FICO on NYSE
FAIR ISAAC CORP
American business services company, incorporated in Delaware. Summary from the record
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Last updated Oct 19, 2026.
Overview
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- TickerFICO on NYSE1
- IndustryServices-Business Services, NEC1
- HeadquartersBozeman, Montana1
- Incorporated inDE3
- Business address5 West Mendenhall, Suites 105, Bozeman, Mt 597153
- Filer categoryLarge accelerated filer3
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Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the “Company,” which may also be referred to in this report as “we,” “us,” “our,” and “FICO”) is a global analytics software leader. We were founded in 1956 on the premise that data, used intelligently, can improve business decisions. Today, FICO’s software and the widely used FICO ® Score operationalize analytics, enabling thousands of businesses in more than 80 countries to uncover new opportunities, make timely decisions that matter, and execute them at scale. Most leading banks and credit card issuers rely on our solutions, as do insurers, retailers, telecommunications providers, automotive lenders, consumer reporting agencies, public agencies, and organizations in other industries. We also serve consumers through online services that enable people to access and understand their FICO Scores — the standa…4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Cost of revenue18¢$353.7M
- Research and development9¢$188.3M
- Selling, general and admin26¢$513.0M
- Other costs7¢$133.2M
- Income tax8¢$150.6M
- Profit33¢$651.9M
Out of $2.0B in revenue.2
Where each dollar of operating cash went, fiscal 2025
- Capital spending1¢$8.9M
- Share buybacks99¢$1.4B
Out of $778.8M of cash from operations. Spending exceeded cash from operations; the rest came from savings or borrowing.2
Financial statements
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.0B5 | $1.2B6 | $1.3B7 | $1.3B8 | $1.4B9 | $1.5B2 | $1.7B2 | $2.0B2 |
| Cost of revenue | $312.9M5 | $336.8M6 | $361.1M7 | $332.5M8 | $302.2M9 | $311.1M2 | $348.2M2 | $353.7M2 |
| Research and development | $128.4M5 | $149.5M6 | $166.5M7 | $171.2M8 | $146.8M9 | $159.9M2 | $171.9M2 | $188.3M2 |
| Selling, general and admin | $376.9M5 | $414.1M6 | $420.9M7 | $396.3M8 | $383.9M9 | $400.6M2 | $462.8M2 | $513.0M2 |
| Operating expenses | $834.9M9 | $870.7M2 | $983.9M2 | $1.1B2 | ||||
| Operating income | $175.4M5 | $253.5M6 | $296.0M7 | $505.5M8 | $542.4M9 | $642.8M2 | $733.6M2 | $924.9M2 |
| Interest | $31.3M5 | $39.8M6 | $42.2M7 | $40.1M8 | $69.0M9 | $95.5M9 | $105.6M9 | |
| Income before tax | $471.3M9 | $553.6M2 | $642.0M2 | $802.6M2 | ||||
| Income tax | $30.4M5 | $23.9M6 | $20.6M7 | $81.1M8 | $97.8M9 | $124.2M2 | $129.2M2 | $150.6M2 |
| Net income | $126.5M5 | $192.1M6 | $236.4M7 | $392.1M8 | $373.5M9 | $429.4M2 | $512.8M2 | $651.9M2 |
| Earnings per share | $4.265 | $6.636 | $8.137 | $13.658 | $14.349 | $17.182 | $20.782 | $26.902 |
| Earnings per share (diluted) | $4.065 | $6.346 | $7.907 | $13.408 | $14.189 | $16.932 | $20.452 | $26.542 |
| Shares (weighted, basic) | 26.0M shares9 | 25.0M shares2 | 24.7M shares2 | 24.2M shares2 | ||||
| Shares (weighted, diluted) | 26.3M shares9 | 25.4M shares2 | 25.1M shares2 | 24.6M shares2 |
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash | $90.0M13 | $106.4M5 | $157.4M6 | $195.4M7 | $133.2M8 | $136.8M9 | $150.7M2 | $134.1M2 |
| Receivables | $322.4M8 | $387.9M9 | $426.6M2 | $529.1M2 | ||||
| Current assets | $396.4M13 | $455.7M5 | $534.1M6 | $551.0M7 | $484.7M8 | $556.4M9 | $617.4M2 | $705.2M2 |
| Property, plant and equipment | $17.6M8 | $11.0M9 | $38.5M2 | $67.7M2 | ||||
| Goodwill | $761.1M9 | $773.3M2 | $782.8M2 | $783.3M2 | ||||
| Intangible assets | $2.0M8 | $917.0K9 | $09 | |||||
| Total assets | $1.3B13 | $1.4B5 | $1.6B6 | $1.6B7 | $1.4B8 | $1.6B9 | $1.7B2 | $1.9B2 |
| Accounts payable | $17.3M8 | $19.0M9 | $22.5M2 | $32.3M2 | ||||
| Short-term debt | $30.0M8 | $50.0M9 | $15.0M2 | $399.5M2 | ||||
| Current liabilities | $473.9M13 | $490.8M5 | $414.5M6 | $559.2M7 | $331.5M8 | $367.7M9 | $380.3M2 | $849.2M2 |
| Long-term debt | $528.9M13 | $606.8M5 | $739.4M6 | $1.0B7 | $1.8B8 | $1.8B9 | $2.2B2 | $2.7B2 |
| Total liabilities | $1.0B13 | $1.1B5 | $1.3B6 | $1.7B7 | $2.2B8 | $2.3B9 | $2.7B2 | $3.6B2 |
| Retained earnings | $3.0B8 | $3.4B9 | $3.9B2 | $4.6B2 | ||||
| Shareholders’ equity | $287.4M6 | $289.8M7 | $331.1M8 | -$110.9M9 | -$801.9M2 | -$688.0M2 | -$962.7M2 | -$1.7B2 |
| Shares outstanding | 29.0M shares14 | 29.0M shares13 | 29.1M shares5 | 27.4M shares6 | 25.0M shares7 | 24.7M shares8 | 24.3M shares9 | 23.7M shares2 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | $223.1M5 | $260.4M6 | $364.9M7 | $423.8M8 | $509.4M9 | $468.9M2 | $633.0M2 | $778.8M2 |
| Depreciation and amortization | $20.5M9 | $14.6M2 | $13.8M2 | $15.0M2 | ||||
| Stock-based compensation | $115.4M9 | $123.8M2 | $149.4M2 | $156.7M2 | ||||
| Capital spending | $31.3M5 | $24.0M6 | $22.0M7 | $7.6M8 | $6.0M9 | $4.2M2 | $8.9M2 | $8.9M2 |
| Free cash flow | $191.8M | $236.4M | $342.9M | $416.2M | $503.4M | $464.7M | $624.1M | $769.9M |
| Cash from investing | -$5.7M9 | -$16.0M2 | -$28.0M2 | -$43.7M2 | ||||
| Dividends paid | $013 | $013 | ||||||
| Share buybacks | $342.6M5 | $228.9M6 | $235.2M7 | $874.2M8 | $1.1B9 | $405.5M2 | $821.7M2 | $1.4B2 |
| Cash from financing | -$547.2M9 | -$455.0M2 | -$592.9M2 | -$750.3M2 |
Leadership
Who has led FAIR ISAAC CORP, and when. Pick a name to see everywhere that person has worked.
Chief financial officer
2010201520202025
- Chief executive officerWilliam J. Lansing Jan 30, 2012 to now15
- Chief executive officerMark N. Greene Feb 16, 2010 to Dec 21, 201116
- Chief executive officerCharles M. Osborne Nov 9, 2006 to Dec 19, 200617
- PresidentNikhil Behl May 28, 2025 to now18
- PresidentWilliam J. Lansing Jan 30, 2012 to May 28, 202515
- PresidentCharles M. Osborne Nov 9, 2006 to Nov 9, 200617
- Chief financial officerSteven P. Weber Jan 17, 2023 to now19
- Chief financial officerMichael I. McLaughlin Aug 5, 2019 to Dec 13, 202220
- Chief financial officerMichael J. Pung Nov 19, 2010 to Jul 11, 201921
- Chief financial officerThomas A. Bradley Apr 7, 2009 to Dec 22, 200922
- Chief financial officerCharles M. Osborne Nov 9, 2006 to Feb 18, 200917
Board members and other officers (49)
- Executive Vice PresidentNikhil Behl Aug 30, 2023 to Dec 11, 202423
- Executive Vice PresidentThomas A. Bowers Sep 1, 2020 to now24
- Executive Vice PresidentStephanie Covert Oct 8, 2020 to Aug 29, 202325
- Executive Vice President & CTOClaus Moldt Aug 23, 2019 to Dec 14, 202126
- CAO and Vice PresidentMichael S. Leonard Feb 7, 2012 to now27
- Executive Vice PresidentJames M. Wehmann Apr 3, 2012 to Dec 16, 202428
- Executive Vice PresidentStuart Wells Apr 26, 2012 to Jan 23, 201929
- EVPCharles L. Ill Feb 3, 2010 to Sep 13, 201230
- Sr. Vice PresidentRichard Andrew Stewart Feb 3, 2010 to Dec 21, 201031
- EVPJordan W. Graham Aug 3, 2010 to Feb 16, 201132
- Vice PresidentThomas A. Bradley Nov 24, 2010 to Dec 16, 201033
- EVP & CTODeborah Kerr Feb 3, 2009 to Feb 6, 201234
- Finance, SVPCharles M. Osborne Jul 10, 2009 to Jul 10, 200935
- VP Corp. Dev. & TreasurerJohn D. Emerick Jr. Feb 12, 2008 to Jul 24, 200936
- Sr. Vice PresidentLaurent Pacalin Sep 4, 2008 to Sep 11, 200937
- Chief Excutive OfficerMark N. Greene Feb 16, 2007 to Dec 22, 200938
- Chief Technology OfficerBernhard Nann Mar 20, 2007 to Jul 1, 200839
- Sr. V.P. and CMOTracey Stout Sep 25, 2007 to Sep 25, 200740
- Sr. V.P., Gen. Counsel & Sec.Mark R. Scadina Dec 20, 2007 to now41
- Vice PresidentJames M. Kalustian May 12, 2006 to Dec 19, 200642
- Vice PresidentEric Educate May 25, 2006 to Dec 19, 200643
- Vice PresidentGregory M. Weitz May 25, 2006 to Mar 13, 200744
- Vice PresidentMichael Chiappetta May 25, 2006 to Dec 19, 200645
- Vice PresidentLarry Rosenberger Jun 22, 2006 to Sep 28, 200746
- Vice PresidentRichard Deal Aug 8, 2006 to now47
- Vice PresidentMichael J. Pung Nov 9, 2006 to Aug 13, 201948
- Board memberTayloe H. Stansbury Aug 24, 2023 to now49
- Board memberFabiola R. Arredondo Mar 5, 2020 to now50
- Board memberMark W. Begor Mar 21, 2016 to Mar 22, 201851
- Board memberJoanna Rees Feb 25, 2015 to now52
- Board memberMarc F. McMorris Oct 28, 2015 to now53
- Board memberBraden R. Kelly Feb 14, 2013 to now54
- Board memberDavid A. Rey Oct 11, 2011 to now55
- Board memberA. George Battle Jan 5, 2010 to May 14, 202056
- Board memberRahul N. Merchant Feb 4, 2010 to Feb 12, 201457
- Board memberDuane E. White Feb 5, 2009 to Feb 24, 201658
- Board memberJohn S. McFarlane Feb 5, 2009 to Jan 7, 201059
- Board memberAllan Z. /fa/ Loren Feb 7, 2008 to Feb 5, 200960
- Board memberNick Graziano Feb 7, 2008 to Feb 14, 201361
- Board memberJames Kirsner Feb 7, 2007 to Aug 9, 202462
- Board memberMark N. Greene Dec 20, 2007 to Dec 21, 201163
- Board memberAlex W. Hart Feb 8, 2006 to Sep 16, 201164
- Board memberAndrew J. Cecere Feb 8, 2006 to Feb 8, 200665
- Board memberGuy Henshaw Feb 8, 2006 to Feb 7, 200866
- Board memberMargaret Taylor Feb 8, 2006 to Feb 2, 201267
- Board memberTony Christianson Feb 8, 2006 to Feb 7, 200868
- Board memberWilliam J. Lansing Feb 8, 2006 to now69
- General counselMark R. Scadina Jun 12, 2007 to Jun 12, 200770
- General counselAndrea Fike Aug 8, 2006 to Dec 20, 200671
Former names
- FAIR ISAAC & COMPANY INCJun 28, 1995 to Apr 1, 20033
Timeline
Filings
428 filings to the SEC since October 2021: 5 annual reports, 16 quarterly reports, 44 major events, 281 insider forms, 16 large holders, 66 other. The latest 20:
- Oct 6, 20268-K EDGAR
- Aug 25, 20264 PRIMARY DOCUMENT EDGAR
- Aug 25, 20264 PRIMARY DOCUMENT EDGAR
- Aug 12, 2026SCHEDULE 13G EDGAR
- Aug 12, 2026SCHEDULE 13G EDGAR
- Jul 31, 20264 PRIMARY DOCUMENT EDGAR
- Jul 29, 2026144 EDGAR
- Jul 29, 20268-K 8-K EARNINGS RELEASES Q3-26 EDGAR
- Jul 29, 202610-Q Q3-26 10-Q EDGAR
- Jul 7, 20264 PRIMARY DOCUMENT EDGAR
- Jul 7, 20264 PRIMARY DOCUMENT EDGAR
- Jun 8, 20264 PRIMARY DOCUMENT EDGAR
- Jun 8, 20268-K EDGAR
- May 27, 20264 PRIMARY DOCUMENT EDGAR
- May 19, 20264 PRIMARY DOCUMENT EDGAR
- Apr 29, 2026SCHEDULE 13G EDGAR
- Apr 29, 2026SCHEDULE 13G EDGAR
- Apr 28, 202610-Q 10-Q Q2-26 EDGAR
- Apr 28, 20268-K 8-K EARNINGS RELEASES Q2-26 EDGAR
- Mar 26, 2026SCHEDULE 13G/A EDGAR
The 428 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
98 open-market trades by officers, directors and large owners since October 2021: 0 buys and 98 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Jul 29, 2026 | Manolis EvaDirector | Sale | 967 | $1,400.00 | $1.4M | Form 4 |
| Feb 25, 2026 | Manolis EvaDirector | Sale | 520 | $1,227.63 | $638.4K | Form 4 |
| Feb 13, 2026 | Rees JoannaDirector | Sale | 358 | $1,360.00 | $486.9K | Form 4 |
| Dec 17, 2025 | Weber Steven P.Executive Vice President & CFO | Sale | 1,426 | $1,810.00 | $2.6M | Form 4 |
| Dec 12, 2025 | Manolis EvaDirector | Sale | 521 | $1,825.83 | $951.3K | Form 4 |
| Nov 26, 2025 | MCMORRIS MARC FDirector | Sale | 240 | $1,809.53 | $434.3K | Form 4 |
| Nov 10, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 2,400 | $1,732.88 | $4.2M | Form 4 |
| Oct 14, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 1,069 | $1,650.17 | $1.8M | Form 4 |
| Oct 14, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 4,942 | $1,631.34 | $8.1M | Form 4 |
| Sep 9, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 6,011 | $1,537.50 | $9.2M | Form 4 |
| Aug 28, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 6,010 | $1,501.84 | $9.0M | Form 4 |
| Jul 8, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 2,200 | $1,780.48 | $3.9M | Form 4 |
| Jul 8, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 3,811 | $1,565.99 | $6.0M | Form 4 |
| Jun 10, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 6,010 | $1,767.82 | $10.6M | Form 4 |
| Jun 9, 2025 | Weber Steven P.Executive Vice President & CFO | Sale | 1,000 | $1,738.25 | $1.7M | Form 4 |
| Jun 9, 2025 | Weber Steven P.Executive Vice President & CFO | Sale | 1,000 | $1,738.25 | $1.7M | Form 4 |
| May 13, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 592 | $2,170.34 | $1.3M | Form 4 |
| May 13, 2025 | LANSING WILLIAM JPresident and CEO | Sale | 5,419 | $2,147.97 | $11.6M | Form 4 |
| May 9, 2025 | MCMORRIS MARC FDirector | Sale | 797 | $2,087.50 | $1.7M | Form 4 |
| May 2, 2025 | Bowers Thomas A.Executive Vice President | Sale | 4,077 | $2,057.05 | $8.4M | Form 4 |
All 98 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Capital International InvestorsSCHEDULE 13G, 1 filing Aug 12, 202672
- Capital Research Global InvestorsSCHEDULE 13G, 1 filing Aug 12, 202673
- VANGUARD CAPITAL MANAGEMENT LLCSCHEDULE 13G, 1 filing Apr 29, 202674
- VANGUARD PORTFOLIO MANAGEMENT LLCSCHEDULE 13G, 1 filing Apr 29, 202675
- VANGUARD GROUP INCSCHEDULE 13G/A, 6 filings Feb 10, 2022 to Mar 26, 202676
- BlackRockSC 13G/A, 1 filing Dec 6, 202477
- Melvin Capital Management LPSC 13G/A, 1 filing Feb 14, 202278
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1SEC EDGARFAIR ISAAC CORP filings on SEC EDGAR
- 2SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2025
- 3SEC EDGARFAIR ISAAC CORP filings on SEC EDGAR
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- 5SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2018
- 6SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2019
- 7SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2020
- 8SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2021
- 9SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2022
- 10SEC EDGARFAIR ISAAC CORP 10-Q for fiscal 2025
- 11SEC EDGARFAIR ISAAC CORP 10-Q for fiscal 2026
- 12SEC EDGARFAIR ISAAC CORP 10-Q for fiscal 2026
- 13SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2018
- 14SEC EDGARFAIR ISAAC CORP 10-K for fiscal 2018
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- 18SEC EDGARNikhil Behl, President
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- 30SEC EDGARCharles L. Ill, EVP
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- 32SEC EDGARJordan W. Graham, EVP
- 33SEC EDGARThomas A. Bradley, Vice President
- 34SEC EDGARDeborah Kerr, EVP & CTO
- 35SEC EDGARCharles M. Osborne, Finance, SVP
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- 37SEC EDGARLaurent Pacalin, Sr. Vice President
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- 40SEC EDGARTracey Stout, Sr. V.P. and CMO
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- 42SEC EDGARJames M. Kalustian, Vice President
- 43SEC EDGAREric Educate, Vice President
- 44SEC EDGARGregory M. Weitz, Vice President
- 45SEC EDGARMichael Chiappetta, Vice President
- 46SEC EDGARLarry Rosenberger, Vice President
- 47SEC EDGARRichard Deal, Vice President
- 48SEC EDGARMichael J. Pung, Vice President
- 49SEC EDGARTayloe H. Stansbury, Board member
- 50SEC EDGARFabiola R. Arredondo, Board member
- 51SEC EDGARMark W. Begor, Board member
- 52SEC EDGARJoanna Rees, Board member
- 53SEC EDGARMarc F. McMorris, Board member
- 54SEC EDGARBraden R. Kelly, Board member
- 55SEC EDGARDavid A. Rey, Board member
- 56SEC EDGARA. George Battle, Board member
- 57SEC EDGARRahul N. Merchant, Board member
- 58SEC EDGARDuane E. White, Board member
- 59SEC EDGARJohn S. McFarlane, Board member
- 60SEC EDGARAllan Z. /fa/ Loren, Board member
- 61SEC EDGARNick Graziano, Board member
- 62SEC EDGARJames Kirsner, Board member
- 63SEC EDGARMark N. Greene, Board member
- 64SEC EDGARAlex W. Hart, Board member
- 65SEC EDGARAndrew J. Cecere, Board member
- 66SEC EDGARGuy Henshaw, Board member
- 67SEC EDGARMargaret Taylor, Board member
- 68SEC EDGARTony Christianson, Board member
- 69SEC EDGARWilliam J. Lansing, Board member
- 70SEC EDGARMark R. Scadina, General counsel
- 71SEC EDGARAndrea Fike, General counsel
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