EVTC on NYSE

EVERTEC, Inc.

American computer processing and data preparation services company.

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Last updated Oct 18, 2026.

Overview

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  • TickerEVTC on NYSE
  • IndustryServices-Computer Processing & Data Preparation
  • HeadquartersPR
  • Incorporated inPR2
  • Business addressCupey Center Building, Road 176, Km 1.3, Rio Piedras, Pr 009262
  • Filer categoryLarge accelerated filer2

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

20.0%Operating margin3
15.2%Net margin3
10.2%Revenue growth, 20253
22.8%Return on equity3
1.69×Debt to equity3
$203.7MFree cash flow3

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Business segments

Latin America Payments And Solutions brought in 32% of the revenue EVERTEC, Inc. broke down this way in fiscal 2025.

  1. Latin America Payments And Solutions$342.9M332%up 22% from 2024
  2. Business Solutions$250.1M323%up 3% from 2024
  3. Merchant Acquiring Net$189.9M318%up 5% from 2024
  4. Payment Services - Puerto Rico & Caribbean$148.9M314%up 7% from 2024
  5. Payment Processing - LATAM$142.6M313%up 9% from 2024
Business segments by year
Business segments202320242025
Latin America Payments And Solutions$169.4M$281.7M$342.9M
Business Solutions$227.0M$244.0M$250.1M
Merchant Acquiring Net$162.4M$180.5M$189.9M
Payment Services - Puerto Rico & Caribbean$136.0M$139.3M$148.9M
Payment Processing - LATAM$114.9M$130.8M$142.6M

Regions

PR brought in 61% of the revenue EVERTEC, Inc. broke down this way in fiscal 2025.

  1. PR$567.7M361%up 4% from 2024
  2. Latin America$342.9M337%up 22% from 2024
  3. Caribbean$21.2M32%up 5% from 2024
Regions by year
Regions202320242025
PR$505.2M$543.6M$567.7M
Latin America$169.4M$281.7M$342.9M
Caribbean$20.1M$20.2M$21.2M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Selling, general and admin17¢$154.2M
  • Other costs67¢$626.2M
  • Income tax1¢$9.8M
  • Profit15¢$141.6M

Out of $931.8M in revenue.3

Where each dollar of operating cash went, fiscal 2025

  • Capital spending10¢$23.3M
  • Dividends paid6¢$12.8M
  • Share buybacks31¢$69.3M
  • Kept or used elsewhere54¢$121.6M

Out of $227.0M of cash from operations.3

Financial statements

Revenue45673$931.8M in 2025+91% since 2019
0$250.0M$500.0M$750.0M$1.0B2019: $487.4M$487.4M20192020: $510.6M$510.6M2020+5%2021: $589.8M$589.8M2021+16%2022: $618.4M$618.4M2022+5%2023: $694.7M$694.7M2023+12%2024: $845.5M$845.5M2024+22%2025: $931.8M$931.8M2025+10%
Operating income45673$186.4M in 2025+29% since 2019
0$50.0M$100.0M$150.0M$200.0M2019: $144.5M$144.5M20192020: $141.4M$141.4M2020−2%2021: $196.5M$196.5M2021+39%2022: $157.4M$157.4M2022−20%2023: $136.2M$136.2M2023−13%2024: $165.7M$165.7M2024+22%2025: $186.4M$186.4M2025+13%
Net income45673$141.6M in 2025+37% since 2019
0$100.0M$200.0M$300.0M2019: $103.5M$103.5M20192020: $104.4M$104.4M2020+1%2021: $161.1M$161.1M2021+54%2022: $239.0M$239.0M2022+48%2023: $79.7M$79.7M2023−67%2024: $112.6M$112.6M2024+41%2025: $141.6M$141.6M2025+26%

Every line of the income statement as filed: the last 3 fiscal years, latest first.3

Period ending2025-12-312024-12-312023-12-31
Revenues$931.8M$845.5M$694.7M
Cost of revenues, exclusive of depreciation and amortization shown below$469.1M$406.4M$336.8M
Selling, general and administrative expenses$154.2M$145.6M$128.2M
Depreciation and amortization$122.1M$127.8M$93.6M
Total operating costs and expenses$745.4M$679.8M$558.5M
Income from operations$186.4M$165.7M$136.2M
Interest income$15.0M$13.3M$8.5M
Interest expense-$68.3M-$74.7M-$32.3M
Gain (loss) on foreign currency remeasurement$592.0K-$5.2M-$8.3M
Loss on foreign currency swap$0$0-$24.1M
Earnings from equity investees$5.1M$4.3M$5.0M
Other income, net$15.5M$16.3M$367.0K
Total non-operating expenses-$32.1M-$46.0M-$50.8M
Income before income taxes$154.4M$119.6M$85.4M
Income tax expense$9.8M$4.8M$5.5M
Net income$144.6M$114.8M$79.9M
Less: Net income attributable to non-controlling interests$3.0M$2.2M$154.0K
Net income attributable to EVERTEC, Inc.s common stockholders$141.6M$112.6M$79.7M
Foreign currency translation adjustments$74.6M-$152.9M$38.3M
Loss on cash flow hedges-$6.6M-$74.0K-$3.6M
Unrealized gain (loss) on change in fair value of debt securities available-for-sale$20.0K-$7.0K-$15.0K
Other comprehensive income (loss), net of tax$68.0M-$152.9M$34.7M
Total comprehensive income (loss) attributable to EVERTEC, Inc.s common stockholders$209.6M-$40.3M$114.4M
Net income per common share - basic attributable to EVERTEC, Inc.s common stockholders (in dollar per share)$2.22$1.75$1.23
Net income per common share - diluted attributable to EVERTEC, Inc.s common stockholders (in dollar per share)$2.20$1.73$1.21
Other comprehensive (loss) income, tax-$1.7M-$519.0K-$598.0K

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Leadership

Who has led EVERTEC, Inc., and when. Pick a name to see everywhere that person has worked.

Board members and other officers (35)

Timeline

  1. Apr 6, 2015New chief executive Morgan M. Schuessler becomes CEO12
  2. Jan 2, 2015New chief executive Frank G. D'Angelo becomes CEO11

Filings

354 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 62 major events, 190 insider forms, 31 large holders, 51 other. The latest 20:

  1. Sep 8, 20264 PRIMARY DOCUMENT EDGAR
  2. Aug 31, 20264 PRIMARY DOCUMENT EDGAR
  3. Aug 24, 20264 PRIMARY DOCUMENT EDGAR
  4. Aug 14, 2026144 EDGAR
  5. Aug 14, 20264 PRIMARY DOCUMENT EDGAR
  6. Aug 13, 20264 PRIMARY DOCUMENT EDGAR
  7. Aug 13, 20264 PRIMARY DOCUMENT EDGAR
  8. Aug 12, 2026144 EDGAR
  9. Aug 10, 2026144 EDGAR
  10. Aug 6, 202610-Q EDGAR
  11. Aug 4, 20268-K EDGAR
  12. Jul 23, 20268-K EDGAR
  13. Jun 12, 20264 PRIMARY DOCUMENT EDGAR
  14. Jun 9, 20268-K EDGAR
  15. Jun 3, 20264 PRIMARY DOCUMENT EDGAR
  16. May 26, 20264 PRIMARY DOCUMENT EDGAR
  17. May 26, 20264 PRIMARY DOCUMENT EDGAR
  18. May 26, 20264 PRIMARY DOCUMENT EDGAR
  19. May 26, 20264 PRIMARY DOCUMENT EDGAR
  20. May 26, 20264 PRIMARY DOCUMENT EDGAR

The 354 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last three years, summarized. The full record is on SEC EDGAR.

Insider trades and holders

Large holders

Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 31 such filings since October 2021, the latest 10:

  1. Apr 28, 2026SCHEDULE 13G
  2. Apr 28, 2026SCHEDULE 13G
  3. Mar 26, 2026SCHEDULE 13G/A
  4. Feb 13, 2026SCHEDULE 13G/A
  5. Nov 13, 2024SC 13G/A
  6. Nov 12, 2024SC 13G/A
  7. Nov 8, 2024SC 13G/A
  8. Jul 10, 2024SC 13G
  9. Feb 13, 2024SC 13G/A
  10. Feb 13, 2024SC 13G/A

From Forms 4 and Schedules 13D and 13G filed with the SEC.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.9,161,745$254.5M0.0%−137,822
Fmr LLC8,798,971$244.4M0.0%−458,175
American Century Companies Inc5,189,201$144.2M0.1%+139,688
Vanguard Portfolio Management LLC3,961,258$110.0M0.0%+5,639
Vanguard Capital Management LLC2,765,581$76.8M0.0%−90,497
Kayne Anderson Rudnick Investment Management LLC2,713,930$75.4M0.2%−346,815
State Street Corp2,604,668$72.4M0.0%+102,313
Fuller & Thaler Asset Management, Inc.2,059,589$57.2M0.2%+224,644
Geode Capital Management, LLC1,569,390$43.6M0.0%+30,824
Dimensional Fund Advisors LP1,426,463$39.6M0.0%−139,555
Heartland Advisors Inc840,400$23.3M1.0%+590,400
Ameriprise Financial Inc830,620$23.1M0.0%+251,637
North Star Asset Management Inc809,545$22.5M0.9%+3,758
Northern Trust Corp793,795$22.1M0.0%+10,296
Charles Schwab Investment Management Inc758,026$21.1M0.0%−23,023
Aqr Capital Management LLC708,230$19.7M0.0%+546,642
Lone Peak Global Investors LLC584,685$16.2M2.2%+32,764
Clark Capital Management Group, Inc.562,394$15.6M0.1%−33,952
Panagora Asset Management Inc472,642$13.1M0.0%+124,620
Boston Partners464,865$13.0M0.0%−15,033
Morgan Stanley462,835$12.9M0.0%−182,148
Bank of New York Mellon Corp457,153$12.7M0.0%−275
Vanguard Fiduciary Trust Co444,153$12.3M0.0%−1,630
Principal Financial Group Inc425,964$11.8M0.0%−1,596
Millennium Management LLC409,440$11.4M0.0%−194,521

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

2 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Jun 17, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+43.1%Report
Jun 11, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−45.5%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

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