JKHY on Nasdaq

Jack Henry & Associates

Logo: Jack Henry, Public domain, via Wikimedia Commons5

American financial technology company

Jack Henry & Associates, also known as Jack Henry, is an American financial technology company that provides a broad range of technology solutions and payment processing services primarily for community and regional banks and credit unions. Its offerings include core processing platforms, digital and mobile banking products, payment products, and related software and services delivered through on-premises, private-cloud, and public-cloud environments.3 From Wikipedia, CC BY-SA 4.0

Price unavailable

Last updated Oct 19, 2026.

Overview

$2.5BRevenue, fiscal 20266
$502.8MNet income, fiscal 20266
1976Founded1

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  • TickerJKHY on Nasdaq1
  • IndustryServices-Computer Integrated Systems Design1
  • HeadquartersMonett1
  • Founded inMonett1
  • Websitewww.jackhenry.com
  • Incorporated inDE7
  • Business addressPo Box 807, 663 Hwy 60, Monett, Mo 65708-08077
  • Filer categoryLarge accelerated filer7
  • Legal formCorporation4
  • LEI529900X1QS8C54W0JB214
  • StatusActive4
  • LEI statusLapsed (not renewed)4
  • Registered addressc/o NATIONAL REGISTERED AGENTS, INC., 160 GREENTREE DR STE 101, 19904 Dover, United States4
  • Registered withDivision of Corporations, Department of State, 20726124

Jack Henry & Associates, also known as Jack Henry, is an American financial technology company that provides a broad range of technology solutions and payment processing services primarily for community and regional banks and credit unions. Its offerings include core processing platforms, digital and mobile banking products, payment products, and related software and services delivered through on-premises, private-cloud, and public-cloud environments. The company serves approximately 7,200 financial institutions and other corporate entities. Jack Henry stock trades on the NASDAQ exchange under the symbol JKHY, and is a component of the S&P 500.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2026

25.0%Operating margin6
19.8%Net margin6
7.1%Revenue growth, 20266
24.5%Return on equity6
0.02×Debt to equity6
$694.9MFree cash flow6

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Processing brought in 43% of the revenue Jack Henry & Associates broke down this way in fiscal 2026.

  1. Processing$1.1B643%up 8% from 2025
  2. Outsourcing & Cloud$816.1M632%up 8% from 2025
  3. In-House Support$336.8M613%down 5% from 2025
  4. Product Delivery and Service$295.1M612%up 17% from 2025
Products and services by year
Products and services202420252026
Processing$939.6M$1.0B$1.1B
Outsourcing & Cloud$682.1M$756.9M$816.1M
In-House Support$355.1M$353.1M$336.8M
Product Delivery and Service$238.7M$251.7M$295.1M

Business segments

Payments brought in 37% of the revenue Jack Henry & Associates broke down this way in fiscal 2026.

  1. Payments$936.0M637%up 7% from 2025
  2. Core$768.5M630%up 5% from 2025
  3. Complementary$752.2M630%up 8% from 2025
  4. Corporate Services$87.7M63%up 18% from 2025
Business segments by year
Business segments202420252026
Payments$817.7M$873.5M$936.0M
Core$685.3M$732.9M$768.5M
Complementary$636.1M$694.8M$752.2M
Corporate Services$76.5M$74.1M$87.7M

Where the money goes

Where each dollar of revenue went, fiscal 2026

  • Cost of revenue56¢$1.4B
  • Research and development7¢$176.4M
  • Selling, general and admin12¢$299.2M
  • Income tax6¢$150.0M
  • Profit20¢$502.8M

Out of $2.5B in revenue.6

Where each dollar of operating cash went, fiscal 2026

  • Capital spending9¢$67.1M
  • Dividends paid22¢$170.4M
  • Share buybacks59¢$448.2M
  • Kept or used elsewhere10¢$76.3M

Out of $762.0M of cash from operations.6

Financial statements

Revenue9101112136$2.5B in 2026+64% since 2019
0$1.0B$2.0B$3.0B2019: $1.6B$1.6B20192020: $1.7B$1.7B2020+9%2021: $1.8B$1.8B2021+4%2022: $1.9B$1.9B2022+11%2023: $2.1B$2.1B2023+7%2024: $2.2B$2.2B2024+7%2025: $2.4B$2.4B2025+7%2026: $2.5B$2.5B2026+7%
Operating income9101112136$635.0M in 2026+83% since 2019
0$200.0M$400.0M$600.0M$800.0M2019: $347.3M$347.3M20192020: $380.6M$380.6M2020+10%2021: $398.7M$398.7M2021+5%2022: $474.6M$474.6M2022+19%2023: $480.7M$480.7M2023+1%2024: $489.4M$489.4M2024+2%2025: $568.7M$568.7M2025+16%2026: $635.0M$635.0M2026+12%
Net income9101112136$502.8M in 2026+85% since 2019
0$200.0M$400.0M$600.0M2019: $271.9M$271.9M20192020: $296.7M$296.7M2020+9%2021: $311.5M$311.5M2021+5%2022: $362.9M$362.9M2022+17%2023: $366.6M$366.6M2023+1%2024: $381.8M$381.8M2024+4%2025: $455.7M$455.7M2025+19%2026: $502.8M$502.8M2026+10%

Every line of the income statement as filed: the last 3 fiscal years, latest first.6

Period ending2026-06-302025-06-302024-06-30
REVENUE$2.5B$2.4B$2.2B
Cost of Revenue$1.4B$1.4B$1.3B
Research and Development$176.4M$162.8M$148.3M
Selling, General, and Administrative$299.2M$283.1M$278.4M
Total Expenses$1.9B$1.8B$1.7B
OPERATING INCOME$635.0M$568.7M$489.4M
Interest Income$23.1M$27.8M$25.0M
Interest Expense$5.4M$10.4M$16.4M
TOTAL INTEREST INCOME$17.8M$17.3M$8.6M
INCOME BEFORE INCOME TAXES$652.8M$586.0M$498.0M
PROVISION FOR INCOME TAXES$150.0M$130.3M$116.2M
NET INCOME$502.8M$455.7M$381.8M
Basic earnings per share$7.00$6.25$5.24
Weighted average shares outstanding for basic earnings per share71.9M shares72.9M shares72.9M shares
Diluted earnings per share$6.98$6.24$5.23
Weighted average shares outstanding for diluted earnings per share72.0M shares73.0M shares73.0M shares

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The story

Jack Henry was founded in 1976 by Jack Henry and Jerry Hall, who initially rented space in an engine repair shop for $40 a month. The company was incorporated in 1977 and generated $115,222 in revenue that year.

In 1985, an initial public offering made Jack Henry a public company trading 3,125,000 common shares on the NASDAQ exchange under the symbol JKHY.

In 1992, Jack Henry began acquiring companies to expand its product offering and client base. Three years later, the company added a core outsourcing option through an acquisition.

In 2000, Jack Henry acquired San Diego-based Symitar and became a significant provider in the credit union market.

In 2004, Jack Henry launched ProfitStars.

In 2012, Jack Henry surpassed $1 billion in annual revenue. The company crossed $2 billion in annual revenue in fiscal 2023, reporting $2.08 billion in revenue for the year ended June 30, 2023, compared with $1.94 billion in fiscal 2022.

In November 2018, S&P Dow Jones Indices announced that Jack Henry & Associates would be added to the S&P 500.

In 2021, the company was recognized by Forbes as one of America's "Best Large Employers" for the fourth time.

Read the full text

In 2022, Jack Henry introduced a new brand. On August 31, 2022, it acquired Payrailz, a digital payments company, for $230.2 million.

On September 30, 2025, Jack Henry acquired substantially all the assets of Victor Technologies, an embedded payments technology provider, for $42.39 million in cash.

In 2026, Jack Henry marked its 50th anniversary as a company. As of March 31, 2026, it employed approximately 7,300 full-time and part-time associates nationwide.

In 2026, Jack Henry was included in three Newsweek workplace rankings: America's Greatest Workplaces, America's Greatest Workplaces in Financial Services, and America's Greatest Workplaces by State for Missouri. The company received five-star ratings in the national and financial-services rankings and a four-and-a-half-star rating in the Missouri ranking.

Finance

The key financial trends for Jack Henry & Associates, Inc. are as follows, based on selected fiscal years:

For fiscal 2026, GAAP revenue increased 7.1% and GAAP operating income increased 11.7% for the fiscal year ended June 30, 2026, compared to the prior fiscal year. Non-GAAP adjusted revenue increased 7.3% and non-GAAP adjusted operating income increased 11.6% for the fiscal year ended June 30, 2026, compared to the prior fiscal year.1

GAAP EPS was $6.98 per diluted share for the fiscal year ended June 30, 2026, compared to $6.24 per diluted share in the prior fiscal year representing growth of 11.9%. Cash and cash equivalents were $12.1 million at June 30, 2026, and $102.0 million at June 30, 2025.

Debt outstanding for credit facilities was $40 million at June 30, 2026, and $0 at June 30, 2025. Stock repurchases for fiscal year ended June 30, 2026, were $448 million at an average price of $152 per share.ended March 31, 2026, Jack Henry reported revenue of $636.2 million, up 8.7% from the same quarter in fiscal 2025, and net income of $122.9 million, or $1.71 per diluted share. Services and support revenue increased 10.4% to $365.1 million, while processing revenue increased 6.6% to $271.1 million.

From Wikipedia’s article on Jack Henry & Associates, shared under CC BY-SA 4.0.8

Leadership

Who has led Jack Henry & Associates, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (27)

Former names

  • HENRY JACK & ASSOCIATES INCNov 14, 1995 to Mar 16, 20237

Timeline

  1. Aug 6, 2024New chief executive Gregory R. Adelson becomes CEO19
  2. Sep 13, 2016New chief executive David B. Foss becomes CEO20
  3. Jan 10, 2006New chief executive John F. Prim becomes CEO21
  4. Jan 3, 1994Went public Listed on NASDAQ1
  5. 1976Founded Founded in Monett1

Filings

327 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 63 major events, 193 insider forms, 20 large holders, 31 other. The latest 20:

  1. Oct 2, 2026ARS ARS - JKHY 2026 ANNUAL REPORT EDGAR
  2. Oct 2, 2026DEFA14A DEFA14A - PROXY NOTICE FY2026 EDGAR
  3. Oct 2, 2026DEF 14A JKHY - DEF 14A - JKHY PROXY STATEMENT FY2026 EDGAR
  4. Sep 1, 20264 EDGAR
  5. Aug 31, 20264 EDGAR
  6. Aug 31, 20264 EDGAR
  7. Aug 31, 20264 EDGAR
  8. Aug 31, 20264 EDGAR
  9. Aug 31, 20264 EDGAR
  10. Aug 28, 202610-K 10-K - JKHY - 2026.06.30 FY2026 EDGAR
  11. Aug 25, 20263 EDGAR
  12. Aug 24, 2026144 EDGAR
  13. Aug 24, 20268-K 8-K - JKHY - 2026.08.20 - ANNOUNCING NEW DIRECTOR EDGAR
  14. Aug 18, 20268-K 8-K - JKHY - 2026.06.30 - Q4 FY26 PRESS RELEASE EDGAR
  15. Aug 11, 20268-K 8-K - JKHY - 2026.08.11 - Q4 FY26 DECONVERSION REVENUE EDGAR
  16. Aug 6, 20264 EDGAR
  17. Aug 6, 20264 EDGAR
  18. Aug 6, 20264 EDGAR
  19. Aug 6, 20264 EDGAR
  20. Aug 6, 20264 EDGAR

The 327 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

16 open-market trades by officers, directors and large owners since October 2021: 4 buys and 12 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 14, 2026Adelson Gregory R.President & CEOBuy2,000$133.42$266.8KForm 4
May 14, 2026Carsley MimiCFO and TreasurerBuy375$134.12$50.3KForm 4
Dec 1, 2025Foss David BDirectorSale20,000$174.92$3.5MForm 4
Nov 10, 2025McLachlan Shanon G.COOSale227$160.83$36.5KForm 4
Aug 4, 2025Foss David BDirectorSale5,780$167.28$966.9KForm 4
May 13, 2025Swearingen Renee AnnSr VP & Chief Accounting OfficSale1,010$179.10$180.9KForm 4
May 13, 2025McLachlan Shanon G.COOSale246$179.42$44.1KForm 4
May 12, 2025Foss David BDirectorSale15,000$180.74$2.7MForm 4
May 12, 2025Morgan Craig KeithCLO & SecretarySale5,000$180.16$900.8KForm 4
Nov 19, 2024Foss David BDirectorSale18,770$171.32$3.2MForm 4
Dec 18, 2023Zengel Stacey E.Senior Vice PresidentSale326$165.10$53.8KForm 4
May 25, 2023WIMSETT THOMAS ADirectorBuy2,000$145.51$291.0KForm 4
Mar 14, 2023Kelly Laura G.DirectorBuy1,000$145.29$145.3KForm 4
Nov 22, 2022Foss David BDirectorSale16,000$188.10$3.0MForm 4
Mar 23, 2022Foss David BDirectorSale3,247$188.08$610.7KForm 4
Mar 7, 2022Adelson Gregory R.President & CEOSale4,400$185.23$815.0KForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Kayne Anderson Rudnick Investment Management LLC5,213,188$718.1M2.2%−246,452
BlackRock, Inc.5,121,763$705.5M0.0%−836,292
Vanguard Capital Management LLC4,644,613$639.7M0.0%−35,797
State Street Corp3,703,621$510.1M0.0%−251,343
Vanguard Portfolio Management LLC3,559,401$490.3M0.0%−32,566
Geode Capital Management, LLC2,753,826$378.8M0.0%+451,683
Morgan Stanley2,374,832$327.1M0.0%−309,016
Arrowstreet Capital, Limited Partnership2,105,562$290.0M0.1%+1,676,639
CIBC Bancorp USA Inc.1,908,794$262.9M0.3%−1,736
Invesco Ltd.1,881,300$259.1M0.0%+28,481
Van Eck Associates Corp1,308,353$180.2M0.1%+1,243,526
Wells Fargo & Company/mn1,288,860$177.5M0.0%−92,855
Neuberger Berman Group LLC1,194,453$164.5M0.1%+108,207
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC1,171,662$161.4M0.0%−286,439
Norges Bank1,000,164$137.8M0.0%New
TD Asset Management Inc928,659$127.9M0.1%+104,834
Dimensional Fund Advisors LP871,646$120.1M0.0%+119,621
Epoch Investment Partners, Inc.829,619$114.3M0.7%+148,032
First Trust Advisors LP776,966$107.0M0.1%+42,668
Raymond James Financial Inc761,841$104.9M0.0%−51,785
UBS Group AG733,400$101.0M0.0%−122,563
Charles Schwab Investment Management Inc664,587$91.5M0.0%+1,339
Bank of New York Mellon Corp636,479$87.7M0.0%+179
Northern Trust Corp619,764$85.4M0.0%−111,578
Stifel Financial Corp514,611$70.9M0.1%−12,650

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

16 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Jun 16, 2026Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000+18.2%Report
Apr 14, 2026Gilbert Ray Cisneros, Jr.Democratic, HouseSale$1,001 - $15,000+7.8%Report
Nov 18, 2025Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−21.5%Report
Nov 12, 2025Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−19.3%Report
Jul 16, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+35.5%Report
Jul 10, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−36.2%Report
May 3, 2024Tommy TubervilleRepublican, SenateSale$1,001 - $15,000+55.6%Report
Apr 5, 2024Tommy TubervilleRepublican, SenateBuy$1,001 - $15,000−56.8%Report
Dec 28, 2023Jared MoskowitzDemocratic, HouseSale$1,001 - $15,000+66.4%Report
Dec 28, 2023Jared MoskowitzDemocratic, HouseSale$1,001 - $15,000+66.4%Report
Oct 16, 2023Tommy TubervilleRepublican, SenateSale$1,001 - $15,000+71.2%Report
Apr 10, 2023Daniel S. GoldmanDemocratic, HouseSale$1,001 - $15,000+83.2%Report
Dec 18, 2020Dean Phillips, HouseSale$1,001 - $15,000+112.2%Report
Oct 13, 2020Greg Gianforte, HousePartial sale$1,001 - $15,000+123.8%Report
Sep 23, 2020Dean Phillips, HouseBuy$1,001 - $15,000−141.1%Report
May 7, 2020Greg Gianforte, HouseBuy$100,001 - $250,000−183.2%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

The numbers on this page point here. Each one links to the record it came from.

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