Bianco2012
  2. Arik Maimon2016–2020
  3. Jeffery D. Johnson2022
  4. Shalom Arik Maimon2026–now

Chair

  1. Arik Maimon2019

President

  1. John L. Bianco2012
  2. Prado Michael A. De2016–2020

Chief financial officer

  1. Ran Bendaniel2018–2022

Chief operating officer

  1. Prado Michael A. De2016–2020
201520202025
Board members and other officers (9)

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • CuentasMax LLC Florida3
  • Meimoun and Mammon, LLC Florida3
  • World Mobile LLC Delaware3

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

  • NEXT GROUP HOLDINGS, INC.May 5, 2016 to Aug 9, 20182
  • Pleasant Kids, Inc.Dec 23, 2014 to Apr 14, 20162
  • NYBD Holding, Inc.Aug 14, 2013 to Sep 3, 20142
  • LEAGUE NOW HOLDINGS CORPFeb 1, 2008 to May 17, 20132

Timeline

  1. Sep 30, 20268-K Entered a material agreement; Change to shareholders' rights; Other events26
  2. Sep 23, 20268-K Entered a material agreement; New debt or obligation27
  3. Jul 1, 2026New chief executive Shalom Arik Maimon becomes CEO13
  4. Jun 30, 20268-K Entered a material agreement; Change to shareholders' rights; Other events28
  5. Jun 12, 20268-K Executive or director change29
  6. Mar 5, 20268-K Entered a material agreement; Unregistered sale of shares; Regulation FD disclosure30
  7. Feb 4, 20268-K Entered a material agreement; Change to shareholders' rights; Regulation FD disclosure31
  8. Jan 12, 20268-K Entered a material agreement32
  9. Oct 24, 20258-K Entered a material agreement; New debt or obligation; Unregistered sale of shares33
  10. May 28, 20258-K Entered a material agreement; Completed an acquisition or sale; Other events34
  11. Aug 16, 20248-K Ended a material agreement35
  12. Jul 12, 20248-K Ended a material agreement36
  13. Jun 7, 20248-K Entered a material agreement37
  14. Mar 25, 2022New chief executive Jeffery D. Johnson becomes CEO14
  15. Sep 7, 2016New chief executive Arik Maimon becomes CEO15
  16. Mar 8, 2012New chief executive John L. Bianco becomes CEO16

Filings

136 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 54 major events, 24 insider forms, 38 other. The latest 20:

  1. Sep 30, 20268-K CURRENT REPORT EDGAR
  2. Sep 25, 20264 OWNERSHIP DOCUMENT EDGAR
  3. Sep 23, 20268-K CURRENT REPORT EDGAR
  4. Sep 18, 20264 EDGAR
  5. Sep 3, 202610-Q QUARTERLY REPORT EDGAR
  6. Aug 14, 2026NT 10-Q NOTIFICATION OF LATE FILING EDGAR
  7. Aug 14, 20264 EDGAR
  8. Jul 27, 20264 EDGAR
  9. Jul 8, 20264 EDGAR
  10. Jul 8, 20264 EDGAR
  11. Jul 6, 20264 EDGAR
  12. Jul 6, 20264 OWNERSHIP DOCUMENT EDGAR
  13. Jul 1, 20264 EDGAR
  14. Jul 1, 20264 EDGAR
  15. Jul 1, 20264 EDGAR
  16. Jun 30, 20264 EDGAR
  17. Jun 30, 20268-K CURRENT REPORT EDGAR
  18. Jun 23, 20264 EDGAR
  19. Jun 18, 20264 EDGAR
  20. Jun 16, 20264 EDGAR

The 136 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

50 open-market trades by officers, directors and large owners since October 2021: 49 buys and 1 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Sep 25, 2026Maimon Shalom ArikCEOBuy100$0.64$64Form 4
Sep 24, 2026Maimon Shalom ArikCEOBuy4,500$0.62$2.8KForm 4
Sep 23, 2026Maimon Shalom ArikCEOBuy5,100$0.55$2.8KForm 4
Sep 18, 2026Maimon Shalom ArikCEOBuy300$0.56$168Form 4
Sep 15, 2026Maimon Shalom ArikCEOBuy100$0.46$46Form 4
Sep 14, 2026Maimon Shalom ArikCEOBuy300$0.39$117Form 4
Sep 8, 2026Maimon Shalom ArikCEOBuy500$0.47$234Form 4
Sep 4, 2026Maimon Shalom ArikCEOBuy2,300$0.52$1.2KForm 4
Aug 10, 2026Maimon Shalom ArikCEOBuy4,000$0.64$2.6KForm 4
Jul 31, 2026Maimon Shalom ArikCEOBuy2,000$0.55$1.1KForm 4
Jul 27, 2026Maimon Shalom ArikCEOBuy10,000$0.59$5.9KForm 4
Jul 24, 2026Maimon Shalom ArikCEOBuy4,600$0.47$2.2KForm 4
Jul 23, 2026Maimon Shalom ArikCEOBuy12,300$0.39$4.8KForm 4
Jul 7, 2026Maimon Shalom ArikCEOBuy2,500$0.45$1.1KForm 4
Jul 7, 2026OAS ENERGY LLCBuy2,500$0.44$1.1KForm 4
Jul 2, 2026Maimon Shalom ArikCEOBuy2,400$0.42$1.0KForm 4
Jul 1, 2026Maimon Shalom ArikCEOBuy2,800$0.36$996Form 4
Jul 1, 2026OAS ENERGY LLCBuy4,600$0.39$1.8KForm 4
Jun 30, 2026Maimon Shalom ArikCEOBuy6,100$0.35$2.1KForm 4
Jun 30, 2026OAS ENERGY LLCBuy6,700$0.35$2.3KForm 4

All 50 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

SEC filer profile

How Cuentas Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARCuentas Inc.1
  • CIK0001424657
  • Employer ID (EIN)20-35372654
  • Filer statusNon-accelerated filer not an emerging growth company; a smaller reporting company; not a shell company4
  • Incorporated inFlorida4
  • Fiscal year endsDecember 311
  • Industry code (SIC)5140 Wholesale-Groceries & Related Products1
  • SEC reviewing officeOffice of Trade & Services, Division of Corporation Finance1
  • Business address235 Lincoln Road, Suite 210, Miami Beach, FL 331391
  • Phone30553768321
  • Shares outstanding7,952,797 as of Aug 4, 202612
  • Public float$0 as of Jun 30, 20255
  • AuditorYarel + Partners, Tel-Aviv, Israel PCAOB ID 1024; no auditor attestation of internal control over financial reporting4
  • On EDGAR sinceFeb 1, 20081
  • Filings430 in all: 8-K (138), 10-Q (56), 4 (43), NT 10-Q (22), 10-K (18), CORRESP (17), 3 (16), UPLOAD (15)1
    All 43 form types

    8-K/A (12), NT 10-K (12), 10-Q/A (8), 10-K/A (7), EFFECT (7), DEF 14C (5), PRE 14C (5), SC 13G (5), DEF 14A (4), 424B3 (3), PRER14A (3), S-1/A (3), S-3 (3), S-3/A (3), 424B5 (2), PRE 14A (2), S-1 (2), SC 13D (2), 25-NSE (1), 3/A (1), 4/A (1), 424B1 (1), 424B4 (1), 8-A12B (1), 8-A12G (1), 8-A12G/A (1), CERT (1), DEFR14A (1), NTN 10K (1), POS AM (1), REGDEX (1), S-1MEF (1), S-8 (1), SB-2 (1), SC 13G/A (1)

  • Latest filingsAnnual report (10-K) Apr 23, 2026
    Quarterly report (10-Q) Sep 3, 2026
    Proxy statement (DEF 14A) Dec 6, 2023
    Latest 8-K (8-K) Sep 30, 2026

Risk factors and legal proceedings

The risks Cuentas Inc. names in Item 1A of its 10-K filed Apr 23, 2026: 28 risks under these headings, as written.4

  • Risks Related to Our Financial Position and Need for Additional Capital
  • We will require additional funding to progress our business. Such financing may only be available on disadvantageous terms, or may not be available at all. Any new equity financing could have a substantial dilutive effect on our existing stockholders.
  • As a result of our current lack of financial liquidity, there is substantial doubt regarding our ability to continue as a “going concern,” within one year from the issuance date of our financial statements.
  • Risks Related to Our Company
  • We have a limited operating history in our new business plan and therefore we cannot ensure, either in the near- or long-term, that we will be able to generate cash flow or profit.
  • We have incurred substantial losses from operations to date and we may never achieve profitability from operations or generate sufficient cash flows to make or sustain distributions to our shareholders.
  • We may not be able to secure sufficient capital to effectively execute our business plan.
  • We have identified material weaknesses in our disclosure controls and procedures and internal control over financial reporting.
  • We are involved in various litigation matters that are expensive and time consuming, and, if resolved adversely, could harm our business, financial condition, or results of operations.
  • Operating our business on a larger scale will result in substantial increases in our expenses.
  • Security breaches and other disruptions could compromise our information and expose us to liability, which would cause our business and reputation to suffer.
  • We are dependent on our executive officers and dedicated personnel, and the departure of any of our key personnel could materially and adversely affect us.
The other 18 risks
  • We are subject to regulation which may adversely affect our ability to execute our business plan.
  • We are subject to Consumer Protection Regulation.
  • We are subject to Privacy Regulation.
  • Our success depends, in part, upon our ability to hire and retain highly skilled managerial, and operational personnel, and the past performance of our senior management may not be indicative of future results.
  • The Company and its subsidiaries have well-financed, well-managed competitors and may not be able to adequately compete in its market.
  • Cuentas Mobile will be dependent on the performance of third-party network operators.
  • To compete effectively, Cuentas needs to improve its offerings continuously.
  • Cuentas Mobile or World Mobile may be unable to attract and retain users.
  • World Mobile Media Group LLC may be unable to attract and retain talent or content providers.
  • Cuentas may be adversely affected by fraudulent activity.
  • Risks Related to an Investment in Our Securities
  • The market price of our Common Stock may be highly volatile, and you could lose all or part of your investment.
  • Convertible debt and dilution.
  • Liens on Fintech assets; potential asset transfer.
  • Governance rights granted to an investor.
  • Our shares are subject to the penny stock rules, which make it more difficult to trade our shares.
  • If we do not remain current in our SEC reporting obligations, our ability to raise capital and the liquidity of our common stock could be materially harmed.
  • Failure to remain current in our SEC filings could result in restrictions or interruptions in the trading of our Common Stock.
  • We do not expect to pay dividends for the foreseeable future.

Legal proceedings

From time to time, we may become involved in various lawsuits and legal proceedings which arise in the ordinary course of business. However, litigation is subject to inherent uncertainties, and an adverse result in these or other matters may arise from time to time that may harm our business.

The opening of Item 3, Legal Proceedings.4

Sources

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