FCF on NYSE

First Commonwealth Bank

Logo: http://www.fcbanking.com/static/img/main-logo.png, Non-free logo, via Wikipedia5

Pennsylvania Bank

First Commonwealth Financial Corporation is a financial services company based in Indiana, Pennsylvania, primarily serving the Western and Central Pennsylvania as well as Canton, Ohio and Columbus, Ohio. First Commonwealth has long served the Central Pennsylvania region, but began aggressively expanding into the Western part of the state in the early 2000s (decade), particularly Pittsburgh. In 2016, the bank purchased several Ohio-based banks growing its footprint.3 Its shares trade on NYSE under the symbol FCF.1 Wikipedia text CC BY-SA 4.0

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Last updated Oct 20, 2026.

Overview

1857Founded1

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  • TickerFCF on NYSE1
  • Industrybank1
  • HeadquartersIndiana1
  • Websitewww.fcbanking.com
  • Legal formBANK4
  • LEIVN1JLT1F3FLLVN3FZG894
  • StatusActive4
  • LEI statusIssued and current4
  • Registered address654 Philadelphia St, 15701 Indiana, United States4
  • Registered withFederal Deposit Insurance Corporation, 74684

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First Commonwealth Financial Corporation is a financial services company based in Indiana, Pennsylvania, primarily serving the Western and Central Pennsylvania as well as Canton, Ohio and Columbus, Ohio.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income678910$152.3M in 2025+45% since 2019
0$50.0M$100.0M$150.0M$200.0M2019: $105.3M$105.3M20192020: $73.4M$73.4M2020−30%2021: $138.3M$138.3M2021+88%2022: $128.2M$128.2M2022−7%2023: $157.1M$157.1M2023+23%2024: $142.6M$142.6M2024−9%2025: $152.3M$152.3M2025+7%

Every line of the income statement as filed: the last 3 fiscal years, latest first.10

Period ending2025-12-312024-12-312023-12-31
Interest and fees on loans and leases$572.7M$541.3M$490.7M
Taxable interest$54.3M$47.6M$26.3M
Interest exempt from federal income taxes$363.0K$419.0K$457.0K
Dividends$2.7M$2.1M$3.0M
Interest on bank deposits$2.7M$9.1M$9.5M
Total interest income$632.7M$600.5M$530.0M
Interest on deposits$190.1M$191.0M$112.4M
Interest on short-term borrowings$3.5M$20.4M$21.7M
Interest on subordinated debentures$7.4M$8.5M$9.8M
Interest on other long-term debt$5.5M$1.4M$170.0K
Interest Expense, Lessee, Assets under Capital Lease$160.0K$184.0K$205.0K
Total interest expense$206.6M$221.6M$144.3M
Net Interest Income$426.1M$378.9M$385.7M
Provision for credit losses$33.0M$29.2M$4.2M
Provision for credit losses - acquisition day 1 non-PCD$3.8M$0$10.7M
Net Interest Income after Provision for Credit Losses$389.4M$349.7M$370.9M
Net securities losses-$4.3M-$5.4M-$103.0K
Equity Securities, FV-NI, Gain (Loss)$5.1M$5.7M$0
Trust income$12.9M$11.8M$10.5M
Service charges on deposit accounts$22.8M$22.5M$21.4M
Insurance and retail brokerage commissions$12.7M$11.5M$10.9M
Income from bank owned life insurance$6.9M$6.4M$4.9M
Gain on sale of mortgage loans$7.3M$5.8M$4.0M
Gain on sale of other loans and assets-$6.9M-$9.1M-$6.7M
Card-related interchange income$15.6M$21.9M$28.6M
Derivative, Gain (Loss) on Derivative, Net-$126.0K-$46.0K$14.0K
Swap Fee Income$1.5M$885.0K$1.5M
Other income$9.6M$9.1M$8.1M
Total noninterest income$96.8M$99.2M$96.6M
Salaries and employee benefits$164.0M$149.3M$142.9M
Net occupancy$20.7M$19.8M$19.2M
Furniture and equipment$18.2M$17.5M$17.3M
Data processing$16.4M$15.6M$15.0M
Advertising and promotion$6.4M$5.5M$5.7M
Pennsylvania shares tax$4.5M$5.4M$4.4M
Intangible amortization$5.5M$5.0M$5.0M
Other professional fees and services$6.9M$5.5M$5.9M
FDIC insurance$6.1M$6.0M$6.3M
Asset Impairment Charges$654.0K$451.0K$204.0K
Litigation and operational losses$2.9M$4.6M$4.6M
Amortization of Debt Issuance Costs$0$369.0K$0
Merger and acquisition related$4.4M$391.0K$9.0M
Other operating expenses$38.2M$35.4M$34.4M
Total noninterest expense$294.8M$270.7M$269.9M
Income before income taxes$191.4M$178.2M$197.6M
Income tax provision$39.1M$35.6M$40.5M
Net Income$152.3M$142.6M$157.1M
Average Shares Outstanding (in shares)103.2M shares101.9M shares101.6M shares
Average Shares Outstanding Assuming Dilution (in shares)103.5M shares102.2M shares101.8M shares
Basic Earnings Per Share (in dollars per share)$1.48$1.40$1.55
Diluted Earnings Per Share (in dollars per share)$1.47$1.39$1.54
Cash Dividends Declared per Common Share (in dollars per share)$0.54$0.52$0.49

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Corporate structure

First Commonwealth Bank is part of a group headed by FIRST COMMONWEALTH FINANCIAL CORPORATION. 2 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of First Commonwealth Bank

  • State Street Corporation Filed SCHEDULE 13G on First Commonwealth Bank, latest Aug 7, 2026
  • VANGUARD CAPITAL MANAGEMENT LLC Filed SCHEDULE 13G on First Commonwealth Bank, latest Apr 29, 2026
  • VANGUARD PORTFOLIO MANAGEMENT LLC Filed SCHEDULE 13G on First Commonwealth Bank, latest Apr 29, 2026
  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on First Commonwealth Bank, latest Mar 26, 2026 (4 filings since Feb 10, 2022)
  • DIMENSIONAL FUND ADVISORS LP Filed SC 13G/A on First Commonwealth Bank, latest Feb 9, 2024 (3 filings since Feb 8, 2022)

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

Leadership

Who has led First Commonwealth Bank, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Joseph E. Odell2006–2007
  2. John J. Dolan2007–2011
  3. T. Michael Price2012–now

Chair

  1. E. James Trimarchi2006
  2. David S. Dahlmann2009

President

  1. Joseph E. Odell2006–2007
  2. John J. Dolan2007–2011
  3. T. Michael Price2007–now

Chief financial officer

  1. John J. Dolan2006–2007
  2. Edward J. Lipkus Iii.2007–2009
  3. Robert E. Rout2010–2014
  4. James R. Reske2014–now

Chief operating officer

  1. Gerard M. Thomchick2007
197019801990200020102020
Board members and other officers (48)

Products and brands

  • financial services

Listed on Wikidata.1

Subsidiaries and ownership

Parent company (GLEIF)

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Timeline

  1. Sep 17, 20268-K Executive or director change71
  2. Jul 31, 20268-K Bylaws or fiscal year changed72
  3. Jul 28, 20268-K Results of operations; Regulation FD disclosure73
  4. May 1, 20268-K Shareholder vote74
  5. Apr 28, 20268-K Results of operations; Regulation FD disclosure75
  6. Apr 15, 20268-K Other events76
  7. Jan 28, 20268-K Results of operations; Executive or director change; Regulation FD disclosure77
  8. Dec 1, 20258-K Regulation FD disclosure78
  9. Nov 4, 20258-K Executive or director change; Regulation FD disclosure79
  10. Oct 28, 20258-K Results of operations; Regulation FD disclosure80
  11. Aug 4, 20258-K Executive or director change81
  12. Jul 30, 20258-K Results of operations; Regulation FD disclosure82
  13. Jan 4, 2012New chief executive T. Michael Price becomes CEO15
  14. Mar 1, 2007New chief executive John J. Dolan becomes CEO16
  15. Feb 9, 2006New chief executive Joseph E. Odell becomes CEO17
  16. Sep 21, 1880Parent Directly consolidated by FIRST COMMONWEALTH FINANCIAL CORPORATION4
  17. 1857Founded Founded1

Calendar

Coming up

  1. Oct 27, 2026 · After the closeReports results for the quarter ending Sep/2026 A year earlier it reported $0.39 a share, on Oct 28, 2025.83

When it reported results

  1. Jul 28, 2026Reported quarterly or annual results73
  2. Apr 28, 2026Reported quarterly or annual results75
  3. Jan 28, 2026Reported quarterly or annual results77
  4. Oct 28, 2025Reported quarterly or annual results80
  5. Jul 30, 2025Reported quarterly or annual results82
  6. Apr 29, 2025Reported quarterly or annual results84
  7. Jan 28, 2025Reported quarterly or annual results85
  8. Oct 29, 2024Reported quarterly or annual results86

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

396 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 44 major events, 212 insider forms, 15 large holders, 105 other. The latest 20:

  1. Oct 6, 20264 EDGAR
  2. Sep 21, 20263 EDGAR
  3. Sep 17, 20268-K EDGAR
  4. Sep 14, 20264 EDGAR
  5. Sep 4, 20264 EDGAR
  6. Aug 21, 2026N-PX EDGAR
  7. Aug 18, 20264 EDGAR
  8. Aug 12, 202613F-NT EDGAR
  9. Aug 12, 202613F-HR EDGAR
  10. Aug 10, 20264 EDGAR
  11. Aug 10, 20264 EDGAR
  12. Aug 10, 202610-Q EDGAR
  13. Aug 7, 2026SCHEDULE 13G EDGAR
  14. Aug 6, 20264 EDGAR
  15. Aug 5, 2026144 EDGAR
  16. Aug 4, 2026144 EDGAR
  17. Jul 31, 20268-K EDGAR
  18. Jul 28, 20268-K EDGAR
  19. Jul 23, 20263/A EDGAR
  20. Jul 23, 20263/A EDGAR

The 396 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025T. Michael PricePresident and Chief Executive Officer63$700.0K$2.0M92
2025Jane GrebencExecutive Vice President and Chief Revenue Officer67$520.5K$1.3M92
2025James R. ReskeExecutive Vice President and Chief Financial Officer$475.7K$1.2M92
2025Michael P. McCuen$450.8K$1.1M92
2025Norman J. Montgomery$417.0K$914.0K92
2024T. Michael PricePresident and Chief Executive Officer63$683.3K$1.7M92
2024Executive Vice Presidentand Chief Banking Officer$437.4K$1.6M92
2024Jane GrebencExecutive Vice President and Chief Revenue Officer67$505.5K$1.1M92
2024James R. ReskeExecutive Vice President and Chief Financial Officer$461.7K$1.1M92
2023T. Michael PricePresident and Chief Executive Officer63$586.0K$1.4M92
2023Jane GrebencExecutive Vice President and Chief Revenue Officer67$490.7K$980.1K92
2023James R. ReskeExecutive Vice President and Chief Financial Officer$445.8K$924.4K92
2023Executive Vice PresidentBusiness Integration Group Manager$392.0K$756.8K92

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.14,860,944$302.1M0.0%+134,372
Dimensional Fund Advisors LP6,432,222$130.8M0.0%+71,942
Vanguard Portfolio Management LLC6,287,703$127.8M0.0%+61,568
State Street Corp5,259,965$106.9M0.0%+342,299
Vanguard Capital Management LLC4,379,119$89.0M0.0%−35,168
Franklin Resources Inc4,090,710$83.2M0.0%−154,887
Fuller & Thaler Asset Management, Inc.3,369,834$68.5M0.2%+649,633
Geode Capital Management, LLC2,626,809$53.4M0.0%+117,511
Mariner, LLC2,045,817$41.6M0.0%−4,070
American Century Companies Inc1,698,223$34.5M0.0%+5,281
Two Sigma Investments, LP1,478,338$30.1M0.0%+395,459
Charles Schwab Investment Management Inc1,332,181$27.1M0.0%−4,357
Northern Trust Corp1,262,007$25.7M0.0%+67,144
Morgan Stanley1,231,892$25.0M0.0%+8,691
First Commonwealth Financial Corp /PA/1,156,111$23.5M3.3%+160,280
Waldron Private Wealth LLC1,140,201$23.2M0.8%−11,428
Bank of New York Mellon Corp1,083,533$22.0M0.0%+2,032
Nuveen, LLC885,472$18.0M0.0%+457,758
Citadel Advisors LLC866,373$17.6M0.0%+232,165
Qube Research & Technologies Ltd865,620$17.6M0.0%−52,763
Arrowstreet Capital, Limited Partnership813,330$16.5M0.0%+529,767
Bartlett & Co. Wealth Management LLC778,462$15.8M0.2%No change
Fmr LLC714,621$14.5M0.0%+128,009
Vanguard Fiduciary Trust Co670,216$13.6M0.0%+13,957
Bank Of America Corp /de/637,752$13.0M0.0%+77,763

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How First Commonwealth Bank is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARFirst Commonwealth Bank2
  • CIK0001362556
  • Employer ID (EIN)25-09648852
  • Incorporated inPennsylvania2
  • Fiscal year endsDecember 312
  • Business address601 Philadelphia Street, Indiana, PA 157012
  • Phone724-349-72202
  • On EDGAR sinceMay 12, 20062
  • Filings83 in all: 13F-NT (83)2

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