Private company

Midland Credit Management, Inc.

Logo: https://tbcdn.talentbrew.com/company/29781/gst_v1_0/img/logos/mcm-logo.webp, Non-free logo, via Wikipedia3

American debt buyer and debt collection company

Midland Credit Management, Inc. is an American debt buyer and debt collection company headquartered in San Diego, California, and has offices throughout the United States as well as in India and Costa Rica.2 It employed 4,000 people.1 It is part of Encore Capital Group.1 Wikipedia text CC BY-SA 4.0

Last updated Oct 20, 2026.

Overview

1953Founded1

Midland Credit Management, Inc. is an American debt buyer and debt collection company headquartered in San Diego, California, and has offices throughout the United States as well as in India and Costa Rica.2

Corporate structure

Midland Credit Management, Inc. is part of a group headed by Encore Capital Group. 40 entities, 10 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • Encore Capital Group San Diego, California, United States
    • CABOT CREDIT MANAGEMENT PLC West Malling, United Kingdom
    • CABOT FINANCIAL (UK) LIMITED West Malling, United Kingdom
    • CABOT SECURITISATION UK LIMITED West Malling, United Kingdom
    • ENCORE ASSET RECONSTRUCTION COMPANY PRIVATE LIMITED Gurugram, India
    • MIDLAND CREDIT MANAGEMENT INDIA PRIVATE LIMITED San Diego, California, United States
    • Midland Credit Management, Inc.
    • MIDLAND CREDIT MANAGEMENT, INC. San Diego, California, United States
    • Asset Acceptance Capital LLC Subsidiary · Delaware, United States
    • Asset Acceptance, LLC Subsidiary · Delaware, United States
    • Atlantic Credit & Finance, Inc. Subsidiary · Virginia, United States
    • Cabot Credit Management Group Limited Subsidiary · United Kingdom
    • Cabot Financial (Europe) Limited Subsidiary · United Kingdom
    • Cabot Financial (Ireland) Limited Subsidiary · Ireland
    • Cabot Financial Debt Recovery Services Limited Subsidiary · United Kingdom
    • Cabot Financial France S.A.S. Subsidiary · France
    • Cabot Financial Holdings Group Limited Subsidiary · United Kingdom
    • Cabot Financial Limited Subsidiary · United Kingdom
    • Cabot Financial Spain SAU Subsidiary · Spain
    • Cabot Securitisation Europe Limited Subsidiary · Ireland
    • Cabot Securitisation Topco Limited Subsidiary · United Kingdom
    • Cabot Securitisation UK Holdings Limited Subsidiary · United Kingdom
    • Cabot UK Holdco Limited Subsidiary · United Kingdom
    • Dessetec Desarrollo de Sistemas, S.A. de C.V. Subsidiary · Mexico
    • ENCORE CAPITAL GROUP SINGAPORE PTE. LTD. Subsidiary · Singapore, Singapore
    • Encore Capital Group UK Limited Subsidiary · United Kingdom
    • and 14 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

Subsidiaries and ownership

Parent company

From Wikidata.1

Timeline

  1. 1953Founded Founded1