Overview
- TickerPAYP on Nasdaq1
- IndustryServices-Business Services, NEC1
- HeadquartersChiyoda1
- Websiteabout.paypay.ne.jp
- Incorporated inJapan4
- Business addressYotsuya Tower, 1-6-1, Yotsuya, Shinjuku-Ku, 160-00044
- Filer categoryNon-accelerated filer4
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Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Business segments
Payment brought in 81% of the revenue PayPay broke down this way in fiscal 2026.
Business segments by year
| Business segments | 2024 | 2025 | 2026 |
|---|---|---|---|
| Payment | 211.3B JPY | 248.3B JPY | 311.2B JPY |
| Financial Services | 46.2B JPY | 53.6B JPY | 72.4B JPY |
Financial statements
No quarterly figures reported.
Every line of the income statement in the latest annual report, as filed.5
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Transaction and service income | 251.0B JPY | 203.6B JPY | 174.1B JPY |
| Interest income | 116.5B JPY | 88.4B JPY | 73.9B JPY |
| Gains (losses) on financial instruments | 10.2B JPY | 5.5B JPY | 4.6B JPY |
| Other operating income | 2.9B JPY | 1.5B JPY | 2.0B JPY |
| Total revenue | 380.7B JPY | 299.1B JPY | 254.6B JPY |
| Point expenses | -60.2B JPY | -50.4B JPY | -45.4B JPY |
| Settlement related cost | -48.7B JPY | -43.7B JPY | -40.0B JPY |
| Employee benefits expense | -47.6B JPY | -41.5B JPY | -37.8B JPY |
| Professional and outsourcing services expenses | -28.1B JPY | -28.8B JPY | -34.8B JPY |
| Provision for loss allowance | -24.9B JPY | -23.9B JPY | -23.0B JPY |
| Other operating expenses | -91.0B JPY | -75.4B JPY | -73.6B JPY |
| Total operating expenses | -300.6B JPY | -263.6B JPY | -254.6B JPY |
| Operating profit | 80.1B JPY | 35.5B JPY | 11.0M JPY |
| Share of loss of investments accounted for using the equity method | -137.0M JPY | -549.0M JPY | 0 JPY |
| Profit before tax | 79.9B JPY | 35.0B JPY | 11.0M JPY |
| Income tax (expense) benefit | 37.9B JPY | 4.2B JPY | -841.0M JPY |
| Profit (loss) for the year | 117.8B JPY | 39.2B JPY | -830.0M JPY |
| Owners of the parent company | 115.0B JPY | 36.2B JPY | -3.4B JPY |
| Non-controlling interests | 2.8B JPY | 3.0B JPY | 2.5B JPY |
| Basic earnings (loss) per share | 180.42 JPY | 65.76 JPY | -6.09 JPY |
| Diluted earnings (loss) per share | 178.55 JPY | 65.76 JPY | -6.09 JPY |
No quarterly figures reported.
Every line of the balance sheet in the latest annual report, as filed.5
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Cash and cash equivalents | 363.1B JPY | 369.8B JPY | 744.3B JPY |
| Guarantee deposits | 74.1B JPY | 244.2B JPY | |
| Call loans | 40.0B JPY | 63.0B JPY | |
| Accounts receivable | 150.4B JPY | 141.1B JPY | |
| Loans and advances to customers | 2.5T JPY | 1.9T JPY | |
| Securities | 1.7T JPY | 1.1T JPY | |
| Other financial assets | 32.3B JPY | 23.1B JPY | |
| Property and equipment | 14.9B JPY | 14.5B JPY | |
| Right-of-use assets | 12.2B JPY | 14.8B JPY | 8.9B JPY |
| Intangible assets | 66.5B JPY | 65.7B JPY | |
| Goodwill | 15.2B JPY | 15.2B JPY | |
| Investments accounted for using equity method | 12.8B JPY | 1.0B JPY | |
| Deferred tax assets | 107.3B JPY | 49.4B JPY | |
| Other assets | 37.7B JPY | 37.0B JPY | |
| Total assets | 5.2T JPY | 4.0T JPY | |
| Deposits | 3.0T JPY | 2.4T JPY | |
| Accounts payable | 1.1T JPY | 949.4B JPY | |
| Income tax payables | 13.1B JPY | 6.5B JPY | |
| Borrowings | 565.0B JPY | 399.6B JPY | |
| Other financial liabilities | 48.1B JPY | 34.2B JPY | |
| Provisions | 7.4B JPY | 7.0B JPY | |
| Lease liabilities | 9.5B JPY | 12.1B JPY | |
| Deferred tax liabilities | 206.0M JPY | 377.0M JPY | |
| Other liabilities | 27.1B JPY | 23.3B JPY | |
| Total liabilities | 4.7T JPY | 3.8T JPY | |
| Issued capital | 200.6B JPY | 91.4B JPY | |
| Share premium | 86.7B JPY | 13.7B JPY | |
| Accumulated deficit | 109.9B JPY | -4.9B JPY | |
| Accumulated other comprehensive loss | -3.1B JPY | -379.0M JPY | |
| Equity attributable to owners of the parent company | 394.2B JPY | 99.9B JPY | |
| Non-controlling interests | 36.6B JPY | 123.8B JPY | |
| Total shareholders' equity | 430.8B JPY | 223.7B JPY | 191.3B JPY |
| Total liabilities and shareholders' equity | 5.2T JPY | 4.0T JPY |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow in the latest annual report, as filed.5
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Profit before tax | 79.9B JPY | 35.0B JPY | 11.0M JPY |
| Depreciation and amortization | 25.5B JPY | 21.4B JPY | 18.6B JPY |
| Loss on disposal of property and equipment and intangible assets | 1.3B JPY | 696.0M JPY | 1.5B JPY |
| Share-based payment expenses | 1.8B JPY | 0 JPY | 0 JPY |
| Other income and costs | -1.5B JPY | 618.0M JPY | -1.6B JPY |
| Guarantee deposits | 170.1B JPY | 77.7B JPY | -39.6B JPY |
| Call loans | 23.0B JPY | 53.1B JPY | -18.1B JPY |
| Accounts receivable | -9.3B JPY | -3.3B JPY | 50.4B JPY |
| Loans and advances to customers | -585.2B JPY | -399.1B JPY | -311.1B JPY |
| Securities | -72.3B JPY | -31.3B JPY | -45.5B JPY |
| Deposits | 566.6B JPY | 249.4B JPY | 260.4B JPY |
| Accounts payable | 173.9B JPY | 145.6B JPY | 130.7B JPY |
| Other financial assets | -7.0B JPY | 1.9B JPY | -4.2B JPY |
| Other financial liabilities | 13.4B JPY | 2.3B JPY | 9.8B JPY |
| Provisions | 6.0M JPY | -1.9B JPY | 4.4B JPY |
| Other | 6.9B JPY | 10.0B JPY | -1.9B JPY |
| Cash provided by operations | 387.0B JPY | 162.1B JPY | 53.8B JPY |
| Income tax paid | -12.6B JPY | -6.9B JPY | -4.5B JPY |
| Income tax refunded | 876.0M JPY | 588.0M JPY | 606.0M JPY |
| Net cash provided by operating activities | 375.3B JPY | 155.8B JPY | 50.0B JPY |
| Purchases of securities | -780.0B JPY | -463.3B JPY | -437.4B JPY |
| Proceeds from sales/redemption of securities | 189.3B JPY | 177.9B JPY | 189.8B JPY |
| Purchases of property and equipment | -6.4B JPY | -4.8B JPY | -4.6B JPY |
| Purchases of intangible assets | -17.8B JPY | -17.3B JPY | -17.9B JPY |
| Proceeds from withdrawal of deposits with a related party | 0 JPY | 0 JPY | 600.0B JPY |
| Payments of deposits with a related party | 0 JPY | 0 JPY | -600.0B JPY |
| Payment for acquisition of subsidiaries | 0 JPY | -5.8B JPY | 0 JPY |
| Purchase of investment accounted for using the equity method | -11.7B JPY | -1.4B JPY | 0 JPY |
| Other | -2.3B JPY | -5.3B JPY | -3.3B JPY |
| Net cash used in investing activities | -628.8B JPY | -320.0B JPY | -273.4B JPY |
| Net increase (decrease) in short-term borrowings | 200.0B JPY | -128.7B JPY | 30.0B JPY |
| Proceeds from long-term borrowings | 722.6B JPY | 842.3B JPY | 595.1B JPY |
| Repayments of long-term borrowings | -757.2B JPY | -917.9B JPY | -516.4B JPY |
| Repayments of lease liabilities | -2.7B JPY | -2.8B JPY | -2.4B JPY |
| Proceeds from issuance of new common shares | 217.5B JPY | 0 JPY | 3.4B JPY |
| Payments for the purchase of the equity interest of subsidiaries, through business combinations of entities under common control | -130.2B JPY | 0 JPY | 0 JPY |
| Dividends paid to non-controlling interests | -2.9B JPY | -2.5B JPY | -1.6B JPY |
| Dividends paid to the ultimate parent company | -311.0M JPY | -283.0M JPY | -179.0M JPY |
| Other | 0 JPY | -405.0M JPY | 0 JPY |
| Net cash provided by (used in) financing activities | 246.8B JPY | -210.3B JPY | 107.9B JPY |
| Effect of exchange rate changes on cash and cash equivalents | 50.0M JPY | -59.0M JPY | 488.0M JPY |
| Decrease in cash and cash equivalents | -6.7B JPY | -374.5B JPY | -115.0B JPY |
Timeline
Recent filings
- Aug 7, 20266-K
- Jul 31, 20266-K
- Jul 30, 20266-K
- Jun 30, 20266-K
- Jun 30, 202620-F
- Jun 29, 20263
- Jun 12, 20264
- Jun 9, 20264
- Jun 9, 20264
- Jun 9, 20264
- Jun 4, 20266-K
- May 29, 20266-K
- May 15, 2026SCHEDULE 13G
- May 13, 20264
- May 6, 20266-K
Every filing from the last three years, summarized. The full record is on SEC EDGAR.2
Links
- WikidataQ56348149
- SEC EDGARCIK 2080845
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1WikidataPayPay on Wikidata
- 2SEC EDGARPayPay filings on SEC EDGAR
- 3Company websitePayPay logo
- 4SEC EDGARPayPay filings on SEC EDGAR
- 5
