Private company

Generations Bancorp NY, Inc.

Generations Bancorp NY, Inc. is a savings institution company based in Seneca Falls.1

Last updated Oct 20, 2026.

Overview

  • IndustrySavings Institution, Federally Chartered1
  • HeadquartersSeneca Falls, New York1
  • Business address20 East Bayard Street, Seneca Falls, Ny 131482
  • Filer category, Emerging growth company2

See how the biggest companies compare on our leaderboards

These forward-looking statements are based on our current beliefs and expectations and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control. In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change. We are under no duty to and do not take any obligation to update any forward-looking statements after the date of this Annual Report.3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2023

-83.4%Net margin4
-7.3%Revenue growth, 20234
-4.2%Return on equity4
$1.7MFree cash flow4

Where the money goes

Where each dollar of revenue went, fiscal 2023

  • Interest95¢$7.6M
  • Income tax5¢$425.0K

Out of $1.9M in revenue.4 The company lost money this year.

Where each dollar of operating cash went, fiscal 2023

  • Capital spending18¢$367.0K
  • Share buybacks53¢$1.1M
  • Kept or used elsewhere29¢$596.0K

Out of $2.0M of cash from operations.4

Financial statements

Revenue5674$1.9M in 2023−31% since 2019
0$1.0M$2.0M$3.0M2019: $2.7M$2.7M20192020: $2.3M$2.3M2020−15%2021: $2.3M$2.3M2021−1%2022: $2.0M$2.0M2022−12%2023: $1.9M$1.9M2023−7%
Net income5674-$1.6M in 2023
-$2.0M-$1.0M0$1.0M$2.0M2019: $87.0K$87.0K20192020: $1.7M$1.7M2020+1909%2021: $1.4M$1.4M2021−19%2022: $1.1M$1.1M2022−23%2023: -$1.6M-$1.6M2023
Fiscal year201820192020202120222023
Revenue$2.7M5$2.3M6$2.3M7$2.0M4$1.9M4
Interest$3.2M5$2.9M6$1.7M7$1.9M4$7.6M4
Income before tax$1.7M7$1.3M4-$2.0M4
Income tax-$155.0K5-$104.0K6$283.0K7$216.0K4-$425.0K4
Net income$87.0K5$1.7M6$1.4M7$1.1M4-$1.6M4
Earnings per share$0.045$0.716$0.607$0.474-$0.724
Earnings per share (diluted)$0.716$0.607$0.474-$0.724
Shares (weighted, basic)2.4M shares72.3M shares42.2M shares4
Shares (weighted, diluted)2.4M shares72.3M shares42.2M shares4

Compare Generations Bancorp NY, Inc. with another company

Corporate structure

Generations Bancorp NY, Inc. sits at the top of its group. 1 entity on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Generations Bancorp NY, Inc.

  • Principal Financial Group Filed SC 13G/A on Generations Bancorp NY, Inc., latest Nov 14, 2024 (2 filings since Feb 12, 2024)
  • Joseph Stilwell Filed SC 13D/A on Generations Bancorp NY, Inc., latest Oct 30, 2024 (3 filings since Oct 8, 2021)
  • Susan Irene Case Filed SC 13G on Generations Bancorp NY, Inc., latest Apr 29, 2024
  • M3 PARTNERS LP Filed SC 13G/A on Generations Bancorp NY, Inc., latest Feb 14, 2024 (3 filings since Feb 14, 2022)
  • Generations Bancorp NY, Inc. Seneca Falls, New York

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Generations Bancorp NY, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$29.1M4 Dec 31, 2023$29.7M4 Dec 31, 2022−1.8%
Accumulated depreciation$14.9M4 Dec 31, 2023$14.8M4 Dec 31, 2022+0.9%
Property and equipment, net$14.2M4 Dec 31, 2023$14.9M4 Dec 31, 2022−4.5%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$14.5M4 Dec 31, 2023$8.0M4 Dec 31, 2022+81.5%
Debt securities available for sale$33.0M7 Dec 31, 2022$37.0M7 Dec 31, 2021−10.6%
Debt securities held to maturity$1.6M7 Dec 31, 2022$1.8M7 Dec 31, 2021−10.7%
Loans, net of allowance$333.5M4 Dec 31, 2023$303.9M4 Dec 31, 2022+9.7%
Deposits held (banks)$357.6M4 Dec 31, 2023$317.7M4 Dec 31, 2022+12.6%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$04 Dec 31, 2023$792.0K4 Dec 31, 2022−100.0%
Intangible assets, net (excluding goodwill)$654.0K4 Dec 31, 2023$718.0K4 Dec 31, 2022−8.9%
Accumulated amortization$310.0K4 Dec 31, 2023$251.0K4 Dec 31, 2022+23.5%

Leadership

Who has led Generations Bancorp NY, Inc., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Menzo D. Case2021–2023

President

  1. Menzo D. Case2021–2023

Chief financial officer

  1. Angela M. Krezmer2021–2024
2025
Board members and other officers (12)

Timeline

  1. Sep 24, 20248-K Entered a material agreement23
  2. Sep 24, 20248-K Listing notice or transfer24
  3. Jul 22, 20248-K Entered a material agreement25
  4. May 20, 20248-K Shareholder vote26
  5. Dec 21, 20238-K Executive or director change27
  6. Nov 28, 20238-K Executive or director change28
  7. Oct 16, 20238-K Executive or director change; Other events29
  8. May 31, 20238-K Other events30
  9. May 22, 20238-K Shareholder vote31
  10. Jul 26, 20228-K Other events32
  11. May 20, 20228-K Shareholder vote33
  12. Apr 7, 20228-K Executive or director change34
  13. Jan 12, 2021New chief executive Menzo D. Case becomes CEO10

Filings

79 filings to the SEC since October 2021: 3 annual reports, 10 quarterly reports, 18 major events, 27 insider forms, 9 large holders, 12 other. The latest 20:

  1. Nov 14, 2024SC 13G/A 13G/A GENERATIONS BANCORP NY INC. AMDT 3 093024 EDGAR
  2. Oct 30, 2024SC 13D/A EDGAR
  3. Oct 23, 2024SC 13D/A EDGAR
  4. Oct 15, 202415-12G EDGAR
  5. Oct 15, 2024POS AM POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 EDGAR
  6. Oct 4, 202425 EDGAR
  7. Sep 24, 20248-K EDGAR
  8. Sep 24, 2024DEFA14A EDGAR
  9. Sep 24, 20248-K EDGAR
  10. Aug 9, 202410-Q EDGAR
  11. Jul 22, 20248-K EDGAR
  12. Jun 18, 202411-K GENERATIONS BANCORP NY, INC. FORM 11-K DECEMBER 31, 2023 EDGAR
  13. May 31, 202410-Q/A EDGAR
  14. May 20, 20248-K EDGAR
  15. May 13, 202410-Q EDGAR
  16. Apr 29, 2024SC 13G GENERATIONS BANCORP NY, INC. SCHEDULE 13G DECEMBER 31, 2023 EDGAR
  17. Apr 12, 2024DEF 14A EDGAR
  18. Apr 1, 202410-K EDGAR
  19. Mar 27, 20244 EDGAR
  20. Feb 14, 2024SC 13G/A EDGAR

The 79 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

11 open-market trades by officers, directors and large owners since October 2021: 11 buys and 0 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jun 13, 2023Dyson Derek MSVP, Chief Information OfficerBuy288$9.03$2.6KForm 4
Jun 13, 2023Aikman Cynthia SDirectorBuy490$9.03$4.4KForm 4
Jun 13, 2023Nicchi FrankDirectorBuy363$9.03$3.3KForm 4
Jun 13, 2023Jones Bradford MDirectorBuy409$9.03$3.7KForm 4
Jun 13, 2023Case Menzo DPresident and CEOBuy3,271$9.03$29.5KForm 4
Aug 10, 2022Krezmer Angela MSVP and CFOBuy100$11.50$1.1KForm 4
May 23, 2022Case Menzo DPresident and CEOBuy2,480$11.68$29.0KForm 4
May 23, 2022Aikman Cynthia SDirectorBuy340$11.68$4.0KForm 4
May 23, 2022Sinicropi August PDirectorBuy240$11.68$2.8KForm 4
May 23, 2022Jones Bradford MDirectorBuy261$11.68$3.0KForm 4
May 23, 2022Nicchi FrankDirectorBuy240$11.68$2.8KForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

SEC filer profile

How Generations Bancorp NY, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARGenerations Bancorp NY, Inc.1
  • CIK0001823365
  • Employer ID (EIN)85-36599431
  • Filer status<br>emerging growth company1
  • Fiscal year endsDecember 311
  • Industry code (SIC)6035 Savings Institution, Federally Chartered1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address20 East Bayard Street, Seneca Falls, NY 131481
  • Phone(315) 568-58551
  • Shares outstanding2,241,801 as of Aug 8, 20249
  • Public float$17.4M as of Jun 30, 20234
  • On EDGAR sinceSep 11, 20201
  • Filings127 in all: 4 (29), 8-K (26), 3 (13), 10-Q (12), SC 13G/A (8), 10-K (4), DEF 14A (4), SC 13G (4)1
    All 28 form types

    11-K (3), 424B3 (3), CORRESP (2), S-1/A (2), SC 13D/A (2), 10-K/A (1), 10-Q/A (1), 15-12G (1), 25 (1), 8-A12B (1), 8-K/A (1), ARS (1), CERT (1), DEFA14A (1), EFFECT (1), POS AM (1), S-1 (1), S-8 (1), SC 13D (1), UPLOAD (1)

  • Latest filingsAnnual report (10-K) Apr 1, 2024
    Quarterly report (10-Q) Aug 9, 2024
    Proxy statement (DEF 14A) Apr 12, 2024
    Latest 8-K (8-K) Sep 24, 2024

Sources

The numbers on this page point here. Each one links to the record it came from.

  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
  6. 6
  7. 7
  8. 8
  9. 9
  10. 10
  11. 11
  12. 12
  13. 13
  14. 14
  15. 15
  16. 16
  17. 17
  18. 18
  19. 19
  20. 20
  21. 21
  22. 22
  23. 23
  24. 24
  25. 25
  26. 26
  27. 27
  28. 28
  29. 29
  30. 30
    SEC EDGAROther events
  31. 31
  32. 32
    SEC EDGAROther events
  33. 33
  34. 34
  35. 35
  36. 36
  37. 37
  38. 38