GWRE on NYSE

Guidewire Software

Logo: guidewire.com4

San Mateo software company providing property and casualty insurance industry platforms

Guidewire Software, Inc., commonly Guidewire, is an American software company based in San Mateo, California. It offers an industry platform for property and casualty (P&C) insurance carriers in the U.S. and worldwide.3 From Wikipedia, CC BY-SA 4.0

Price unavailable

Last updated Oct 18, 2026.

Overview

$1.5BRevenue, fiscal 20265
$139.3MNet income, fiscal 20265
2001Founded1

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  • TickerGWRE on NYSE1
  • IndustryServices-Prepackaged Software1
  • HeadquartersSan Mateo1
  • Websitewww.guidewire.com
  • Legal formDelaware corporation1
  • Incorporated inDE6
  • Business address970 Park Pl, Suite 200, San Mateo, Ca 944036
  • Filer categoryLarge accelerated filer6
970 Park Place
Photo: Coolcaesar, CC BY-SA 4.0, via Wikimedia Commons8

Guidewire Software, Inc., commonly Guidewire, is an American software company based in San Mateo, California. It offers an industry platform for property and casualty (P&C) insurance carriers in the U.S. and worldwide.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2026

64.2%Gross margin5
10.2%Operating margin5
9.4%Net margin5
22.7%Revenue growth, 20265
11.7%Return on equity5
$377.7MFree cash flow5

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Subscription brought in 76% of the revenue Guidewire Software broke down this way in fiscal 2026.

  1. Subscription$915.8M576%up 37% from 2025
  2. License$234.6M519%down 7% from 2025
  3. Support$55.1M55%down 14% from 2025
Products and services by year
Products and services202420252026
Subscription$477.5M$667.4M$915.8M
License$250.2M$251.9M$234.6M
Support$71.6M$63.9M$55.1M

Regions

United States brought in 64% of the revenue Guidewire Software broke down this way in fiscal 2026.

  1. United States$937.9M564%up 22% from 2025
  2. EMEA$226.9M515%up 24% from 2025
  3. Canada$175.0M512%up 24% from 2025
  4. APAC$114.7M58%up 21% from 2025
  5. Other Americas$20.9M51%up 79% from 2025
Regions by year
Regions202420252026
United States$632.6M$770.9M$937.9M
EMEA$154.4M$183.6M$226.9M
Canada$105.8M$141.4M$175.0M
APAC$76.2M$95.0M$114.7M
Other Americas$11.5M$11.7M$20.9M

Where the money goes

Where each dollar of revenue went, fiscal 2026

  • Cost of revenue36¢$528.0M
  • Research and development23¢$340.1M
  • Other costs29¢$429.8M
  • Interest1¢$13.3M
  • Income tax2¢$24.8M
  • Profit9¢$139.3M

Out of $1.5B in revenue.5

Where each dollar of operating cash went, fiscal 2026

  • Capital spending2¢$12.1M
  • Share buybacks98¢$606.3M

Out of $389.7M of cash from operations. Spending exceeded cash from operations; the rest came from savings or borrowing.5

Financial statements

Revenue9101112135$1.5B in 2026+105% since 2019
0$500.0M$1.0B$1.5B2019: $719.5M$719.5M20192020: $742.3M$742.3M2020+3%2021: $743.3M$743.3M2021+0%2022: $812.6M$812.6M2022+9%2023: $905.3M$905.3M2023+11%2024: $980.5M$980.5M2024+8%2025: $1.2B$1.2B2025+23%2026: $1.5B$1.5B2026+23%
Gross profit9101112135$947.4M in 2026+140% since 2019
0$250.0M$500.0M$750.0M$1.0B2019: $395.2M$395.2M20192020: $404.3M$404.3M2020+2%2021: $389.6M$389.6M2021−4%2022: $377.2M$377.2M2022−3%2023: $458.2M$458.2M2023+21%2024: $583.4M$583.4M2024+27%2025: $752.1M$752.1M2025+29%2026: $947.4M$947.4M2026+26%
Operating income9101112135$149.9M in 2026+10089% since 2019
-$200.0M-$100.0M0$100.0M$200.0M2019: $1.5M$1.5M20192020: -$23.9M-$23.9M20202021: -$105.6M-$105.6M2021+342%2022: -$199.4M-$199.4M2022+89%2023: -$149.5M-$149.5M2023−25%2024: -$52.6M-$52.6M2024−65%2025: $41.1M$41.1M20252026: $149.9M$149.9M2026+265%
Net income9101112135$139.3M in 2026+572% since 2019
-$200.0M-$100.0M0$100.0M$200.0M2019: $20.7M$20.7M20192020: -$27.2M-$27.2M20202021: -$66.5M-$66.5M2021+145%2022: -$180.4M-$180.4M2022+171%2023: -$111.9M-$111.9M2023−38%2024: -$6.1M-$6.1M2024−95%2025: $69.8M$69.8M20252026: $139.3M$139.3M2026+100%

Every line of the income statement as filed: the last 3 fiscal years, latest first.5

Period ending2026-07-312025-07-312024-07-31
Total revenue$1.5B$1.2B$980.5M
Total cost of revenue$528.0M$450.4M$397.1M
Gross profit$947.4M$752.1M$583.4M
Research and development$340.1M$296.2M$269.4M
Sales and marketing$258.9M$230.3M$199.0M
General and administrative$198.5M$184.5M$167.5M
Total operating expenses$797.5M$711.0M$635.9M
Income (loss) from operations$149.9M$41.1M-$52.6M
Interest income$48.6M$56.6M$43.5M
Interest expense-$13.3M-$13.2M-$6.7M
Other income (expense), net-$21.0M-$35.1M-$11.0M
Income (loss) before provision for (benefit from) income taxes$164.1M$49.4M-$26.8M
Provision for (benefit from) income taxes$24.8M-$20.4M-$20.7M
Net income (loss)$139.3M$69.8M-$6.1M
Basic (in USD per share)$1.65$0.83-$0.07
Diluted (in USD per share)$1.63$0.81-$0.07
Basic (in shares)84.2M shares83.8M shares82.3M shares
Diluted (in shares)85.4M shares85.9M shares82.3M shares

Compare Guidewire Software with another company

The story

The company was established in 2001 and founded by: Ken Branson, James Kwak, John Raguin, and Marcus Ryu from Ariba (and McKinsey, where James and Marcus had met); and John Seybold and Mark Shaw from Kana Software. In September 2011, Guidewire filed with the SEC to raise up to $100 million in an initial public offering (IPO) and first publicly traded on the NYSE in January 2012. Guidewire was later cited as being one of the top IPOs of 2012, even #1.

In 2011, Guidewire settled a patent related lawsuit with Accenture regarding its claims management software.

In 2013, Guidewire acquired Millbrook, Inc., a business intelligence company. In 2016, Guidewire acquired ISCS (cloud computing), FirstBest (underwriting) and EagleEye Analytics. In 2017, Guidewire acquired Cyence, a data science and risk analytics company enabling P&C insurers to grow.

On August 5, 2019, Guidewire appointed Mike Rosenbaum as CEO.

In March 2023, Guidewire executed a sublease agreement to exchange headquarters with Roblox Corporation, another software company in San Mateo. Guidewire moved into and assumed the remaining lease term for the Roblox headquarters at 970 Park Place; Roblox assumed Guidewire's remaining lease term for Bay Meadows Station 2 at 2850 Delaware Street.

The company has been cited as being among the 50 most desirable mid-size Bay Area companies to work for, and was in the "Top 50 Large Companies" in Glassdoor's Best Places To Work. In June 2026, the company reported that its annual recurring revenue (ARR) surpassed $1.14 billion during the third quarter of fiscal year 2026, driven by continuous expansion of its cloud platform and subscription model.

From Wikipedia’s article on Guidewire Software, shared under CC BY-SA 4.0.7

Leadership

Who has led Guidewire Software, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (28)

Products and brands

Guidewire is a recurring revenue software company as it sells term licenses. The company also sells its software as a service on a subscription revenue basis. Its three main software products are ClaimCenter, PolicyCenter, and BillingCenter, each servicing a major component of a P&C insurance carrier. There are a number of add-on modules, as well as an increasing number of value-added online services provided via Guidewire Analytics and Guidewire Marketplace. Guidewire also develops the Gosu programming language.

From Wikipedia’s article on Guidewire Software, shared under CC BY-SA 4.0.7

Former names

  • Guidewire Software, Inc.Sep 2, 2011 to Oct 13, 20266

Timeline

  1. Jan 30, 2012Went public Listed on NYSE1
  2. Jan 24, 2012New chief executive Marcus Ryu becomes CEO17
  3. 2001Founded Founded1

Filings

691 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 42 major events, 342 insider forms, 31 large holders, 256 other. The latest 20:

  1. Oct 13, 2026144 EDGAR
  2. Oct 13, 20264 EDGAR
  3. Oct 13, 20264 EDGAR
  4. Oct 9, 2026144 EDGAR
  5. Oct 5, 2026144 EDGAR
  6. Oct 5, 20264 EDGAR
  7. Sep 30, 20264 EDGAR
  8. Sep 30, 20268-K EDGAR
  9. Sep 28, 2026144 EDGAR
  10. Sep 21, 2026144 EDGAR
  11. Sep 21, 20264 EDGAR
  12. Sep 21, 20264 EDGAR
  13. Sep 21, 20264 EDGAR
  14. Sep 21, 20264 EDGAR
  15. Sep 21, 20264 EDGAR
  16. Sep 18, 2026144 EDGAR
  17. Sep 18, 2026144 EDGAR
  18. Sep 17, 2026144 EDGAR
  19. Sep 17, 2026144 EDGAR
  20. Sep 17, 2026144 EDGAR

The 691 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last three years, summarized. The full record is on SEC EDGAR.

Insider trades and holders

Large holders

Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 31 such filings since October 2021, the latest 10:

  1. Jul 2, 2026SCHEDULE 13G/A
  2. May 15, 2026SCHEDULE 13G/A
  3. May 15, 2026SCHEDULE 13G/A
  4. May 14, 2026SCHEDULE 13G/A
  5. Apr 30, 2026SCHEDULE 13G
  6. Apr 29, 2026SCHEDULE 13G
  7. Mar 27, 2026SCHEDULE 13G/A
  8. Feb 17, 2026SCHEDULE 13G/A
  9. Feb 17, 2026SCHEDULE 13G/A
  10. Sep 29, 2025SCHEDULE 13G

From Forms 4 and Schedules 13D and 13G filed with the SEC.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Bamco Inc /ny/8,994,456$1.1B1.7%+2,397,003
BlackRock, Inc.8,909,665$1.1B0.0%−418,036
Linonia Partnership LP6,933,483$853.2M15.2%−717,647
Vanguard Portfolio Management LLC4,507,288$554.6M0.0%−87,283
Vanguard Capital Management LLC3,845,465$473.2M0.0%+2,404
Darsana Capital Partners LP3,804,000$468.1M2.1%−196,000
State Street Corp2,681,587$330.0M0.0%+60,897
Jpmorgan Chase & Co2,249,339$272.3M0.0%+1,391,489
Massachusetts Financial Services Co /ma/2,028,908$249.6M0.1%−966,429
Route One Investment Company, L.P.1,849,364$227.6M9.4%No change
Geode Capital Management, LLC1,635,297$201.3M0.0%−73,075
Principal Financial Group Inc1,249,192$153.7M0.1%+68,858
Van Eck Associates Corp1,215,855$149.6M0.1%New
Artisan Partners Limited Partnership970,325$119.4M0.2%−174,915
Wasatch Advisors LP867,117$106.7M0.7%+65,628
Westfield Capital Management Co LP839,337$103.3M0.3%+352,756
Jane Street Group, LLC834,841$102.7M0.1%+103,496
Wellington Management Group Llp776,446$95.5M0.0%−340,073
Stockbridge Partners LLC759,827$93.5M2.0%+623,392
Df Dent & Co Inc726,645$89.4M1.7%+108,370
Northern Trust Corp726,559$89.4M0.0%−23,511
Blair William & Co/il726,387$89.4M0.2%−248,909
Bank Of America Corp /de/696,536$85.7M0.0%+1,021
Arrowstreet Capital, Limited Partnership663,050$81.6M0.0%+64,654
Brown Brothers Harriman & Co658,636$81.0M0.4%−47,608

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

6 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Aug 13, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+35.6%Report
Aug 4, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−44.6%Report
Jun 24, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+53.2%Report
Jun 17, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−58.4%Report
May 23, 2025Robert P. Bresnahan, Jr.Republican, HouseSale$1,001 - $15,000+49.5%Report
Oct 28, 2020Greg Gianforte, HouseBuy$100,001 - $250,000−57.5%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

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