HMN on NYSE

HORACE MANN EDUCATORS CORP /DE/

American fire company, incorporated in Delaware, listed on NYSE (HMN).

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Last updated Oct 18, 2026.

Overview

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  • TickerHMN on NYSE
  • IndustryFire, Marine & Casualty Insurance
  • HeadquartersDE
  • Incorporated inDE2
  • Business address1 Horace Mann Plz, Springfield, Il 62715-00012
  • Filer categoryLarge accelerated filer2

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

9.5%Net margin3
6.7%Revenue growth, 20253
10.9%Return on equity3
0.40×Debt to equity3

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Other costs86¢$1.5B
  • Interest2¢$36.4M
  • Income tax2¢$39.1M
  • Profit10¢$162.1M

Out of $1.7B in revenue.3

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid10¢$57.1M
  • Kept or used elsewhere90¢$496.1M

Out of $553.2M of cash from operations.3

Financial statements

Revenue45673$1.7B in 2025+19% since 2019
0$500.0M$1.0B$1.5B$2.0B2019: $1.4B$1.4B20192020: $1.3B$1.3B2020−8%2021: $1.3B$1.3B2021+1%2022: $1.4B$1.4B2022+4%2023: $1.5B$1.5B2023+8%2024: $1.6B$1.6B2024+7%2025: $1.7B$1.7B2025+7%
Net income45673$162.1M in 2025−12% since 2019
0$50.0M$100.0M$150.0M$200.0M2019: $184.4M$184.4M20192020: $133.3M$133.3M2020−28%2021: $170.4M$170.4M2021+28%2022: $19.8M$19.8M2022−88%2023: $45.0M$45.0M2023+127%2024: $102.8M$102.8M2024+128%2025: $162.1M$162.1M2025+58%

Every line of the income statement as filed: the last 3 fiscal years, latest first.3

Period ending2025-12-312024-12-312023-12-31
Net premiums and contract charges earned$1.2B$1.1B$1.1B
Net investment income$464.3M$445.7M$444.8M
Net investment (losses)-$13.0M-$17.3M-$24.0M
Other income$21.7M$20.8M$14.0M
Total revenues$1.7B$1.6B$1.5B
Benefits, claims and settlement expenses (Reserve remeasurement (gains)/losses $6.0, $1.6, $(1.6))$711.5M$745.0M$769.1M
Interest credited$216.9M$215.9M$205.7M
Operating expenses$396.6M$345.5M$318.1M
DAC amortization expense$124.5M$111.1M$101.2M
Intangible asset amortization expense$14.3M$14.5M$14.8M
Interest expense$36.4M$34.6M$29.7M
Total benefits, losses and expenses$1.5B$1.5B$1.4B
Income before income taxes$201.2M$128.6M$53.3M
Income tax expense$39.1M$25.8M$8.3M
Net income$162.1M$102.8M$45.0M
Basic (in usd per share)$3.93$2.49$1.09
Diluted (in usd per share)$3.90$2.48$1.09
Basic (in shares)41.2M shares41.3M shares41.3M shares
Diluted (in shares)41.6M shares41.5M shares41.4M shares
Change in net unrealized investment gains (losses) on fixed maturity securities$111.9M-$29.1M$121.3M
Change in net reserve remeasurements attributable to discount rates-$17.5M$89.0M-$37.1M
Change in net funded status of benefit plans$4.5M$600.0K$1.2M
Other comprehensive income$98.9M$60.5M$85.4M
Comprehensive income$261.0M$163.3M$130.4M
Remeasurement gains (losses)$6.0M$1.6M-$1.6M

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Leadership

Who has led HORACE MANN EDUCATORS CORP /DE/, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Louis G. Lower Ii.2006–2010
  2. Peter H. Heckman2011–2013
  3. Marita Zuraitis2013–now

President

  1. Louis G. Lower Ii.2006–2010
  2. Peter H. Heckman2011–2013
  3. Marita Zuraitis2013–now

Chief financial officer

  1. Peter H. Heckman2006–2010
  2. Dwayne D. Hallman2011–2017
  3. Bret A. Conklin2017–2024
  4. Ryan E. Greenier2024–now

Chief operating officer

  1. Stephen J. McAnena2023–2025
2010201520202025
Board members and other officers (57)

Timeline

  1. May 23, 2013New chief executive Marita Zuraitis becomes CEO12
  2. Jan 4, 2011New chief executive Peter H. Heckman becomes CEO13
  3. Jan 4, 2006New chief executive Louis G. Lower Ii. becomes CEO14

Filings

381 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 48 major events, 187 insider forms, 31 large holders, 95 other. The latest 20:

  1. Oct 15, 2026144 EDGAR
  2. Oct 13, 20264 PRIMARY DOCUMENT EDGAR
  3. Oct 8, 2026144 EDGAR
  4. Oct 8, 20264 PRIMARY DOCUMENT EDGAR
  5. Oct 6, 2026144 EDGAR
  6. Oct 1, 20268-K EDGAR
  7. Sep 8, 20264 PRIMARY DOCUMENT EDGAR
  8. Sep 8, 20264 PRIMARY DOCUMENT EDGAR
  9. Sep 3, 2026144 EDGAR
  10. Sep 3, 2026144 EDGAR
  11. Sep 3, 20264 PRIMARY DOCUMENT EDGAR
  12. Sep 1, 2026144 EDGAR
  13. Aug 14, 20264 PRIMARY DOCUMENT EDGAR
  14. Aug 14, 20264 PRIMARY DOCUMENT EDGAR
  15. Aug 12, 2026144 EDGAR
  16. Aug 7, 202610-Q EDGAR
  17. Aug 5, 20264 PRIMARY DOCUMENT EDGAR
  18. Aug 5, 20268-K EDGAR
  19. Aug 3, 2026144 EDGAR
  20. Jul 21, 20268-K EDGAR

The 381 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last three years, summarized. The full record is on SEC EDGAR.

Insider trades and holders

Large holders

Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 31 such filings since October 2021, the latest 10:

  1. May 15, 2026SCHEDULE 13G/A
  2. May 13, 2026SCHEDULE 13G/A
  3. Apr 30, 2026SCHEDULE 13G
  4. Apr 29, 2026SCHEDULE 13G
  5. Apr 29, 2026SCHEDULE 13G
  6. Apr 28, 2026SCHEDULE 13G/A
  7. Mar 27, 2026SCHEDULE 13G/A
  8. Feb 14, 2025SCHEDULE 13G
  9. Jan 27, 2025SCHEDULE 13G/A
  10. Nov 12, 2024SC 13G/A

From Forms 4 and Schedules 13D and 13G filed with the SEC.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.5,885,884$304.0M0.0%−10,310
Franklin Resources Inc3,026,656$156.3M0.0%+27,180
Vanguard Portfolio Management LLC2,844,088$146.9M0.0%+2,404
Dimensional Fund Advisors LP2,229,490$115.2M0.0%+44,842
Fuller & Thaler Asset Management, Inc.1,915,839$99.0M0.3%−69,667
State Street Corp1,870,047$96.6M0.0%+141,309
Vanguard Capital Management LLC1,820,168$94.0M0.0%−4,536
Wasatch Advisors LP1,401,027$72.4M0.5%New
American Century Companies Inc1,247,802$64.4M0.0%+271,569
Earnest Partners LLC1,122,824$58.0M0.2%−4,007
Geode Capital Management, LLC1,104,330$57.1M0.0%+47,104
Arrowstreet Capital, Limited Partnership875,342$45.2M0.0%+44,571
Brown Advisory Inc829,104$42.8M0.1%+22,249
Ameriprise Financial Inc698,822$36.1M0.0%+41,808
Alliancebernstein L.P.822,950$35.1M0.0%+91,518
Bank Of America Corp /de/567,019$29.3M0.0%+63,490
Hotchkis & Wiley Capital Management LLC549,837$28.4M0.1%+10,580
Invesco Ltd.522,019$27.0M0.0%+47,627
Charles Schwab Investment Management Inc517,326$26.7M0.0%−9,759
Morgan Stanley486,975$25.2M0.0%+44,254
Northern Trust Corp463,430$23.9M0.0%+29,925
Bragg Financial Advisors, Inc454,836$23.5M0.6%−540
Two Sigma Investments, LP428,417$22.1M0.0%+1,159
Bank of New York Mellon Corp388,408$20.1M0.0%+1,878
Bridgeway Capital Management, LLC319,332$16.5M0.3%−17,444

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

17 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Aug 20, 2026Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−10.0%Report
Jul 10, 2026Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−14.7%Report
Jan 5, 2026Gilbert Ray Cisneros, Jr.Democratic, HousePartial sale$1,001 - $15,000+11.2%Report
Jun 11, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+20.8%Report
Jun 9, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−21.8%Report
Apr 9, 2025Josh GottheimerDemocratic, HousePartial sale$1,001 - $15,000+26.6%Report
Jul 14, 2023Josh GottheimerDemocratic, HouseBuy$1,001 - $15,000−12.0%Report
Jun 13, 2023Josh GottheimerDemocratic, HousePartial sale$1,001 - $15,000+29.0%Report
Oct 16, 2020Josh GottheimerDemocratic, HouseBuy$1,001 - $15,000−93.4%Report
Sep 15, 2020Josh GottheimerDemocratic, HousePartial sale$1,001 - $15,000+91.8%Report
Sep 2, 2020Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−97.7%Report
May 19, 2020Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−127.7%Report
Mar 10, 2020Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−155.0%Report
Feb 24, 2020Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−135.2%Report
Feb 21, 2020Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−129.6%Report
Feb 18, 2020Josh GottheimerDemocratic, HouseBuy$1,001 - $15,000−127.4%Report
Feb 14, 2020Josh GottheimerDemocratic, HouseBuy$1,001 - $15,000−127.6%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

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