FVCB on Nasdaq
FVCBankcorp, Inc.
The Company is a registered bank holding company headquartered in Fairfax, Virginia.3 From its latest annual report
Price unavailable
Last updated Oct 19, 2026.
Overview
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- TickerFVCB on Nasdaq1
- IndustryState Commercial Banks1
- HeadquartersFairfax, Virginia1
- Incorporated inVA2
- Business address11325 Random Hills Road, Suite 240, Fairfax, Va 220302
- Filer categoryAccelerated filer, Smaller reporting company2
- Legal formCorporation
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The Company is a registered bank holding company headquartered in Fairfax, Virginia. We operate primarily through our sole subsidiary, FVCbank (the "Bank"), a community oriented, locally-owned and managed commercial bank organized under the laws of the Commonwealth of Virginia. We serve the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C. and Baltimore metropolitan areas. The Company was established as the holding company for the Bank in 2015.3 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Service charges on deposit accounts brought in 71% of the revenue FVCBankcorp, Inc. broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2024 | 2025 |
|---|---|---|
| Service charges on deposit accounts | $1.1M | $1.2M |
| Fees Exchange And Other Service Charges | $367.0K | $500.0K |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Income tax22¢$6.2M
- Profit78¢$22.1M
Out of $1.8M in revenue.4
Where each dollar of operating cash went, fiscal 2025
- Capital spending0¢$47.0K
- Dividends paid9¢$2.2M
- Share buybacks28¢$6.7M
- Kept or used elsewhere63¢$15.0M
Out of $23.9M of cash from operations.4
Financial statements
Every line of the income statement as filed: the last 2 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Interest and fees on loans | $108.9M | $106.7M |
| Interest and dividends on securities held-to-maturity | $6.0K | $6.0K |
| Interest and dividends on securities available-for-sale | $3.6M | $3.7M |
| Dividends on restricted stock | $450.0K | $611.0K |
| Interest on deposits at other financial institutions | $5.4M | $2.3M |
| Total interest and dividend income | $118.4M | $113.3M |
| Interest on deposits | $52.0M | $53.2M |
| Interest on federal funds purchased | $0 | $2.0K |
| Interest on short-term debt | $1.5M | $3.5M |
| Interest on subordinated notes | $1.1M | $1.0M |
| Total interest expense | $54.6M | $57.7M |
| Net Interest Income | $63.8M | $55.6M |
| Provision for credit losses | $1.6M | $6.0K |
| Net interest income after provision for (recovery of) credit losses | $62.2M | $55.6M |
| Total noninterest income | $3.6M | $2.5M |
| Service charges on deposit accounts | $1.2M | $1.1M |
| BOLI income | $289.0K | $397.0K |
| Income from minority membership interests | $1.2M | $376.0K |
| Gain on termination of derivative instruments | $91.0K | $0 |
| Other income | $762.0K | $635.0K |
| Salaries and employee benefits | $20.1M | $18.8M |
| Occupancy and equipment expense | $2.1M | $2.0M |
| Data processing and network administration | $2.2M | $2.7M |
| Internet banking and software expense | $3.5M | $3.0M |
| State franchise taxes | $2.3M | $2.4M |
| FDIC insurance | $1.1M | $1.3M |
| Marketing, business development and advertising | $796.0K | $969.0K |
| Loan Processing Fee (Income) | $1.1M | $899.0K |
| Directors Fees | $630.0K | $637.0K |
| Core deposit intangible amortization | $125.0K | $165.0K |
| Other operating expenses | $3.6M | $3.0M |
| Total noninterest expenses | $37.6M | $35.8M |
| Net income | $22.1M | $15.1M |
| Net income before income tax expense | $28.2M | $22.3M |
| Income tax expense | $6.2M | $7.2M |
| Earnings per share, basic | $1.22 | $0.83 |
| Earnings per share, diluted | $1.21 | $0.82 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 3 fiscal years (annual) or 3 quarters (quarterly), latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and due from banks | $5.7M | $8.2M | |
| Interest-bearing deposits at other financial institutions | $121.9M | $82.8M | |
| Securities held-to-maturity (fair value of $262 thousand and $256 thousand at December 31, 2025 and 2024, respectively), net of allowance for credit losses of $0 and $0 at December 31, 2025 and 2024, respectively | $265.0K | $265.0K | |
| Securities available-for-sale, at fair value | $153.2M | $156.5M | |
| Restricted stock, at cost | $5.4M | $8.2M | |
| Loans, net of allowance for credit losses of $18.9 million and $18.1 million at December 31, 2025 and 2024, respectively | $1.9B | $1.9B | |
| Premises and equipment, net | $693.0K | $858.0K | |
| Accrued interest receivable | $10.3M | $10.3M | |
| Prepaid expenses | $3.3M | $3.4M | |
| Deferred tax assets, net | $12.3M | $13.3M | |
| Goodwill and intangibles, net | $7.3M | $7.4M | |
| Bank owned life insurance | $9.5M | $9.2M | |
| Operating lease right-of-use assets | $6.1M | $7.1M | |
| Other assets | $34.0M | $39.3M | |
| Total assets | $2.3B | $2.2B | |
| Nonnterest-bearing | $363.2M | $365.7M | |
| Interest-bearing checking | $741.0M | $623.8M | |
| Deposits, Savings Deposits | $331.0M | $383.1M | |
| Time deposits | $277.0M | $248.2M | |
| Total deposits | $2.0B | $1.9B | |
| Other borrowed funds | $0 | $50.0M | |
| Subordinated notes, net of issuance costs | $18.8M | $18.7M | |
| Accrued interest payable | $2.1M | $2.5M | |
| Operating lease liabilities | $6.5M | $7.6M | |
| Reserves for unfunded commitments | $471.0K | $510.0K | |
| Accrued expenses and other liabilities | $13.6M | $13.6M | |
| Total liabilities | $2.0B | $2.0B | |
| Preferred stock, $0.01 par value | $0 | $0 | |
| Common stock, $0.01 par value | $179.0K | $182.0K | |
| Additional paid-in capital | $122.1M | $127.5M | |
| Retained earnings | $150.9M | $131.0M | |
| Accumulated other comprehensive (loss), net | -$19.6M | -$23.3M | |
| Total shareholders' equity | $253.6M | $235.4M | $217.1M |
| Total liabilities and shareholders' equity | $2.3B | $2.2B | |
| Deposits, Wholesale | $285.0M | $249.9M | |
| Debt Securities, Held-to-Maturity, Fair Value | $262.0K | $256.0K | |
| Securities held to maturity, allowance for credit losses | $0 | $0 | |
| Allowance for loan losses | $18.9M | $18.1M | $18.9M |
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 1.0M shares | 1.0M shares | |
| Shares issued and outstanding | 0 shares | 0 shares | |
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | |
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 20.0M shares | 20.0M shares | |
| Shares issued and outstanding | 17.9M shares | 18.2M shares | |
| Common stock, shares outstanding (in shares) | 17.9M shares | 18.2M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and due from banks | $5.7M | $8.2M | |
| Interest-bearing deposits at other financial institutions | $121.9M | $82.8M | |
| Securities held-to-maturity (fair value of $262 thousand and $256 thousand at December 31, 2025 and 2024, respectively), net of allowance for credit losses of $0 and $0 at December 31, 2025 and 2024, respectively | $265.0K | $265.0K | |
| Securities available-for-sale, at fair value | $153.2M | $156.5M | |
| Restricted stock, at cost | $5.4M | $8.2M | |
| Loans, net of allowance for credit losses of $18.9 million and $18.1 million at December 31, 2025 and 2024, respectively | $1.9B | $1.9B | |
| Premises and equipment, net | $693.0K | $858.0K | |
| Accrued interest receivable | $10.3M | $10.3M | |
| Prepaid expenses | $3.3M | $3.4M | |
| Deferred tax assets, net | $12.3M | $13.3M | |
| Goodwill and intangibles, net | $7.3M | $7.4M | |
| Bank owned life insurance | $9.5M | $9.2M | |
| Operating lease right-of-use assets | $6.1M | $7.1M | |
| Other assets | $34.0M | $39.3M | |
| Total assets | $2.3B | $2.2B | |
| Nonnterest-bearing | $363.2M | $365.7M | |
| Interest-bearing checking | $741.0M | $623.8M | |
| Deposits, Savings Deposits | $331.0M | $383.1M | |
| Time deposits | $277.0M | $248.2M | |
| Total deposits | $2.0B | $1.9B | |
| Other borrowed funds | $0 | $50.0M | |
| Subordinated notes, net of issuance costs | $18.8M | $18.7M | |
| Accrued interest payable | $2.1M | $2.5M | |
| Operating lease liabilities | $6.5M | $7.6M | |
| Reserves for unfunded commitments | $471.0K | $510.0K | |
| Accrued expenses and other liabilities | $13.6M | $13.6M | |
| Total liabilities | $2.0B | $2.0B | |
| Preferred stock, $0.01 par value | $0 | $0 | |
| Common stock, $0.01 par value | $179.0K | $182.0K | |
| Additional paid-in capital | $122.1M | $127.5M | |
| Retained earnings | $150.9M | $131.0M | |
| Accumulated other comprehensive (loss), net | -$19.6M | -$23.3M | |
| Total shareholders' equity | $253.6M | $235.4M | $217.1M |
| Total liabilities and shareholders' equity | $2.3B | $2.2B | |
| Deposits, Wholesale | $285.0M | $249.9M | |
| Debt Securities, Held-to-Maturity, Fair Value | $262.0K | $256.0K | |
| Securities held to maturity, allowance for credit losses | $0 | $0 | |
| Allowance for loan losses | $18.9M | $18.1M | $18.9M |
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 1.0M shares | 1.0M shares | |
| Shares issued and outstanding | 0 shares | 0 shares | |
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | |
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 20.0M shares | 20.0M shares | |
| Shares issued and outstanding | 17.9M shares | 18.2M shares | |
| Common stock, shares outstanding (in shares) | 17.9M shares | 18.2M shares |
Every line of the cash flow as filed: the last 2 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Net income | $22.1M | $15.1M |
| Depreciation | $212.0K | $280.0K |
| Provision for credit losses | $1.6M | $6.0K |
| Net amortization of premium of securities | $189.0K | $237.0K |
| Net accretion of deferred loan costs, fees, and other acquisition accounting adjustments | -$487.0K | -$1.4M |
| Gain (loss) on derivative termination | $91.0K | $0 |
| Income from minority membership interests | -$1.2M | -$376.0K |
| Amortization of subordinated debt issuance costs | $55.0K | $59.0K |
| Core deposit intangible amortization | $125.0K | $165.0K |
| Tax Credit Amortization | $126.0K | -$150.0K |
| Equity-based compensation expense | $854.0K | $789.0K |
| BOLI income | -$289.0K | -$397.0K |
| Deferred income tax (benefit) expense | -$29.0K | $1.3M |
| Increase in accrued interest receivable, prepaid expenses and other assets | $1.4M | $2.5M |
| Increase (decrease) in accrued interest payable, accrued expenses and other liabilities | -$558.0K | $121.0K |
| Net Cash Provided by (Used in) Operating Activities, Total | $23.9M | $18.2M |
| Decrease in interest-bearing deposits at other financial institutions | -$39.2M | -$30.3M |
| Payments to Acquire Debt Securities, Available-for-Sale | $2.9M | $1.9M |
| Proceeds from sales or maturity of securities available-for-sale | $0 | $1.0M |
| Proceeds from repayments, calls and maturities of securities available-for-sale | $16.1M | $14.5M |
| Net redemption of restricted stock | $2.7M | $1.3M |
| Net increase in loans | -$71.4M | -$41.1M |
| Proceeds from Life Insurance Policy | $0 | $47.8M |
| Purchases of premises and equipment, net | -$47.0K | -$141.0K |
| Net cash used in investing activities | -$94.7M | -$8.9M |
| Net increase in non-maturing deposits | $62.7M | $78.9M |
| Net increase (decrease) in time deposits | $63.9M | -$53.6M |
| Issuance and Redemption of subordinated debt, net | $0 | -$984.0K |
| Net decrease in FHLB advances | -$50.0M | -$35.0M |
| Payment, Tax Withholding, Share-Based Payment Arrangement | -$53.0K | -$179.0K |
| Repurchases of common stock | -$6.7M | $0 |
| Payments of Ordinary Dividends, Common Stock | $2.2M | $0 |
| Common stock issuance | $545.0K | $1.7M |
| Net cash provided by (used in) financing activities | $68.3M | -$9.2M |
| Net increase (decrease) in cash and cash equivalents | -$2.5M | $119.0K |
No quarter-by-quarter statement was filed.
Leadership
Who has led FVCBankcorp, Inc., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
Chief operating officer
20202025
- Chief executive officerDavid W. Pijor Sep 13, 2018 to now12
- ChairDavid W. Pijor Sep 13, 2018 to now12
- PresidentPatricia A. Ferrick Sep 13, 2018 to Oct 16, 201813
- PresidentGilbert Kennedy Oct 16, 2018 to Oct 16, 201814
- Chief financial officerJennifer L. Deacon Sep 13, 2018 to now15
- Chief operating officerB. Todd Dempsey Sep 13, 2018 to Aug 22, 202416
Board members and other officers (16)
- Chief Lending OfficerBriggs Alissa Curry Mar 12, 2024 to now17
- Chief Credit OfficerMichael G. Nassy Sep 13, 2018 to now18
- Senior Deposit OfficerSharon L. Jackson Sep 13, 2018 to now19
- Chief Credit OfficerWilliam G. Byers Sep 13, 2018 to Feb 20, 202420
- Board memberMarc N. Duber Oct 6, 2022 to now21
- Board memberMeena Krishnan Feb 1, 2021 to now22
- Board memberDaniel M. Testa Sep 13, 2018 to now23
- Board memberDevin Satz Sep 13, 2018 to now24
- Board memberL. Burwell Gunn Sep 13, 2018 to now25
- Board memberLawrence W. Schwartz Sep 13, 2018 to now26
- Board memberPatricia A. Ferrick Sep 13, 2018 to now13
- Board memberPhillip R. Wills Iii. Sep 13, 2018 to now27
- Board memberScott Laughlin Sep 13, 2018 to now28
- Board memberSidney G. Simmonds Sep 13, 2018 to now29
- Board memberSteven M. Wiltse Sep 13, 2018 to now30
- Board memberMorton A. Bender Oct 22, 2018 to Mar 29, 202131
Named in SEC Form D filings
People the company listed in its private-offering notices.
- Executive OfficerAlissa Curry Briggs named Feb 19, 202632
Timeline
- Sep 13, 2018New chief executive David W. Pijor becomes CEO12
Filings
402 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 50 major events, 264 insider forms, 26 large holders, 1 private raises, 40 other. The latest 20:
- Sep 3, 2026144 EDGAR
- Aug 25, 20264 EDGAR
- Aug 24, 20264 EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 6, 202610-Q EDGAR
- Jul 28, 2026SCHEDULE 13G EDGAR
- Jul 21, 20268-K EDGAR
- Jul 1, 20264 EDGAR
- Jun 24, 20264 EDGAR
- Jun 24, 20264 EDGAR
- Jun 24, 20264 EDGAR
- Jun 1, 20264 EDGAR
- May 21, 20268-K EDGAR
- May 18, 2026SCHEDULE 13G/A EDGAR
- May 15, 2026SCHEDULE 13G/A EDGAR
- May 14, 2026DEFA14A EDGAR
- May 7, 202610-Q EDGAR
- May 5, 20268-K EDGAR
- May 4, 20264 EDGAR
The 402 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
166 open-market trades by officers, directors and large owners since October 2021: 4 buys and 162 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 24, 2026 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,400 | $18.62 | $26.1K | Form 4 |
| Aug 21, 2026 | Laughlin ScottDirector | Sale | 8,100 | $18.55 | $150.3K | Form 4 |
| May 1, 2026 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,500 | $15.64 | $23.5K | Form 4 |
| Mar 17, 2026 | Wills Phillip R. IIIDirector | Sale | 11,462 | $14.81 | $169.8K | Form 4 |
| Mar 2, 2026 | Nassy Michael G.Sr EVP, Chief Credit Officer | Sale | 3,100 | $15.56 | $48.2K | Form 4 |
| Feb 26, 2026 | SCHWARTZ LAWRENCE WDirector | Sale | 21,483 | $15.66 | $336.4K | Form 4 |
| Feb 26, 2026 | SCHWARTZ LAWRENCE WDirector | Sale | 21,483 | $15.66 | $336.4K | Form 4 |
| Feb 25, 2026 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,000 | $15.49 | $15.5K | Form 4 |
| Feb 25, 2026 | Wills Phillip R. IIIDirector | Sale | 4,800 | $15.48 | $74.3K | Form 4 |
| Feb 24, 2026 | Wills Phillip R. IIIDirector | Sale | 10,200 | $15.44 | $157.5K | Form 4 |
| Nov 19, 2025 | Nassy Michael G.Sr EVP, Chief Credit Officer | Sale | 1,000 | $12.23 | $12.2K | Form 4 |
| Sep 2, 2025 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 2,000 | $13.52 | $27.0K | Form 4 |
| Aug 22, 2025 | Satz DevinDirector | Sale | 7,000 | $13.47 | $94.3K | Form 4 |
| Aug 18, 2025 | SCHWARTZ LAWRENCE WDirector | Sale | 4,000 | $12.83 | $51.3K | Form 4 |
| Aug 13, 2025 | Satz DevinDirector | Sale | 5,000 | $13.01 | $65.0K | Form 4 |
| Aug 12, 2025 | Satz DevinDirector | Sale | 5,000 | $12.84 | $64.2K | Form 4 |
| Jul 31, 2025 | Laughlin ScottDirector | Sale | 1,151 | $12.84 | $14.8K | Form 4 |
| Jul 28, 2025 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 653 | $13.31 | $8.7K | Form 4 |
| May 14, 2025 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,600 | $11.86 | $19.0K | Form 4 |
| Dec 11, 2024 | Nassy Michael G.Sr EVP, Chief Credit Officer | Sale | 1,000 | $14.15 | $14.2K | Form 4 |
All 166 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- ENDEAVOUR CAPITAL ADVISORS INCSCHEDULE 13G/A, 4 filings Feb 14, 2022 to Aug 14, 202633
- Fourthstone LLCSCHEDULE 13G/A, 5 filings Feb 14, 2023 to Aug 14, 202634
- BlackRockSCHEDULE 13G, 4 filings Oct 22, 2024 to Jul 28, 202635
- AllianceBernsteinSCHEDULE 13G/A, 1 filing May 18, 202636
- FJ Capital Management LLCSCHEDULE 13G/A, 7 filings May 16, 2023 to Aug 13, 202537
- VANGUARD GROUP INCSCHEDULE 13G/A, 2 filings Jan 30, 2025 to Apr 30, 202538
Money raised
Private offerings the company reported to the SEC on Form D.
- Feb 11, 2026Raised $25 million in a private offering of debt Form D: 18 investors so far Form D
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
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- 13SEC EDGARPatricia A. Ferrick, President
- 14SEC EDGARGilbert Kennedy, President
- 15
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- 17
- 18
- 19
- 20
- 21SEC EDGARMarc N. Duber, Board member
- 22SEC EDGARMeena Krishnan, Board member
- 23SEC EDGARDaniel M. Testa, Board member
- 24SEC EDGARDevin Satz, Board member
- 25SEC EDGARL. Burwell Gunn, Board member
- 26SEC EDGARLawrence W. Schwartz, Board member
- 27SEC EDGARPhillip R. Wills Iii., Board member
- 28SEC EDGARScott Laughlin, Board member
- 29SEC EDGARSidney G. Simmonds, Board member
- 30SEC EDGARSteven M. Wiltse, Board member
- 31SEC EDGARMorton A. Bender, Board member
- 32
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