MONEYLION INC.

Overview

• IndustryFinance Services¹
• HeadquartersNew York, New York¹
• Incorporated inDE²
• Business address30 West 21St Street, 9Th Floor, New York, Ny 10010²
• Filer category, Emerging growth company²

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MoneyLion is a leader in financial technology, powering the next generation of personalized products and financial content for American consumers. MoneyLion was founded in 2013 with a vision to rewire the financial system. Our mission is to give everyone the power to make their best financial decisions. We believe that the financial wellness gap in America can be addressed by bridging the financial literacy and the financial access gaps, shortening the distance between education and action.⁴ From its latest annual report

Corporate structure

MONEYLION INC. sits at the top of its group. 2 entities, 2 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What MONEYLION INC. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

Investments

Intangibles and goodwill

Properties, in its own words

Facilities

Our principal corporate headquarters are located in New York City. We lease all our facilities and do not own any real property. We believe our facilities are adequate and suitable for our current needs and that, should it become necessary, suitable additional or alternative space will be available to accommodate our operations. The square footage leased as of December 31, 2024 in each of the Company's office locations is as follows:

Item 2 of the 10-K filed Feb 25, 2025.⁴

Leadership

Who has led MONEYLION INC., and when. Pick a name to see everywhere that person has worked.

• Chief executive officerDiwakar Choubey Sep 24, 2021 to now¹³
• PresidentRichard Correia Mar 17, 2023 to now¹⁴
• PresidentDiwakar Choubey Sep 24, 2021 to Feb 17, 2023¹³
• Chief financial officerRichard Correia Sep 24, 2021 to now¹⁵
• Chief financial officerJeff Gary Jun 25, 2020 to Jun 25, 2020¹⁶
• Chief operating officerSamantha Roady Sep 24, 2021 to Sep 24, 2021¹⁷

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

• MoneyLion Malaysia SDN BHD Malaysia³

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

• Fusion Acquisition Corp.Apr 2, 2020 to Sep 28, 2021²

Timeline

1. Apr 17, 20258-K Ended a material agreement; Completed an acquisition or sale; Listing notice or transfer³³
2. Apr 10, 20258-K Shareholder vote; Other events³⁴
3. Apr 3, 20258-K Other events³⁵
4. Feb 25, 20258-K Results of operations³⁶
5. Dec 11, 20248-K Entered a material agreement³⁷
6. Dec 10, 20248-K Regulation FD disclosure³⁸
7. Nov 25, 20248-K Entered a material agreement; Ended a material agreement; New debt or obligation³⁹
8. Nov 25, 20248-K Entered a material agreement; Ended a material agreement; New debt or obligation⁴⁰
9. Nov 7, 20248-K Results of operations⁴¹
10. Aug 26, 20248-K Other events⁴²
11. Aug 6, 20248-K Entered a material agreement; Results of operations⁴³
12. Jul 16, 20248-K Executive or director change; Regulation FD disclosure⁴⁴
13. Sep 24, 2021New chief executive Diwakar Choubey becomes CEO¹³

Calendar

When it reported results

1. Feb 25, 2025Reported quarterly or annual results³⁶
2. Nov 7, 2024Reported quarterly or annual results⁴¹
3. Aug 6, 2024Reported quarterly or annual results⁴³
4. May 7, 2024Reported quarterly or annual results⁴⁵
5. Mar 7, 2024Reported quarterly or annual results⁴⁶
6. Nov 7, 2023Reported quarterly or annual results⁴⁷
7. Aug 8, 2023Reported quarterly or annual results⁴⁸
8. May 9, 2023Reported quarterly or annual results⁴⁹

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

427 filings to the SEC since October 2021: 5 annual reports, 12 quarterly reports, 48 major events, 193 insider forms, 20 large holders, 149 other. The latest 20:

1. Apr 28, 202515-12G EDGAR
2. Apr 22, 2025EFFECT EDGAR
3. Apr 22, 2025EFFECT EDGAR
4. Apr 22, 2025EFFECT EDGAR
5. Apr 21, 2025SCHEDULE 13D/A EDGAR
6. Apr 21, 2025SCHEDULE 13G/A EDGAR
7. Apr 21, 20254 EDGAR
8. Apr 21, 20254 EDGAR
9. Apr 21, 20254 EDGAR
10. Apr 21, 20254 EDGAR
11. Apr 21, 20254 EDGAR
12. Apr 21, 20254 EDGAR
13. Apr 21, 20254 EDGAR
14. Apr 21, 20254 EDGAR
15. Apr 21, 20254 EDGAR
16. Apr 21, 20254 EDGAR
17. Apr 21, 20254 EDGAR
18. Apr 21, 20254 EDGAR
19. Apr 21, 20254 EDGAR
20. Apr 17, 2025S-8 POS EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

93 open-market trades by officers, directors and large owners since October 2021: 17 buys and 76 sales. Grants, option exercises and gifts are left out.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

• Edison Partners VIII, LPSCHEDULE 13D/A, 3 filings Oct 5, 2021 to Apr 21, 2025⁵⁰
• StepStone Group LPSCHEDULE 13G/A, 5 filings Oct 4, 2021 to Apr 21, 2025⁵¹
• FINTECH COLLECTIVE MANAGEMENT LLCSCHEDULE 13G/A, 4 filings Feb 14, 2022 to Jan 8, 2025⁵²
• Diwakar ChoubeySCHEDULE 13D/A, 2 filings Feb 11, 2022 to Dec 18, 2024⁵³
• BlackRockSC 13G, 2 filings Oct 24, 2024 to Nov 8, 2024⁵⁴
• Jeffrey FrommerSC 13D, 1 filing Jun 2, 2023⁵⁵
• Soroban Capital Partners LPSC 13G/A, 1 filing Feb 14, 2022⁵⁶
• Linden Capital L.P.SC 13G/A, 1 filing Feb 3, 2022⁵⁷
• Rohit DsouzaSC 13G, 1 filing Oct 4, 2021⁵⁸

SEC filer profile

How MONEYLION INC. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

• Name on EDGARMONEYLION INC.¹
• CIK0001807846
• Employer ID (EIN)85-0849243⁴
• Filer statusAccelerated filer an emerging growth company; a smaller reporting company; not a shell company⁴
• Incorporated inDelaware⁴
• Fiscal year endsDecember 31¹
• Industry code (SIC)6199 Finance Services¹
• SEC reviewing officeOffice of Crypto Assets, Division of Corporation Finance¹
• Business address30 West 21St Street, 9Th Floor, New York, NY 10010¹
• Phone212-380-1735¹
• Shares outstanding11,320,094 shares as of Feb 20, 2025⁴
• Public float$665.9M as of Jun 30, 2024⁴
• AuditorRSM US LLP, Austin, Texas PCAOB ID 49; no auditor attestation of internal control over financial reporting⁴
• On EDGAR sinceApr 2, 2020¹
• Filings571 in all: 4 (194), 8-K (60), 144 (52), 425 (47), 424B3 (32), CORRESP (26), 3 (24), 10-Q (15)¹
  All 47 form types

  UPLOAD (15), EFFECT (10), SC 13G (9), SC 13G/A (9), POS AM (6), S-1/A (6), 10-K (5), DEF 14A (4), DEFA14A (4), S-4/A (4), S-8 (4), S-8 POS (4), 4/A (3), S-1 (3), SC 13D (3), 10-K/A (2), 10-Q/A (2), 25-NSE (2), ARS (2), DRS (2), SCHEDULE 13D/A (2), SCHEDULE 13G/A (2), SEC STAFF LETTER (2), 144/A (1), 15-12G (1), 424B4 (1), 5 (1), 8-A12B (1), 8-K/A (1), CERT (1), DEFM14A (1), DRSLTR (1), NT 10-Q (1), PRE 14A (1), S-1MEF (1), S-3 (1), S-3/A (1), S-4 (1), SC 13D/A (1)

• Latest filingsAnnual report (10-K) Feb 25, 2025
  Quarterly report (10-Q) Nov 7, 2024
  Proxy statement (DEF 14A) Apr 29, 2024
  Latest 8-K (8-K) Apr 17, 2025

Securities registered for trading

From the cover page of the 10-K filed Feb 25, 2025 (Section 12(b) of the Exchange Act).⁴

Risk factors and legal proceedings

The risks MONEYLION INC. names in Item 1A of its 10-K filed Feb 25, 2025: 60 risks under these headings, as written.⁴

• Risks Relating to Our Business
• If we are unable to acquire, engage and retain customers and clients or sell additional functionality, products and services to them on our platform, our business will be adversely affected.
• Any failure to effectively match consumer leads from our Channel Partners with product offerings from our Product Partners or any reduced marketing spend by such Product Partners on our Enterprise platform could have a material adverse effect on our business, financial condition, results of operations and cash flows.
• If our underwriting criteria for making loans and cash advances in our Consumer business is not sufficient to mitigate against the credit risk of our customers, our business, financial condition, results of operations and cash flows could be materially and adversely affected.
• We depend on various third-party partners, service providers and vendors, and any adverse changes in our relationships with these third parties could materially and adversely affect our business.
• If we fail to comply with the applicable requirements of our third-party providers, they could seek to suspend or terminate our accounts, which could adversely affect our business.
• Adverse publicity concerning us, our business or our personnel or our failure to maintain our brand in a cost-effective manner could materially and adversely affect our business.
• Demand for our products or services may decline if we do not continue to innovate or respond to evolving technological or other changes.
• If the information provided to us by customers or other third parties is incorrect or fraudulent, we may misjudge a customer’s qualifications to receive our products and services and our results of operations may be harmed and could subject us to regulatory scrutiny or penalties.
• Any acquisitions, strategic investments, entries into new businesses, joint ventures, divestitures and other transactions could fail to achieve strategic objectives, disrupt our ongoing operations or result in operating difficulties, liabilities and expenses, harm our business and negatively impact our results of operations.
• Companies periodically review and change their advertising and marketing business models and relationships. If we are unable to remain competitive or retain key clients in our media division, our business, financial condition, results of operations and cash flows may be adversely affected.
• Increases in the costs of content may adversely affect our business.

Legal proceedings

From time to time, we are subject to various claims and legal proceedings in the ordinary course of business, including lawsuits, arbitrations, class actions and other litigation. We are also the subject of various actions, inquiries, investigations and proceedings by regulatory and other governmental agencies. The outcome of any such legal and regulatory matters, including those discussed in this section, is inherently uncertain, and some of these matters may result in adverse judgments or awards, including penalties, injunctions or other relief, which could materially and adversely impact our business, financial condition, operating results and cash flows. See Part I, Item 1A “Risk Factors — Risks Relating to Legal and Accounting Matters — Unfavorable outcomes in legal proceedings may harm our business, financial condition, results of operations and cash flows.”

We have determined, based on our current knowledge, that the aggregate amount or range of losses that are estimable with respect to our legal proceedings, including the matters described below, would not have a material adverse effect on our business, financial position, results of operations or cash flows. As of December 31, 2024, amounts accrued were not material. Notwithstanding the foregoing, the ultimate outcome of legal proceedings involves judgments, estimates and inherent uncertainties, and cannot be predicted with certainty. It is possible that an adverse outcome of any matter could be material to our business, financial position, results of operations or cash flows as a whole for any particular reporting period of occurrence. In addition, it is possible that a matter may prompt litigation or additional investigations or proceedings by other government agencies or private litigants.

State Regulatory Examinations and Investigations

The opening of Item 3, Legal Proceedings.⁴