Overview
- TickerEBMT on Nasdaq2
- IndustryState Commercial Banks2
- HeadquartersHelena, United States2
- Incorporated inDE3
- Business address1400 Prospect Ave., P.O. Box 4999, Helena, Mt 596043
- Filer categoryAccelerated filer, Smaller reporting company3
- Legal formCorporation2
- LEI549300P2SVRIY3YU14122
- StatusActive2
- LEI statusIssued and current2
- Registered addressC/O COGENCY GLOBAL INC., 19904 Dover, United States2
- Registered withDivision of Corporations, Department of State, 47595722
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Commodity Sales brought in 52% of the revenue Eagle Bancorp Montana, Inc. broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2024 | 2025 |
|---|---|---|
| Commodity Sales | $13.0M | $16.2M |
| Bank Servicing | $10.0M | $10.5M |
| Debit Card | $2.5M | $2.6M |
| Deposit Account | $1.6M | $1.7M |
Financial statements
Every line of the income statement as filed: the last 2 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Interest income from loans owned for directors, executive officers and their related parties | $97.6M | $92.3M |
| Securities available-for-sale | $9.5M | $10.4M |
| FHLB and FRB dividends | $922.0K | $1.1M |
| Other interest income | $425.0K | $416.0K |
| Total interest and dividend income | $108.4M | $104.2M |
| Deposits | $27.8M | $27.8M |
| FHLB advances and other borrowings | $5.0M | $10.2M |
| Other long-term debt | $2.8M | $2.7M |
| Total interest expense | $35.5M | $40.8M |
| NET INTEREST INCOME | $72.9M | $63.4M |
| Provision for credit losses | -$1.2M | -$518.0K |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $71.7M | $62.9M |
| Appreciation in cash surrender value of life insurance | $1.5M | $2.1M |
| Net loss on sale of available-for-sale securities | $0 | -$141.0K |
| Other noninterest income | $2.3M | $1.7M |
| Total noninterest income | $18.7M | $17.8M |
| Salaries and employee benefits | $42.4M | $39.7M |
| Occupancy and equipment expense | $9.3M | $8.5M |
| Data processing | $5.0M | $6.2M |
| Software subscriptions | $2.7M | $2.1M |
| Advertising | $1.3M | $1.3M |
| Amortization | $1.2M | $1.4M |
| Loan costs | $1.4M | $1.6M |
| "Federal Deposit Insurance Corporation (""FDIC"") insurance premiums" | $956.0K | $1.2M |
| Professional and examination fees | $1.7M | $1.9M |
| Other noninterest expense | $5.5M | $5.3M |
| Total noninterest expense | $71.5M | $69.3M |
| INCOME BEFORE PROVISION FOR INCOME TAXES | $18.9M | $11.4M |
| Income Tax Expense (Benefit) | $4.1M | $1.6M |
| NET INCOME | $14.8M | $9.8M |
| BASIC EARNINGS PER COMMON SHARE (in dollars per share) | $1.90 | $1.25 |
| DILUTED EARNINGS PER COMMON SHARE (in dollars per share) | $1.90 | $1.24 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Cash and due from banks | $24.1M | $29.8M | ||
| Interest-bearing deposits in banks | $38.9M | $1.7M | ||
| Total cash and cash equivalents | $63.0M | $31.6M | ||
| Securities available-for-sale, at fair value (amortized cost of $299,162 at December 31, 2025 and $319,939 at December 31, 2024) | $281.7M | $292.6M | ||
| "Federal Home Loan Bank (""FHLB"") stock" | $2.6M | $7.8M | ||
| "Federal Reserve Bank (""FRB"") stock" | $4.1M | $4.1M | ||
| Mortgage loans held-for-sale, at fair value | $7.5M | $13.4M | ||
| Loans receivable, net of allowance for credit losses of $17,370 at December 31, 2025 and $16,850 at December 31, 2024 | $1.5B | $1.5B | ||
| Accrued interest and dividends receivable | $14.4M | $12.9M | ||
| Mortgage servicing rights, net | $15.0M | $15.4M | ||
| Assets held-for-sale, at cost | $0 | $960.0K | ||
| Property, Plant and Equipment, Net | $101.4M | $101.5M | ||
| Cash surrender value of life insurance, net | $54.7M | $53.2M | ||
| Goodwill | $34.7M | $34.7M | $20.8M | |
| Core deposit intangible, net | $3.3M | $4.5M | ||
| Deferred tax asset, net | $8.3M | $10.4M | ||
| Other Assets | $13.8M | $16.3M | ||
| Total assets | $2.1B | $2.1B | ||
| Noninterest-bearing | $452.2M | $419.2M | ||
| Interest-bearing | $1.3B | $1.3B | ||
| Total deposits | $1.8B | $1.7B | ||
| Accrued Liabilities and Other Liabilities | $50.5M | $47.0M | ||
| Federal Funds Purchased | $105.0K | $0 | ||
| FHLB advances and other borrowings | $37.9M | $140.9M | ||
| Principal amount | $45.2M | $60.2M | ||
| Unamortized debt issuance costs | -$705.0K | -$1.0M | ||
| Total other long-term debt, net | $44.5M | $59.1M | ||
| Total liabilities | $1.9B | $1.9B | ||
| Preferred stock (par value $0.01 per share; 1,000,000 shares authorized; no shares issued or outstanding) | $0 | $0 | ||
| Common stock (par value $0.01 per share; 20,000,000 shares authorized; 8,507,429 shares issued at December 31, 2025 and December 31, 2024; 7,957,769 shares outstanding at December 31, 2025 and 8,027,177 shares outstanding at December 31, 2024) | $85.0K | $85.0K | ||
| Additional paid-in capital | $108.1M | $108.3M | ||
| "Unallocated common stock held by Employee Stock Ownership Plan (""ESOP"")" | -$3.4M | -$4.0M | ||
| Treasury stock, at cost (549,660 shares at December 31, 2025 and 480,252 shares at December 31, 2024) | -$11.6M | -$10.8M | ||
| Retained earnings | $111.5M | $101.3M | ||
| Accumulated other comprehensive loss, net of tax | -$12.9M | -$20.1M | ||
| Total shareholders' equity | $191.8M | $174.8M | $169.3M | |
| Total liabilities and shareholders' equity | $2.1B | $2.1B | ||
| Amortized cost | $299.2M | $319.9M | ||
| Allowance for Credit Loss | $17.4M | $16.9M | ||
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Preferred stock, shares authorized (in shares) | 1.0M shares | 1.0M shares | ||
| Preferred stock, shares issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Common stock, shares authorized (in shares) | 20.0M shares | 20.0M shares | ||
| Common stock, shares issued (in shares) | 8.5M shares | 8.5M shares | ||
| Common stock, shares outstanding (in shares) | 8.0M shares | 8.0M shares | ||
| Treasury shares (in shares) | 549.7K shares | 480.3K shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Cash and due from banks | $24.1M | $29.8M | ||
| Interest-bearing deposits in banks | $38.9M | $1.7M | ||
| Total cash and cash equivalents | $63.0M | $31.6M | ||
| Securities available-for-sale, at fair value (amortized cost of $299,162 at December 31, 2025 and $319,939 at December 31, 2024) | $281.7M | $292.6M | ||
| "Federal Home Loan Bank (""FHLB"") stock" | $2.6M | $7.8M | ||
| "Federal Reserve Bank (""FRB"") stock" | $4.1M | $4.1M | ||
| Mortgage loans held-for-sale, at fair value | $7.5M | $13.4M | ||
| Loans receivable, net of allowance for credit losses of $17,370 at December 31, 2025 and $16,850 at December 31, 2024 | $1.5B | $1.5B | ||
| Accrued interest and dividends receivable | $14.4M | $12.9M | ||
| Mortgage servicing rights, net | $15.0M | $15.4M | ||
| Assets held-for-sale, at cost | $0 | $960.0K | ||
| Property, Plant and Equipment, Net | $101.4M | $101.5M | ||
| Cash surrender value of life insurance, net | $54.7M | $53.2M | ||
| Goodwill | $34.7M | $34.7M | $20.8M | |
| Core deposit intangible, net | $3.3M | $4.5M | ||
| Deferred tax asset, net | $8.3M | $10.4M | ||
| Other Assets | $13.8M | $16.3M | ||
| Total assets | $2.1B | $2.1B | ||
| Noninterest-bearing | $452.2M | $419.2M | ||
| Interest-bearing | $1.3B | $1.3B | ||
| Total deposits | $1.8B | $1.7B | ||
| Accrued Liabilities and Other Liabilities | $50.5M | $47.0M | ||
| Federal Funds Purchased | $105.0K | $0 | ||
| FHLB advances and other borrowings | $37.9M | $140.9M | ||
| Principal amount | $45.2M | $60.2M | ||
| Unamortized debt issuance costs | -$705.0K | -$1.0M | ||
| Total other long-term debt, net | $44.5M | $59.1M | ||
| Total liabilities | $1.9B | $1.9B | ||
| Preferred stock (par value $0.01 per share; 1,000,000 shares authorized; no shares issued or outstanding) | $0 | $0 | ||
| Common stock (par value $0.01 per share; 20,000,000 shares authorized; 8,507,429 shares issued at December 31, 2025 and December 31, 2024; 7,957,769 shares outstanding at December 31, 2025 and 8,027,177 shares outstanding at December 31, 2024) | $85.0K | $85.0K | ||
| Additional paid-in capital | $108.1M | $108.3M | ||
| "Unallocated common stock held by Employee Stock Ownership Plan (""ESOP"")" | -$3.4M | -$4.0M | ||
| Treasury stock, at cost (549,660 shares at December 31, 2025 and 480,252 shares at December 31, 2024) | -$11.6M | -$10.8M | ||
| Retained earnings | $111.5M | $101.3M | ||
| Accumulated other comprehensive loss, net of tax | -$12.9M | -$20.1M | ||
| Total shareholders' equity | $191.8M | $174.8M | $169.3M | |
| Total liabilities and shareholders' equity | $2.1B | $2.1B | ||
| Amortized cost | $299.2M | $319.9M | ||
| Allowance for Credit Loss | $17.4M | $16.9M | ||
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Preferred stock, shares authorized (in shares) | 1.0M shares | 1.0M shares | ||
| Preferred stock, shares issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Common stock, shares authorized (in shares) | 20.0M shares | 20.0M shares | ||
| Common stock, shares issued (in shares) | 8.5M shares | 8.5M shares | ||
| Common stock, shares outstanding (in shares) | 8.0M shares | 8.0M shares | ||
| Treasury shares (in shares) | 549.7K shares | 480.3K shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 2 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Net income | $14.8M | $9.8M |
| Provision for credit losses | $1.2M | $518.0K |
| Depreciation | $5.3M | $5.2M |
| Net amortization of investment securities premiums and discounts | $708.0K | $1.0M |
| Amortization of mortgage servicing rights | $1.9M | $1.8M |
| Amortization of right-of-use assets | $480.0K | $498.0K |
| Amortization | $1.2M | $1.4M |
| Compensation expense related to restricted stock awards | $689.0K | $523.0K |
| ESOP compensation expense for allocated shares | $404.0K | $346.0K |
| Deferred Income Tax Expense (Benefit) | -$574.0K | -$529.0K |
| Net gain on sale of loans | -$7.7M | -$6.7M |
| Originations of loans held-for-sale | -$225.1M | -$214.3M |
| Proceeds from sales of loans held-for-sale | $237.1M | $217.8M |
| Net loss on sale of real estate owned and other repossessed assets | $10.0K | $6.0K |
| Net gain on sale/disposal of premises and equipment | -$153.0K | -$17.0K |
| Net realized loss on sales of available-for-sale securities | $0 | $141.0K |
| Net appreciation in cash surrender value of life insurance | -$1.5M | -$3.0M |
| Accrued interest and dividends receivable | -$1.6M | -$405.0K |
| Other assets | $2.8M | $527.0K |
| Accrued expenses and other liabilities | $3.1M | $14.1M |
| Net cash provided by operating activities | $33.1M | $28.5M |
| Sales | $0 | $14.1M |
| Maturities, principal payments and calls | $27.1M | $21.1M |
| Purchases | -$7.0M | -$11.0M |
| FHLB stock redeemed | $5.1M | $1.4M |
| Loan origination and principal collection, net | $1.3M | -$36.2M |
| Purchase of bank owned life insurance | $0 | -$3.3M |
| Proceeds from sale of real estate and other repossessed assets acquired in settlement of loans | $40.0K | $3.0K |
| Insurance proceeds related to premises and equipment | $76.0K | $0 |
| Proceeds from sale of premises and equipment | $125.0K | $60.0K |
| Purchases of premises and equipment, net | -$4.8M | -$14.1M |
| Net cash provided by (used in) investing activities | $22.0M | -$27.8M |
| Net increase in deposits | $100.4M | $46.0M |
| Net short-term payments on FHLB and other borrowings | -$32.9M | -$107.7M |
| Advances on long-term FHLB and other borrowings | $35.0M | $135.0M |
| Payments on long-term FHLB and other borrowings | -$105.0M | -$62.1M |
| Repayment of subordinated debentures | -$15.0M | $0 |
| Purchase of treasury stock | -$1.6M | -$419.0K |
| Dividends paid | -$4.6M | -$4.5M |
| Net cash (used in) provided by financing activities | -$23.7M | $6.3M |
| NET INCREASE IN CASH AND CASH EQUIVALENTS | $31.4M | $7.0M |
| Cash paid during the year for interest | $37.1M | $37.9M |
| Cash paid during the year for income taxes, net of refunds | $3.2M | $549.0K |
| Increase (decrease) in fair value of securities available-for-sale | $9.9M | -$273.0K |
| Mortgage servicing rights recognized | $1.6M | $1.4M |
| Right-of-use assets obtained (used) in exchange for lease liabilities | $5.0K | -$151.0K |
| Loans transferred to real estate and other assets acquired in foreclosure | $103.0K | $49.0K |
| Decrease in commitments to invest in Low-Income Housing Tax Credit projects | -$49.0K | -$2.4M |
No quarter-by-quarter statement was filed.
Corporate structure
Eagle Bancorp Montana, Inc. sits at the top of its group. 5 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of Eagle Bancorp Montana, Inc.
- Fourthstone LLC Filed SCHEDULE 13G/A on Eagle Bancorp Montana, Inc., latest Aug 14, 2026 (4 filings since Feb 14, 2024)
- BlackRock Filed SCHEDULE 13G on Eagle Bancorp Montana, Inc., latest Jul 28, 2026
- BRANDES INVESTMENT PARTNERS, LP Filed SCHEDULE 13G/A on Eagle Bancorp Montana, Inc., latest May 14, 2026 (2 filings since Feb 12, 2026)
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on Eagle Bancorp Montana, Inc., latest Mar 26, 2026 (2 filings since Jul 29, 2025)
- EJF Capital LP Filed SC 13G/A on Eagle Bancorp Montana, Inc., latest Feb 11, 2022
- Eagle Bancorp Montana, Inc. Helena, Montana, United States
- Eagle Bancorp Statutory Trust I Subsidiary · Delaware, United States
- OPPORTUNITY BANK OF MONTANA Subsidiary · Helena, Montana, United States
- Opportunity Financial Services, Inc. Subsidiary · Montana, United States
- Opportunity Housing Fund, LLC Subsidiary · Montana, United States
Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What Eagle Bancorp Montana, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $132.6M10 Dec 31, 2024 | $119.8M10 Dec 31, 2023 | +10.7% |
| Accumulated depreciation | $37.9M5 Dec 31, 2025 | $32.7M5 Dec 31, 2024 | +15.8% |
| Property and equipment, net | $101.4M5 Dec 31, 2025 | $101.5M5 Dec 31, 2024 | −0.1% |
| Operating-lease assets (leased space) | $1.2M5 Dec 31, 2025 | $1.7M5 Dec 31, 2024 | −28.7% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $63.0M5 Dec 31, 2025 | $31.6M5 Dec 31, 2024 | +99.5% |
| Debt securities available for sale | $292.6M10 Dec 31, 2024 | $318.3M10 Dec 31, 2023 | −8.1% |
| Loans, net of allowance | $1.5B5 Dec 31, 2025 | $1.5B5 Dec 31, 2024 | −0.1% |
| Deposits held (banks) | $1.8B5 Dec 31, 2025 | $1.7B5 Dec 31, 2024 | +6.0% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $34.7M5 Dec 31, 2025 | $34.7M5 Dec 31, 2024 | 0% |
| Finite-lived intangibles, net | $3.3M5 Dec 31, 2025 | $4.5M5 Dec 31, 2024 | −26.3% |
Properties, in its own words
The Company's executive office is located at 1400 Prospect Avenue in Helena, Montana. The following table provides information on the Company's 31 properties as of December 31, 2025, including locations by city, as well as whether they are owned or leased.
Occupancy Type
The rest of Item 2
Locations · Owned · Leased · Total Locations
Ashland, Montana · 1 · - · 1
Big Timber, Montana · 1 · - · 1
Billings, Montana · 3 · - · 3
Bozeman, Montana · 2 · - · 2
Butte, Montana · 1 · - · 1
Choteau, Montana · 1 · - · 1
Culbertson, Montana · 1 · - · 1
Denton, Montana · 1 · - · 1
Dutton, Montana · 1 · - · 1
Froid, Montana · 1 · - · 1
Glasgow, Montana · 1 · - · 1
Great Falls, Montana · - · 1 · 1
Hamilton, Montana · 1 · - · 1
Helena, Montana · 5 · - · 5
Hinsdale, Montana · 1 · - · 1
Livingston, Montana · 1 · - · 1
Missoula, Montana · 2 · - · 2
Sheridan, Montana · 1 · - · 1
Three Forks, Montana · 1 · - · 1
Townsend, Montana · 1 · - · 1
Twin Bridges, Montana · 1 · - · 1
Winifred, Montana · - · 1 · 1
Wolf Point, Montana · 1 · - · 1
Total · 29 · 2 · 31
Management believes all locations are in good condition and meet the operating needs of the Company. For additional information regarding the Company's premises and equipment and lease obligations, see Note 5 to the Consolidated Financial Statements in "Item 8. Financial Statements and Supplementary Data".
Item 2 of the 10-K filed Mar 9, 2026.13
Leadership
Who has led Eagle Bancorp Montana, Inc., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
Chief operating officer
201520202025
- Chief executive officerLaura Clark May 3, 2023 to now14
- Chief executive officerPeter Joseph Johnson Apr 5, 2010 to Nov 8, 201815
- PresidentLaura Clark May 3, 2023 to now14
- PresidentPeter Joseph Johnson Apr 5, 2010 to Nov 8, 201815
- Chief financial officerMiranda Spaulding Apr 5, 2022 to now16
- Chief financial officerLaura Clark Jun 5, 2014 to Nov 3, 202017
- Chief financial officerClint J. Morrison Apr 5, 2010 to Nov 4, 201318
- Chief operating officerPatrick D. Rensmon Nov 3, 2022 to now19
- Chief operating officerLaura Clark Nov 4, 2019 to Nov 3, 202020
Board members and other officers (30)
- EVP - CBODustin Bryce Barber Apr 16, 2026 to now21
- EVP-PresidentLaura Clark Nov 3, 2022 to Nov 3, 202222
- SVP-Chief Human Resource OffcrAlana M. Binde Apr 1, 2021 to now23
- SVP-Chief Retail OffcrLinda M. Chilton Jan 8, 2020 to now24
- VP-Market PresidentKenneth M. Walsh Oct 29, 2019 to Oct 29, 201925
- SVP-Chief Lending OfficerMark A. O'Neill Oct 4, 2017 to now26
- SVP-Chief Information OfficerPatrick D. Rensmon Oct 25, 2017 to Nov 2, 202127
- SVP-Chief Mortgage OfficerGeorge Ballew Sep 16, 2015 to Nov 2, 201628
- SVP/Chief Risk OfficerChantelle Nash Jul 1, 2014 to now29
- SVP/Chief Credit OfficerDale Field Jul 1, 2014 to now30
- SVP-Chief Lending OfficerLarry D. Williams Nov 18, 2014 to Nov 2, 201631
- Sr. VP/ Retail Branch Admin.Tracy A. Zepeda Dec 4, 2012 to Sep 23, 201932
- SVP/Chief Lending OfficerMichael C. Mundt Apr 5, 2010 to Nov 2, 201633
- SVP/OperationsRachel R. Amdahl Apr 5, 2010 to now34
- Board memberLaura Clark May 12, 2023 to now35
- Board memberSamuel Waters May 3, 2022 to now36
- Board memberCynthia A. Utterback Jan 14, 2020 to now37
- Board memberBenjamin G. Ruddy Jan 2, 2019 to Nov 5, 202438
- Board memberKenneth M. Walsh Feb 6, 2018 to now39
- Board memberCorey Jensen Oct 26, 2018 to now40
- Board memberShavon Cape Aug 26, 2015 to now41
- Board memberTanya Chemodurow Sep 2, 2015 to now42
- Board memberDon O. Campbell Apr 5, 2010 to Apr 8, 201043
- Board memberJames A. Maierle Apr 5, 2010 to Nov 2, 201644
- Board memberLarry A. Dreyer Apr 5, 2010 to Feb 27, 201845
- Board memberLynn E. Dickey Apr 5, 2010 to Nov 2, 201646
- Board memberPeter Joseph Johnson Apr 5, 2010 to now15
- Board memberRick Hays Apr 5, 2010 to now47
- Board memberThomas J. McCarvel Apr 5, 2010 to now48
- Board memberMaureen J. Rude Nov 3, 2010 to now49
Named in SEC Form D filings
People the company listed in its private-offering notices.
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- Eagle Bancorp Statutory Trust I Delaware4
- Opportunity Bank of Montana Montana4
- Opportunity Financial Services, Inc. Montana4
- Opportunity Housing Fund, LLC Montana4
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Oct 1, 20268-K Executive or director change51
- Jul 28, 20268-K Results of operations52
- Jul 17, 20268-K Executive or director change53
- May 18, 20268-K Executive or director change; Regulation FD disclosure54
- May 4, 20268-K Regulation FD disclosure55
- Apr 29, 20268-K Shareholder vote56
- Apr 28, 20268-K Results of operations57
- Feb 26, 20268-K Executive or director change58
- Feb 4, 20268-K Regulation FD disclosure59
- Jan 27, 20268-K Results of operations60
- Nov 5, 20258-K Regulation FD disclosure61
- Oct 28, 20258-K Results of operations62
- May 3, 2023New chief executive Laura Clark becomes CEO14
- Apr 5, 2010New chief executive Peter Joseph Johnson becomes CEO15
- Dec 2, 2009Founded Eagle Bancorp Montana, Inc. is founded2
Calendar
Coming up
- Oct 27, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $0.46 a share, on Oct 28, 2025.63
When it reported results
- Jul 28, 2026Reported quarterly or annual results52
- Apr 28, 2026Reported quarterly or annual results57
- Jan 27, 2026Reported quarterly or annual results60
- Oct 28, 2025Reported quarterly or annual results62
- Jul 29, 2025Reported quarterly or annual results64
- Apr 29, 2025Reported quarterly or annual results65
- Jan 28, 2025Reported quarterly or annual results66
- Oct 29, 2024Reported quarterly or annual results67
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
300 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 65 major events, 135 insider forms, 17 large holders, 1 private raises, 62 other. The latest 20:
- Oct 1, 20268-K EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 5, 202610-Q EDGAR
- Jul 28, 2026SCHEDULE 13G EDGAR
- Jul 28, 20268-K EDGAR
- Jul 17, 20268-K EDGAR
- May 18, 20268-K EDGAR
- May 15, 2026SCHEDULE 13G EDGAR
- May 15, 2026SCHEDULE 13G/A EDGAR
- May 14, 2026SCHEDULE 13G/A EDGAR
- May 12, 20264 EDGAR
- May 8, 2026144 EDGAR
- May 7, 202610-Q EDGAR
- May 4, 20268-K EDGAR
- Apr 29, 20268-K EDGAR
- Apr 28, 20268-K EDGAR
- Apr 16, 20263 EDGAR
- Mar 26, 2026SCHEDULE 13G/A EDGAR
- Mar 9, 2026DEF 14A EDGAR
The 300 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
51 open-market trades by officers, directors and large owners since October 2021: 12 buys and 39 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| May 8, 2026 | Walsh Kenneth MDirector | Sale | 10,000 | $22.83 | $228.3K | Form 4 |
| Feb 20, 2026 | Waters SamuelDirector | Sale | 2,100 | $22.48 | $47.2K | Form 4 |
| Feb 17, 2026 | MCCARVEL THOMAS JDirector | Sale | 1,182 | $22.77 | $26.9K | Form 4 |
| Feb 11, 2026 | JOHNSON PETER JOSEPHDirector | Sale | 3,355 | $23.11 | $77.5K | Form 4 |
| Feb 10, 2026 | JOHNSON PETER JOSEPHDirector | Sale | 4,192 | $23.06 | $96.7K | Form 4 |
| Feb 3, 2026 | Walsh Kenneth MDirector | Sale | 10,000 | $22.47 | $224.7K | Form 4 |
| Nov 25, 2025 | O'Neill Mark ASVP-Chief Lending Officer | Buy | 600 | $16.75 | $10.1K | Form 4 |
| Nov 21, 2025 | MCCARVEL THOMAS JDirector | Sale | 1,200 | $16.47 | $19.8K | Form 4 |
| Aug 13, 2025 | Jensen CoreyDirector | Sale | 2,500 | $16.85 | $42.1K | Form 4 |
| Aug 6, 2025 | Rensmon Patrick DSVP-Chief Operating Officer | Buy | 160 | $15.90 | $2.5K | Form 4 |
| Aug 5, 2025 | Walsh Kenneth MDirector | Sale | 10,000 | $15.84 | $158.4K | Form 4 |
| Aug 4, 2025 | Binde Alana MSVP-Chief Human Resource Offcr | Sale | 3,800 | $15.73 | $59.8K | Form 4 |
| May 8, 2025 | Walsh Kenneth MDirector | Sale | 10,000 | $17.75 | $177.5K | Form 4 |
| Feb 5, 2025 | Walsh Kenneth MDirector | Sale | 10,000 | $15.11 | $151.1K | Form 4 |
| Nov 22, 2024 | JOHNSON PETER JOSEPHDirector | Sale | 5,000 | $16.97 | $84.9K | Form 4 |
| Nov 12, 2024 | MCCARVEL THOMAS JDirector | Sale | 1,090 | $17.00 | $18.5K | Form 4 |
| Nov 1, 2024 | Walsh Kenneth MDirector | Sale | 6,705 | $16.44 | $110.2K | Form 4 |
| Aug 23, 2024 | JOHNSON PETER JOSEPHDirector | Sale | 7,374 | $14.28 | $105.3K | Form 4 |
| Aug 22, 2024 | JOHNSON PETER JOSEPHDirector | Sale | 561 | $14.00 | $7.9K | Form 4 |
| Aug 21, 2024 | JOHNSON PETER JOSEPHDirector | Sale | 1,525 | $14.00 | $21.4K | Form 4 |
All 51 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Fourthstone LLCSCHEDULE 13G/A, 4 filings Feb 14, 2024 to Aug 14, 202668
- BlackRockSCHEDULE 13G, 1 filing Jul 28, 202669
- BRANDES INVESTMENT PARTNERS, LPSCHEDULE 13G/A, 2 filings Feb 12, 2026 to May 14, 202670
- VANGUARD GROUP INCSCHEDULE 13G/A, 2 filings Jul 29, 2025 to Mar 26, 202671
- EJF Capital LPSC 13G/A, 1 filing Feb 11, 202272
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Laura F. Clark | 69 | $492.5K | $937.6K73 |
| 2025 | P. Darryl Rensmon | 64 | $300.0K | $573.2K73 |
| 2025 | Miranda J. Spaulding | 49 | $305.0K | $548.8K73 |
| 2024 | President/Chief Executive Officer | $405.0K | $572.3K73 | |
| 2024 | Senior VicePresident/Chief Financial Officer | $256.6K | $395.9K73 |
Money raised
Private offerings the company reported to the SEC on Form D.
- Jan 21, 2022Raised $40 million in a private offering of debt Form D: 39 investors so far Form D
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How Eagle Bancorp Montana, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGAREagle Bancorp Montana, Inc.1
- CIK0001478454
- Employer ID (EIN)27-144982013
- Filer statusAccelerated filer not an emerging growth company; a smaller reporting company; not a shell company13
- Incorporated inDelaware13
- Fiscal year endsDecember 311
- Industry code (SIC)6022 State Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address1400 Prospect Ave., P.O. Box 4999, Helena, MT 596041
- Phone406-442-30801
- Shares outstanding7,965,431 as of Jul 31, 202612
- Public float$121.8M as of Jun 30, 202513
- AuditorBaker Tilly US, LLP, Spokane, Washington PCAOB ID 659; it also attests to the company’s internal control over financial reporting13
- On EDGAR sinceDec 17, 20091
- Filings800 in all: 4 (315), 8-K (173), 10-Q (49), 3 (31), 144 (22), SC 13G/A (22), 10-K (17), DEF 14A (17)1
All 39 form types
SC 13G (13), CORRESP (12), 425 (11), UPLOAD (10), 8-K/A (9), EFFECT (9), S-8 (9), SCHEDULE 13G/A (9), 424B3 (8), SC 13D/A (6), 4/A (5), S-4 (5), S-4/A (5), S-8 POS (5), SCHEDULE 13G (5), 3/A (4), D (4), DEFA14A (3), S-3 (3), 424B5 (2), FWP (2), POS EX (2), S-1/A (2), S-3/A (2), SC 13D (2), SC TO-I/A (2), 8-A12B (1), CERTNAS (1), PRE 14A (1), S-1 (1), SC TO-I (1)
- Latest filingsAnnual report (10-K) Mar 9, 2026
Quarterly report (10-Q) Aug 5, 2026
Proxy statement (DEF 14A) Mar 9, 2026
Latest 8-K (8-K) Oct 1, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock par value $0.01 per share | EBMT | Nasdaq |
From the cover page of the 10-K filed Mar 9, 2026 (Section 12(b) of the Exchange Act).13
Risk factors and legal proceedings
The risks Eagle Bancorp Montana, Inc. names in Item 1A of its 10-K filed Mar 9, 2026: 32 risks under these headings, as written.13
- Risks Related to Economic and Market Conditions
- Our business may be adversely affected by conditions in the financial markets and economic conditions generally and in our market areas in particular.
- Declines in home values could decrease our loan originations and increase delinquencies and defaults.
- Changes in interest rates could adversely affect our results of operations and financial condition.
- Strong competition may limit growth and profitability.
- Expectations around Environmental, Social and Governance practices, as well as climate change, and related legislative and regulatory initiatives may result in additional risk and operational changes and expenditures that could significantly impact our business.
- Natural disasters, geopolitical events, public health crises and other catastrophic events beyond our control could adversely affect us.
- Risks Related to Our Business
- We hold certain intangible assets that could be classified as impaired in the future. If these assets are considered to be either partially or fully impaired in the future, our earnings and the book values of these assets would decrease.
- Risks associated with system failures, interruptions, or breaches of security could negatively affect our earnings.
- If the allowance for credit losses is not sufficient to cover actual credit losses, our earnings could decrease.
- We could record future losses on our securities portfolio.
The other 22 risks
- Changes in our accounting policies or in accounting standards could materially affect how we report our financial condition and results of operations.
- Because we have increased our commercial real estate and commercial business loan originations, our credit risk has increased and continued downturns in the local real estate market or economy could adversely affect our earnings.
- We continually encounter technological change.
- The adoption of artificial intelligence tools by us and our third‑party vendors and service providers may increase the risk of errors, omissions, unfair treatment or fraudulent behavior by our employees, clients or counterparties, or other third parties.
- We depend on the services of our executive officers and other key employees.
- We earn a significant portion of our noninterest income through sales of residential mortgages in the secondary market. We rely on the mortgage secondary market for some of our liquidity.
- There can be no assurance we will be able to continue paying dividends on our common stock at recent levels.
- We rely on dividends from the Bank for most of our revenue.
- Our business strategy includes significant growth plans, and our financial condition and results of operations could be negatively affected if we fail to grow or fail to manage our growth effectively.
- We may be unsuccessful in integrating the operations of the business we have acquired or expect to acquire in the future.
- Failure to maintain effective internal control over financial reporting or disclosure controls and procedures could adversely affect our ability to report our financial condition and results of operations accurately and on a timely basis.
- Changes in interest rates may change the value of our mortgage servicing rights portfolio, which may increase the volatility of our earnings.
- Farmland and agriculture production lending presents unique credit risk.
- Consumers may decide not to use banks to complete their financial transactions.
- Rights Related to the Legal and Regulatory Environment
- We face a risk of noncompliance and enforcement action with the Bank Secrecy Act and other anti-money laundering statutes and regulations.
- We operate in a highly regulated environment and may be adversely affected by changes in laws and regulations.
- Future legislation, regulatory reform or policy changes under the current U.S. administration could have a material effect on our business and results of operations.
- If our investment in the Federal Home Loan Bank of Des Moines becomes impaired, our earnings and shareholders’ equity could decrease.
- A continuation of recent turmoil in our industry, and responsive measures to manage it, could have an adverse effect on our financial position or results of operations.
- Eagle uses models for business planning purposes that may not adequately predict future results.
- We could be subject to changes in tax laws, regulations and interpretations or challenges to our income tax provision.
Legal proceedings
The Bank, from time to time, is a party to routine litigation, which arises in the normal course of business, such as claims to enforce liens, condemnation proceedings on properties in which the Bank holds security interests, claims involving the making and servicing of real property loans, and other issues incident to the business of the Bank. In the opinion of management, the resolution of these legal actions is not expected to have a material adverse effect on the Company's results of operations.
The opening of Item 3, Legal Proceedings.13
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
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- 4
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- 8
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- 13
- 14SEC EDGARLaura Clark, Chief executive officer
- 15
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- 17SEC EDGARLaura Clark, Chief financial officer
- 18
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- 20SEC EDGARLaura Clark, Chief operating officer
- 21SEC EDGARDustin Bryce Barber, EVP - CBO
- 22SEC EDGARLaura Clark, EVP-President
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- 30SEC EDGARDale Field, SVP/Chief Credit Officer
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- 34SEC EDGARRachel R. Amdahl, SVP/Operations
- 35SEC EDGARLaura Clark, Board member
- 36SEC EDGARSamuel Waters, Board member
- 37SEC EDGARCynthia A. Utterback, Board member
- 38SEC EDGARBenjamin G. Ruddy, Board member
- 39SEC EDGARKenneth M. Walsh, Board member
- 40SEC EDGARCorey Jensen, Board member
- 41SEC EDGARShavon Cape, Board member
- 42SEC EDGARTanya Chemodurow, Board member
- 43SEC EDGARDon O. Campbell, Board member
- 44SEC EDGARJames A. Maierle, Board member
- 45SEC EDGARLarry A. Dreyer, Board member
- 46SEC EDGARLynn E. Dickey, Board member
- 47SEC EDGARRick Hays, Board member
- 48SEC EDGARThomas J. McCarvel, Board member
- 49SEC EDGARMaureen J. Rude, Board member
- 50
- 51SEC EDGARExecutive or director change
- 52SEC EDGARResults of operations
- 53SEC EDGARExecutive or director change
- 54
- 55SEC EDGARRegulation FD disclosure
- 56SEC EDGARShareholder vote
- 57SEC EDGARResults of operations
- 58SEC EDGARExecutive or director change
- 59SEC EDGARRegulation FD disclosure
- 60SEC EDGARResults of operations
- 61SEC EDGARRegulation FD disclosure
- 62SEC EDGARResults of operations
- 63NasdaqNasdaq calendar
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