MCY on NYSE

Mercury Insurance Group

Logo: Mercury Insurance, Public domain, via Wikimedia Commons5

American insurance organization

Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.3 From Wikipedia, CC BY-SA 4.0

$102.41 up 0.02 (0.02%)Price as of Oct 15, 2026 at 17:33 UTC

Last updated Oct 18, 2026.

Overview

1961Founded1

Compare with AXIS CAPITAL HOLDINGS LTD, Hanover Insurance or SELECTIVE INSURANCE GROUP INC, or pick any stock.

  • TickerMCY on NYSE1
  • Industryinsurance1
  • HeadquartersLos Angeles1
  • Websitewww.mercuryinsurance.com
  • Incorporated inCA6
  • Business address4484 Wilshire Blvd, Los Angeles, Ca 900106
  • Filer categoryLarge accelerated filer6

Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

9.0%Net margin8
9.4%Revenue growth, 20258
22.4%Return on equity8
0.24×Debt to equity8

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Cost of revenue0¢$15.2M
  • Other costs89¢$5.3B
  • Income tax2¢$122.6M
  • Profit9¢$541.1M

Out of $6.0B in revenue.8

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid6¢$70.3M
  • Kept or used elsewhere94¢$1.0B

Out of $1.1B of cash from operations.8

Financial statements

Revenue91011128$6.0B in 2025+51% since 2019
0$2.0B$4.0B$6.0B2019: $4.0B$4.0B20192020: $3.8B$3.8B2020−5%2021: $4.0B$4.0B2021+6%2022: $3.6B$3.6B2022−9%2023: $4.6B$4.6B2023+27%2024: $5.5B$5.5B2024+18%2025: $6.0B$6.0B2025+9%
Net income91011128$541.1M in 2025+69% since 2019
-$1.0B-$500.0M0$500.0M$1.0B2019: $320.1M$320.1M20192020: $374.6M$374.6M2020+17%2021: $247.9M$247.9M2021−34%2022: -$512.7M-$512.7M20222023: $96.3M$96.3M20232024: $468.0M$468.0M2024+386%2025: $541.1M$541.1M2025+16%

Every line of the income statement as filed: the last 3 fiscal years, latest first.8

Period ending2025-12-312024-12-312023-12-31
Net premiums earned$5.5B$5.1B$4.3B
Net investment income$328.7M$280.0M$234.6M
Net realized investment gains$131.4M$88.7M$101.0M
Other$26.8M$31.5M$19.6M
Total revenues$6.0B$5.5B$4.6B
Losses and loss adjustment expenses$4.0B$3.7B$3.5B
Policy acquisition costs$942.9M$858.3M$708.5M
Other operating expenses$394.2M$327.2M$279.7M
Interest$28.6M$30.8M$24.2M
Total expenses$5.3B$4.9B$4.5B
Income before income taxes$663.6M$574.9M$99.4M
Income tax expense$122.6M$106.9M$3.1M
Net income$541.1M$468.0M$96.3M
Basic (in dollars per share)$9.77$8.45$1.74
Diluted (in dollars per share)$9.77$8.45$1.74

Compare Mercury Insurance Group with another company

The story

Mercury was founded by George Joseph, who flew 50 World War II missions as a navigator before graduating from Harvard on the G.I. Bill in 1949. Joseph then spent more than a decade in the insurance industry before founding Mercury Insurance in 1961 as a low-cost alternative to larger insurance companies.

Mercury's California expansion began in 1964 with the opening of its first Orange County office. Two years later, the company spread into the San Fernando Valley and also began operations in San Diego. Mercury offices opened in Northern California by 1968. Mercury wrote $1 million in premiums every month by 1970 and sold its first homeowners policy in 1972. The newly created Mercury Insurance Company wrote its first auto policy in 1977.

In 1989, Mercury began expansion outside of California, opening offices in Georgia and Illinois. The company insured more than 1 million vehicles in California by 1998. This led to further expansion to Florida in 1998, New York in 2001, and Virginia in 2001.

From Wikipedia’s article on Mercury General, shared under CC BY-SA 4.0.7

Leadership

Who has led Mercury Insurance Group, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (44)

Products and brands

Mercury provides personal auto insurance from collision, uninsured or underinsured motorist, and roadside assistance. The homeowners insurance includes the structure and belongings coverage. It may provide additional living expenses if policyholders are forced to vacate their homes due to a covered loss or peril. Its umbrella insurance is additional liability protection for personal auto and/or homeowners in the event losses exceed the underlying policy's liability limits.

The dwelling fire insurance is a policy for landlords to protect rental properties. Its extended warranty coverage, also known as mechanical protection, is Mercury's mechanical protection, which pays for covered vehicle repairs after the vehicle manufacturer's warranty expires.

From Wikipedia’s article on Mercury General, shared under CC BY-SA 4.0.7

Timeline

  1. Feb 23, 2016New chief executive Gabriel Tirador becomes CEO18
  2. Oct 9, 1996Went public Listed on NYSE1
  3. 1961Founded Founded1

Filings

166 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 35 major events, 76 insider forms, 9 large holders, 26 other. The latest 20:

  1. Sep 30, 2026SCHEDULE 13D EDGAR
  2. Aug 26, 20268-K EDGAR
  3. Aug 4, 20268-K EDGAR
  4. Aug 4, 202610-Q EDGAR
  5. Jun 24, 20268-K EDGAR
  6. Jun 12, 20268-K EDGAR
  7. Jun 10, 2026424B5 EDGAR
  8. Jun 9, 2026FWP EDGAR
  9. Jun 9, 2026424B5 EDGAR
  10. Jun 9, 20268-K EDGAR
  11. May 14, 20268-K EDGAR
  12. May 12, 2026S-3ASR EDGAR
  13. May 5, 20268-K EDGAR
  14. May 5, 202610-Q EDGAR
  15. Apr 22, 20264 EDGAR
  16. Apr 22, 20264 EDGAR
  17. Apr 22, 20263 EDGAR
  18. Apr 6, 20264 EDGAR
  19. Apr 6, 20264 EDGAR
  20. Apr 6, 20264 EDGAR

The 166 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last three years, summarized. The full record is on SEC EDGAR.

Insider trades and holders

12 open-market trades by officers, directors and large owners since October 2021: 11 buys and 1 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Dec 10, 2025Braunegg George GwyerDirectorBuy552$90.42$49.9KForm 4
May 23, 2025Joseph Victor GeorgePresident & COOBuy15,000$59.95$899.3KForm 4
May 16, 2025Zhang Ximeng SimonSee RemarksBuy1,500$61.91$92.9KForm 4
Jan 7, 2025Ribisi Mark AllanSee RemarksBuy55$64.71$3.6KForm 4
Dec 3, 2024Sullivan Heidi C.VP/Chief Human Capital OfficerSale1,076$77.28$83.2KForm 4
Aug 28, 2023Little Joshua EricDirectorBuy250$28.56$7.1KForm 4
May 12, 2023Little Joshua EricDirectorBuy250$29.33$7.3KForm 4
May 12, 2023Little Joshua EricDirectorBuy250$29.33$7.3KForm 4
Mar 13, 2023Little Joshua EricDirectorBuy250$29.85$7.5KForm 4
Aug 26, 2022Little Joshua EricDirectorBuy400$33.16$13.3KForm 4
May 19, 2022Little Joshua EricDirectorBuy100$47.33$4.7KForm 4
Nov 16, 2021Little Joshua EricDirectorBuy300$52.06$15.6KForm 4

Large holders

Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 9 such filings since October 2021:

  1. Sep 30, 2026SCHEDULE 13D
  2. Mar 27, 2026SCHEDULE 13G/A
  3. Nov 8, 2024SC 13G/A
  4. Oct 22, 2024SC 13G/A
  5. Feb 13, 2024SC 13G/A
  6. Jan 24, 2024SC 13G/A
  7. May 5, 2023SC 13G/A
  8. Feb 9, 2023SC 13G
  9. Jan 24, 2023SC 13G

From Forms 4 and Schedules 13D and 13G filed with the SEC.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.4,498,256$479.6M0.0%+181,092
Dimensional Fund Advisors LP2,163,143$230.6M0.0%+13,496
Vanguard Portfolio Management LLC1,781,446$189.9M0.0%+63,584
Rubric Capital Management LP1,541,440$164.3M1.5%−613,064
Vanguard Capital Management LLC1,232,655$131.4M0.0%+6,196
State Street Corp1,159,962$123.7M0.0%+60,871
Geode Capital Management, LLC961,217$102.5M0.0%+207,090
American Century Companies Inc960,484$102.4M0.0%+147,164
Renaissance Technologies LLC781,682$83.3M0.1%−41,900
Invesco Ltd.646,237$68.9M0.0%+73,558
Arrowstreet Capital, Limited Partnership575,877$61.4M0.0%+980
DG Capital Management, LLC482,663$51.5M19.7%−111,714
Morgan Stanley400,696$42.7M0.0%+22,524
Charles Schwab Investment Management Inc352,262$37.6M0.0%−5,017
Aqr Capital Management LLC343,942$36.7M0.0%−7,517
Northern Trust Corp291,054$31.0M0.0%+21,316
Nuveen, LLC264,456$28.2M0.0%+8,961
Bank of New York Mellon Corp246,620$26.3M0.0%+3,120
Westwood Holdings Group Inc234,471$25.0M0.2%−16,554
UBS Group AG226,665$24.2M0.0%−80,506
Two Sigma Investments, LP210,526$22.4M0.0%−78,521
Jpmorgan Chase & Co203,742$22.0M0.0%+14,614
Algert Global LLC203,830$21.7M0.3%+33,617
Goldman Sachs Group Inc200,687$21.4M0.0%+7,558
Principal Financial Group Inc183,706$19.6M0.0%+5,642

13F reports cover disclosed long positions in U.S. stocks only.

Sources

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