Northfield Bancorp, Inc.

Overview

• IndustrySavings Institution, Federally Chartered¹
• HeadquartersWoodbridge, New Jersey¹
• Incorporated inDE²
• Business address581 Main Street, Suite 810, Woodbridge, Nj 07095²
• Filer categoryAccelerated filer²
• Legal formCorporation

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These forward-looking statements are based on current beliefs and expectations of our management and are subject to significant business, economic and competitive uncertainties, and contingencies, many of which are beyond our control. In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change.³ From its latest annual report

Corporate structure

Northfield Bancorp, Inc. sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Northfield Bancorp, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

Investments

Intangibles and goodwill

Properties, in its own words

The Company operates from its corporate offices located at 581 Main Street, Woodbridge, New Jersey, its home office located at a branch in Staten Island, New York, and its additional 36 branch offices located in New York and New Jersey. The branch offices are located in the New York counties of Richmond (“Staten Island”) and Kings (“Brooklyn”) and the New Jersey counties of Hunterdon, Mercer, Middlesex, and Union. The net book value of our premises, land, and equipment was $19.9 million at December 31, 2025.

Item 2 of the 10-K filed Mar 2, 2026.³

Leadership

Who has led Northfield Bancorp, Inc., and when. Pick a name to see everywhere that person has worked.

• Chief executive officerSteven M. Klein Nov 2, 2017 to now¹³
• ChairSteven M. Klein Aug 9, 2021 to now¹⁴
• PresidentSteven M. Klein Feb 8, 2013 to now¹⁵
• Chief financial officerSteven M. Klein Jan 23, 2013 to Jan 28, 2013¹⁶
• Chief operating officerSteven M. Klein Jan 23, 2013 to May 3, 2017¹⁶

Named in SEC Form D filings

People the company listed in its private-offering notices.

• DirectorJohn P Connors named Jul 8, 2022³⁶
• DirectorKaren J Kessler named Jul 8, 2022³⁶
• DirectorPatrick L Ryan named Jul 8, 2022³⁶

Timeline

1. Jul 22, 20268-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights³⁷
2. Jun 26, 20268-K Shareholder vote³⁸
3. Apr 21, 20268-K Results of operations; Other events³⁹
4. Feb 9, 20268-K Executive or director change⁴⁰
5. Feb 6, 20268-K Executive or director change⁴¹
6. Feb 3, 20268-K Results of operations; Regulation FD disclosure⁴²
7. Feb 2, 20268-K Entered a material agreement; Executive or director change; Regulation FD disclosure⁴³
8. Nov 10, 20258-K Regulation FD disclosure⁴⁴
9. Oct 23, 20258-K Results of operations; Other events⁴⁵
10. Jul 25, 20258-K Results of operations; Other events⁴⁶
11. May 30, 20258-K Shareholder vote⁴⁷
12. May 27, 20258-K Regulation FD disclosure⁴⁸
13. Nov 2, 2017New chief executive Steven M. Klein becomes CEO¹³

Calendar

When it reported results

1. Apr 21, 2026Reported quarterly or annual results³⁹
2. Feb 3, 2026Reported quarterly or annual results⁴²
3. Oct 23, 2025Reported quarterly or annual results⁴⁵
4. Jul 25, 2025Reported quarterly or annual results⁴⁶
5. Apr 24, 2025Reported quarterly or annual results⁴⁹
6. Jan 23, 2025Reported quarterly or annual results⁵⁰
7. Oct 24, 2024Reported quarterly or annual results⁵¹
8. Jul 25, 2024Reported quarterly or annual results⁵²

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

303 filings to the SEC since October 2021: 6 annual reports, 14 quarterly reports, 53 major events, 182 insider forms, 15 large holders, 1 private raises, 32 other. The latest 20:

1. Oct 8, 2026SCHEDULE 13G/A EDGAR
2. Aug 3, 202615-12G EDGAR
3. Jul 22, 20268-K EDGAR
4. Jul 20, 20264 EDGAR
5. Jul 20, 20264 EDGAR
6. Jul 20, 20264 EDGAR
7. Jul 20, 20264 EDGAR
8. Jul 20, 20264 EDGAR
9. Jul 20, 20264 EDGAR
10. Jul 20, 20264 EDGAR
11. Jul 20, 20264 EDGAR
12. Jul 20, 20264 EDGAR
13. Jul 20, 20264 EDGAR
14. Jul 20, 20264 EDGAR
15. Jul 20, 20264 EDGAR
16. Jul 20, 20264 EDGAR
17. Jul 15, 20264 EDGAR
18. Jul 15, 20264 EDGAR
19. Jul 15, 20264 EDGAR
20. Jul 15, 20264 EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

42 open-market trades by officers, directors and large owners since October 2021: 17 buys and 25 sales. Grants, option exercises and gifts are left out.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

• DIMENSIONAL FUND ADVISORS LPSCHEDULE 13G/A, 5 filings Feb 8, 2022 to Oct 8, 2026⁵³
• VANGUARD GROUP INCSCHEDULE 13G/A, 5 filings Feb 10, 2022 to Mar 27, 2026⁵⁴
• BlackRock Portfolio Management LLCSCHEDULE 13G, 1 filing Apr 21, 2025⁵⁵
• BlackRockSCHEDULE 13G/A, 3 filings Oct 21, 2024 to Feb 3, 2025⁵⁶
• Principal Financial GroupSC 13G/A, 1 filing Feb 13, 2024⁵⁷

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

Money raised

Private offerings the company reported to the SEC on Form D.

1. Jun 17, 2022Raised $62 million in a private offering of debt Form D: 24 investors so far Form D

SEC filer profile

How Northfield Bancorp, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

• Name on EDGARNorthfield Bancorp, Inc.¹
• CIK0001493225
• Employer ID (EIN)80-0882592³
• Filer statusAccelerated filer not an emerging growth company; not a smaller reporting company; not a shell company³
• Incorporated inDelaware³
• Fiscal year endsDecember 31¹
• Industry code (SIC)6035 Savings Institution, Federally Chartered¹
• SEC reviewing officeOffice of Finance, Division of Corporation Finance¹
• Business address581 Main Street, Suite 810, Woodbridge, NJ 07095¹
• Phone(732) 499-7200¹
• Shares outstanding41,763,852 as of Apr 30, 2026¹¹
• Public float$437.7M as of Jun 30, 2025³
• AuditorCrowe, LLP, Livingston, New Jersey PCAOB ID 173; it also attests to the company’s internal control over financial reporting³
• On EDGAR sinceJun 9, 2010¹
• Filings965 in all: 4 (471), 8-K (182), 10-Q (43), SC 13G/A (43), 4/A (37), 3 (24), 10-K (15), 11-K (14)¹
  All 39 form types

  424B3 (14), DEF 14A (13), 425 (12), DEFA14A (11), CORRESP (10), SC 13G (7), ARS (6), EFFECT (6), UPLOAD (6), S-1/A (5), S-4/A (5), SCHEDULE 13G/A (5), SE (5), 10-K/A (4), 144 (3), 8-K/A (3), S-4 (3), S-8 (3), 3/A (2), S-1 (2), 10-Q/A (1), 15-12G (1), 25-NSE (1), 5 (1), 8-A12B (1), D (1), DEFM14A (1), FWP (1), POS AM (1), RW (1), SCHEDULE 13G (1)

• Latest filingsAnnual report (10-K) Mar 2, 2026
  Quarterly report (10-Q) May 11, 2026
  Proxy statement (DEF 14A) Apr 14, 2025
  Latest 8-K (8-K) Jul 22, 2026

Securities registered for trading

From the cover page of the 10-K filed Mar 2, 2026 (Section 12(b) of the Exchange Act).³

Risk factors and legal proceedings

The risks Northfield Bancorp, Inc. names in Item 1A of its 10-K filed Mar 2, 2026: 53 risks under these headings, as written.³

• Risks related to the announced merger with Columbia Financial, Inc.
• There is no assurance when or if the Merger will be completed.
• Regulatory approvals required to complete the Merger may not be received, may take longer than expected or may impose conditions that are not presently anticipated or cannot be met.
• Failure to complete the Merger, the termination of the Merger Agreement or a significant delay in the consummation of the Merger could negatively impact the Company.
• The Company will be subject to business uncertainties and contractual restrictions while the Merger is pending.
• The Merger Agreement contains provisions that may discourage other companies from pursuing, announcing or submitting a business combination proposal to the Company that might result in greater value to the Company’s stockholders.
• Litigation against the Company or Columbia Financial, or the members of the Company’s or Columbia Financial’s board of directors, could prevent or delay the completion of the Merger.
• Risks Related to Our Lending Activities
• The level of our commercial real estate loan portfolio subjects us to additional regulatory scrutiny.
• Our concentration in multifamily loans and commercial real estate loans could expose us to increased lending risks and related credit losses.
• Our New York State multifamily loan portfolio could be adversely impacted by changes in legislation or regulation.
• Our concentration of loans in certain industries could have adverse effects on credit quality.

Legal proceedings

In the normal course of business, we may be party to various outstanding legal proceedings and claims. In the opinion of management, our consolidated financial statements are not likely to be materially affected by the outcome of such legal proceedings and claims as of December 31, 2025.

The opening of Item 3, Legal Proceedings.³