FNB on NYSE

FNB Corporation

Diversified financial services corporation

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of June 30, 2026, FNB has total assets of $51 billion.3 From Wikipedia, CC BY-SA 4.0

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Last updated Oct 16, 2026.

Overview

Feb 4, 1864Founded1

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  • TickerFNB on NYSE1
  • Industryeconomics of banking, financial sector, financial services1
  • HeadquartersPittsburgh1
  • Websitewww.fnb-online.com
  • Incorporated inPA4
  • Business addressF.N.B. Corporation, 626 Washington Place, Pittsburgh, Pa 152194
  • Filer categoryLarge accelerated filer4

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FNB Financial Center, Pittsburgh, 2025-03-23
Photo: Cbaile19, CC0, via Wikimedia Commons5

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of June 30, 2026, FNB has total assets of $51 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina; and Charleston, South Carolina, with more than 350 offices. The company has total employment of approximately 4,800.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income678910$565.0M in 2025+46% since 2019
0$200.0M$400.0M$600.0M2019: $387.0M$387.0M20192020: $286.0M$286.0M2020−26%2021: $405.0M$405.0M2021+42%2022: $439.0M$439.0M2022+8%2023: $485.0M$485.0M2023+10%2024: $465.0M$465.0M2024−4%2025: $565.0M$565.0M2025+22%

Every line of the income statement in the latest annual report, as filed.10

Period ending2025-12-312024-12-312023-12-31
Loans and leases, including fees$2.0B$2.0B$1.8B
Taxable$232.0M$196.0M$150.0M
Tax-exempt$28.0M$28.0M$28.0M
Other$70.0M$43.0M$41.0M
Total Interest Income$2.3B$2.3B$2.0B
Deposits$737.0M$754.0M$495.0M
Short-term borrowings$68.0M$99.0M$78.0M
Long-term borrowings$125.0M$119.0M$83.0M
Total Interest Expense$930.0M$972.0M$656.0M
Net interest income (loss)$1.4B$1.3B$1.3B
Provision for credit losses$86.0M$79.8M$72.0M
Net Interest Income After Provision for Credit Losses$1.3B$1.2B$1.2B
Service charges$92.0M$91.0M$82.0M
Interchange and card transaction fees$52.0M$52.0M$52.0M
Trust services$48.0M$46.0M$43.0M
Insurance commissions and fees$20.0M$22.0M$23.0M
Securities commissions and fees$36.0M$31.0M$28.0M
Capital markets income$27.0M$24.0M$27.0M
Mortgage banking operations$28.0M$27.0M$21.0M
Dividends on non-marketable equity securities$24.0M$25.0M$21.0M
Bank owned life insurance$18.0M$17.0M$12.0M
Net securities gains (losses)$0-$34.0M-$67.0M
Other$24.0M$15.0M$12.0M
Total Non-Interest Income$369.0M$316.0M$254.0M
Salaries and employee benefits$530.0M$504.0M$462.0M
Net occupancy$78.0M$79.0M$70.0M
Equipment$108.0M$98.0M$91.0M
Outside services$108.0M$96.0M$84.0M
Marketing$20.0M$21.0M$17.0M
FDIC insurance$28.0M$41.0M$61.0M
Bank shares tax$13.0M$14.0M$14.0M
Other$125.0M$108.0M$116.0M
Total Non-Interest Expense$1.0B$961.0M$915.0M
Income Before Income Taxes$669.0M$555.0M$584.0M
Income taxes$104.0M$90.0M$99.0M
Net Income$565.0M$465.0M$485.0M
Preferred stock dividends$0$6.0M$8.0M
Net Income Available to Common Shareholders$565.0M$459.0M$477.0M
Net Income Available to Common Shareholders$565.0M$459.0M$477.0M
Basic (USD per share)$1.57$1.27$1.32
Diluted (USD per share)$1.56$1.27$1.31

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How it started

History

First National Bank was founded in Mercer County, Pennsylvania, in 1864 under the name The First National Bank of West Greenville and operated out of the house of then bank president, Samuel P. Johnston, in Greenville, Pennsylvania. The bank dropped "West" from its name in the 1880s after the town did the same.

The bank remained a fixture in Mercer County through World War I, the Great Depression and World War II. In 1946, bank assets totaled approximately $2 million and the bank was still housed in one office.

Across the next three decades, the bank continued to grow, and in 1974, FNB Corporation was established as a financial services holding company for a growing family of business entities which included the bank, under the name The First National Bank of Mercer County and with an asset size of $120 million, and Regency Finance Company.

Along with completing the acquisition of ten branch offices from First National Bank of Pennsylvania in July 1992, First National Bank of Mercer County acquired the name and formally changed its name to the current First National Bank of Pennsylvania. Around this time, the First National Bank of Western Pennsylvania in nearby New Castle changed its name to First Western Bank to avoid confusion; that bank is now part of Huntington Bancshares after several other mergers.

As of 2003, the company had grown to assets of $4.6 billion with more than 125 banking offices and began trading common shares on the New York Stock Exchange under the ticker symbol FNB. Today, it is included in Standard & Poor's MidCap 400 Index with the Global Industry Classification Standard (GICS) Regional Banks Sub-Industry Index.

From Wikipedia’s article on FNB Corporation, shared under CC BY-SA 4.0.3

Leadership

Who has led FNB Corporation, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Gary L. Tice2003
  2. Stephen J. Gurgovits2004–2011
  3. Gary Roberts2005–2008
  4. Robert New V. Jr.2008–2009
  5. Vincent J. Delie Jr.2012–now

Chair

  1. Peter Mortensen2004–2008
  2. Stephen J. Gurgovits2008–2018
  3. William B. Campbell2010–2011
  4. Vincent J. Delie Jr.2018–now

President

  1. Gary L. Tice2003
  2. Stephen J. Gurgovits2004–2011
  3. Gary Roberts2005–2008
  4. Robert New V. Jr.2008–2009
  5. Vincent J. Delie Jr.2011–now

Chief financial officer

  1. Brian F. Lilly2004–2009
  2. Vincent J. Calabrese2009–now

Chief operating officer

  1. Brian F. Lilly2010–2012
197019801990200020102020
Board members and other officers (54)

Former names

  • FNB CORP/FL/Jul 17, 2001 to Sep 9, 20164
  • FNB CORP/PAOct 11, 1995 to Mar 6, 20014

Timeline

  1. Jan 18, 2012New chief executive Vincent J. Delie Jr. becomes CEO14
  2. Jan 16, 2008New chief executive Robert New V. Jr. becomes CEO15
  3. Mar 21, 2005New chief executive Gary Roberts becomes CEO16
  4. Jan 20, 2004New chief executive Stephen J. Gurgovits becomes CEO17
  5. Jul 23, 2003New chief executive Gary L. Tice becomes CEO18
  6. Feb 4, 1864Founded Founded1

Recent filings

  1. Sep 30, 2026424B2
  2. Sep 2, 2026424B2
  3. Aug 14, 2026SCHEDULE 13G/A
  4. Aug 7, 20264
  5. Aug 6, 2026144
  6. Aug 5, 202610-Q
  7. Jul 27, 2026SCHEDULE 13G
  8. Jul 17, 20268-K
  9. Jun 18, 202611-K
  10. Jun 12, 2026144
  11. Jun 12, 20264
  12. May 19, 20268-K
  13. May 8, 20268-K
  14. May 8, 20264
  15. May 8, 20264

Every filing from the last three years, summarized. The full record is on SEC EDGAR.2

Sources

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