KNSL on NYSE
Kinsale Capital Group, Inc.
Fire company, listed on NYSE (KNSL).
Price unavailable
Last updated Oct 18, 2026.
Overview
Compare with RLI Corp., HORACE MANN EDUCATORS CORP /DE/ or UNIVERSAL INSURANCE HOLDINGS, INC., or pick any stock.
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
26.9%Net margin3
18.0%Revenue growth, 20253
25.7%Return on equity3
0.11×Debt to equity3
$990.1MFree cash flow3
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Other costs66¢$1.2B
- Income tax7¢$130.7M
- Profit27¢$503.6M
Out of $1.9B in revenue.3
Where each dollar of operating cash went, fiscal 2025
- Capital spending5¢$53.7M
- Dividends paid2¢$15.8M
- Share buybacks9¢$90.0M
- Kept or used elsewhere85¢$884.3M
Out of $1.0B of cash from operations.3
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.3
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Gross written premiums | $2.0B | $1.9B | $1.6B |
| Ceded written premiums | -$361.2M | -$393.0M | -$304.2M |
| Net written premiums | $1.6B | $1.5B | $1.3B |
| Change in unearned premiums | -$40.2M | -$126.9M | -$192.1M |
| Net earned premiums | $1.6B | $1.4B | $1.1B |
| Insurance Fee Income | $40.7M | $34.1M | $27.0M |
| Net investment income | $192.2M | $150.3M | $102.3M |
| Change in the fair value of equity securities | $58.8M | $43.4M | $15.3M |
| Net realized investment gains | $4.4M | $6.8M | $6.0M |
| Change in allowance for credit losses on investments | -$2.0K | $526.0K | -$187.0K |
| Other income | $2.0M | $1.9M | $1.4M |
| Total revenues | $1.9B | $1.6B | $1.2B |
| Losses and loss adjustment expenses | $890.7M | $772.9M | $600.2M |
| Underwriting, acquisition and insurance expenses | $336.7M | $285.8M | $229.0M |
| Interest expense | $10.6M | $10.1M | $10.3M |
| Other expenses | $1.6M | $4.0M | $942.0K |
| Total expenses | $1.2B | $1.1B | $840.4M |
| Income before income taxes | $634.3M | $514.7M | $384.0M |
| Income tax expense | $130.7M | $99.9M | $75.9M |
| Net income | $503.6M | $414.8M | $308.1M |
| Change in unrealized gains (losses) on available-for-sale investments, net of taxes | $66.5M | -$2.6M | $40.3M |
| Total comprehensive income | $570.1M | $412.3M | $348.4M |
| Basic | $21.76 | $17.92 | $13.37 |
| Diluted | $21.65 | $17.78 | $13.22 |
| Basic | 23.1M shares | 23.2M shares | 23.0M shares |
| Diluted | 23.3M shares | 23.3M shares | 23.3M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.3
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Fixed-maturity securities available-for-sale, at fair value (amortized cost: $4,382,725 allowance for credit loss: $29 2025; $3,663,031 and $27 2024) | $4.3B | $3.5B | ||
| Equity securities, at fair value (cost: $482,926 2025; $313,722 2024) | $626.4M | $398.4M | ||
| Real Estate Investments, Net | $55.2M | $15.0M | ||
| Short-Term Investments | $3.9M | $3.7M | ||
| Total investments | $5.0B | $4.0B | ||
| Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation | $163.4M | $113.2M | $126.7M | $156.3M |
| Investment income due and accrued | $31.0M | $27.4M | ||
| Premiums and fees receivable, net of allowance for credit losses of $27,328 in 2025 and $26,926 in 2024 | $124.6M | $140.0M | ||
| Reinsurance recoverables, net of allowance for credit losses of $1,072 in 2025 and $932 in 2024 | $394.3M | $337.9M | ||
| Ceded unearned premiums | $44.5M | $52.7M | ||
| Deferred policy acquisition costs, net of ceding commissions | $118.7M | $109.3M | $88.4M | $61.6M |
| Intangible assets | $3.5M | $3.5M | ||
| Deferred income tax asset, net | $42.2M | $60.2M | ||
| Other assets | $94.4M | $87.8M | ||
| Total assets | $6.0B | $4.9B | ||
| Gross reserves for unpaid losses and loss adjustment expenses, beginning of year | $2.9B | $2.3B | $1.7B | $1.2B |
| Unearned premiums | $860.4M | $828.4M | ||
| Payable to reinsurers | $34.4M | $44.0M | ||
| Accounts payable and accrued expenses | $66.3M | $55.2M | ||
| Long-Term Debt | $224.4M | $184.1M | ||
| Other liabilities | $7.6M | $5.8M | ||
| Total liabilities | $4.1B | $3.4B | ||
| Common stock, $0.01 par value, 400,000,000 shares authorized, 23,380,413 shares issued and 23,145,751 shares outstanding at December 31, 2025; 23,294,783 shares issued and 23,272,157 shares outstanding at December 31, 2024 | $234.0K | $233.0K | ||
| Additional paid-in capital | $373.7M | $361.4M | ||
| Retained earnings | $1.7B | $1.2B | ||
| Accumulated other comprehensive loss | -$30.7M | -$97.2M | ||
| Treasury Stock, Common, Shares | 234.7K shares | 22.6K shares | ||
| Treasury Stock, Value | -$100.6M | -$10.0M | ||
| Stockholders' equity | $2.0B | $1.5B | $1.1B | $745.4M |
| Total liabilities and stockholders' equity | $6.0B | $4.9B | ||
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Debt Securities, Available-for-Sale, Allowance for Credit Loss, Excluding Accrued Interest | $29.0K | $27.0K | $553.0K | |
| Amortized cost | $4.4B | $3.7B | ||
| Equity securities - cost | $482.9M | $313.7M | ||
| Allowance for credit losses | $27.3M | $26.9M | $13.4M | |
| Reinsurance Recoverable, Allowance for Credit Loss | $1.1M | $932.0K | ||
| Common stock, shares authorized (in shares) | 400.0M shares | 400.0M shares | ||
| Common stock, shares issued (in shares) | 23.4M shares | 23.3M shares | ||
| Common stock, shares outstanding (in shares) | 23.1M shares | 23.3M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Fixed-maturity securities available-for-sale, at fair value (amortized cost: $4,382,725 allowance for credit loss: $29 2025; $3,663,031 and $27 2024) | $4.3B | $3.5B | ||
| Equity securities, at fair value (cost: $482,926 2025; $313,722 2024) | $626.4M | $398.4M | ||
| Real Estate Investments, Net | $55.2M | $15.0M | ||
| Short-Term Investments | $3.9M | $3.7M | ||
| Total investments | $5.0B | $4.0B | ||
| Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation | $163.4M | $113.2M | $126.7M | $156.3M |
| Investment income due and accrued | $31.0M | $27.4M | ||
| Premiums and fees receivable, net of allowance for credit losses of $27,328 in 2025 and $26,926 in 2024 | $124.6M | $140.0M | ||
| Reinsurance recoverables, net of allowance for credit losses of $1,072 in 2025 and $932 in 2024 | $394.3M | $337.9M | ||
| Ceded unearned premiums | $44.5M | $52.7M | ||
| Deferred policy acquisition costs, net of ceding commissions | $118.7M | $109.3M | $88.4M | $61.6M |
| Intangible assets | $3.5M | $3.5M | ||
| Deferred income tax asset, net | $42.2M | $60.2M | ||
| Other assets | $94.4M | $87.8M | ||
| Total assets | $6.0B | $4.9B | ||
| Gross reserves for unpaid losses and loss adjustment expenses, beginning of year | $2.9B | $2.3B | $1.7B | $1.2B |
| Unearned premiums | $860.4M | $828.4M | ||
| Payable to reinsurers | $34.4M | $44.0M | ||
| Accounts payable and accrued expenses | $66.3M | $55.2M | ||
| Long-Term Debt | $224.4M | $184.1M | ||
| Other liabilities | $7.6M | $5.8M | ||
| Total liabilities | $4.1B | $3.4B | ||
| Common stock, $0.01 par value, 400,000,000 shares authorized, 23,380,413 shares issued and 23,145,751 shares outstanding at December 31, 2025; 23,294,783 shares issued and 23,272,157 shares outstanding at December 31, 2024 | $234.0K | $233.0K | ||
| Additional paid-in capital | $373.7M | $361.4M | ||
| Retained earnings | $1.7B | $1.2B | ||
| Accumulated other comprehensive loss | -$30.7M | -$97.2M | ||
| Treasury Stock, Common, Shares | 234.7K shares | 22.6K shares | ||
| Treasury Stock, Value | -$100.6M | -$10.0M | ||
| Stockholders' equity | $2.0B | $1.5B | $1.1B | $745.4M |
| Total liabilities and stockholders' equity | $6.0B | $4.9B | ||
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | ||
| Debt Securities, Available-for-Sale, Allowance for Credit Loss, Excluding Accrued Interest | $29.0K | $27.0K | $553.0K | |
| Amortized cost | $4.4B | $3.7B | ||
| Equity securities - cost | $482.9M | $313.7M | ||
| Allowance for credit losses | $27.3M | $26.9M | $13.4M | |
| Reinsurance Recoverable, Allowance for Credit Loss | $1.1M | $932.0K | ||
| Common stock, shares authorized (in shares) | 400.0M shares | 400.0M shares | ||
| Common stock, shares issued (in shares) | 23.4M shares | 23.3M shares | ||
| Common stock, shares outstanding (in shares) | 23.1M shares | 23.3M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.3
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $503.6M | $414.8M | $308.1M |
| Change in fair value of equity securities | -$58.8M | -$43.4M | -$15.3M |
| Net investment gains | -$4.4M | -$6.8M | -$6.0M |
| Change in allowance for credit losses on investments | -$2.0K | $526.0K | -$187.0K |
| Deferred tax (benefit) expense | $343.0K | -$3.8M | -$9.4M |
| Depreciation and amortization | $5.8M | $5.8M | $3.3M |
| Stock compensation expense | $17.9M | $14.1M | $9.4M |
| Investment income due and accrued | -$3.6M | -$5.7M | -$7.2M |
| Premiums receivable, net | $15.4M | $3.2M | -$37.5M |
| Reserves for unpaid loss and loss adjustment expenses | $605.2M | $592.8M | $454.5M |
| Unearned premiums | $31.9M | $127.1M | $201.7M |
| Reinsurance balances, net | -$57.8M | -$93.9M | -$21.4M |
| Deferred policy acquisition costs | -$9.5M | -$20.9M | -$26.8M |
| Income taxes (recoverable) payable | $761.0K | -$359.0K | $742.0K |
| Accounts payable and accrued expenses | $10.9M | $8.9M | $12.5M |
| Other | -$14.1M | -$15.1M | -$6.8M |
| Net cash provided by operating activities | $1.0B | $976.3M | $859.8M |
| Purchase of property and equipment | -$53.7M | -$23.9M | -$6.6M |
| Purchase of real estate investment | $0 | -$312.0K | -$2.1M |
| Sale of property and equipment | $0 | $0 | $62.0M |
| Payments for (Proceeds from) Short-Term Investments | $559.0K | $2.1M | $36.7M |
| Purchases - fixed-maturity securities | -$2.5B | -$1.6B | -$1.3B |
| Purchases - equity securities | -$183.2M | -$156.5M | -$86.6M |
| Sales - fixed-maturity securities | $1.2B | $289.4M | $245.6M |
| Sales - equity securities | $14.6M | $34.4M | $30.6M |
| Maturities and calls - fixed-maturity securities | $626.1M | $452.4M | $176.5M |
| Net cash provided by (used in) investing activities | -$922.2M | -$960.1M | -$860.9M |
| Proceeds from Lines of Credit | $40.0M | $0 | $0 |
| Repayments of Long-Term Lines of Credit | $0 | $0 | -$62.0M |
| Debt issuance costs | $0 | $0 | -$164.0K |
| Proceeds from Issuance of Long-Term Debt | $0 | $0 | $50.0M |
| Payroll taxes withheld and remitted on share-based payments | -$6.3M | -$7.0M | -$4.3M |
| Common stock issued, stock options exercised | $681.0K | $1.3M | $877.0K |
| Dividends paid | -$15.8M | -$13.9M | -$13.0M |
| Payments for Repurchase of Common Stock | -$90.0M | -$10.0M | $0 |
| Net cash provided by (used in) financing activities | -$71.4M | -$29.7M | -$28.5M |
| Net change in cash and cash equivalents | $50.1M | -$13.5M | -$29.6M |
| Income Taxes Paid, Net | $129.6M | $104.1M | $84.6M |
No quarter-by-quarter statement was filed.
Leadership
Who has led Kinsale Capital Group, Inc., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
Chief operating officer
20202025
- Chief executive officerMichael P. Kehoe Jul 28, 2016 to now11
- ChairMichael P. Kehoe Mar 5, 2024 to now12
- PresidentBrian D. Haney Mar 5, 2024 to now13
- PresidentMichael P. Kehoe Jul 28, 2016 to Mar 5, 202411
- Chief financial officerBryan P. Petrucelli Jul 28, 2016 to now14
- Chief operating officerBrian D. Haney Jul 28, 2016 to now15
Board members and other officers (20)
- EVP, Chief UW OfficerStuart P. Winston Mar 2, 2026 to now16
- Chief Analytics & Tech OfficerSalmaan K. Allibhai May 4, 2026 to now17
- Chief Accounting OfficerChristopher R. Tangard Mar 5, 2024 to now18
- EVP and Chief Claims OfficerMark J. Beachy Oct 8, 2020 to now19
- SVP, Chief Information OfficerDiane D. Schnupp Jul 1, 2019 to now20
- SVP and Chief Claims OfficerAnn Marie Marson Jul 28, 2016 to Jun 3, 202021
- SVP/Chief Information OfficerWilliam J. Kenney Jr. Jul 28, 2016 to Jun 5, 201922
- Board memberBrian D. Haney Mar 3, 2026 to now23
- Board memberMary Jane Fortin Oct 10, 2024 to now24
- Board memberRobert Hatcher V. Iii. Jan 5, 2021 to now25
- Board memberTeresa Chia Jan 5, 2021 to now26
- Board memberAnne C. Kronenberg Aug 24, 2017 to now27
- Board memberGregory M. Share Sep 6, 2017 to now28
- Board memberEdward D. Yun Jul 28, 2016 to Jul 28, 201629
- Board memberFrederick L. Russell Jr. Jul 28, 2016 to now30
- Board memberJames Joseph Ritchie Jul 28, 2016 to now31
- Board memberJoel George Killion Jul 28, 2016 to Jul 28, 201632
- Board memberMichael P. Kehoe Jul 28, 2016 to Dec 18, 202311
- Board memberRobert Lippincott Iii. Jul 28, 2016 to now33
- Board memberSteven J. Bensinger Jul 28, 2016 to now34
Timeline
- Jul 28, 2016New chief executive Michael P. Kehoe becomes CEO11
Filings
358 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 44 major events, 181 insider forms, 17 large holders, 96 other. The latest 20:
- Aug 5, 2026N-PX EDGAR
- Aug 5, 202613F-HR EDGAR
- Jul 31, 2026SCHEDULE 13G EDGAR
- Jul 23, 202610-Q EDGAR
- Jul 23, 20268-K EDGAR
- Jun 9, 20264 EDGAR
- Jun 3, 2026SCHEDULE 13G/A EDGAR
- May 27, 20264 EDGAR
- May 26, 2026144 EDGAR
- May 26, 20264 EDGAR
- May 21, 20268-K EDGAR
- May 15, 2026SCHEDULE 13G/A EDGAR
- May 14, 2026SCHEDULE 13G EDGAR
- May 12, 20264 EDGAR
- May 6, 202613F-HR EDGAR
- May 6, 20264 EDGAR
- May 5, 2026144 EDGAR
- May 5, 20264 EDGAR
- May 5, 20268-K EDGAR
- May 4, 20263 EDGAR
The 358 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last three years, summarized. The full record is on SEC EDGAR.
Insider trades and holders
Large holders
Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 17 such filings since October 2021, the latest 10:
- Jul 31, 2026SCHEDULE 13G
- Jun 3, 2026SCHEDULE 13G/A
- May 15, 2026SCHEDULE 13G/A
- May 14, 2026SCHEDULE 13G
- Mar 27, 2026SCHEDULE 13G/A
- Nov 14, 2024SCHEDULE 13G/A
- Feb 14, 2024SC 13G/A
- Feb 13, 2024SC 13G/A
- Jan 25, 2024SC 13G/A
- Feb 14, 2023SC 13G/A
From Forms 4 and Schedules 13D and 13G filed with the SEC.
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
| Fund | Shares | Value | Share of the fund | Change |
|---|---|---|---|---|
| Bamco Inc /ny/ | 2,663,958 | $878.6M | 1.3% | +636,193 |
| BlackRock, Inc. | 2,035,890 | $671.5M | 0.0% | −138,454 |
| Capital World Investors | 1,279,953 | $422.1M | 0.0% | −31,362 |
| Vanguard Capital Management LLC | 988,542 | $326.0M | 0.0% | +2,139 |
| Vanguard Portfolio Management LLC | 909,846 | $300.1M | 0.0% | −21,448 |
| State Street Corp | 718,344 | $236.9M | 0.0% | +26,386 |
| Geode Capital Management, LLC | 653,268 | $217.6M | 0.0% | −7,956 |
| DAVENPORT & Co LLC | 533,170 | $176.4M | 0.9% | −3,778 |
| Morgan Stanley | 517,952 | $170.8M | 0.0% | −74,480 |
| Jpmorgan Chase & Co | 455,789 | $151.7M | 0.0% | +26,146 |
| Life Cycle Investment Partners Ltd | 419,977 | $138.5M | 0.6% | −144,334 |
| Turtle Creek Asset Management Inc. | 399,131 | $131.6M | 5.1% | −12,115 |
| Dimensional Fund Advisors LP | 355,010 | $117.1M | 0.0% | +55,178 |
| Arrowstreet Capital, Limited Partnership | 308,729 | $101.8M | 0.0% | +199,842 |
| Kayne Anderson Rudnick Investment Management LLC | 286,680 | $94.6M | 0.3% | −41,982 |
| Timucuan Asset Management Inc/fl | 285,392 | $94.1M | 3.5% | +104,346 |
| Maren Capital LLC | 281,497 | $92.8M | 4.3% | +11,357 |
| Invesco Ltd. | 255,753 | $84.3M | 0.0% | −12,271 |
| Goldman Sachs Group Inc | 251,243 | $82.9M | 0.0% | +201,648 |
| Norges Bank | 245,962 | $81.1M | 0.0% | New |
| Millennium Management LLC | 240,872 | $79.4M | 0.1% | +19,169 |
| Giverny Capital Inc. | 240,731 | $79.4M | 2.7% | +21,789 |
| Geneva Capital Management LLC | 229,104 | $75.6M | 1.7% | −58,831 |
| Bank Of America Corp /de/ | 210,635 | $69.5M | 0.0% | −74,900 |
| Charles Schwab Investment Management Inc | 199,715 | $65.9M | 0.0% | +14,327 |
13F reports cover disclosed long positions in U.S. stocks only.
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12SEC EDGARMichael P. Kehoe, Chair
- 13SEC EDGARBrian D. Haney, President
- 14
- 15
- 16
- 17
- 18
- 19
- 20
- 21
- 22
- 23SEC EDGARBrian D. Haney, Board member
- 24SEC EDGARMary Jane Fortin, Board member
- 25SEC EDGARRobert Hatcher V. Iii., Board member
- 26SEC EDGARTeresa Chia, Board member
- 27SEC EDGARAnne C. Kronenberg, Board member
- 28SEC EDGARGregory M. Share, Board member
- 29SEC EDGAREdward D. Yun, Board member
- 30
- 31SEC EDGARJames Joseph Ritchie, Board member
- 32SEC EDGARJoel George Killion, Board member
- 33SEC EDGARRobert Lippincott Iii., Board member
- 34SEC EDGARSteven J. Bensinger, Board member