Private company

FLUSHING FINANCIAL CORP

FLUSHING FINANCIAL CORP is an American state commercial bank, incorporated in Delaware.1 It is headquartered in Uniondale, New York.1

Last updated Oct 20, 2026.

Overview

  • IndustryState Commercial Banks1
  • HeadquartersUniondale, New York1
  • Incorporated inDE2
  • Business address220 Rxr Plaza, Uniondale, Ny 115562
  • Filer categoryAccelerated filer2

The Holding Company also owns Flushing Financial Capital Trust II, Flushing Financial Capital Trust III, and Flushing Financial Capital Trust IV (the “Trusts”), which are special purpose business trusts formed to issue a total of $60.0 million of capital securities and $1.9 million of common securities (which are the only voting securities). The Holding Company owns 100% of the common securities of the Trusts. The Trusts used the proceeds from the issuance of these securities to purchase junior subordinated debentures from the Holding Company. The Trusts are not included in our consolidated financial statements as we would not absorb the losses of the Trusts if losses were to occur.3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

253.3%Net margin4
7.3%Revenue growth, 20254
2.7%Return on equity4
$55.8MFree cash flow4

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax45¢$15.6M
  • Profit55¢$18.9M

Out of $7.5M in revenue.4

Where each dollar of operating cash went, fiscal 2025

  • Capital spending9¢$5.2M
  • Dividends paid50¢$30.3M
  • Kept or used elsewhere42¢$25.5M

Out of $61.0M of cash from operations.4

Financial statements

Revenue56784$7.5M in 2025+100% since 2019
0$2.5M$5.0M$7.5M$10.0M2019: $3.7M$3.7M20192020: $4.5M$4.5M2020+21%2021: $6.0M$6.0M2021+33%2022: $5.1M$5.1M2022−14%2023: $8.7M$8.7M2023+69%2024: $6.9M$6.9M2024−20%2025: $7.5M$7.5M2025+7%
Net income56784$18.9M in 2025−54% since 2019
-$50.0M0$50.0M$100.0M2019: $41.3M$41.3M20192020: $34.7M$34.7M2020−16%2021: $81.8M$81.8M2021+136%2022: $76.9M$76.9M2022−6%2023: $28.7M$28.7M2023−63%2024: -$31.3M-$31.3M20242025: $18.9M$18.9M2025
Fiscal year2019202020212022202320242025
Revenue$3.7M5$4.5M6$6.0M7$5.1M8$8.7M4$6.9M4$7.5M4
Interest$117.0M5$69.1M6$40.6M7$73.0M7$222.3M7
Income before tax$109.3M7$104.9M8$39.8M4-$48.3M4$34.5M4
Income tax$12.1M5$10.5M6$27.5M7$27.9M8$11.2M4-$16.9M4$15.6M4
Net income$41.3M5$34.7M6$81.8M7$76.9M8$28.7M4-$31.3M4$18.9M4
Earnings per share$1.445$1.186$2.597$2.508$0.964-$1.074$0.544
Earnings per share (diluted)$1.445$1.186$2.597$2.508$0.964-$1.074$0.544
Shares (weighted, basic)31.6M shares630.8M shares629.5M shares429.5M shares433.9M shares4
Shares (weighted, diluted)31.6M shares730.8M shares829.9M shares829.9M shares8

Compare FLUSHING FINANCIAL CORP with another company

Corporate structure

FLUSHING FINANCIAL CORP sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of FLUSHING FINANCIAL CORP

  • Bay Pond Partners, L.P. Filed SCHEDULE 13G/A on FLUSHING FINANCIAL CORP, latest Aug 13, 2026 (2 filings since Jan 23, 2026)
  • Wellington Management Company Filed SCHEDULE 13G/A on FLUSHING FINANCIAL CORP, latest Aug 13, 2026 (6 filings since Feb 4, 2022)
  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on FLUSHING FINANCIAL CORP, latest Mar 26, 2026 (3 filings since Feb 9, 2023)
  • DIMENSIONAL FUND ADVISORS LP Filed SCHEDULE 13G/A on FLUSHING FINANCIAL CORP, latest Oct 9, 2025 (5 filings since Feb 8, 2022)
  • GAMCO Investors Filed SCHEDULE 13D/A on FLUSHING FINANCIAL CORP, latest Aug 21, 2025 (3 filings since Jul 10, 2023)
  • BlackRock Filed SCHEDULE 13G/A on FLUSHING FINANCIAL CORP, latest Feb 5, 2025
  • FRONTIER CAPITAL MANAGEMENT CO LLC Filed SCHEDULE 13G/A on FLUSHING FINANCIAL CORP, latest Jan 16, 2025 (4 filings since Jan 31, 2022)
  • FLUSHING FINANCIAL CORP Uniondale, New York

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What FLUSHING FINANCIAL CORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$92.6M4 Dec 31, 2025$87.4M4 Dec 31, 2024+6.0%
Accumulated depreciation$74.9M4 Dec 31, 2025$69.5M4 Dec 31, 2024+7.7%
Property and equipment, net$17.7M4 Dec 31, 2025$17.9M4 Dec 31, 2024−0.7%
Operating-lease assets (leased space)$53.1M4 Dec 31, 2025$45.8M4 Dec 31, 2024+16.0%

Investments

ItemLatestA year beforeChange
Loans, net of allowance$6.6B4 Dec 31, 2025$6.7B4 Dec 31, 2024−1.4%
Deposits held (banks)$7.3B4 Dec 31, 2025$7.2B4 Dec 31, 2024+1.8%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$17.6M4 Dec 31, 2024$17.6M8 Dec 31, 20230%

Properties, in its own words

As of December 31, 2025, the Bank conducted its business through 30 full-service offices and its Internet Branch. The Company neither owns nor leases any property but instead uses the premises and equipment of the Bank.

Item 2 of the 10-K filed Mar 6, 2026.3

Leadership

Who has led FLUSHING FINANCIAL CORP, and when. Pick a name to see everywhere that person has worked.

Chief financial officer

  1. David W. Fry2006–2011

Chief operating officer

  1. Maria A. Grasso2006–now
2010201520202025
Board members and other officers (44)

Timeline

  1. Jun 1, 20268-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights59
  2. Apr 28, 20268-K Results of operations60
  3. Apr 27, 20268-K Other events61
  4. Apr 7, 20268-K Shareholder vote; Other events62
  5. Mar 24, 20268-K Regulation FD disclosure63
  6. Feb 25, 20268-K Regulation FD disclosure64
  7. Jan 27, 20268-K Results of operations65
  8. Jan 5, 20268-K Entered a material agreement; Executive or director change66
  9. Dec 30, 20258-K Regulation FD disclosure; Other events67
  10. Dec 17, 20258-K Other events68
  11. Nov 24, 20258-K Regulation FD disclosure69
  12. Oct 29, 20258-K Regulation FD disclosure70
  13. Jan 24, 2006New chief executive John R. Buran becomes CEO13

Calendar

When it reported results

  1. Apr 28, 2026Reported quarterly or annual results60
  2. Jan 27, 2026Reported quarterly or annual results65
  3. Oct 29, 2025Reported quarterly or annual results71
  4. Jul 24, 2025Reported quarterly or annual results72
  5. Apr 29, 2025Reported quarterly or annual results73
  6. Jan 28, 2025Reported quarterly or annual results74
  7. Oct 24, 2024Reported quarterly or annual results75
  8. Jul 29, 2024Reported quarterly or annual results76

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

454 filings to the SEC since October 2021: 7 annual reports, 17 quarterly reports, 107 major events, 225 insider forms, 27 large holders, 71 other. The latest 20:

  1. Aug 13, 2026SCHEDULE 13G/A EDGAR
  2. Aug 13, 2026SCHEDULE 13G/A EDGAR
  3. Jun 11, 202615-12G EDGAR
  4. Jun 3, 20264 PRIMARY DOCUMENT EDGAR
  5. Jun 3, 20264 PRIMARY DOCUMENT EDGAR
  6. Jun 3, 20264 PRIMARY DOCUMENT EDGAR
  7. Jun 3, 20264 PRIMARY DOCUMENT EDGAR
  8. Jun 3, 20264 PRIMARY DOCUMENT EDGAR
  9. Jun 2, 2026EFFECT EDGAR
  10. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  11. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  12. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  13. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  14. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  15. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  16. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  17. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  18. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  19. Jun 2, 20264 PRIMARY DOCUMENT EDGAR
  20. Jun 2, 20264 PRIMARY DOCUMENT EDGAR

The 454 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

30 open-market trades by officers, directors and large owners since October 2021: 12 buys and 18 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 21, 2026BURAN JOHN RPresident & CEOSale36,239$15.83$573.7KForm 4
May 8, 2026BUONAIUTO THOMASSEVPSale11,000$15.96$175.6KForm 4
Feb 2, 2026BUONAIUTO THOMASSEVPSale1,570$16.20$25.4KForm 4
Jan 30, 2026BUONAIUTO THOMASSEVPSale1,311$15.67$20.5KForm 4
Mar 12, 2025Bingold MichaelSr. EVPSale5,750$12.97$74.6KForm 4
Mar 12, 2025BUONAIUTO THOMASSEVPSale6,800$12.92$87.9KForm 4
Dec 12, 2024McClintock Douglas JSr. EVPBuy3,278$15.25$50.0KForm 4
Dec 12, 2024Azarian Michael ADirectorBuy1,180$15.25$18.0KForm 4
Dec 12, 2024Cullen SusanSr. EVP and CFOBuy2,623$15.25$40.0KForm 4
Dec 12, 2024Bingold MichaelSr. EVPBuy1,000$15.25$15.2KForm 4
Dec 12, 2024Kelly TheresaEVPBuy1,311$15.25$20.0KForm 4
Dec 12, 2024Grasso Maria ASr. EVP & COOBuy1,000$15.25$15.2KForm 4
Dec 12, 2024KORZEKWINSKI FRANCIS WSr. EVPBuy2,295$15.25$35.0KForm 4
Dec 12, 2024BURAN JOHN RPresident & CEOBuy2,295$15.25$35.0KForm 4
Dec 12, 2024BUONAIUTO THOMASSEVPBuy1,311$15.25$20.0KForm 4
Nov 1, 2024Han Sam Sang KiDirectorSale10,000$15.47$154.7KForm 4
Oct 31, 2024Burrowes AstridEVPSale8,000$16.19$129.5KForm 4
Aug 20, 2024Grasso Maria ASr. EVP & COOSale4,500$13.49$60.7KForm 4
May 10, 2024Cullen SusanSr. EVP and CFOBuy600$12.46$7.5KForm 4
Feb 29, 2024KORZEKWINSKI FRANCIS WSr. EVPSale4,851$13.04$63.3KForm 4

All 30 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2024John R. Buran75$1.2M$2.4M84
2024Maria A. Grasso60$596.2K$1.2M84
2024Francis W. Korzekwinski62$518.1K$1.0M84
2024Susan K. Cullen59$513.5K$1.0M84
2024Michael Bingold62$440.0K$913.9K84
2023President and Chief Executive$1.1M$2.0M84
2023Senior Executive VicePresident,$489.2K$951.4K84
2022Officer of the Company and the Bank$1.1M$2.4M84
2022President and Chief OperatingOfficer of the Company and the Bank, and Corporate Secretary$542.0K$1.2M84
2022and Chief of Real Estate Lending of the Company and the Bank$471.0K$1.0M84
2022Treasurer and Chief Financial Officer of the Companyand the Bank$466.5K$1.0M84
2022and Chief Retail and Client Development Officer of the Company and the Bank$399.4K$922.9K84

SEC filer profile

How FLUSHING FINANCIAL CORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARFLUSHING FINANCIAL CORP1
  • CIK0000923139
  • Employer ID (EIN)11-32092783
  • Filer statusAccelerated filer not an emerging growth company; not a smaller reporting company; not a shell company3
  • Incorporated inDelaware3
  • Fiscal year endsDecember 311
  • Industry code (SIC)6022 State Commercial Banks1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address220 Rxr Plaza, Uniondale, NY 115561
  • Phone718-961-54001
  • Shares outstanding33,883,626 as of Apr 30, 202611
  • Public float$378.5M as of Jun 30, 20253
  • AuditorBDO USA, P.C., New York, New York PCAOB ID 243; it also attests to the company’s internal control over financial reporting3
  • On EDGAR sinceFeb 15, 19961
  • Filings2,557 in all: 4 (1,430), 8-K (516), 10-Q (91), SC 13G/A (89), 5 (41), 3 (35), SC 13G (32), 10-K (30)1
    All 48 form types

    425 (29), DEF 14A (29), 11-K (28), 144 (19), 4/A (18), CORRESP (16), S-8 (14), DEFA14A (12), UPLOAD (11), 424B5 (10), 5/A (9), EFFECT (9), S-8 POS (8), SCHEDULE 13G/A (8), FWP (7), 8-K/A (6), S-3 (6), SC 13D/A (6), POS AM (4), 10-K/A (3), 10-Q/A (3), 424B3 (3), ARS (3), PRE 14A (3), S-3/A (3), S-4/A (3), SC 13D (3), 11-K/A (2), 3/A (2), 305B2 (2), S-3ASR (2), S-4 (2), SCHEDULE 13D/A (2), SCHEDULE 13G (2), 15-12G (1), 25-NSE (1), 8-A12B (1), 8-A12G (1), DEFM14A (1), RW (1)

  • Latest filingsAnnual report (10-K) Mar 6, 2026
    Quarterly report (10-Q) May 11, 2026
    Proxy statement (DEF 14A) Apr 17, 2025
    Latest 8-K (8-K) Jun 1, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, $0.01 par valueFFICThe NASDAQ Stock Market LLC

From the cover page of the 10-K filed Mar 6, 2026 (Section 12(b) of the Exchange Act).3

Risk factors and legal proceedings

The risks FLUSHING FINANCIAL CORP names in Item 1A of its 10-K filed Mar 6, 2026: 31 risks under these headings, as written.3

  • Risks Relating to the Consummation of the Mergers and OceanFirst following the Mergers
  • Because the market price of OceanFirst common stock may fluctuate prior to the effective time of the first merger, including as a result of OceanFirst’s and the Company’s financial performance prior to that effective time, stockholders cannot be certain of the market value of the merger consideration to be received by the Company’s stockholders.
  • The market price of OceanFirst common stock after the mergers may be affected by factors different from those currently affecting the shares of OceanFirst common stock or Company common stock.
  • Regulatory approvals may not be received, may take longer than expected, or may impose conditions that are not presently anticipated or that could have an adverse effect on the combined company following the mergers.
  • Consummation of the mergers is conditioned upon the prior or concurrent closing of the investment.
  • Failure to consummate the mergers and investment could negatively impact the Company.
  • Combining OceanFirst and the Company may be more difficult, costly or time-consuming than expected, and the combined company may fail to realize the anticipated benefits of the mergers.
  • OceanFirst and the Company have operated and, until the completion of the mergers, must continue to operate independently.
  • The combined company may be unable to retain OceanFirst and/or the Company personnel successfully after the mergers are completed.
  • OceanFirst and the Company will be subject to business uncertainties and contractual restrictions while the mergers are pending.
  • OceanFirst and the Company have incurred, and the combined company is expected to incur substantial costs related to the mergers and integration.
  • Stockholder litigation related to the mergers and/or the investment could prevent or delay the completion of the mergers and/or the investment, result in the payment of damages or otherwise negatively impact the business and operations of OceanFirst or the Company.
The other 20 risks
  • The merger agreement may be terminated in accordance with its terms, and the mergers may not be consummated.
  • The investment agreement may be terminated in accordance with its respective terms and the investment may not be consummated.
  • The announcement of the mergers could disrupt OceanFirst’s and the Company’s relationships with their employees, customers, suppliers, business partners and others, as well as their operating results and business generally.
  • The merger agreement limits the Company’s ability to pursue alternatives to the mergers and may discourage other companies from trying to acquire the Company.
  • The shares of OceanFirst common stock to be received by the Company’s stockholders as a result of the first merger will have different rights from the shares of Company common stock.
  • Each Company stockholder will have a reduced ownership and voting interest in the combined company after the consummation of the mergers than the holder’s interest in the Company prior to the consummation of the mergers and may exercise less influence over management.
  • Changes in Interest Rates May Impact Our Financial Condition and Results of Operations
  • Risks relating to our Business and Operations
  • Our Lending Activities Involve Risks that May Be Exacerbated Depending on the Mix of Loan Types
  • Failure to Effectively Manage Our Liquidity Could Significantly Impact Our Financial Condition and Results of Operations
  • Our Ability to Obtain Brokered Deposits as an Additional Funding Source Could be Limited
  • The Markets in Which We Operate Are Highly Competitive
  • Our Results of Operations May Be Adversely Affected by Changes in National, Regional and/or Local Economic Conditions
  • Changes in Laws and Regulations Could Adversely Affect Our Business
  • Current Conditions in, and Regulation of, the Banking Industry May Have a Material Adverse Effect on Our Results of Operations
  • A Failure in or Breach of Our Operational or Security Systems or Infrastructure, or Those of Our Third Party Vendors and Other Service Providers, Including as a Result of Cyber-attacks, Could Disrupt Our Business, Result in the Disclosure or Misuse of Confidential or Proprietary Information, Damage Our Reputation, Increase Our Costs and Cause Losses
  • Changes in Cybersecurity or Privacy Regulations may Increase our Compliance Costs, Limit Our Ability to Gain Insight from Data and Lead to Increased Scrutiny
  • We May Experience Increased Delays in Foreclosure Proceedings
  • Our Inability to Hire or Retain Key Personnel Could Adversely Affect Our Business
  • We Are Not Required to Pay Dividends on Our Common Stock
  • Our Financial Results May be Adversely Impacted by Global Climate Changes

Legal proceedings

We are involved in various legal actions arising in the ordinary course of our business which, in the aggregate, involve amounts which are believed by management to be immaterial to our financial condition, results of operations and cash flows.

The opening of Item 3, Legal Proceedings.3

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