Overview
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2021
Where the money goes
Where each dollar of revenue went, fiscal 2021
- Selling, general and admin7¢$37.5M
- Other costs77¢$398.3M
- Interest5¢$26.3M
- Income tax3¢$13.9M
- Profit8¢$42.1M
Out of $518.1M in revenue.2
Where each dollar of operating cash went, fiscal 2021
- Kept or used elsewhere100¢$630.9M
Out of $630.9M of cash from operations.2
Financial statements
No quarterly figures reported.
| Fiscal year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|---|---|
| Revenue | $263.9M4 | $325.9M5 | $414.7M5 | $532.6M6 | $525.6M6 | $518.1M2 | |
| Selling, general and admin | $33.4M2 | $42.5M2 | $37.5M2 | ||||
| Operating expenses | $356.9M2 | ||||||
| Operating income | $119.8M4 | $145.6M5 | $155.7M6 | $118.3M2 | $52.5M2 | $161.2M2 | |
| Interest | $04 | $7.5M5 | $23.6M6 | $23.9M2 | $25.0M2 | $26.3M2 | |
| Income before tax | $131.7M2 | ||||||
| Income tax | $04 | $05 | $5.5M6 | -$7.1M2 | $1.6M2 | $13.9M2 | |
| Net income | $124.5M4 | $138.7M5 | $24.3M6 | $32.0M2 | $10.0M2 | $42.1M2 | |
| Earnings per share | $0.436 | $0.522 | $0.152 | $0.552 | |||
| Earnings per share (diluted) | $0.416 | $0.492 | $0.142 | $0.552 | |||
| Shares (weighted, basic) | 76.9M shares2 | ||||||
| Shares (weighted, diluted) | 180.8M shares2 |
No quarterly figures reported.
| Fiscal year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|---|---|
| Cash | $110.1M4 | $185.2M4 | $224.6M5 | $303.4M6 | $195.8M2 | $147.8M2 | $296.4M2 |
| Intangible assets | $20.8M2 | ||||||
| Total assets | $462.9M4 | $802.9M5 | $951.0M6 | $1.5B2 | $1.2B2 | ||
| Long-term debt | $338.3M4 | $386.8M5 | $384.5M6 | $452.8M6 | |||
| Total liabilities | $488.9M4 | $837.7M5 | $1.0B6 | $1.7B2 | $1.2B2 | ||
| Retained earnings | $75.8M2 | ||||||
| Shareholders’ equity | -$34.8M2 | -$54.9M2 | -$175.5M2 | -$28.1M2 | |||
| Shares outstanding | 61.0M shares4 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Corporate structure
GreenSky, Inc. sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of GreenSky, Inc.
- Versor Investments LP Filed SC 13G/A on GreenSky, Inc., latest Feb 10, 2023 (3 filings since Oct 8, 2021)
- David Zalik Filed SC 13G/A on GreenSky, Inc., latest Feb 14, 2022
- Jeffrey A. Gold Filed SC 13G/A on GreenSky, Inc., latest Feb 14, 2022
- OCONNOR, A Distinct Business Unit of UBS ASSET MANAGEMENT AMERICAS (LLC) Filed SC 13G/A on GreenSky, Inc., latest Feb 14, 2022
- Robert Sheft Filed SC 13G/A on GreenSky, Inc., latest Feb 14, 2022
- VANGUARD GROUP INC Filed SC 13G/A on GreenSky, Inc., latest Feb 10, 2022
- Jewish Federation of Greater Atlanta, Inc. Filed SC 13G on GreenSky, Inc., latest Feb 3, 2022
- Community Foundation Charitable Real Estate Fund Filed SC 13G on GreenSky, Inc., latest Jan 26, 2022
- SHAPIRO CAPITAL MANAGEMENT LLC Filed SC 13G on GreenSky, Inc., latest Jan 11, 2022
- Morgan Stanley Filed SC 13G/A on GreenSky, Inc., latest Nov 9, 2021
- PACIFIC INVESTMENT MANAGEMENT CO LLC Filed SC 13G/A on GreenSky, Inc., latest Oct 12, 2021
- GreenSky, Inc. Atlanta, Georgia
Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What GreenSky, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $47.0M2 Dec 31, 2021 | $40.4M2 Dec 31, 2020 | +16.2% |
| Operating-lease assets (leased space) | $11.8M2 Dec 31, 2021 | $8.3M2 Dec 31, 2020 | +42.7% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $296.4M2 Dec 31, 2021 | $147.8M2 Dec 31, 2020 | +100.6% |
Intangibles and goodwill
Leadership
Who has led GreenSky, Inc., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chair
President
Chief financial officer
Chief operating officer
- Chief executive officerDavid Zalik May 24, 2018 to Mar 29, 20227
- ChairDavid Zalik May 24, 2018 to Mar 29, 20227
- PresidentChristopher Scott Forshay May 24, 2018 to May 18, 20208
- PresidentDennis I. Kelly May 24, 2018 to May 18, 20219
- PresidentTimothy Daniel Scott Kaliban May 24, 2018 to Mar 29, 202210
- Chief financial officerAndrew Kang Sep 21, 2020 to Mar 29, 202211
- Chief financial officerRobert G. Partlow May 24, 2018 to May 18, 202012
- Chief operating officerRitesh Gupta Jul 2, 2021 to Mar 29, 202213
- Chief operating officerAnne S. Byrd May 24, 2018 to May 24, 201814
Board members and other officers (16)
- SVP, Chief Accounting OfficerAngela M. Nagy Jun 15, 2020 to Mar 29, 202215
- Chief Technology OfficerMinaz Vastani Jul 24, 2019 to May 18, 202016
- EVP, Capital MarketsAlan Mustacchi May 24, 2018 to Mar 10, 202017
- Chief Administrative OfficerGerald R. Benjamin May 24, 2018 to Mar 29, 202218
- Chief Technology OfficerJerry Bartlett May 24, 2018 to Mar 11, 201919
- Chief Human Resources OfficerLois Elizabeth Rickard May 24, 2018 to May 18, 202020
- Chief Credit OfficerGoldstein Kevin Aug 30, 2018 to Sep 28, 202021
- EVP, OperationsRitesh Gupta Oct 30, 2018 to May 18, 202022
- Board memberArthur J. Bacci May 2, 2019 to Mar 29, 202223
- Board memberGerald R. Benjamin May 24, 2018 to Mar 29, 202218
- Board memberGregg Steven Freishtat May 24, 2018 to Mar 29, 202224
- Board memberJoel M. Babbit May 24, 2018 to Mar 29, 202225
- Board memberJohn P. Flynn May 24, 2018 to May 24, 201826
- Board memberNigel W. Morris May 24, 2018 to Mar 11, 201927
- Board memberRobert Sheft May 24, 2018 to Oct 6, 202328
- General counselSteven E. Fox May 24, 2018 to May 18, 202029
Timeline
- Mar 29, 20228-K Ended a material agreement; Completed an acquisition or sale; Listing notice or transfer30
- Mar 28, 20228-K Other events31
- Dec 10, 20218-K Shareholder vote32
- Dec 3, 20218-K Other events33
- Oct 29, 20218-K Executive or director change34
- May 24, 2018New chief executive David Zalik becomes CEO7
Filings
55 filings to the SEC since October 2021: 1 annual reports, 1 quarterly reports, 5 major events, 29 insider forms, 13 large holders, 6 other. The latest 20:
- Oct 6, 20234/A OWNERSHIP DOCUMENT EDGAR
- Feb 10, 2023SC 13G/A EDGAR
- Apr 8, 202215-12B EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 20224 EDGAR
- Mar 29, 2022S-8 POS EDGAR
- Mar 29, 20228-K EDGAR
- Mar 28, 20228-K CURRENT REPORT EDGAR
- Mar 17, 20224 EDGAR
- Mar 17, 20224 EDGAR
- Mar 17, 20224 EDGAR
- Mar 17, 20224 EDGAR
- Mar 17, 20224 EDGAR
The 55 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
12 open-market trades by officers, directors and large owners since October 2021: 0 buys and 12 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Nov 16, 2021 | FREISHTAT GREGG STEVENDirector | Sale | 149,617 | $11.99 | $1.8M | Form 4 |
| Nov 16, 2021 | Benjamin Gerald R.Chief Administrative Officer | Sale | 105,259 | $12.00 | $1.3M | Form 4 |
| Nov 15, 2021 | Benjamin Gerald R.Chief Administrative Officer | Sale | 342,937 | $12.02 | $4.1M | Form 4 |
| Nov 15, 2021 | FREISHTAT GREGG STEVENDirector | Sale | 117,855 | $12.03 | $1.4M | Form 4 |
| Nov 12, 2021 | Babbit Joel M.Director | Sale | 68,830 | $12.00 | $826.0K | Form 4 |
| Nov 12, 2021 | Nagy Angela MSVP, Chief Accounting Officer | Sale | 7,500 | $11.95 | $89.6K | Form 4 |
| Nov 12, 2021 | FREISHTAT GREGG STEVENDirector | Sale | 353,536 | $11.95 | $4.2M | Form 4 |
| Nov 11, 2021 | FREISHTAT GREGG STEVENDirector | Sale | 197,241 | $11.88 | $2.3M | Form 4 |
| Nov 10, 2021 | FREISHTAT GREGG STEVENDirector | Sale | 52,759 | $11.92 | $628.9K | Form 4 |
| Nov 10, 2021 | Babbit Joel M.Director | Sale | 1,867 | $12.00 | $22.4K | Form 4 |
| Nov 9, 2021 | FREISHTAT GREGG STEVENDirector | Sale | 175,936 | $11.92 | $2.1M | Form 4 |
| Nov 9, 2021 | Babbit Joel M.Director | Sale | 99,051 | $12.00 | $1.2M | Form 4 |
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Versor Investments LPSC 13G/A, 3 filings Oct 8, 2021 to Feb 10, 202335
- David ZalikSC 13G/A, 1 filing Feb 14, 202236
- Jeffrey A. GoldSC 13G/A, 1 filing Feb 14, 202237
- OCONNOR, A Distinct Business Unit of UBS ASSET MANAGEMENT AMERICAS (LLC)SC 13G/A, 1 filing Feb 14, 202238
- Robert SheftSC 13G/A, 1 filing Feb 14, 202239
- VANGUARD GROUP INCSC 13G/A, 1 filing Feb 10, 202240
- Jewish Federation of Greater Atlanta, Inc.SC 13G, 1 filing Feb 3, 202241
- Community Foundation Charitable Real Estate FundSC 13G, 1 filing Jan 26, 202242
- SHAPIRO CAPITAL MANAGEMENT LLCSC 13G, 1 filing Jan 11, 202243
- Morgan StanleySC 13G/A, 1 filing Nov 9, 202144
- PACIFIC INVESTMENT MANAGEMENT CO LLCSC 13G/A, 1 filing Oct 12, 202145
SEC filer profile
How GreenSky, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARGreenSky, Inc.1
- CIK0001712923
- Employer ID (EIN)82-21353461
- Filer statusAccelerated filer1
- Incorporated inDelaware1
- Fiscal year endsDecember 311
- Industry code (SIC)7389 Services-Business Services, NEC1
- Business address5565 Glenridge Connector, Suite 700, Atlanta, GA 303421
- Phone678-264-61051
- Public float$398.2M as of Jun 30, 20212
- On EDGAR sinceJul 31, 20171
- Filings347 in all: 4 (134), 8-K (42), SC 13G/A (33), SC 13G (28), 3 (25), CT ORDER (21), 10-Q (11), 4/A (6)1
All 31 form types
425 (6), CORRESP (5), 10-K (4), DRS/A (4), UPLOAD (4), DEF 14A (3), DRSLTR (3), S-1/A (2), SEC STAFF LETTER (2), 15-12B (1), 25-NSE (1), 424B4 (1), 5 (1), 8-A12B (1), CERT (1), DEFM14A (1), DRS (1), EFFECT (1), FWP (1), S-1 (1), S-1MEF (1), S-8 (1), S-8 POS (1)
- Latest filingsAnnual report (10-K) Mar 11, 2022
Quarterly report (10-Q) Nov 4, 2021
Proxy statement (DEF 14A) Apr 28, 2021
Latest 8-K (8-K) Mar 29, 2022
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1SEC EDGARGreenSky, Inc. filings on SEC EDGAR
- 2SEC EDGARGreenSky, Inc. 10-K for fiscal 2021
- 3SEC EDGARGreenSky, Inc. filings on SEC EDGAR
- 4SEC EDGARGreenSky, Inc. 10-K for fiscal 2016
- 5SEC EDGARGreenSky, Inc. 10-K for fiscal 2017
- 6SEC EDGARGreenSky, Inc. 10-K for fiscal 2019
- 7SEC EDGARDavid Zalik, Chief executive officer
- 8SEC EDGARChristopher Scott Forshay, President
- 9SEC EDGARDennis I. Kelly, President
- 10
- 11SEC EDGARAndrew Kang, Chief financial officer
- 12
- 13
- 14
- 15
- 16
- 17SEC EDGARAlan Mustacchi, EVP, Capital Markets
- 18
- 19
- 20
- 21
- 22SEC EDGARRitesh Gupta, EVP, Operations
- 23SEC EDGARArthur J. Bacci, Board member
- 24SEC EDGARGregg Steven Freishtat, Board member
- 25SEC EDGARJoel M. Babbit, Board member
- 26SEC EDGARJohn P. Flynn, Board member
- 27SEC EDGARNigel W. Morris, Board member
- 28SEC EDGARRobert Sheft, Board member
- 29SEC EDGARSteven E. Fox, General counsel
- 30
- 31SEC EDGAROther events
- 32SEC EDGARShareholder vote
- 33SEC EDGAROther events
- 34SEC EDGARExecutive or director change
- 35
- 36
- 37
- 38
- 39
- 40
- 41
- 42
- 43
- 44
- 45