KMPR on NYSE

Kemper Corporation

Logo: Kemper Corporation, Public domain, via Wikimedia Commons4

American insurance provider

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.3 From Wikipedia, CC BY-SA 4.0

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Last updated Oct 18, 2026.

Overview

1990Founded1

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  • TickerKMPR on NYSE1
  • Industryinsurance1
  • HeadquartersChicago1
  • Websitewww.kemper.com
  • Legal formDelaware corporation1
  • Incorporated inDE5
  • Business address200 E. Randolph St., Suite 3300, Chicago, Il 606015
  • Filer categoryLarge accelerated filer5

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Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

3.0%Net margin7
3.3%Revenue growth, 20257
5.3%Return on equity7
0.35×Debt to equity7

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Business segments

Specialty Property & Casualty Insurance brought in 88% of the revenue Kemper Corporation broke down this way in fiscal 2025.

  1. Specialty Property & Casualty Insurance$4.1B788%up 10% from 2024
  2. Life Insurance Segment1$583.2M712%up 3% from 2024
Business segments by year
Business segments202320242025
Specialty Property & Casualty Insurance$3.8B$3.8B$4.1B
Life Insurance Segment1$581.5M$565.6M$583.2M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Other costs96¢$4.6B
  • Interest1¢$38.5M
  • Income tax1¢$28.1M
  • Profit3¢$143.3M

Out of $4.8B in revenue.7

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid14¢$79.6M
  • Share buybacks52¢$301.9M
  • Kept or used elsewhere35¢$203.0M

Out of $584.5M of cash from operations.7

Financial statements

Revenue8910117$4.8B in 2025−5% since 2019
0$2.0B$4.0B$6.0B2019: $5.0B$5.0B20192020: $5.2B$5.2B2020+3%2021: $5.7B$5.7B2021+10%2022: $5.5B$5.5B2022−3%2023: $4.9B$4.9B2023−10%2024: $4.6B$4.6B2024−6%2025: $4.8B$4.8B2025+3%
Operating income8910-$68.9M in 2023
-$500.0M-$250.0M0$250.0M$500.0M$750.0M2019: $518.8M$518.8M20192020: $546.8M$546.8M2020+5%2021: -$334.0M-$334.0M20212022: -$166.6M-$166.6M2022−50%2023: -$68.9M-$68.9M2023−59%
Net income8910117$143.3M in 2025−73% since 2019
-$500.0M-$250.0M0$250.0M$500.0M$750.0M2019: $531.1M$531.1M20192020: $409.9M$409.9M2020−23%2021: -$123.7M-$123.7M20212022: -$286.6M-$286.6M2022+132%2023: -$272.1M-$272.1M2023−5%2024: $317.8M$317.8M20242025: $143.3M$143.3M2025−55%

Every line of the income statement as filed: the last 3 fiscal years, latest first.7

Period ending2025-12-312024-12-312023-12-31
Earned Premiums-$4.4B-$4.2B-$4.5B
Net Investment Income$405.0M$407.5M$419.7M
Other (Loss) Income-$2.0M$10.5M$10.1M
Change in Fair Value of Equity and Convertible Securities-$4.3M-$2.7M$4.7M
Net Realized Investment Gains (Losses)$5.5M$13.2M-$18.6M
Impairment Losses-$10.8M-$5.8M-$1.1M
Total Revenues$4.8B$4.6B$4.9B
Policyholders Benefits and Incurred Losses and Loss Adjustment Expenses-$3.4B-$3.0B-$3.8B
Insurance and Other Expenses$1.2B$1.2B$1.4B
Interest Expense$38.5M$56.9M$56.1M
Goodwill Impairment$0$0$49.6M
Total Expenses$4.6B$4.3B$5.3B
Income (Loss) before Income Taxes$160.7M$388.5M-$347.1M
Income Tax Expense (Benefit)-$28.1M-$76.0M$74.8M
Net Income (Loss)$132.6M$312.5M-$272.3M
Less: Net Loss attributable to Noncontrolling Interest-$10.7M-$5.3M-$200.0K
Net Income (Loss) attributable to Kemper Corporation$143.3M$317.8M-$272.1M
Basic (in dollars per share)$2.31$4.95-$4.25
Diluted (in dollars per share)$2.29$4.91-$4.25

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The story

Kemper Corporation was originally founded as Unitrin, Inc. in April 1990, when it spun off from Henry Singleton's conglomerate Teledyne. Singleton expected the new venture to duplicate the successful spin off of the Argo Group, originally a workers’ compensation insurance provider, created in 1986. Argonaut's original $20 per share stock appreciated 240 percent by 1990. Singleton remained Chairman of Unitrin after it was spun off to shareholders at $31.25 per share, trading on NASDAQ. Unitrin divided its business into three major categories: life and health insurance, property and casualty insurance, and consumer finance, which covered a variety of services including automobile and industrial loans.

In 2002, Unitrin purchased the renewal rights for the homeowners and automobile insurance lines of Kemper Insurance, a long-time Chicago insurance and financial services firm.

In 2010, Unitrin purchased all rights to the Kemper name, and began operations as Kemper Corporation on August 25, 2011, with trading on the New York Stock Exchange under the KMPR ticker symbol.

In November 2015, Joseph P. Lacher, Jr. was appointed President and Chief Executive Officer.

The company unified and refreshed its brand in October 2018.

Fortune Magazine included Kemper on its 2020 list of the 100 fastest-growing companies.

On November 23, 2020, the company announced it had entered into a definitive agreement to acquire American Access Casualty Company and its related captive insurance agency, Newins Insurance Agency Holdings, LLC, and its subsidiaries (collectively “AAC”), in a cash transaction valued at $370 million. On April 1, 2021, the company announced it had completed the acquisition of AAC. AAC provided specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada and Texas.

The Kemper Open was a professional golf tournament on the PGA Tour for 35 years, from 1968 through 2002.

From Wikipedia’s article on Kemper Corporation, shared under CC BY-SA 4.0.6

Leadership

Who has led Kemper Corporation, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Richard Carl Vie2006
  2. Donald Gene Southwell2006–2015
  3. Joseph P. Lacher Jr.2015–2026
  4. Carl Thomas Evans Jr.2026
  5. Stephen J. McAnena2026–now

Chair

  1. Richard Carl Vie2006–2009
  2. Donald Gene Southwell2010–2015

President

  1. Donald Gene Southwell2006–2015
  2. Joseph P. Lacher Jr.2015–2016
  3. Mark A. Green2016–2019
  4. George D. Dufala2016–2017
  5. Duane A. Sanders2018–2019
  6. Stephen J. McAnena2026–now

Chief financial officer

  1. Eric John Draut2006–2010
  2. Dennis Robert Vigneau2010–2013
  3. Frank Joseph Sodaro2013–2016
  4. James J. McKinney2016–2023
  5. Anastasios Omiridis2019–2022
  6. Bradley T. Camden2023–now

Chief operating officer

  1. Donald Gene Southwell2006
1995200020052010201520202025
Board members and other officers (55)

Products and brands

Kemper Property & Casualty

Kemper’s Property & Casualty Insurance segment includes the following businesses:

Kemper Auto, a national provider of auto insurance with a concentration on non-standard auto insurance

Infinity, a provider of non-standard auto insurance for drivers in the State of California only

Kemper Personal Insurance, which provides both home and auto insurance to the company’s preferred/standard book of business

Read the full text

Property & Casualty Insurance Companies

Alpha Property & Casualty Insurance Company

Alliance United Insurance Company

Charter Indemnity Company

Financial Indemnity Company

Infinity Insurance Company

Infinity Auto Insurance Company

Infinity Assurance Insurance Company

Infinity Casualty Insurance Company

Infinity County Mutual Insurance Company

Infinity Indemnity Insurance Company

Infinity Preferred Insurance Company

Infinity Safeguard Insurance Company

Infinity Select Insurance Company

Infinity Standard Insurance Company

Infinity Security Insurance Company

Kemper Financial Indemnity Company

Kemper Independence Insurance

Merastar Insurance Company

Mutual Savings Fire Insurance Company

Response Insurance Company

Response Worldwide Direct Auto Insurance Company

Response Worldwide Insurance Company

Trinity Universal Insurance Company

Unitrin Advantage Insurance Company

Unitrin Auto and Home Insurance Company

Unitrin Direct Insurance Company

Unitrin Direct Property & Casualty Company

Unitrin Preferred Insurance Company

Unitrin Safeguard Insurance Company

Valley Property & Casualty Insurance Company

Warner Insurance Company

Kemper Life & Kemper Health

Kemper’s Life & Health insurance segment is made up of the following businesses:

Kemper Life

Life & Health Insurance Companies

Mutual Savings Fire Insurance Company

Mutual Savings Life Insurance Company

Reserve National Insurance Company

The Reliable Life Insurance Company

Union National Life Insurance Company research department

United Insurance Company of America

United Casualty Insurance Company of America

Union National Fire Insurance Company

Other Affiliated Insurance Companies

Capitol County Mutual Fire Insurance Company

Old Reliable Casualty Company

Unitrin County Mutual Insurance Company

From Wikipedia’s article on Kemper Corporation, shared under CC BY-SA 4.0.6

Acquisitions

In April 2015, Kemper acquired Alliance United Insurance Company, one of the fastest growing auto insurance providers in the State of California. Source:

In July 2018, Kemper acquired Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, in a cash and stock transaction valued at approximately $1.4 billion.

In April 2021, Kemper completed the acquisition of Downers Grove, Illinois based American Access Casualty Company. American Access Casualty Company specializes in automobile insurance directed towards the Hispanic community.

From Wikipedia’s article on Kemper Corporation, shared under CC BY-SA 4.0.6

Former names

  • UNITRIN INCFeb 14, 1995 to Aug 19, 20115

Timeline

  1. Jun 1, 2026New chief executive Stephen J. McAnena becomes CEO16
  2. Feb 3, 2026New chief executive Carl Thomas Evans Jr. becomes CEO15
  3. Nov 23, 2015New chief executive Joseph P. Lacher Jr. becomes CEO17
  4. Aug 25, 2011Went public Listed on NYSE1
  5. Aug 8, 2006New chief executive Donald Gene Southwell becomes CEO19
  6. Feb 2, 2006New chief executive Richard Carl Vie becomes CEO18
  7. 1990Founded Founded1

Filings

389 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 63 major events, 221 insider forms, 32 large holders, 53 other. The latest 20:

  1. Oct 13, 20263 EDGAR
  2. Sep 2, 20264 EDGAR
  3. Aug 13, 20264 EDGAR
  4. Aug 13, 2026SCHEDULE 13G EDGAR
  5. Aug 11, 20264 EDGAR
  6. Aug 11, 20264 EDGAR
  7. Aug 11, 20264 EDGAR
  8. Aug 11, 20264 EDGAR
  9. Aug 5, 202610-Q EDGAR
  10. Aug 5, 20268-K EDGAR
  11. Aug 4, 20264 EDGAR
  12. Aug 4, 20263 EDGAR
  13. Jul 29, 2026SCHEDULE 13G/A EDGAR
  14. Jul 21, 20268-K EDGAR
  15. Jun 15, 202611-K EDGAR
  16. Jun 4, 20264 EDGAR
  17. Jun 1, 20264 EDGAR
  18. Jun 1, 20263 EDGAR
  19. Jun 1, 20264 EDGAR
  20. Jun 1, 20264 EDGAR

The 389 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last three years, summarized. The full record is on SEC EDGAR.

Insider trades and holders

Large holders

Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 32 such filings since October 2021, the latest 10:

  1. Aug 13, 2026SCHEDULE 13G
  2. Jul 29, 2026SCHEDULE 13G/A
  3. Apr 30, 2026SCHEDULE 13G
  4. Apr 29, 2026SCHEDULE 13G
  5. Apr 7, 2026SCHEDULE 13G
  6. Mar 27, 2026SCHEDULE 13G/A
  7. Dec 3, 2025SCHEDULE 13G/A
  8. Nov 14, 2024SC 13G/A
  9. Nov 12, 2024SC 13G/A
  10. Nov 8, 2024SC 13G/A

From Forms 4 and Schedules 13D and 13G filed with the SEC.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.8,432,146$227.3M0.0%+1,077,004
Fuller & Thaler Asset Management, Inc.3,783,919$102.0M0.3%+86,201
Vanguard Portfolio Management LLC3,616,652$97.5M0.0%+295,168
Aqr Capital Management LLC3,317,802$89.4M0.0%+2,043,281
State Street Corp2,836,362$76.5M0.0%+580,639
Vanguard Capital Management LLC2,647,396$71.4M0.0%+18,188
D. E. Shaw & Co., Inc.2,453,742$66.2M0.0%−200,889
Dimensional Fund Advisors LP2,126,471$57.3M0.0%−241,395
Geode Capital Management, LLC1,525,011$41.1M0.0%+528,773
Goldman Sachs Group Inc1,157,250$31.2M0.0%+652,631
New South Capital Management Inc1,079,234$29.1M1.3%+391,973
Northern Trust Corp1,021,683$27.5M0.0%+287,288
Ameriprise Financial Inc1,016,100$27.4M0.0%+4,079
Millennium Management LLC973,016$26.2M0.0%−133,772
Prudential Financial Inc883,129$23.8M0.0%−117,223
Charles Schwab Investment Management Inc872,182$23.5M0.0%−8,527
Walleye Capital LLC805,220$21.7M0.1%+480,023
Point72 Asset Management, L.P.778,809$21.0M0.0%+98,100
Bank Of America Corp /de/771,513$20.8M0.0%+236,369
Morgan Stanley756,307$20.4M0.0%+28,225
Jacobs Levy Equity Management, Inc694,347$18.7M0.1%+267,710
Arrowstreet Capital, Limited Partnership548,097$14.8M0.0%−124,588
Wellington Management Group Llp536,164$14.5M0.0%+118,683
First Trust Advisors LP526,668$14.2M0.0%−92,195
Bank of New York Mellon Corp515,447$13.9M0.0%+17,843

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

4 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Aug 11, 2020Greg Gianforte, HousePartial sale$15,001 - $50,000+196.9%Report
Aug 11, 2020Greg Gianforte, HousePartial sale$1,001 - $15,000+196.9%Report
Aug 10, 2020Greg Gianforte, HousePartial sale$15,001 - $50,000+196.1%Report
Jan 9, 2020Greg Gianforte, HouseBuy$250,001 - $500,000−199.7%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

The numbers on this page point here. Each one links to the record it came from.

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