FBLA on Nasdaq

FB Bancorp, Inc. /MD/

American savings institutions company, incorporated in Maryland1

In its 2026 annual report the company says: “The Company is the sole shareholder of Fidelity Bank, and as such, is a bank holding company subject to regulation by the Federal Reserve Board.”4 It is headquartered in New Orleans, Louisiana.1 Its shares trade on Nasdaq under the symbol FBLA.1

Price unavailable

Last updated Oct 20, 2026.

Overview

Compare with Berkshire Bank, Flagstar Financial or Pioneer Bancorp, Inc./MD, or pick any stock.

  • TickerFBLA on Nasdaq1
  • IndustrySavings Institutions, Not Federally Chartered1
  • HeadquartersNew Orleans, Louisiana1
  • Incorporated inMD2
  • Business address353 Carondelet Street, New Orleans, La 701302
  • Filer categoryNon-accelerated filer, Smaller reporting company, Emerging growth company2

We conduct our operations from our headquarters in New Orleans, Louisiana, primarily through Fidelity Bank. The Company is the sole shareholder of Fidelity Bank, and as such, is a bank holding company subject to regulation by the Federal Reserve Board.4 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2024

-9.3%Net margin5
-3.8%Revenue growth, 20246
-1.9%Return on equity5
-$4.6MFree cash flow5

Where the money goes

Where each dollar of revenue went, fiscal 2024

  • Selling, general and admin8¢$5.2M
  • Other costs92¢$61.0M
  • Income tax0¢$195.0K

Out of $66.5M in revenue.65 The company lost money this year.

Where each dollar of operating cash went, fiscal 2024

  • Capital spending100¢$5.4M

Out of $814.0K of cash from operations. Spending exceeded cash from operations; the rest came from savings or borrowing.5

Financial statements

Revenue6$66.5M in 2024−4% since 2023
0$20.0M$40.0M$60.0M$80.0M2023: $69.1M$69.1M20232024: $66.5M$66.5M2024−4%
Net income65-$6.2M in 2024
-$8.0M-$6.0M-$4.0M-$2.0M0$2.0M2023: $1.1M$1.1M20232024: -$6.2M-$6.2M2024

Every line of the income statement as filed: the last 2 fiscal years, latest first.5

Period ending2025-12-312024-12-31
Interest and fees on loans$52.2M$48.3M
Interest and dividends on investment securities$10.4M$9.1M
Interest on deposits in other banks$3.3M$3.4M
Total interest and dividend income$65.8M$60.9M
Deposits$15.1M$11.2M
Borrowed funds$2.7M$8.2M
Total interest expense$17.8M$19.4M
Net interest income$48.0M$41.4M
Provision for credit losses$1.7M$1.5M
Net interest income after provision for credit losses$46.3M$39.9M
Service charges and fee income from deposit accounts$2.6M$2.9M
Gain (loss) on sales, disposal, or impairment of assets-$87.0K-$283.0K
Gain on sales of available for sale securities$214.0K$285.0K
Other non-interest income$1.4M$1.7M
Total non-interest income$4.1M$4.7M
Salaries and employee benefits$25.4M$23.8M
Occupancy and equipment$7.2M$6.6M
Directors' fees$755.0K$618.0K
Data processing$4.9M$4.4M
Advertising and marketing$825.0K$1.6M
Mortgage servicing rights amortization$375.0K$503.0K
Other general and administrative$6.1M$5.2M
Total non-interest expenses$45.6M$42.9M
Income from continuing operations before income taxes$4.8M$1.7M
Income tax expense from continuing operations$870.0K$195.0K
Net income from continuing operations$3.9M$1.5M
Loss from discontinued operations before income taxes-$3.3M-$8.1M
Income tax benefit from discontinued operations-$593.0K-$332.0K
Net loss from discontinued operations-$2.7M-$7.7M
Net income (loss)$1.3M-$6.2M
Continuing operations - basic$0$0
Discontinued operations - basic-$0-$2
Total earnings (loss) per share - basic$0.07-$1.74
Continuing operations - diluted$0$0
Discontinued operations - diluted-$0-$2
Total earnings (loss) per share - diluted$0.07-$1.74
Weighted average shares outstanding, basic18.2M shares3.6M shares
Weighted average shares outstanding, diluted18.2M shares3.6M shares

Compare FB Bancorp, Inc. /MD/ with another company

Corporate structure

FB Bancorp, Inc. /MD/ sits at the top of its group. 2 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of FB Bancorp, Inc. /MD/

  • VANGUARD CAPITAL MANAGEMENT LLC Filed SCHEDULE 13G/A on FB Bancorp, Inc. /MD/, latest Jul 31, 2026 (2 filings since Apr 29, 2026)
  • BlackRock Filed SCHEDULE 13G/A on FB Bancorp, Inc. /MD/, latest Jul 28, 2026
  • AllianceBernstein Filed SCHEDULE 13G on FB Bancorp, Inc. /MD/, latest May 18, 2026
  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on FB Bancorp, Inc. /MD/, latest Mar 26, 2026 (2 filings since Jul 29, 2025)
  • Fidelity Bank Employee Stock Ownership Plan Trust Filed SCHEDULE 13G on FB Bancorp, Inc. /MD/, latest Feb 17, 2026
  • Principal Financial Group Filed SCHEDULE 13G on FB Bancorp, Inc. /MD/, latest Feb 14, 2025
  • FB Bancorp, Inc. /MD/ New Orleans, Louisiana
    • Fidelity Bank Subsidiary · Louisiana, United States

Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What FB Bancorp, Inc. /MD/ reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$92.9M5 Dec 31, 2025$86.2M5 Dec 31, 2024+7.7%
Accumulated depreciation$35.8M5 Dec 31, 2025$33.1M5 Dec 31, 2024+8.2%
Property and equipment, net$57.1M5 Dec 31, 2025$53.2M5 Dec 31, 2024+7.4%
Operating-lease assets (leased space)$8.5M5 Dec 31, 2025$9.2M5 Dec 31, 2024−7.6%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$60.3M5 Dec 31, 2025$98.8M5 Dec 31, 2024−39.0%
Debt securities available for sale$326.3M5 Dec 31, 2025$244.1M5 Dec 31, 2024+33.7%
Deposits held (banks)$841.4M5 Dec 31, 2025$800.7M5 Dec 31, 2024+5.1%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$06 Dec 31, 2024$5.8M6 Dec 31, 2023−100.0%

Properties, in its own words

At December 31, 2025, the Company and the Bank conducted our business through 18 full-service branches, including our main office, two drive-up ATM branches and 14 stand-alone ATMs located in southern Louisiana, one ITM branch, and 6 loan production offices throughout Louisiana, Florida and Mississippi. The aggregate net book value of premises and equipment was $57.1 million at December 31, 2025.

The following table sets forth information regarding our offices at December 31, 2025.

The rest of Item 2

Location · Leased or Owned · Year Acquired · Approximate Square Footage

Main Office:

353 Carondelet StreetNew Orleans, LA 70130Orleans Parish · Owned · 2020 · 18,548

Branch Offices:

Algiers Branch3511 General DeGaulle Dr.New Orleans, LA 70114Orleans Parish · Owned · 1908 · 3,925

Baton Rouge – Bluebonnet Blvd. Branch6920 Bluebonnet Blvd.Baton Rouge, LA 70810East Baton Rouge Parish · Owned · 2023 · 4,200

Baton Rouge – Corporate Blvd. Branch5643 Corporate Blvd.Baton Rouge, LA 70808East Baton Rouge Parish · Owned · 2005 · 5,000

Covington Branch2201 US Hwy 190 NorthCovington, LA 70433St. Tammany Parish · Owned · 1997 · 3,400

Gretna Branch1888 Belle Chasse HwyGretna, LA 70056Jefferson Parish · Owned · 2002 · 3,400

Hammond Branch500 CM Fagan Dr.Hammond, LA 70403Tangipahoa Parish · Owned · 2002 · 6,860

Kenner Branch3720 Williams Blvd.Kenner, LA 70065Jefferson Parish · Leased · 1985 · 4,200

Lafayette Branch1420 Camellia Blvd.Lafayette, LA 70508 Lafayette Parish · Owned · 2025 · 9,896

Lakeview Branch149 Allen Toussaint Blvd.New Orleans, LA 70124Orleans Parish · Leased · 1995 · 2,800

Mandeville Branch2550 Florida St.Mandeville, LA 70448St. Tammany Parish · Owned · 2008 · 3,800

Metairie Branch1811 Metairie Ave.Metairie, LA 70005Jefferson Parish · Leased · 2008 · 8,400

New Orleans East Branch5530 Crowder Blvd.New Orleans, LA 70127Orleans Parish · Owned · 2008 · 3,000

River Ridge Branch9099 Jefferson Hwy.River Ridge, LA 70123Jefferson Parish · Leased · 1998 · 3,400

Slidell Branch1901 Gause Blvd.Slidell, LA 70461St. Tammany Parish · Owned · 1998 · 3,400

The Rink Branch2729 Prytania St.New Orleans, LA 70130Orleans Parish · Leased · 2022 · 2,037

Uptown Branch1201 S. Carrollton Ave.New Orleans, LA 70118Orleans Parish · Owned · 1990 · 6,000

Veterans Branch3829 Veterans Blvd.Metairie, LA 70002Jefferson Parish · Owned · 1908 · 6,400

South Market Branch 1011 Julia St., Ste. 112ANew Orleans, LA 70113Orleans Parish · Leased ITM Only · 2020 · 2,037

NOLA Loan Production Offices(1):

299 Apache Dr., Ste AMcComb, MS 39648Pike County · Leased · 2021 · 1,200

1000 Chinaberry Dr., Ste 402Bossier City, LA 71111Bossier Parish · Leased · 2021 · 1,108

25 W Cedar St., Ste 500Pensacola, FL 32502Escambia County · Leased · 2017 · 1,437

196 Charmant Pl., Ste 4Ridgeland, MS 39157Madison County · Leased · 2019 · 1,800

7820 Maple St.New Orleans, LA 70118Orleans Parish · Leased · 2014 · 2,000

5400 Nelson Road Lake Charles, LA 70605Calcacieu Parish · Leased · 2022 · 1,547

(1)All leased NOLA loan production offices transferred to and were assumed by the purchaser NOLA Lending Group, effective March 1, 2026.

Each branch location has an ATM and a drive-thru facility. We believe that our current facilities are adequate to meet our present and foreseeable needs. We currently do not have any current plans or understandings to expand our office network.

Item 2 of the 10-K filed Mar 26, 2026.4

Leadership

Who has led FB Bancorp, Inc. /MD/, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (11)

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Timeline

  1. Aug 4, 20268-K Executive or director change23
  2. Jul 28, 20268-K Results of operations24
  3. Jun 22, 20268-K Executive or director change25
  4. Jun 12, 20268-K Other events26
  5. May 19, 20268-K Other events27
  6. May 6, 20268-K Results of operations28
  7. May 1, 20268-K Executive or director change29
  8. Apr 30, 20268-K Shareholder vote30
  9. Mar 2, 20268-K Completed an acquisition or sale31
  10. Feb 18, 20268-K Results of operations32
  11. Feb 9, 20268-K Other events33
  12. Jan 14, 20268-K Other events34
  13. Oct 22, 2024New chief executive Christopher S. Ferris becomes CEO9

Calendar

Coming up

  1. Nov 11, 2026Reports results for the quarter ending Sep/202635

When it reported results

  1. Jul 28, 2026Reported quarterly or annual results24
  2. May 6, 2026Reported quarterly or annual results28
  3. Feb 18, 2026Reported quarterly or annual results32
  4. Feb 18, 2025Reported quarterly or annual results36

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

113 filings to the SEC since October 2021: 2 annual reports, 8 quarterly reports, 20 major events, 42 insider forms, 8 large holders, 33 other. The latest 20:

  1. Aug 13, 202610-Q EDGAR
  2. Aug 4, 20268-K EDGAR
  3. Jul 31, 2026SCHEDULE 13G/A EDGAR
  4. Jul 28, 2026SCHEDULE 13G/A EDGAR
  5. Jul 28, 20268-K EDGAR
  6. Jun 29, 202611-K EDGAR
  7. Jun 25, 20264 EDGAR
  8. Jun 22, 20268-K EDGAR
  9. Jun 12, 20268-K FB BANCORP, INC. FORM 8-K JUNE 12, 2026 EDGAR
  10. May 19, 20268-K FB BANCORP, INC. FORM 8-K MAY 19, 2026 EDGAR
  11. May 18, 2026SCHEDULE 13G EDGAR
  12. May 14, 202610-Q EDGAR
  13. May 12, 20264 EDGAR
  14. May 6, 20268-K EDGAR
  15. May 1, 20264 EDGAR
  16. May 1, 20268-K FB BANCORP, INC. FORM 8-K APRIL 29, 2026 EDGAR
  17. Apr 30, 20268-K FB BANCORP, INC. FORM 8-K APRIL 29, 2026 EDGAR
  18. Apr 29, 2026SCHEDULE 13G EDGAR
  19. Mar 30, 20264/A FORM 4 EDGAR
  20. Mar 30, 2026DEF 14A EDGAR

The 113 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

12 open-market trades by officers, directors and large owners since October 2021: 10 buys and 2 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jun 22, 2026Folds Josh CChief Banking OfficerSale1,110$14.55$16.1KForm 4
May 11, 2026WANNER TODD MChief Financial OfficerBuy86$14.01$1.2KForm 4
Mar 5, 2026Baker Randall LChief Operating OfficerSale261$13.13$3.4KForm 4
Feb 23, 2026WANNER TODD MChief Financial OfficerBuy154$13.02$2.0KForm 4
Nov 19, 2025Ferris Christopher SPresident and CEOBuy205$12.03$2.5KForm 4
Nov 17, 2025WANNER TODD MChief Financial OfficerBuy66$12.14$801Form 4
Jun 5, 2025Ferris Christopher SPresident and CEOBuy500$10.88$5.4KForm 4
Jun 5, 2025Folds Josh CChief Banking OfficerBuy1,846$10.82$20.0KForm 4
Mar 5, 2025Baker Randall LChief Operating OfficerBuy261$11.34$3.0KForm 4
Mar 5, 2025WANNER TODD MChief Financial OfficerBuy45$11.21$504Form 4
Feb 21, 2025WANNER TODD MChief Financial OfficerBuy175$11.45$2.0KForm 4
Nov 20, 2024Barousse Gerard W JrDirectorBuy5,000$12.21$61.0KForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 88. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.1,257,616$18.9M0.0%+132,103
Alliancebernstein L.P.885,369$12.2M0.0%+1,620
Vanguard Capital Management LLC641,475$9.7M0.0%−121,725
Geode Capital Management, LLC475,855$7.2M0.0%+69,923
Renaissance Technologies LLC298,973$4.5M0.0%+32,473
State Street Corp263,340$4.0M0.0%+7,451
Morgan Stanley248,194$3.7M0.0%+118,943
Two Sigma Investments, LP235,576$3.5M0.0%+87,768
Dimensional Fund Advisors LP200,705$3.0M0.0%+68,397
Raffles Associates LP194,198$2.9M1.3%+97,099
Panagora Asset Management Inc172,477$2.6M0.0%+9,965
Goldman Sachs Group Inc167,996$2.5M0.0%+49,143
Mangrove Partners Im, LLC144,020$2.2M0.1%No change
Northern Trust Corp127,892$1.9M0.0%+7,952
Vanguard Portfolio Management LLC123,402$1.9M0.0%+21,857
Qube Research & Technologies Ltd118,908$1.8M0.0%+83,924
Vanguard Fiduciary Trust Co105,168$1.6M0.0%−15,113
Peapod Lane Capital LLC89,599$1.3M0.9%+1,401
Bank Of America Corp /de/70,149$1.1M0.0%−10,846
D. E. Shaw & Co., Inc.62,762$945.2K0.0%+26,350
Aqr Capital Management LLC59,011$888.7K0.0%+43,656
Maltese Capital Management LLC57,500$866.0K0.2%New
Schonfeld Strategic Advisors LLC57,073$859.5K0.0%+29,179
Gardner Russo & Quinn LLC50,000$753.0K0.0%No change
Charles Schwab Investment Management Inc48,908$736.6K0.0%+4,195

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How FB Bancorp, Inc. /MD/ is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARFB Bancorp, Inc. /MD/1
  • CIK0002013639
  • Employer ID (EIN)99-18594024
  • Filer statusNon-accelerated filer an emerging growth company; a smaller reporting company; not a shell company4
  • Incorporated inMaryland4
  • Fiscal year endsDecember 311
  • Industry code (SIC)6036 Savings Institutions, Not Federally Chartered1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address353 Carondelet Street, New Orleans, LA 701301
  • Phone(504) 569-86401
  • Shares outstanding15,948,178 as of Aug 12, 20268
  • Public float$223.2M as of Jun 30, 20254
  • AuditorEISNERAMPER LLP, Metairie, Louisiana PCAOB ID 274; no auditor attestation of internal control over financial reporting4
  • On EDGAR sinceMar 4, 20241
  • Filings114 in all: 4 (27), 8-K (20), 3 (14), CORRESP (10), 10-Q (7), S-1/A (6), SCHEDULE 13G (6), UPLOAD (4)1
    All 21 form types

    SCHEDULE 13G/A (3), 10-K (2), 11-K (2), 424B3 (2), DEF 14A (2), S-8 (2), 10-Q/A (1), 11-K/A (1), 4/A (1), 8-A12B (1), CERT (1), EFFECT (1), S-1 (1)

  • Latest filingsAnnual report (10-K) Mar 26, 2026
    Quarterly report (10-Q) Aug 13, 2026
    Proxy statement (DEF 14A) Mar 30, 2026
    Latest 8-K (8-K) Aug 4, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, $0.01 par valueFBLAThe NASDAQ Stock Market LLC

From the cover page of the 10-K filed Mar 26, 2026 (Section 12(b) of the Exchange Act).4

Risk factors and legal proceedings

The risks FB Bancorp, Inc. /MD/ names in Item 1A of its 10-K filed Mar 26, 2026: 31 risks under these headings, as written.4

  • Risks Related to Our Lending Activities
  • The Company’s commercial real estate loans involve credit risks that could adversely affect its financial condition and results of operations.
  • The Company’s commercial loans involve credit risks that could adversely affect its financial condition and results of operations.
  • The unseasoned nature of recently originated loans, in particular, commercial real estate and commercial loans, may result in changes in estimating collectability, which may lead to additional provisions or charge-offs, which could hurt the Company’s profits.
  • If the Company’s allowance for credit losses is not sufficient to cover actual loan losses, its earnings could decrease.
  • The geographic concentration of the Company’s loan portfolio and lending activities makes the Company vulnerable to a downturn in the local economy.
  • The Company is subject to environmental liability risk associated with lending activities or properties it owns.
  • Risks Related to Market Interest Rates
  • Inflationary pressures and rising prices may affect our results of operations and financial condition.
  • Hedging against interest rate exposure may adversely affect our earnings.
  • Our securities portfolio performance in difficult market conditions could have adverse effects on our results of operations.
  • Future changes in interest rates could reduce our profits and asset values.
The other 21 risks
  • Risks Related to Our Business Strategy and Operational Matters
  • Our business strategy includes growth, and our financial condition and results of operations could be negatively affected if we fail to grow or fail to manage our growth effectively. Growing our operations could also cause our expenses to increase faster than our revenues.
  • Development of new products and services may impose additional costs on the Company and may expose the Company to increased operational risk.
  • We face significant operational risks because of our reliance on technology. Our information technology systems may be subject to failure, interruption or security breaches.
  • We outsource critical operations to third-party service providers. Systems failures, interruptions and cybersecurity breaches could have a material adverse effect on us.
  • Artificial Intelligence presents risks and challenges that may adversely affect our business.
  • Our business may be adversely affected by an increasing prevalence of fraud and other financial crimes.
  • Societal responses to climate change could adversely affect our business and performance, including indirectly through impacts on our customers.
  • We depend on our management team to implement our business strategy and execute successful operations and we could be harmed by the loss of their services.
  • We are a community bank and our ability to maintain our reputation is critical to the success of our business. The failure to do so may materially adversely affect our performance.
  • Our funding sources may prove insufficient to replace deposits at maturity and support our future growth.
  • Risks Related to Laws and Regulations
  • Changes in laws and regulations and the cost of regulatory compliance with new laws and regulations may adversely affect our operations and/or increase our costs of operations.
  • Non-compliance with the USA PATRIOT Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions.
  • Monetary policies and regulations of the Federal Reserve Board could adversely affect our business, financial condition and results of operations.
  • We are an emerging growth company, and any decision on our part to comply only with certain reduced reporting and disclosure requirements applicable to emerging growth companies could make our common stock less attractive to investors.
  • Risks Related to Economic Conditions
  • Inflation can have an adverse impact on our business and on our customers.
  • We have a high concentration of loans secured by real estate in our market area. Adverse economic conditions, both generally and in our market area, could adversely affect our financial condition and results of operations.
  • Risks Related to Competitive Matters
  • Strong competition within our market area may limit our growth and profitability.
  • The Company’s size makes it more difficult for the Company to compete.
  • Risks Related to Accounting Matters
  • Changes in accounting standards could affect reported earnings.
  • Other Risks Related to Our Business
  • The risks of severe weather due to our geographic location could materially affect our financial condition.
  • Legal and regulatory proceedings and related matters could adversely affect us.

Legal proceedings

Periodically, we are involved in claims and lawsuits, such as claims to enforce liens, condemnation proceedings on properties in which we hold security interests, claims involving the making and servicing of real property loans and other issues incident to our business. At December 31, 2025, we were not a party to any pending legal proceedings that we believe would have a material adverse effect on our financial condition, results of operations or cash flows.

The opening of Item 3, Legal Proceedings.4

Sources

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