HIG on NYSE

The Hartford

Logo: The logo is from the following website: https://ewcstatic.thehartford.com/thehartford/the_hartford/pubimgs/L/logo.svg?v=2025-02-20_222519, Non-free logo, via Wikipedia4

US-based insurance and investment company

The Hartford Insurance Group, Inc., known as The Hartford, is a U.S.-based insurance company. The Hartford is a Fortune 500 company headquartered in its namesake city of Hartford, Connecticut.3 From Wikipedia, CC BY-SA 4.0

Price unavailable

Last updated Oct 18, 2026.

Overview

1810Founded1

Compare with Root, Inc., CNA Financial or UNIVERSAL INSURANCE HOLDINGS, INC., or pick any stock.

  • TickerHIG on NYSE1
  • Industryinsurance1
  • HeadquartersConnecticut1
  • Websitewww.thehartford.com
  • Legal formDelaware corporation1
  • Incorporated inDE5
  • Business addressOne Hartford Plaza, Law-Ho-1-09, Hartford, Ct 061555
  • Filer categoryLarge accelerated filer5
Fire mark for Hartford Fire Insurance Company in Hartford, Connecticut
Photo: Unknown author Unknown author, Public domain, via Wikimedia Commons7

The Hartford Insurance Group, Inc., known as The Hartford, is a U.S.-based insurance company. The Hartford is a Fortune 500 company headquartered in its namesake city of Hartford, Connecticut. It was ranked 162nd in Fortune 500 in 2024. The Hartford is a leader in property and casualty insurance, employee benefits and mutual funds. It sells products primarily through a network of agents and brokers, and has also been the auto and home insurance writer for AARP members for more than 40 years.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

254.7%Net margin8
3.3%Revenue growth, 20258
20.2%Return on equity8
0.23×Debt to equity8
$5.8BFree cash flow8

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Business segments

P&C Business Insurance brought in 56% of the revenue The Hartford broke down this way in fiscal 2025.

  1. P&C Business Insurance$15.8B856%up 10% from 2024
  2. Employee Benefits$7.1B825%up 1% from 2024
  3. P&C Personal Insurance$4.1B814%up 8% from 2024
  4. Hartford Funds$1.1B84%up 4% from 2024
  5. Property & Casualty Other Operations$73.0M80%up 4% from 2024
Business segments by year
Business segments202320242025
P&C Business Insurance$13.1B$14.4B$15.8B
Employee Benefits$6.9B$7.1B$7.1B
P&C Personal Insurance$3.4B$3.8B$4.1B
Hartford Funds$1.0B$1.1B$1.1B
Property & Casualty Other Operations$62.0M$70.0M$73.0M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Selling, general and admin53¢$5.6B
  • Interest2¢$199.0M
  • Income tax9¢$924.0M
  • Profit36¢$3.8B

Out of $1.5B in revenue.8

Where each dollar of operating cash went, fiscal 2025

  • Capital spending3¢$169.0M
  • Dividends paid10¢$592.0M
  • Share buybacks27¢$1.6B
  • Kept or used elsewhere60¢$3.5B

Out of $5.9B of cash from operations.8

Financial statements

Revenue91011128$1.5B in 2025+7% since 2019
0$500.0M$1.0B$1.5B$2.0B2019: $1.4B$1.4B20192020: $1.4B$1.4B2020−3%2021: $1.6B$1.6B2021+15%2022: $1.4B$1.4B2022−9%2023: $1.4B$1.4B2023−3%2024: $1.5B$1.5B2024+5%2025: $1.5B$1.5B2025+3%
Net income91011128$3.8B in 2025+84% since 2019
0$1.0B$2.0B$3.0B$4.0B2019: $2.1B$2.1B20192020: $1.7B$1.7B2020−17%2021: $2.4B$2.4B2021+36%2022: $1.8B$1.8B2022−23%2023: $2.5B$2.5B2023+38%2024: $3.1B$3.1B2024+24%2025: $3.8B$3.8B2025+23%

Every line of the income statement in the latest annual report, as filed.8

Period ending2025-12-312024-12-312023-12-31
Earned premiums$24.0B$22.6B$21.0B
Fee income$1.4B$1.4B$1.3B
Net investment income$2.9B$2.6B$2.3B
Net realized losses-$100.0M-$61.0M-$188.0M
Other revenues$110.0M$88.0M$84.0M
Total revenues$28.4B$26.5B$24.5B
Benefits, losses and loss adjustment expenses$15.2B$14.9B$14.2B
"Amortization of deferred policy acquisition costs (""DAC"")"$2.5B$2.3B$2.0B
Selling, General and Administrative Expense$5.6B$5.3B$4.9B
Interest expense$199.0M$199.0M$199.0M
Amortization of other intangible assets$71.0M$71.0M$71.0M
Restructuring and other costs$0$2.0M$6.0M
Benefits, losses and expenses$23.6B$22.7B$21.4B
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest$4.8B$3.8B$3.1B
Income tax expense$924.0M$738.0M$584.0M
Net income$3.8B$3.1B$2.5B
Less: Preferred stock dividends$21.0M$21.0M$21.0M
Net income (loss) available to common stockholders$3.8B$3.1B$2.5B
Net income (loss) Basic$13.51$10.51$8.09
Net income (loss) Diluted$13.32$10.35$7.97

Compare The Hartford with another company

The story

The Hartford was founded in 1810 in Hartford, Connecticut. A group of local merchants gathered in a Hartford inn and, with working capital of $15,000, founded the Hartford Fire Insurance Company. The company survived some of the greatest peacetime tragedies in American history. After a huge fire destroyed New York's financial district in 1835, The Hartford's president, Eliphalet Terry, used his personal wealth to cover all the company's damage claims. Other catastrophic events included the Chicago fire of 1871 and the 1906 San Francisco earthquake and fire.

The Hartford Stag

Although it is unknown exactly when the symbol first appeared as The Hartford's logo, the earliest use on record is on the 1861 policy issued to Abraham Lincoln. It depicts a hart (stag) fording a stream. The company's logo was likely inspired by the seal of the city of Hartford, which in turn borrowed from the 17th-century seal of Hertford, England. By 1867, the logo began to echo the majestic stag depicted in Sir Edwin Landseer's 1851 painting, “The Monarch of the Glen.” The logo art and style have continued to shift throughout the years to adjust to the changing art and print needs, however, the stag remains a clear descendant of the “Monarch of the Glen.”

Acquisitions, divestitures and related changes

2025: The Hartford rebrands and reveals a new logo.

2021: Chubb makes three takeover offers for The Hartford, but the offers were rejected on 28 April.

2020: Castel Underwriting Europe B.V. has decided to acquire from The Hartford the renewal rights for a Navigators Europe book consisting mostly of Dutch naval freight, inland hull, land-based equipment and liability company.

2019: Acquired Navigators, adding specialty products across 22 vertical markets, and offices in the United Kingdom, Continental Europe and Asia.

2018, Acquired Y-Risk, a managing general underwriter specializing in economy risks, with managing general agencies across the U.S.

2014: Sold its Japan annuities business to Orix Life Insurance Corp.

Read the full text

2013: Sold its life insurance business to Prudential, retirement plans to MassMutual and a broker-dealer to AIG.

2012: Announced it would focus on property and casualty insurance, group benefits and mutual funds, and would sell its wealth management businesses.

2009: The company announced that it was withdrawing its business activities from Europe.

2004: Purchased the Group Benefits Division of CNA Financial. The division was based in Chicago, Illinois.

2000: Reacquired all the shares of Hartford Life (HLI was delisted from the New York Stock Exchange in 2006).

1997: Changed name from ITT-Hartford Group, Inc. to the Hartford Financial Services Group, Inc., and also issued an IPO for its Hartford Life business under the ticker symbol "HLI."

1995: ITT decided to streamline its operations and release some of its subsidiaries, and The Hartford became an independent entity once again, trading on the New York Stock Exchange under the symbol "HIG."

1970: The Hartford was acquired by ITT Corporation for $1.4 billion, at the time the largest corporate takeover in American history. The combined company was renamed ITT-Hartford Group, Inc.

1959: Expanded into the life insurance business by acquiring The Columbian National Life Insurance Company in Boston, Massachusetts.

1913: Formed the Hartford Accident and Indemnity Company to provide a wide variety of insurance coverage, including accident, automobile-liability, personal-damage, business-interruption and more.

From Wikipedia’s article on The Hartford, shared under CC BY-SA 4.0.6

Leadership

Who has led The Hartford, and when. Pick a name to see everywhere that person has worked.

197019801990200020102020

Acquisitions

  1. Succeeded Hartford Fire Insurance Company1

Employees over time

  • 202519,2001
  • 201517,4001

Former names

  • HARTFORD INSURANCE GROUP, INC.Feb 6, 2025 to Sep 30, 20265
  • HARTFORD FINANCIAL SERVICES GROUP, INC.Jun 7, 2019 to Jan 30, 20255
  • HARTFORD FINANCIAL SERVICES GROUP INC/DENov 14, 1997 to May 23, 20195
  • ITT HARTFORD GROUP INC /DEOct 29, 1996 to Feb 13, 19985
  • The Hartford Financial Services Group, Inc.until Feb 6, 20251

Timeline

  1. 2014New chief executive Christopher Swift becomes CEO1
  2. Dec 18, 1995Went public Listed on NYSE1
  3. 1810Founded Founded1

Recent filings

  1. Sep 30, 20268-K
  2. Sep 25, 20268-K
  3. Sep 9, 20263
  4. Sep 9, 20263
  5. Aug 11, 20264
  6. Aug 11, 20268-K
  7. Jul 29, 20264
  8. Jul 29, 20264
  9. Jul 29, 20264
  10. Jul 29, 20264
  11. Jul 29, 20264
  12. Jul 29, 20264
  13. Jul 29, 20264
  14. Jul 29, 20264
  15. Jul 29, 20264

Every filing from the last three years, summarized. The full record is on SEC EDGAR.2