Private company
Howard Bancorp Inc
American state commercial bank, incorporated in Maryland.
Last updated Oct 18, 2026.
Overview
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2020
-803.0%Net margin3
-23.0%Revenue growth, 20203
-5.8%Return on equity3
0.10×Debt to equity3
$59.5MFree cash flow3
Where the money goes
Where each dollar of revenue went, fiscal 2020
- Interest78¢$12.8M
- Income tax22¢$3.6M
Out of $2.1M in revenue.3 The company lost money this year.
Where each dollar of operating cash went, fiscal 2020
- Capital spending2¢$1.2M
- Share buybacks11¢$6.7M
- Kept or used elsewhere87¢$52.8M
Out of $60.7M of cash from operations.3
Financial statements
No quarterly figures reported.
| Fiscal year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue | $694.0K4 | $923.0K5 | $2.2M3 | $2.7M3 | $2.1M3 | ||
| Interest | $2.4M6 | $3.1M7 | $4.6M4 | $5.2M5 | $13.8M3 | $22.1M3 | $12.8M3 |
| Income tax | $6.9M6 | $973.0K7 | $2.9M4 | $3.2M5 | -$897.0K3 | $5.2M3 | $3.6M3 |
| Net income | $10.4M6 | $1.1M7 | $5.3M4 | $7.2M5 | -$3.8M3 | $16.9M3 | -$17.0M3 |
| Earnings per share | $2.536 | $0.167 | $0.744 | $0.755 | -$0.223 | $0.893 | -$0.913 |
| Earnings per share (diluted) | $2.486 | $0.167 | $0.734 | $0.755 | -$0.223 | $0.893 | -$0.913 |
No quarterly figures reported.
| Fiscal year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash | $41.1M8 | $38.7M6 | |||||
| Total assets | $691.4M8 | $946.8M6 | $1.0B7 | $1.1B4 | $2.3B5 | $2.4B3 | $2.5B3 |
| Long-term debt | $19.0M8 | $29.7M6 | $20.5M7 | $18.5M4 | $142.1M5 | $28.2M3 | $28.4M3 |
| Total liabilities | $631.8M8 | $853.9M6 | $941.2M7 | $1.0B4 | $2.0B5 | $2.1B3 | $2.2B3 |
| Shareholders’ equity | $59.6M6 | $92.9M7 | $85.8M5 | $132.3M3 | $294.7M3 | $314.1M3 | $294.6M3 |
| Shares outstanding | 4.1M shares8 | 7.0M shares6 | 7.0M shares7 | 9.8M shares4 | 19.0M shares5 | 19.1M shares3 | 18.7M shares3 |
Leadership
Who has led Howard Bancorp Inc, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
Chief operating officer
201520202025
- Chief executive officerMary Ann Scully May 24, 2012 to Jan 25, 20229
- ChairMary Ann Scully Jul 19, 2018 to Jan 25, 202210
- PresidentMary Ann Scully Jul 24, 2012 to May 4, 201711
- Chief financial officerRobert L. Carpenter Jr. Jun 4, 2020 to Jan 25, 202212
- Chief financial officerGeorge C. Coffman May 23, 2012 to Mar 31, 202013
- Chief operating officerCharles E. Schwabe Aug 26, 2014 to Aug 26, 201414
Board members and other officers (38)
- EVPJoseph F. Howard Dec 29, 2020 to Jan 11, 202115
- EVPSteven Drew McKone Jul 8, 2019 to Jan 25, 202216
- EVPJack E. Steil Jul 10, 2019 to Jul 10, 201917
- EVP/CCOThomas Randy Jones Mar 26, 2018 to May 19, 202118
- EVPSteven Poynot Aug 2, 2017 to Jan 25, 202219
- EVPJames D. Witty May 4, 2016 to Nov 19, 201820
- EVPGeorge C. Coffman Oct 30, 2015 to Jul 18, 201921
- Executive Vice PresidentRobert A. Altieri Apr 15, 2014 to Jul 19, 201822
- EVP/Chief Deposit OfficerDennis Finnegan Dec 19, 2014 to May 4, 201723
- Executive VP and SecretaryCharles E. Schwabe May 24, 2012 to Jan 25, 202224
- Executive Vice PresidentPaul G. Brown May 24, 2012 to May 5, 201525
- Board memberLinda L. Singh Nov 25, 2020 to Jan 25, 202226
- Board memberJack E. Steil Mar 8, 2018 to Jan 8, 202127
- Board memberWilliam Gary Dorsch Mar 8, 2018 to Jan 25, 202228
- Board memberHoward Feinglass Mar 9, 2018 to Jan 25, 202229
- Board memberMichael B. High Mar 9, 2018 to Jan 25, 202230
- Board memberJames T. Dresher Jr. Apr 9, 2018 to Jan 25, 202231
- Board memberKaren D. Weatherholtz Apr 2, 2015 to Feb 15, 201832
- Board memberNeill Thomas P. O. Sep 4, 2015 to Jan 25, 202233
- Board memberGary R. Bozel Sep 8, 2015 to Feb 15, 201834
- Board memberJohn J. Keenan Jun 6, 2014 to Jan 25, 202235
- Board memberRichard G. Arnold May 23, 2012 to Jan 25, 202236
- Board memberAndrew E. Clark May 24, 2012 to Apr 10, 201737
- Board memberArthur D. Ebersberger May 24, 2012 to Jun 22, 201538
- Board memberBarbara K. Lawson May 24, 2012 to Jun 22, 201539
- Board memberDonna Hill Staton May 24, 2012 to Jan 25, 202240
- Board memberKenneth C. Lundeen May 24, 2012 to Feb 2, 202141
- Board memberMary Ann Scully May 24, 2012 to Mar 16, 20209
- Board memberNasser Basir May 24, 2012 to Feb 15, 201842
- Board memberPaul I. Latta Jr. May 24, 2012 to Jan 25, 202243
- Board memberPhilip W. Gibbs May 24, 2012 to Jul 24, 201244
- Board memberRichard Talkin May 24, 2012 to Jul 24, 201245
- Board memberRobert J. Hartson May 24, 2012 to Feb 15, 201846
- Board memberRobert N. Meyers May 24, 2012 to Jun 22, 201547
- Board memberSteven W. Sachs May 24, 2012 to Jun 22, 201548
- General counselJoseph F. Howard May 19, 2021 to Jan 25, 202249
- General counselThomas Randy Jones Mar 23, 2018 to Jan 25, 202250
- General counselPaul G. Brown Aug 18, 2014 to Aug 18, 201451
Timeline
- May 24, 2012New chief executive Mary Ann Scully becomes CEO9
Filings
51 filings to the SEC since October 2021: 1 quarterly reports, 4 major events, 32 insider forms, 14 other. The latest 20:
- Feb 3, 202215-12B EDGAR
- Jan 25, 2022EFFECT EDGAR
- Jan 25, 2022EFFECT EDGAR
- Jan 25, 2022EFFECT EDGAR
- Jan 25, 2022EFFECT EDGAR
- Jan 25, 20224/A PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224/A PRIMARY DOCUMENT EDGAR
- Jan 25, 20224/A PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
- Jan 25, 20224 PRIMARY DOCUMENT EDGAR
The 51 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last three years, summarized. The full record is on SEC EDGAR.
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10SEC EDGARMary Ann Scully, Chair
- 11SEC EDGARMary Ann Scully, President
- 12
- 13
- 14
- 15SEC EDGARJoseph F. Howard, EVP
- 16SEC EDGARSteven Drew McKone, EVP
- 17SEC EDGARJack E. Steil, EVP
- 18SEC EDGARThomas Randy Jones, EVP/CCO
- 19SEC EDGARSteven Poynot, EVP
- 20SEC EDGARJames D. Witty, EVP
- 21SEC EDGARGeorge C. Coffman, EVP
- 22
- 23
- 24
- 25
- 26SEC EDGARLinda L. Singh, Board member
- 27SEC EDGARJack E. Steil, Board member
- 28SEC EDGARWilliam Gary Dorsch, Board member
- 29SEC EDGARHoward Feinglass, Board member
- 30SEC EDGARMichael B. High, Board member
- 31SEC EDGARJames T. Dresher Jr., Board member
- 32SEC EDGARKaren D. Weatherholtz, Board member
- 33SEC EDGARNeill Thomas P. O., Board member
- 34SEC EDGARGary R. Bozel, Board member
- 35SEC EDGARJohn J. Keenan, Board member
- 36SEC EDGARRichard G. Arnold, Board member
- 37SEC EDGARAndrew E. Clark, Board member
- 38SEC EDGARArthur D. Ebersberger, Board member
- 39SEC EDGARBarbara K. Lawson, Board member
- 40SEC EDGARDonna Hill Staton, Board member
- 41SEC EDGARKenneth C. Lundeen, Board member
- 42SEC EDGARNasser Basir, Board member
- 43SEC EDGARPaul I. Latta Jr., Board member
- 44SEC EDGARPhilip W. Gibbs, Board member
- 45SEC EDGARRichard Talkin, Board member
- 46SEC EDGARRobert J. Hartson, Board member
- 47SEC EDGARRobert N. Meyers, Board member
- 48SEC EDGARSteven W. Sachs, Board member
- 49SEC EDGARJoseph F. Howard, General counsel
- 50SEC EDGARThomas Randy Jones, General counsel
- 51SEC EDGARPaul G. Brown, General counsel