NBHC on NYSE

National Bank Holdings Corp

NBH Bank is a Colorado state-chartered bank and a member of the FRB of Kansas City.3 From its latest annual report

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Last updated Oct 19, 2026.

Overview

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  • TickerNBHC on NYSE1
  • IndustryNational Commercial Banks1
  • HeadquartersGreenwood Village, Colorado1
  • Incorporated inDE2
  • Business address7800 East Orchard Road, Suite 300, Greenwood Village, Co 801112
  • Filer categoryLarge accelerated filer2

NBH Bank is a Colorado state-chartered bank and a member of the FRB of Kansas City. At December 31, 2025, we operated under the following brand names as divisions of NBH Bank: in Colorado, Community Banks of Colorado and Community Banks Mortgage; in Kansas and Missouri, Bank Midwest and Bank Midwest Mortgage; in Wyoming, Bank of Jackson Hole and Bank of Jackson Hole Mortgage; and in Texas, Utah, New Mexico and Idaho, Hillcrest Bank and Hillcrest Bank Mortgage.3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

232.4%Net margin4
2.1%Revenue growth, 20254
7.9%Return on equity4
0.04×Debt to equity4

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Service charges and other fees brought in 37% of the revenue National Bank Holdings Corp broke down this way in fiscal 2025.

  1. Service charges and other fees$23.6M437%up 9% from 2024
  2. Credit and Debit Card$17.8M428%down 6% from 2024
  3. Bank Servicing$16.7M426%down 7% from 2024
  4. Other Non Interest Income$5.7M49%up 2% from 2024
Products and services by year
Products and services202320242025
Service charges and other fees$22.6M$21.6M$23.6M
Credit and Debit Card$19.6M$19.0M$17.8M
Bank Servicing$18.2M$18.0M$16.7M
Other Non Interest Income$4.7M$5.6M$5.7M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax18¢$24.1M
  • Profit82¢$109.6M

Out of $47.1M in revenue.4

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid28¢$46.1M
  • Share buybacks9¢$15.2M
  • Kept or used elsewhere62¢$101.2M

Out of $162.4M of cash from operations.4

Financial statements

Revenue5674$47.1M in 2025+46% since 2020
0$20.0M$40.0M$60.0M2020: $32.4M$32.4M20202021: $35.8M$35.8M2021+11%2022: $37.7M$37.7M2022+5%2023: $46.9M$46.9M2023+25%2024: $46.2M$46.2M2024−2%2025: $47.1M$47.1M2025+2%
Net income85674$109.6M in 2025+36% since 2019
0$50.0M$100.0M$150.0M2019: $80.4M$80.4M20192020: $88.6M$88.6M2020+10%2021: $93.6M$93.6M2021+6%2022: $71.3M$71.3M2022−24%2023: $142.0M$142.0M2023+99%2024: $118.8M$118.8M2024−16%2025: $109.6M$109.6M2025−8%

Every line of the income statement as filed: the last 3 fiscal years, latest first.4

Period ending2025-12-312024-12-312023-12-31
Interest and fees on loans$474.6M$505.3M$461.4M
Interest and dividends on investment securities$37.8M$28.7M$26.3M
Dividends on other securities$1.7M$1.8M$3.3M
Interest on interest bearing bank deposits$5.7M$2.5M$4.5M
Total interest and dividend income$519.8M$538.3M$495.4M
Interest on deposits$165.4M$186.2M$109.4M
Interest on borrowings$5.8M$6.7M$24.1M
Total interest expense$171.3M$192.9M$133.5M
Net interest income before provision for credit losses$348.5M$345.4M$362.0M
Provision for credit loss expense$17.8M$6.8M$8.3M
Net interest income after provision for credit losses$330.7M$338.6M$353.7M
Non-interest income$47.1M$46.2M$46.9M
Mortgage banking income$11.1M$11.2M$13.6M
Bank-owned life insurance income$4.4M$3.0M$3.3M
Other non-interest income$20.9M$16.7M$9.2M
Loss on security sales-$3.3M-$6.6M
Total non-interest income$67.6M$61.2M$63.9M
Salaries and benefits$148.3M$146.2M$137.7M
Occupancy and equipment$45.8M$40.0M$37.6M
Data processing$18.3M$17.5M$13.1M
Marketing and business development$4.3M$4.0M$4.0M
FDIC deposit insurance$4.4M$5.4M$7.0M
Bank card expenses$4.5M$5.2M$5.8M
Professional fees$12.5M$7.1M$10.5M
Other non-interest expense$18.7M$21.4M$19.0M
Other intangible assets amortization$7.8M$7.9M$7.4M
Total non-interest expense$264.6M$254.6M$242.0M
Income before income taxes$133.6M$145.2M$175.6M
Income tax expense$24.1M$26.4M$33.6M
Net income$109.6M$118.8M$142.0M
Earnings per share-basic (in dollars per share)$2.86$3.10$3.74
Earnings per share-diluted (in dollars per share)$2.85$3.08$3.72
Common stock dividend$1.20$1.12$1.04
Basic (in shares)38.0M shares38.2M shares37.9M shares
Diluted (in shares)38.1M shares38.4M shares38.1M shares

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Leadership

Who has led National Bank Holdings Corp, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (33)

Former names

  • NBH Holdings Corp.Nov 4, 2009 to Dec 23, 20112

Timeline

  1. Sep 19, 2012New chief executive G. Timothy Laney becomes CEO12

Filings

465 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 88 major events, 262 insider forms, 37 large holders, 58 other. The latest 20:

  1. Oct 8, 2026SCHEDULE 13G EDGAR
  2. Oct 5, 20264 EDGAR
  3. Oct 5, 20264 EDGAR
  4. Oct 1, 20268-K EDGAR
  5. Aug 13, 20264 EDGAR
  6. Aug 7, 2026SCHEDULE 13G EDGAR
  7. Aug 5, 20264 EDGAR
  8. Aug 5, 202610-Q EDGAR
  9. Aug 4, 20268-K EDGAR
  10. Jul 31, 2026SCHEDULE 13G EDGAR
  11. Jul 29, 2026SCHEDULE 13G/A EDGAR
  12. Jul 27, 20268-K EDGAR
  13. Jul 21, 20268-K EDGAR
  14. Jun 16, 20264 EDGAR
  15. May 21, 20264 EDGAR
  16. May 20, 2026144 EDGAR
  17. May 20, 202611-K EDGAR
  18. May 14, 2026S-8 EDGAR
  19. May 12, 20268-K EDGAR
  20. May 8, 20264 EDGAR

The 465 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

38 open-market trades by officers, directors and large owners since October 2021: 1 buys and 37 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 20, 2026Spring Maria FDirectorSale963$41.84$40.3KForm 4
Feb 11, 2026Steinmetz JohnFmr Exec Mng Dir of Strat InitBuy24,200$41.41$1.0MForm 4
Nov 11, 2025Spring Maria FDirectorSale6,214$37.14$230.8KForm 4
May 27, 2025Spring Maria FDirectorSale1,167$37.02$43.2KForm 4
Nov 13, 2024Newfield Richard U Jr.CHIEF RISK MGMT OFFICERSale19,259$49.81$959.3KForm 4
Nov 11, 2024Kramer Valerie D.Chief Digital OfficerSale897$50.11$44.9KForm 4
Nov 8, 2024Kramer Valerie D.Chief Digital OfficerSale1,275$49.62$63.3KForm 4
Sep 3, 2024Randall Christopher S.EVP, COMM. & SPECIALTY BANKINGSale3,750$43.51$163.2KForm 4
Aug 26, 2024LANEY G. TIMOTHYCHIEF EXECUTIVE OFFICERSale16,063$43.34$696.2KForm 4
Aug 23, 2024Clermont Ralph WDirectorSale10,000$44.18$441.8KForm 4
Aug 23, 2024Kramer Valerie D.Chief Digital OfficerSale278$44.31$12.3KForm 4
Aug 22, 2024Van Denabeele NicoleCHIEF FINANCIAL OFFICERSale2,652$42.28$112.1KForm 4
Aug 22, 2024Dean Robert EDirectorSale4,057$42.00$170.4KForm 4
Aug 20, 2024ZEILE ARTDirectorSale3,875$41.27$159.9KForm 4
Aug 13, 2024Kramer Valerie D.Chief Digital OfficerSale725$40.17$29.1KForm 4
Jul 30, 2024LANEY G. TIMOTHYCHIEF EXECUTIVE OFFICERSale37$42.65$1.6KForm 4
Jul 29, 2024LANEY G. TIMOTHYCHIEF EXECUTIVE OFFICERSale49,763$42.64$2.1MForm 4
Jul 26, 2024Sobers Patrick G.DirectorSale18,738$43.10$807.7KForm 4
Jul 26, 2024Clermont Ralph WDirectorSale10,000$43.17$431.7KForm 4
Nov 15, 2023Randall Christopher S.EVP, COMM. & SPECIALTY BANKINGSale4,000$34.25$137.0KForm 4

All 38 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.6,496,044$288.6M0.0%+983,290
Vanguard Portfolio Management LLC2,738,063$121.7M0.0%+148,471
William Blair Investment Management, LLC2,497,817$111.0M0.3%+22,956
State Street Corp2,319,666$103.1M0.0%+142,289
Dimensional Fund Advisors LP2,237,135$99.4M0.0%+136,191
Vanguard Capital Management LLC1,911,985$84.9M0.0%+65,137
Charles Schwab Investment Management Inc1,686,848$74.9M0.0%+142,320
Wellington Management Group Llp1,300,690$57.8M0.0%−943,298
Westwood Holdings Group Inc1,276,350$56.7M0.4%−144,540
Geode Capital Management, LLC1,136,925$50.5M0.0%+121,861
Deprince Race & Zollo Inc903,660$40.1M0.7%−158,611
Segall Bryant & Hamill, LLC863,917$38.4M0.5%−21,453
Renaissance Technologies LLC715,453$31.8M0.0%−78,647
Two Sigma Investments, LP689,242$30.6M0.0%+116,509
Kennedy Capital Management LLC666,354$29.6M0.5%−17,527
Nuveen, LLC573,039$25.5M0.0%−66,181
Endeavour Capital Advisors Inc556,478$24.7M5.1%−19,198
Leeward Investments, LLC - MA508,755$22.6M1.0%−11,165
Northern Trust Corp494,192$22.0M0.0%+66,799
Aristotle Capital Boston, LLC485,740$21.6M1.4%−95,451
North Reef Capital Management LP437,241$19.4M0.7%+116,889
Aqr Capital Management LLC425,864$18.9M0.0%−76,274
Russell Investments Group, Ltd.417,323$18.5M0.0%−34,427
Goldman Sachs Group Inc374,209$16.6M0.0%−22,319
Bank of New York Mellon Corp363,016$16.1M0.0%+19,272

13F reports cover disclosed long positions in U.S. stocks only.

Sources

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