OVLY on Nasdaq

Oak Valley Bancorp

American state commercial bank, incorporated in California. Summary from the record

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Last updated Oct 19, 2026.

Overview

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  • TickerOVLY on Nasdaq1
  • IndustryState Commercial Banks1
  • HeadquartersOakdale, California1
  • Incorporated inCA2
  • Business address125 N. Third Ave., Oakdale, Ca 953612
  • Filer categoryNon-accelerated filer, Smaller reporting company2

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Oak Valley Bancorp. Oak Valley Bancorp (the “Company”) serves as the parent bank holding company of Oak Valley Community Bank (the “Bank”), a California state-chartered bank. The Bank and the Company may be generally referred to as “we”, “us” or “our”). The Company was incorporated under the laws of the State of California on May 31, 1990, and began operations in Oakdale, California on May 28, 1991.3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Deposit Account brought in 51% of the revenue Oak Valley Bancorp broke down this way in fiscal 2025.

  1. Deposit Account$1.8M451%up 6% from 2024
  2. Debit Card$1.7M448%down 4% from 2024
  3. Mortgage Banking$33.0K41%up 6% from 2024
Products and services by year
Products and services20242025
Deposit Account$1.7M$1.8M
Debit Card$1.7M$1.7M
Mortgage Banking$31.0K$33.0K

Financial statements

Net income567894$23.9M in 2025+91% since 2019
0$10.0M$20.0M$30.0M$40.0M2019: $12.5M$12.5M20192020: $13.7M$13.7M2020+10%2021: $16.3M$16.3M2021+19%2022: $22.9M$22.9M2022+40%2023: $30.8M$30.8M2023+35%2024: $24.9M$24.9M2024−19%2025: $23.9M$23.9M2025−4%

Every line of the income statement as filed: the last 2 fiscal years, latest first.4

Period ending2025-12-312024-12-31
Interest and fees on loans$58.3M$53.4M
Interest on securities$21.4M$20.7M
Interest on federal funds sold$1.3M$1.5M
Interest on deposits with banks$6.8M$7.2M
Total interest income$87.9M$82.9M
Deposits$13.3M$12.9M
Total interest expense$13.3M$12.9M
Net interest income$74.6M$70.0M
Provision for (reversal of) credit losses$805.0K-$1.6M
Net interest income after provision for (reversal of) credit losses$73.8M$71.7M
Earnings on cash surrender value of life insurance$1.2M$1.1M
(Loss) gain on sales and calls of available-for-sale securities-$4.0K$114.0K
Other$2.4M$1.9M
Total non-interest income$7.1M$6.6M
Salaries and employee benefits$30.8M$28.6M
Occupancy expenses$4.7M$4.6M
Data processing fees$3.0M$2.8M
Regulatory assessments$1.1M$1.1M
Other operating expenses$10.5M$8.9M
Total non-interest expense$50.3M$46.0M
Net income before provision for income taxes$30.6M$32.2M
Total provision for income taxes$6.7M$7.2M
Net Income$23.9M$24.9M
Net income per share (in dollars per share)$2.90$3.04
Net income per diluted share (in dollars per share)$2.88$3.02

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Leadership

Who has led Oak Valley Bancorp, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Ronald C. Martin2008–2012
  2. Christopher M. Courtney2014–now

President

  1. Christopher M. Courtney2008–2022
  2. Richard A. McCarty2022–now

Chief financial officer

  1. Richard A. McCarty2008–2015
  2. Jeffrey A. Gall2016–now

Chief operating officer

  1. Richard A. McCarty2017–now
2010201520202025
Board members and other officers (28)

Timeline

  1. Feb 19, 2014New chief executive Christopher M. Courtney becomes CEO12
  2. Aug 8, 2008New chief executive Ronald C. Martin becomes CEO13

Filings

286 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 30 major events, 196 insider forms, 4 large holders, 35 other. The latest 20:

  1. Sep 29, 20264 EDGAR
  2. Sep 28, 2026144 EDGAR
  3. Sep 28, 20264 EDGAR
  4. Sep 3, 20264 EDGAR
  5. Aug 31, 20264 EDGAR
  6. Aug 28, 20264 EDGAR
  7. Aug 26, 2026144 EDGAR
  8. Aug 20, 20264 EDGAR
  9. Aug 18, 20264 EDGAR
  10. Aug 14, 202610-Q EDGAR
  11. Jul 30, 20264 EDGAR
  12. Jul 29, 2026SCHEDULE 13G EDGAR
  13. Jul 27, 2026144 EDGAR
  14. Jul 27, 20264 EDGAR
  15. Jul 27, 20264 EDGAR
  16. Jul 23, 20268-K EDGAR
  17. Jun 30, 20264 EDGAR
  18. Jun 26, 2026144 EDGAR
  19. Jun 26, 20264 EDGAR
  20. Jun 17, 20268-K EDGAR

The 286 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

145 open-market trades by officers, directors and large owners since October 2021: 116 buys and 29 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Sep 28, 2026Leonard Daniel JDirectorBuy125$34.03$4.3KForm 4
Sep 28, 2026Barton DonDirectorSale375$34.03$12.8KForm 4
Aug 28, 2026Leonard Daniel JDirectorBuy125$34.23$4.3KForm 4
Aug 26, 2026LAFFERTY ALLISONDirectorBuy1,307$33.93$44.4KForm 4
Aug 26, 2026Barton DonDirectorSale375$34.07$12.8KForm 4
Aug 19, 2026Leonard Daniel JDirectorBuy125$34.59$4.3KForm 4
Aug 17, 2026HOLDER H RANDOLPH JRDirectorBuy115$33.75$3.9KForm 4
Jul 27, 2026Barton DonDirectorSale375$32.72$12.3KForm 4
Jul 27, 2026Strong GaryDirectorBuy2,000$32.50$65.0KForm 4
Jun 26, 2026Barton DonDirectorSale375$33.26$12.5KForm 4
May 28, 2026LAFFERTY ALLISONDirectorBuy87$33.44$2.9KForm 4
May 26, 2026Barton DonDirectorSale375$33.77$12.7KForm 4
May 12, 2026HOLDER H RANDOLPH JRDirectorBuy200$32.50$6.5KForm 4
May 5, 2026LAFFERTY ALLISONDirectorBuy180$33.19$6.0KForm 4
Apr 29, 2026Leonard Daniel JDirectorBuy375$33.00$12.4KForm 4
Feb 27, 2026LAFFERTY ALLISONDirectorBuy506$32.60$16.5KForm 4
Feb 13, 2026WITHROW TERRANCE PDirectorBuy297$33.64$10.0KForm 4
Feb 13, 2026Haidlen Erich ADirectorBuy250$33.23$8.3KForm 4
Jan 12, 2026Barton DonDirectorSale375$30.25$11.3KForm 4
Dec 12, 2025Barton DonDirectorSale375$30.29$11.4KForm 4

All 145 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 84. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.511,151$17.2M0.0%+83,836
Vanguard Capital Management LLC296,205$10.0M0.0%−22,302
Siena Capital Partners GP, LLC263,847$8.9M2.2%−59,340
Dimensional Fund Advisors LP189,026$6.4M0.0%+30,881
Geode Capital Management, LLC176,153$5.9M0.0%+19,809
Cresset Asset Management, LLC140,282$4.7M0.0%No change
State Street Corp130,531$4.4M0.0%+24,382
American Century Companies Inc99,560$3.4M0.0%+77,031
Renaissance Technologies LLC73,973$2.5M0.0%+38,598
Goldman Sachs Group Inc65,845$2.2M0.0%+18,124
Northern Trust Corp54,713$1.8M0.0%+5,426
Arrowstreet Capital, Limited Partnership53,502$1.8M0.0%+36,373
Morgan Stanley52,224$1.8M0.0%+27,734
Bridgeway Capital Management, LLC51,279$1.7M0.0%−5,000
Vanguard Portfolio Management LLC48,638$1.6M0.0%+9,166
Two Sigma Investments, LP47,787$1.6M0.0%New
Vanguard Fiduciary Trust Co45,742$1.5M0.0%+2,563
Cetera Investment Advisers45,003$1.5M0.0%−11
Fmr LLC32,624$1.1M0.0%−105
Aqr Capital Management LLC32,551$1.1M0.0%+12,929
RBF Capital, LLC30,000$1.0M0.0%No change
Citadel Advisors LLC28,963$977.4K0.0%+21,354
Squarepoint Ops LLC23,760$801.8K0.0%New
Kestra Advisory Services, LLC23,519$793.7K0.0%No change
Hsbc Holdings PLC23,450$785.6K0.0%+1,949

13F reports cover disclosed long positions in U.S. stocks only.

Sources

The numbers on this page point here. Each one links to the record it came from.

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