Overview
- TickerFSUN on Nasdaq1
- IndustryNational Commercial Banks1
- HeadquartersDenver1
- Websiteir.firstsuncb.com
- Incorporated inDE4
- Business address1400 16Th Street, Denver, Co 802024
- Filer categoryAccelerated filer, Emerging growth company4
- Legal formCorporation
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We are a financial holding company headquartered in Denver, Colorado, providing a full spectrum of deposit, lending, treasury management, wealth management and online banking products and services through our two primary operating subsidiaries—Sunflower Bank, a national banking association headquartered in Dallas, Texas, that operates as Sunflower Bank, N.A. and First National 1870, a division of Sunflower Bank, N.A., and Sunflower Wealth Advisors LLC, a registered investment advisor organized under the laws of the State of Kansas that provides discretionary investment management to retail and institutional accounts. FirstSun has a third wholly-owned subsidiary, FEIF Capital Partners, LLC, a Delaware limited liability company, which is planned to serve as the investment manager of a prospective credit fund.6 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.11
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Taxable | $407.5M | $404.0M | $366.5M |
| Tax exempt | $17.9M | $17.9M | $19.1M |
| Taxable | $17.4M | $18.5M | $17.0M |
| Tax exempt | $32.0K | $14.0K | $18.0K |
| Other interest income | $24.8M | $19.1M | $11.0M |
| Total interest income | $467.8M | $459.5M | $413.7M |
| Interest expense on deposits | $145.3M | $150.7M | $101.4M |
| Interest expense on securities sold under agreements to repurchase | $150.0K | $188.0K | $225.0K |
| Interest expense on other borrowed funds | $4.9M | $11.8M | $18.7M |
| Total interest expense | $150.4M | $162.6M | $120.3M |
| Net interest income | $317.4M | $296.9M | $293.4M |
| Provision for credit losses | $24.6M | $27.6M | $18.2M |
| Net interest income after credit loss expense | $292.8M | $269.4M | $275.2M |
| Deposit account service fees | $8.3M | $9.5M | $9.9M |
| Treasury management service fees | $17.5M | $14.8M | $11.7M |
| Credit and debit card fees | $10.7M | $11.2M | $11.7M |
| Trust and investment advisory fees | $5.9M | $5.8M | $5.7M |
| Mortgage banking services, net | $47.1M | $39.0M | $31.4M |
| Other noninterest income | $12.3M | $9.5M | $8.7M |
| Total noninterest income | $101.9M | $89.8M | $79.1M |
| Salary and employee benefits | $171.8M | $155.0M | $133.2M |
| Occupancy, equipment and software | $38.2M | $36.3M | $33.4M |
| Amortization and impairment of intangible assets | $2.4M | $3.5M | $4.8M |
| Merger related expenses | $2.7M | $13.2M | $0 |
| Other noninterest expenses | $56.6M | $56.0M | $51.3M |
| Total noninterest expense | $271.8M | $264.0M | $222.8M |
| Income before income taxes | $122.9M | $95.1M | $131.5M |
| Provision for income taxes | $25.0M | $19.5M | $27.9M |
| Net income | $97.9M | $75.6M | $103.5M |
| Net unrealized gain on securities available-for-sale | $11.8M | $3.9M | $976.0K |
| Other comprehensive income | $11.8M | $3.9M | $976.0K |
| Comprehensive income | $109.7M | $79.5M | $104.5M |
| Net income available to common stockholders, basic (in shares) | $97.9M | $75.6M | $103.5M |
| Net income available to common stockholders, diluted (in shares) | $97.9M | $75.6M | $103.5M |
| Basic (in dollars per share) | $3.52 | $2.76 | $4.15 |
| Diluted (in dollars per share) | $3.47 | $2.69 | $4.08 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.11
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $652.6M | $615.9M | ||
| Securities available-for-sale, at fair value | $469.0M | $469.1M | ||
| Securities held-to-maturity, fair value of $29,446 and $29,563, respectively | $33.8M | $35.2M | ||
| Loans held-for-sale, at fair value | $100.5M | $61.8M | ||
| Loans, net of allowance for credit losses of $85,016 and $88,221, respectively | $6.6B | $6.3B | ||
| Mortgage servicing rights, at fair value | $86.7M | $84.3M | $76.7M | $74.1M |
| Premises and equipment, net | $81.5M | $82.5M | ||
| Other real estate owned and foreclosed assets, net | $11.5M | $5.1M | ||
| Bank-owned life insurance | $83.3M | $81.1M | ||
| Restricted equity securities | $24.8M | $28.9M | ||
| Goodwill | $93.5M | $93.5M | ||
| Core deposits and other intangible assets, net | $5.0M | $7.4M | $11.0M | $15.8M |
| Accrued interest receivable | $32.3M | $32.1M | ||
| Deferred tax assets, net | $34.9M | $41.2M | ||
| Prepaid expenses and other assets | $187.7M | $171.1M | ||
| Total assets | $8.5B | $8.1B | $7.9B | |
| Noninterest-bearing accounts | $1.7B | $1.5B | ||
| Interest-bearing accounts | $5.5B | $5.1B | ||
| Total deposits | $7.1B | $6.7B | ||
| Securities sold under agreements to repurchase | $11.2M | $14.7M | ||
| Federal Home Loan Bank advances | $0 | $135.0M | ||
| Subordinated debt, net | $36.7M | $75.8M | ||
| Accrued interest payable | $6.7M | $8.7M | ||
| Accrued expenses and other liabilities | $169.9M | $149.5M | ||
| Total liabilities | $7.3B | $7.1B | ||
| Preferred stock, $0.0001 par value, 10,000,000 shares authorized, none issued or outstanding, respectively | $0 | $0 | ||
| Common stock, $0.0001 par value; 50,000,000 shares authorized; 27,887,337 and 27,709,679 shares issued; 27,887,337 and 27,709,679 shares outstanding, respectively | $3.0K | $3.0K | ||
| Additional paid-in capital | $549.6M | $547.3M | ||
| Retained earnings | $631.1M | $533.1M | ||
| Accumulated other comprehensive loss, net | -$27.4M | -$39.1M | ||
| Total stockholders equity | $1.2B | $1.0B | $877.2M | $774.5M |
| Total liabilities and stockholders equity | $8.5B | $8.1B | ||
| Securities held-to-maturity, fair value | $29.4M | $29.6M | ||
| Loans, allowance for credit losses | $85.0M | $88.2M | $80.4M | $65.9M |
| Preferred stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Preferred stock, shares authorized (in shares) | 10.0M shares | 10.0M shares | ||
| Preferred stock, shares issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Common stock, shares authorized (in shares) | 50.0M shares | 50.0M shares | ||
| Common stock, shares issued (in shares) | 27.9M shares | 27.7M shares | ||
| Common stock, shares outstanding (in shares) | 27.9M shares | 27.7M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $652.6M | $615.9M | ||
| Securities available-for-sale, at fair value | $469.0M | $469.1M | ||
| Securities held-to-maturity, fair value of $29,446 and $29,563, respectively | $33.8M | $35.2M | ||
| Loans held-for-sale, at fair value | $100.5M | $61.8M | ||
| Loans, net of allowance for credit losses of $85,016 and $88,221, respectively | $6.6B | $6.3B | ||
| Mortgage servicing rights, at fair value | $86.7M | $84.3M | $76.7M | $74.1M |
| Premises and equipment, net | $81.5M | $82.5M | ||
| Other real estate owned and foreclosed assets, net | $11.5M | $5.1M | ||
| Bank-owned life insurance | $83.3M | $81.1M | ||
| Restricted equity securities | $24.8M | $28.9M | ||
| Goodwill | $93.5M | $93.5M | ||
| Core deposits and other intangible assets, net | $5.0M | $7.4M | $11.0M | $15.8M |
| Accrued interest receivable | $32.3M | $32.1M | ||
| Deferred tax assets, net | $34.9M | $41.2M | ||
| Prepaid expenses and other assets | $187.7M | $171.1M | ||
| Total assets | $8.5B | $8.1B | $7.9B | |
| Noninterest-bearing accounts | $1.7B | $1.5B | ||
| Interest-bearing accounts | $5.5B | $5.1B | ||
| Total deposits | $7.1B | $6.7B | ||
| Securities sold under agreements to repurchase | $11.2M | $14.7M | ||
| Federal Home Loan Bank advances | $0 | $135.0M | ||
| Subordinated debt, net | $36.7M | $75.8M | ||
| Accrued interest payable | $6.7M | $8.7M | ||
| Accrued expenses and other liabilities | $169.9M | $149.5M | ||
| Total liabilities | $7.3B | $7.1B | ||
| Preferred stock, $0.0001 par value, 10,000,000 shares authorized, none issued or outstanding, respectively | $0 | $0 | ||
| Common stock, $0.0001 par value; 50,000,000 shares authorized; 27,887,337 and 27,709,679 shares issued; 27,887,337 and 27,709,679 shares outstanding, respectively | $3.0K | $3.0K | ||
| Additional paid-in capital | $549.6M | $547.3M | ||
| Retained earnings | $631.1M | $533.1M | ||
| Accumulated other comprehensive loss, net | -$27.4M | -$39.1M | ||
| Total stockholders equity | $1.2B | $1.0B | $877.2M | $774.5M |
| Total liabilities and stockholders equity | $8.5B | $8.1B | ||
| Securities held-to-maturity, fair value | $29.4M | $29.6M | ||
| Loans, allowance for credit losses | $85.0M | $88.2M | $80.4M | $65.9M |
| Preferred stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Preferred stock, shares authorized (in shares) | 10.0M shares | 10.0M shares | ||
| Preferred stock, shares issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Common stock, shares authorized (in shares) | 50.0M shares | 50.0M shares | ||
| Common stock, shares issued (in shares) | 27.9M shares | 27.7M shares | ||
| Common stock, shares outstanding (in shares) | 27.9M shares | 27.7M shares |
Every line of the cash flow as filed: the last 3 fiscal years, latest first.11
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $97.9M | $75.6M | $103.5M |
| Provision for credit losses | $24.6M | $27.6M | $18.2M |
| Depreciation and amortization on premises and equipment | $8.2M | $7.4M | $7.4M |
| Deferred tax expense | $2.8M | $3.3M | $3.0M |
| Amortization of net premium on securities | $512.0K | $729.0K | $1.0M |
| Accretion of net discount on acquired loans | -$1.3M | -$2.5M | -$3.2M |
| Net change in deferred loan origination fees and costs | $4.4M | -$132.0K | -$1.2M |
| Amortization of core deposits and other intangible assets | $2.4M | $2.8M | $4.8M |
| Amortization of premium on acquired deposits | -$79.0K | -$340.0K | -$966.0K |
| Accretion of discount on subordinated debt | $272.0K | $383.0K | $286.0K |
| Amortization of issuance costs on subordinated debt | $124.0K | $147.0K | $147.0K |
| Accretion of discount on convertible notes payable | $0 | $0 | $101.0K |
| Increase in cash surrender value of bank-owned life insurance | -$2.2M | -$2.0M | -$1.9M |
| Impairment of other real estate owned and foreclosed assets | $711.0K | $133.0K | $286.0K |
| Impairment of other intangible assets | $0 | $780.0K | $0 |
| Federal Home Loan Bank stock dividends | -$586.0K | -$789.0K | -$1.6M |
| Share-based compensation expense | $3.5M | $2.4M | $2.1M |
| Decrease in fair value of mortgage servicing rights | $12.2M | $4.7M | $6.6M |
| Net loss on disposal of premises and equipment | $179.0K | $397.0K | $120.0K |
| Net loss on other real estate owned and foreclosed assets activity | $373.0K | $28.0K | $106.0K |
| Net gain on sales of loans held-for-sale | -$11.0M | -$7.0M | -$3.5M |
| Net loss on subordinated notes issuance costs due to early redemption | $444.0K | $0 | $0 |
| Origination of loans held-for-sale | -$1.4B | -$1.1B | -$791.0M |
| Proceeds from sales of loans held-for-sale | $1.4B | $1.1B | $788.4M |
| Lease right-of-use assets | -$106.0K | -$304.0K | -$660.0K |
| Accrued interest receivable | -$153.0K | $5.0M | -$8.6M |
| Prepaid expenses and other assets | $23.6M | -$16.1M | -$11.4M |
| Accrued interest payable | -$2.0M | -$4.9M | $7.8M |
| Accrued expenses and other liabilities | -$11.1M | $16.5M | $5.1M |
| Net cash provided by operating activities | $111.5M | $101.1M | $125.2M |
| Proceeds from maturities of held-to-maturity securities | $1.5M | $1.8M | $2.0M |
| Purchases of available-for-sale securities | -$23.7M | -$9.4M | -$21.6M |
| Proceeds from paydowns, sales or maturities of available-for-sale securities | $38.7M | $60.3M | $41.7M |
| Loan originations, net of repayments | -$338.0M | -$129.5M | -$362.8M |
| Purchases of premises and equipment | -$7.5M | -$5.4M | -$4.3M |
| Proceeds from sales of premises and equipment | $41.0K | $0 | $0 |
| Proceeds from sales of other real estate owned and foreclosed assets | $2.3M | $1.1M | $6.0M |
| Proceeds from bank-owned life insurance | $0 | $725.0K | $0 |
| Purchases of restricted equity securities | -$693.0K | -$44.7M | -$51.1M |
| Proceeds from the sale or redemption of restricted equity securities | $5.4M | $54.7M | $64.8M |
| Purchase of other investments | -$9.2M | -$11.8M | -$2.7M |
| Proceeds from the sale or redemption of other investments | $770.0K | $1.3M | $668.0K |
| Net cash used in investing activities | -$330.2M | -$80.9M | -$327.3M |
| Net change in deposits | $435.2M | $298.5M | $610.0M |
| Net change in securities sold under agreements to repurchase | -$3.5M | -$10.0M | -$12.0M |
| Proceeds from Federal Home Loan Bank advances | $293.0M | $5.5B | $2.0B |
| Repayments of Federal Home Loan Bank advances | -$428.0M | -$5.7B | -$2.3B |
| Repayments of convertible notes payable | $0 | $0 | -$5.5M |
| Repayments of subordinated notes | -$40.0M | $0 | $0 |
| Proceeds from issuance of common stock, net of issuance costs and taxes paid on cashless exercise of equity awards | -$1.2M | $82.3M | -$167.0K |
| Net cash provided by financing activities | $255.4M | $116.3M | $337.9M |
| Net increase in cash and cash equivalents | $36.7M | $136.6M | $135.8M |
| Interest paid on deposits | $146.0M | $155.0M | $92.1M |
| Interest paid on borrowed funds | $4.9M | $12.1M | $20.5M |
| Cash paid for income taxes, net | $15.7M | $14.9M | $28.5M |
| Right-of-use lease assets obtained in exchange for lessee operating lease liabilities | $15.0M | $5.0M | $2.7M |
| Net change in unrealized gain (loss) on available-for-sale securities | $15.6M | $5.2M | $1.3M |
| Loan charge-offs | $29.0M | $21.7M | $9.7M |
| Loans transferred to other real estate owned and foreclosed assets | $9.8M | $2.3M | $4.1M |
| Mortgage servicing rights resulting from sale or securitization of mortgage loans | $14.6M | $12.3M | $9.3M |
No quarter-by-quarter statement was filed.
Corporate structure
FirstSun Capital sits at the top of its group. 6 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of FirstSun Capital
- Bay Pond Investors (Bermuda) L.P. Filed SCHEDULE 13G/A on FirstSun Capital, latest Aug 13, 2026 (2 filings since Apr 7, 2026)
- Bay Pond Partners, L.P. Filed SCHEDULE 13G/A on FirstSun Capital, latest Aug 13, 2026 (4 filings since Jan 23, 2024)
- Wellington Management Company Filed SCHEDULE 13G/A on FirstSun Capital, latest Aug 13, 2026 (4 filings since Nov 8, 2024)
- Dana Hale Nelson Family Irrevocable Trust u/a/d 5-25-2011 Filed SCHEDULE 13G/A on FirstSun Capital, latest Aug 11, 2026 (2 filings since Nov 14, 2024)
- Karen Hale Young Family Irrevocable Trust u/a/d 5/25/2011 Filed SCHEDULE 13G/A on FirstSun Capital, latest Aug 11, 2026 (3 filings since Nov 14, 2024)
- Max Alan Hale Family Irrevocable Trust u/a/d 6/1/2011 Filed SCHEDULE 13G/A on FirstSun Capital, latest Aug 11, 2026 (2 filings since Nov 14, 2024)
- Twin Meadow VHC Trust u/a/d 5/25/2011 Filed SCHEDULE 13G/A on FirstSun Capital, latest Aug 11, 2026 (3 filings since Nov 14, 2024)
- John J Hale Trust u/a/d 12-1-1996 Filed SCHEDULE 13G/A on FirstSun Capital, latest May 12, 2026 (2 filings since Nov 14, 2024)
- Lightyear Fund III, L.P. Filed SCHEDULE 13G/A on FirstSun Capital, latest Apr 30, 2025 (3 filings since Nov 13, 2024)
- Aquiline Financial Services Continuation Fund L.P. Filed SC 13G on FirstSun Capital, latest Nov 13, 2024
- FirstSun Capital Denver
- Sunflower Bank Subsidiary · Dallas, United States
- First National 1870 Subsidiary · United States
- FEIF Capital Partners, LLC Subsidiary · Delaware, United States
- FirstSun Capital Bancorp Subsidiary · Kansas, United States
- Sunflower Bank, National Association Subsidiary · Kansas, United States
- Sunflower Bank Subsidiary · Dallas, United States
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What FirstSun Capital reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $147.0M11 Dec 31, 2025 | $140.7M11 Dec 31, 2024 | +4.4% |
| Accumulated depreciation | $65.4M11 Dec 31, 2025 | $58.2M11 Dec 31, 2024 | +12.4% |
| Property and equipment, net | $81.5M11 Dec 31, 2025 | $82.5M11 Dec 31, 2024 | −1.2% |
| Operating-lease assets (leased space) | $27.3M11 Dec 31, 2025 | $22.5M11 Dec 31, 2024 | +21.3% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $652.6M11 Dec 31, 2025 | $615.9M11 Dec 31, 2024 | +6.0% |
| Loans, net of allowance | $6.6B11 Dec 31, 2025 | $6.3B11 Dec 31, 2024 | +4.8% |
| Deposits held (banks) | $7.1B11 Dec 31, 2025 | $6.7B11 Dec 31, 2024 | +6.5% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $93.5M11 Dec 31, 2025 | $93.5M11 Dec 31, 2024 | 0% |
| Intangible assets, net (excluding goodwill) | $5.0M11 Dec 31, 2025 | $7.4M11 Dec 31, 2024 | −33.0% |
| Finite-lived intangibles, net | $4.0M11 Dec 31, 2025 | $6.4M10 Dec 31, 2024 | −38.2% |
Properties, in its own words
Our principal executive office is located at 1400 16th Street, Suite 250, Denver, Colorado 80202. Sunflower Bank’s main office is located at 8117 Preston Road, Suite 220, Dallas, Texas 75225. In addition, we currently operate 23 branches located in Kansas, 21 branches located in Texas, 11 branches located in Colorado, nine branches located in New Mexico, four branches located in Arizona, two branches located in California and one branch located in Washington. We also operate 15 mortgage offices located in Arizona, California, Idaho, Michigan, New Mexico, Oregon, Texas and Washington.
We own 43 of our banking branches and lease our other 28 banking branches. In addition, we also lease our executive office. Our mortgage banking offices are typically leased for shorter-terms. We believe that our facilities are in good condition and are adequate to meet our operating needs for the foreseeable future.
Item 2 of the 10-K filed Mar 6, 2026.6
Leadership
Who has led FirstSun Capital, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
2025
- Chief executive officerNeal E. Arnold Jul 11, 2024 to now15
- ChairMollie H. Carter Jul 11, 2024 to now16
- PresidentNeal E. Arnold Jul 11, 2024 to now15
- Chief financial officerRobert A. Cafera Jul 11, 2024 to now17
Board members and other officers (16)
- Chief Credit OfficerJennifer Norris Jul 11, 2024 to now18
- Chief Administrative OfficerLaura J. Frazier Jul 11, 2024 to now19
- Board memberPeter E. Murphy Jan 26, 2026 to now20
- Board memberBenjamin Mackovak Apr 2, 2026 to now21
- Board memberHenchy R. Enden Apr 2, 2026 to now22
- Board memberSam Edelson Apr 2, 2026 to now23
- Board memberThomas C. Shafer Apr 2, 2026 to now24
- Board memberSpencer Cohn Apr 8, 2026 to now25
- Board memberJohn Fleshood Mar 10, 2025 to now26
- Board memberBeverly O. Elving Jul 11, 2024 to now27
- Board memberDavid W. Levy Jul 11, 2024 to now28
- Board memberDiane Merdian Jul 11, 2024 to now29
- Board memberIsabella C. M. Cunningham Jul 11, 2024 to now30
- Board memberKevin T. Hammond Jul 11, 2024 to now31
- Board memberNeal E. Arnold Jul 11, 2024 to now15
- Board memberPaul A. Larkins Jul 11, 2024 to now32
Named in SEC Form D filings
People the company listed in its private-offering notices.
- DirectorChristopher C. Casciato named Jan 26, 2022 to Jul 1, 202433
Subsidiaries and ownership
Subsidiaries
Subsidiaries (Exhibit 21)
- FEIF Capital Partners, LLC Delaware5
- FirstSun Capital Bancorp Kansas5
- Sunflower Bank, National Association Kansas5
From Wikidata.1 The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Jul 27, 20268-K Results of operations; Regulation FD disclosure; Other events34
- Jul 9, 20268-K Results of operations; Regulation FD disclosure35
- Jul 1, 20268-K Executive or director change36
- Jun 25, 20268-K Other events37
- Jun 5, 20268-K Shareholder vote; Regulation FD disclosure; Other events38
- May 22, 20268-K Financial statements and exhibits39
- Apr 27, 20268-K Results of operations; Regulation FD disclosure40
- Apr 1, 20268-K Entered a material agreement; Completed an acquisition or sale; New debt or obligation41
- Mar 12, 20268-K Other events42
- Feb 27, 20268-K Shareholder vote43
- Feb 25, 20268-K Other events44
- Feb 6, 20268-K Other events45
- Jul 11, 2024New chief executive Neal E. Arnold becomes CEO15
Calendar
Coming up
- Oct 26, 2026 · After the closeReports results for the quarter ending Sep/2026 A year earlier it reported $0.82 a share, on Oct 27, 2025.46
When it reported results
- Jul 27, 2026Reported quarterly or annual results34
- Jul 9, 2026Reported quarterly or annual results35
- Apr 27, 2026Reported quarterly or annual results40
- Jan 26, 2026Reported quarterly or annual results47
- Oct 27, 2025Reported quarterly or annual results48
- Jul 28, 2025Reported quarterly or annual results49
- Apr 28, 2025Reported quarterly or annual results50
- Jan 27, 2025Reported quarterly or annual results51
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
236 filings to the SEC since October 2021: 5 annual reports, 16 quarterly reports, 57 major events, 68 insider forms, 26 large holders, 3 private raises, 61 other. The latest 20:
- Aug 14, 20264 EDGAR
- Aug 13, 2026SCHEDULE 13G/A EDGAR
- Aug 13, 2026SCHEDULE 13G/A EDGAR
- Aug 13, 2026SCHEDULE 13G/A EDGAR
- Aug 11, 2026SCHEDULE 13G/A EDGAR
- Aug 11, 2026SCHEDULE 13G/A EDGAR
- Aug 11, 2026SCHEDULE 13G/A EDGAR
- Aug 11, 2026SCHEDULE 13G/A EDGAR
- Aug 10, 202610-Q EDGAR
- Aug 10, 20264 EDGAR
- Jul 27, 20268-K EDGAR
- Jul 9, 20268-K EDGAR
- Jul 1, 20268-K EDGAR
- Jun 25, 20268-K EDGAR
- Jun 10, 20264 EDGAR
- Jun 10, 20264 EDGAR
- Jun 10, 20264 EDGAR
- Jun 10, 20264 EDGAR
- Jun 10, 20264 EDGAR
- Jun 10, 20264 EDGAR
The 236 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
4 open-market trades by officers, directors and large owners since October 2021: 3 buys and 1 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Mar 16, 2026 | MURPHY PETER EDirector | Buy | 1,500 | $35.28 | $52.9K | Form 4 |
| May 7, 2025 | Fleshood JohnDirector | Buy | 2,000 | $35.38 | $70.8K | Form 4 |
| Mar 12, 2025 | CARTER MOLLIE HExecutive Chair | Buy | 1,025,450 | $37.06 | $38.0M | Form 4 |
| Mar 12, 2025 | CARTER MOLLIE HExecutive Chair | Sale | 1,025,450 | $37.06 | $38.0M | Form 4 |
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Bay Pond Investors (Bermuda) L.P.SCHEDULE 13G/A, 2 filings Apr 7, 2026 to Aug 13, 202652
- Bay Pond Partners, L.P.SCHEDULE 13G/A, 4 filings Jan 23, 2024 to Aug 13, 202653
- Wellington Management CompanySCHEDULE 13G/A, 4 filings Nov 8, 2024 to Aug 13, 202654
- Dana Hale Nelson Family Irrevocable Trust u/a/d 5-25-2011SCHEDULE 13G/A, 2 filings Nov 14, 2024 to Aug 11, 202655
- Karen Hale Young Family Irrevocable Trust u/a/d 5/25/2011SCHEDULE 13G/A, 3 filings Nov 14, 2024 to Aug 11, 202656
- Max Alan Hale Family Irrevocable Trust u/a/d 6/1/2011SCHEDULE 13G/A, 2 filings Nov 14, 2024 to Aug 11, 202657
- Twin Meadow VHC Trust u/a/d 5/25/2011SCHEDULE 13G/A, 3 filings Nov 14, 2024 to Aug 11, 202658
- John J Hale Trust u/a/d 12-1-1996SCHEDULE 13G/A, 2 filings Nov 14, 2024 to May 12, 202659
- Lightyear Fund III, L.P.SCHEDULE 13G/A, 3 filings Nov 13, 2024 to Apr 30, 202560
- Aquiline Financial Services Continuation Fund L.P.SC 13G, 1 filing Nov 13, 202461
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Neal E. Arnold | 66 | $800.0K | $3.3M62 |
| 2025 | Robert A. CaferaJr. | $500.0K | $1.6M62 | |
| 2025 | Jennifer L. Norris1 | $450.0K | $1.3M62 | |
| 2025 | Mollie H. Carter | 64 | $500.0K | $521.6K62 |
| 2024 | Chief Executive Officer and President of FirstSun and the Bank, and Chief Operating Officer of FirstSun | $800.0K | $7.5M62 | |
| 2024 | Senior Executive VicePresident and Chief Financial Officer of FirstSun and the Bank | $454.0K | $3.5M62 | |
| 2024 | Executive Chairman | $500.0K | $521.3K62 |
Money raised
Private offerings the company reported to the SEC on Form D.
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How FirstSun Capital is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARFIRSTSUN CAPITAL BANCORP2
- CIK0001709442
- Employer ID (EIN)81-45524136
- Filer statusAccelerated filer an emerging growth company; not a smaller reporting company; not a shell company6
- Incorporated inDelaware6
- Fiscal year endsDecember 312
- Industry code (SIC)6021 National Commercial Banks2
- SEC reviewing officeOffice of Finance, Division of Corporation Finance2
- Business address1400 16Th Street, Denver, CO 802022
- Phone785-827-55652
- Shares outstanding27,923,333 shares as of Mar 5, 20266
- Public float$395.2M as of Jun 30, 20256
- AuditorCrowe LLP, Dallas, Texas PCAOB ID 173; no auditor attestation of internal control over financial reporting6
- On EDGAR sinceJul 3, 20172
- Filings252 in all: 8-K (54), 4 (45), 425 (24), 3 (22), 10-Q (16), SCHEDULE 13G/A (15), SC 13G (9), UPLOAD (7)2
All 30 form types
CORRESP (6), EFFECT (6), 10-K (5), 424B3 (5), ARS (4), D (4), 8-K/A (3), S-3 (3), S-4 (3), S-4/A (3), D/A (2), DEF 14A (2), DEFA14A (2), DRSLTR (2), S-8 POS (2), SCHEDULE 13G (2), 10-Q/A (1), 4/A (1), 8-A12B (1), CERT (1), PRE 14A (1), S-8 (1)
- Latest filingsAnnual report (10-K) Mar 6, 2026
Quarterly report (10-Q) Aug 10, 2026
Proxy statement (DEF 14A) Apr 21, 2026
Latest 8-K (8-K) Jul 27, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, $0.0001 Par Value | FSUN | Nasdaq Global Select Market |
From the cover page of the 10-K filed Mar 6, 2026 (Section 12(b) of the Exchange Act).6
Risk factors and legal proceedings
The risks FirstSun Capital names in Item 1A of its 10-K filed Mar 6, 2026: 72 risks under these headings, as written.6
- Risks Related to Our Pending Merger with First Foundation
- Combining FirstSun and First Foundation may be more difficult, costly or time-consuming than expected, and the anticipated benefits and cost savings of the merger and the bank merger may not be realized.
- All regulatory approvals may not be received, may take longer than expected, or may impose conditions that are not presently anticipated or that could have an adverse effect on the combined company following the merger.
- The success of the merger and the bank merger and integration of FirstSun and First Foundation will depend on a number of uncertain factors.
- The merger agreement may be terminated in accordance with its terms and the merger and other transactions contemplated by the merger agreement may not be completed. If the merger is not completed, we will have incurred substantial expenses without realizing the expected benefits of the merger.
- Stockholder litigation could prevent or delay the completion of the merger or otherwise negatively impact our business and operations.
- Issuance of shares of our common stock in connection with the merger may adversely affect the market price of our common stock.
- Risks Related to Our Business, Industry, Markets and Market Interest Rates
- Our business and results of operations may be adversely affected by the financial markets, fiscal, monetary, and regulatory policies, developments impacting the financial services industry specifically and economic conditions generally.
- Inflationary pressures present a potential threat to our results of operation and financial condition.
- Our trust and wealth management business may be negatively impacted by changes in economic and market conditions and clients may seek legal remedies for investment performance.
- We are subject to interest rate risk, which could adversely affect our financial condition and profitability.
The other 62 risks
- Our cost of funds may increase as a result of general economic conditions, FDIC insurance assessments, interest rates and competitive pressures.
- We are exposed to the possibility that more prepayments may be made by customers to pay down loan balances, which could reduce our interest income and profitability.
- We could experience a loss due to competition with other financial institutions.
- Consumers may decide not to use banks to complete their financial transactions.
- Failure to keep pace with technological change could adversely affect our business.
- We may be adversely affected by the lack of soundness of other financial institutions.
- The value of securities in our investment portfolio may decline in the future.
- Our deposit insurance premiums could be higher in the future, which could have an adverse effect on our future earnings.
- Risks Related to Our Lending and Mortgage Banking Activities
- If we fail to effectively manage credit risk, our business and financial condition will suffer.
- Our allowance for credit losses in our loan portfolio may prove to be inadequate, which may adversely affect our business, financial condition and results of operations.
- We are exposed to higher credit risk by commercial and industrial and commercial real estate lending.
- A significant portion of our loan portfolio is secured by real estate, and events that negatively impact the real estate market could hurt our business.
- Nonperforming assets take significant time and resources to resolve and adversely affect our results of operations and financial condition.
- Our mortgage revenue is cyclical and sensitive to changes in interest rates, economic conditions, housing prices and other factors which would adversely impact our profitability.
- We are subject to certain risks related to originating and selling mortgage loans that could have a material adverse effect on our financial condition and results of operations.
- We depend on U.S. government-sponsored entities and government agencies, and any changes in these entities, their current roles or the leadership at such entities or their regulators could materially and adversely affect our business, financial condition, liquidity and results of operations.
- We may be terminated as a servicer of mortgage loans, be required to repurchase a mortgage loan or reimburse investors for credit losses on a mortgage loan, or incur costs, liabilities, fines and other sanctions if we fail to satisfy our servicing obligations, including our obligations with respect to mortgage loan foreclosure actions.
- We may be required to repurchase mortgage loans or indemnify buyers against losses in some circumstances, which could harm our liquidity, results of operations and financial condition.
- Risks Related to Our Operations
- We are subject to losses due to errors, omissions or fraudulent behavior by our employees, clients, counterparties or other third parties.
- Fraud is a major, and increasing, operational risk for us and all banks, and we are at risk of increased losses from fraud.
- Our ability to conduct and grow our businesses is dependent in part upon our ability to create, maintain, expand, and evolve an appropriate operational and organizational infrastructure, manage expenses, and recruit and retain personnel with the ability to manage a complex business.
- We are exposed to the possibility of technology failure and a disruption in our operations may adversely affect our business.
- A failure in, or breach of, our operational or security systems or infrastructure, or those of our third-party vendors and other service providers or other third parties, including as a result of cyber-attacks, could disrupt our businesses, result in the disclosure or misuse of confidential or proprietary information, result in litigation or investigations, and damage our reputation, increase our costs and cause losses.
- Our risk management framework may not be effective in mitigating risks and/or losses.
- We are a community bank and our ability to maintain our reputation is critical to the success of our business and the failure to do so may materially adversely affect our performance.
- We depend on our executive officers and other key employees, and our ability to attract additional key personnel, to continue the implementation of our long-term business strategy, and we could be harmed by the unexpected loss of their services.
- Through technological innovations and changes in client habits, the manner in which clients use financial services continues to change at a rapid pace.
- The nature of technology-driven disruption to our industry is changing, in some cases seeking to displace traditional financial service providers rather than merely enhance traditional services or their delivery.
- Our business needs and future growth may require us to raise additional capital, but that capital may not be available or may be dilutive.
- Liquidity, primarily through deposits, is essential to our business model and a lack of liquidity, or an increase in the cost of liquidity could materially impair our ability to fund our operations and jeopardize our results of operation, financial condition and cash flows.
- We may not be able to maintain a strong core deposit base or access other low-cost funding sources.
- We may be adversely affected by risks associated with mergers and acquisitions, including execution risk, which could disrupt our business and dilute stockholder value.
- We may issue stock or equity derivative securities in connection with mergers and acquisitions that will dilute the percentage ownership and voting percentage interest of our existing stockholders and result in our existing stockholders exercising less influence over management, and such issuances may reduce the book value or earnings per share of our common stock, cause the price of our common stock to decline and adversely affect the terms on which we may obtain additional capital.
- We will be subject to heightened regulatory requirements if we exceed $10 billion in assets, which could increase costs.
- Failure to achieve one or more key elements needed for successful organic growth could adversely affect our business and earnings.
- New lines of business or new products and services may subject us to additional risk.
- Legal, Accounting, Tax, Regulatory and Compliance Risks
- We are heavily regulated and that regulation could limit or restrict our activities and adversely affect our results of operations or financial condition.
- From time to time, we are, or may become, involved in suits, legal proceedings, information-gatherings, reviews, investigations and proceedings by governmental and self-regulatory agencies that may lead to material adverse consequences.
- Failure to maintain certain regulatory capital levels and ratios could result in regulatory actions that would be materially adverse to our shareholders.
- We face a risk of noncompliance and enforcement action with the Bank Secrecy Act and other anti-money laundering statutes and regulations.
- We are subject to numerous federal and state laws to protect consumers, including Community Reinvestment and fair lending laws, and failure to comply with these laws could lead to material penalties and materially restrict our organic growth and strategic growth and expansion activity.
- The Federal Reserve may require us to commit capital resources to support Sunflower Bank.
- We could become subject to claims and litigation pertaining to our fiduciary responsibility.
- We are party to various claims and lawsuits incidental to our business. Litigation is subject to many uncertainties such that the expenses and ultimate exposure with respect to many of these matters cannot be ascertained.
- The expanding body of federal, state and local regulations and/or the licensing of loan servicing, collections or other aspects of our business and our sales of loans to third parties may increase the cost of compliance and the risks of noncompliance and subject us to litigation.
- We face regulatory uncertainty due to changes in federal banking agency priorities, potential shifts in government leadership and state-level enforcement activity.
- Political dysfunction and volatility within the federal government, both at the regulatory and Congressional level, creates significant potential for major and abrupt shifts in federal policy regarding bank regulation, taxes, and the economy, any of which could have significant and adverse impacts on our business and financial performance.
- Data privacy is a major political concern. The laws governing it are new, and they are likely to evolve and expand.
- The preparation of our consolidated financial statements in conformity with U.S. generally accepted accounting principles requires management to make significant assumptions, estimates and judgments that affect the financial statements.
- We could be subject to changes in tax laws, regulations and interpretations or challenges to our income tax provision.
- Our internal controls and procedures may fail or be circumvented.
- Risks Related to FirstSun Common Stock and Market Risk
- The trading volume in our common stock, may not provide adequate liquidity for investors.
- The trading price of our common stock may be subject to continued significant fluctuations and volatility.
- Our larger stockholders exercise significant influence over us, and their interests may be different than yours.
- Some provisions of our organizational documents and Delaware law may have anti-takeover effects that could discourage an acquisition of us by others, even if an acquisition would be beneficial to our stockholders.
- We do not intend to pay dividends for the foreseeable future.
- We are an “emerging growth company,” and the reduced reporting requirements applicable to emerging growth companies may make our common stock less attractive to investors.
- We may issue additional shares of stock or equity derivative securities that may dilute the percentage ownership of existing stockholders and the book value per share of our common stock, which may cause the price of our common stock to decline and adversely affect the terms on which we may obtain additional capital.
- Sales by FirstSun stockholders of substantial amounts of our common stock, as well as the anticipation of such sales by the public markets, could depress the market price of our common stock.
- Risks Related to Environmental and Climate Change
- We are subject to risk related to environmental liabilities.
- Natural disasters and weather-related events exacerbated by climate change could have a negative impact on our results of operations and financial condition.
- We are subject to environmental, social and governance, or ESG, risks that could adversely affect our reputation, the trading price of our common stock and/or our business, operations, and earnings.
Legal proceedings
FirstSun and its subsidiaries may be involved from time to time in various routine legal proceedings incidental to our respective businesses. Neither we nor any of our subsidiaries are currently engaged in any legal proceedings that are expected to have a material adverse effect on our results of operations or financial position. For further information regarding legal proceedings, see Note 22 - Commitments and Contingencies in our audited consolidated financial statements contained elsewhere in this report.
The opening of Item 3, Legal Proceedings.6
Links
- Websiteir.firstsuncb.com1
- WikidataQ130482377
- SEC EDGARCIK 1709442
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1WikidataFirstSun Capital on Wikidata
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- 3Yahoo FinanceFSUN quote
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- 16SEC EDGARMollie H. Carter, Chair
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- 20SEC EDGARPeter E. Murphy, Board member
- 21SEC EDGARBenjamin Mackovak, Board member
- 22SEC EDGARHenchy R. Enden, Board member
- 23SEC EDGARSam Edelson, Board member
- 24SEC EDGARThomas C. Shafer, Board member
- 25SEC EDGARSpencer Cohn, Board member
- 26SEC EDGARJohn Fleshood, Board member
- 27SEC EDGARBeverly O. Elving, Board member
- 28SEC EDGARDavid W. Levy, Board member
- 29SEC EDGARDiane Merdian, Board member
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- 31SEC EDGARKevin T. Hammond, Board member
- 32SEC EDGARPaul A. Larkins, Board member
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- 36SEC EDGARExecutive or director change
- 37SEC EDGAROther events
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- 39SEC EDGARFinancial statements and exhibits
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- 42SEC EDGAROther events
- 43SEC EDGARShareholder vote
- 44SEC EDGAROther events
- 45SEC EDGAROther events
- 46NasdaqNasdaq calendar
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