PCB on Nasdaq

PCB BANCORP

PCB Bancorp is a California corporation incorporated in 2007 as a registered bank holding company subject to the Bank Holding Company Act of 1956, as amended (“BHCA”), to serve as the holding company.3 From its latest annual report

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Last updated Oct 19, 2026.

Overview

Compare with Bankwell Financial Group, Inc., BLUE RIDGE BANKSHARES, INC. or OP Bancorp, or pick any stock.

  • TickerPCB on Nasdaq1
  • IndustryState Commercial Banks1
  • HeadquartersLos Angeles, California1
  • Business address3701 Wilshire Blvd, Suite 900, Los Angeles, Ca 900102
  • Filer categoryAccelerated filer, Smaller reporting company2

PCB Bancorp is a California corporation incorporated in 2007 as a registered bank holding company subject to the Bank Holding Company Act of 1956, as amended (“BHCA”), to serve as the holding company for PCB Bank (the “Bank”), which was founded in 2003. The Company has no material operations other than those of the Bank.3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

1291.9%Net margin4
4.5%Revenue growth, 20254
9.6%Return on equity4
$24.4MFree cash flow4

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Account Analysis Fees brought in 31% of the revenue PCB BANCORP broke down this way in fiscal 2025.

  1. Account Analysis Fees$889.0K431%down 6% from 2024
  2. Products And Services, Wire Transfer Fees$699.0K424%up 12% from 2024
  3. Non-Sufficient Funds Charges$428.0K415%up 11% from 2024
  4. Products And Services, Debit Card Fees$396.0K414%up 16% from 2024
  5. Products And Services, Other Service Charges$264.0K49%up 6% from 2024
  6. Monthly Service Fees$120.0K44%up 11% from 2024
  7. Other Deposit Related Fees$103.0K44%up 0% from 2024
Products and services by year
Products and services202320242025
Account Analysis Fees$951.0K$949.0K$889.0K
Products And Services, Wire Transfer Fees$625.0K$626.0K$699.0K
Non-Sufficient Funds Charges$328.0K$385.0K$428.0K
Products And Services, Debit Card Fees$339.0K$340.0K$396.0K
Products And Services, Other Service Charges$211.0K$248.0K$264.0K
Monthly Service Fees$107.0K$108.0K$120.0K
Other Deposit Related Fees$89.0K$103.0K$103.0K

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax29¢$15.0M
  • Profit71¢$37.5M

Out of $2.9M in revenue.4

Where each dollar of operating cash went, fiscal 2025

  • Capital spending8¢$2.2M
  • Dividends paid43¢$11.5M
  • Share buybacks27¢$7.1M
  • Kept or used elsewhere22¢$5.8M

Out of $26.6M of cash from operations.4

Financial statements

Revenue56784$2.9M in 2025+14% since 2019
0$1.0M$2.0M$3.0M2019: $2.6M$2.6M20192020: $2.2M$2.2M2020−13%2021: $2.4M$2.4M2021+6%2022: $2.6M$2.6M2022+12%2023: $2.6M$2.6M2023+0%2024: $2.8M$2.8M2024+5%2025: $2.9M$2.9M2025+5%
Net income56784$37.5M in 2025+55% since 2019
0$20.0M$40.0M$60.0M2019: $24.1M$24.1M20192020: $16.2M$16.2M2020−33%2021: $40.1M$40.1M2021+148%2022: $35.0M$35.0M2022−13%2023: $30.7M$30.7M2023−12%2024: $25.8M$25.8M2024−16%2025: $37.5M$37.5M2025+45%

Every line of the income statement as filed: the last 3 fiscal years, latest first.4

Period ending2025-12-312024-12-312023-12-31
Loans, including fees$180.3M$164.3M$136.0M
Tax-exempt investment securities$87.0K$102.0K$126.0K
Taxable investment securities$5.8M$5.2M$4.6M
Other interest-earning assets$11.3M$11.2M$10.5M
Total interest income$197.5M$180.8M$151.2M
Deposits$92.3M$90.5M$62.2M
Other borrowings$1.4M$1.7M$508.0K
Total interest expense$93.7M$92.2M$62.7M
Net interest income$103.9M$88.6M$88.5M
Provision (reversal) for credit losses$4.0M$3.4M-$132.0K
Net interest income after provision (reversal) for credit losses$99.8M$85.2M$88.6M
Service charges and fees on deposits$1.5M$1.5M$1.5M
Loan servicing income$2.9M$3.4M$3.3M
Bank-owned life insurance income$1.0M$949.0K$753.0K
Gain on sale of loans$4.6M$3.8M$3.6M
Other income$1.7M$1.5M$1.6M
Total noninterest income$11.8M$11.1M$10.7M
Salaries and employee benefits$36.6M$35.7M$34.6M
Occupancy and equipment$9.2M$9.1M$7.9M
Professional fees$2.8M$3.4M$3.1M
Marketing and business promotion$2.1M$1.9M$2.3M
Data processing$1.3M$1.5M$1.6M
Director fees and expenses$898.0K$906.0K$756.0K
Regulatory assessments$1.5M$1.3M$1.1M
Other expenses$4.8M$6.3M$4.7M
Total noninterest expense$59.2M$60.0M$56.1M
Income before income taxes$52.5M$36.3M$43.3M
Income tax expense$15.0M$10.5M$12.6M
Net income$37.5M$25.8M$30.7M
Preferred stock dividends$300.0K$834.0K$0
Net income available to common shareholders$37.2M$25.0M$30.7M
Earnings per common share, basic (in dollars per share)$2.59$1.75$2.14
Earnings per common share, diluted (in dollars per share)$2.58$1.74$2.12
Weighted-average common shares outstanding, basic (in shares)14.2M shares14.2M shares14.3M shares
Weighted-average common shares outstanding, diluted (in shares)14.3M shares14.3M shares14.4M shares

Compare PCB BANCORP with another company

Leadership

Who has led PCB BANCORP, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Henry Kim2018–now

Chief financial officer

  1. Timothy Chang2019–now
20202025
Board members and other officers (18)

Former names

  • PACIFIC CITY FINANCIAL CORPJan 11, 2008 to Jul 2, 20192

Timeline

  1. Aug 9, 2018New chief executive Henry Kim becomes CEO12

Filings

232 filings to the SEC since October 2021: 5 annual reports, 16 quarterly reports, 39 major events, 144 insider forms, 8 large holders, 20 other. The latest 20:

  1. Sep 28, 20268-K EDGAR
  2. Sep 24, 20268-K EDGAR
  3. Aug 28, 20264 EDGAR
  4. Aug 19, 20264 EDGAR
  5. Aug 17, 20264 EDGAR
  6. Aug 6, 202610-Q EDGAR
  7. Jul 24, 20268-K/A EDGAR
  8. Jul 23, 20268-K EDGAR
  9. May 27, 20268-K EDGAR
  10. May 7, 202610-Q EDGAR
  11. Apr 23, 20268-K EDGAR
  12. Apr 9, 2026ARS EDGAR
  13. Apr 9, 2026DEFA14A EDGAR
  14. Apr 9, 2026DEF 14A EDGAR
  15. Mar 16, 202610-K EDGAR
  16. Mar 6, 20264 EDGAR
  17. Mar 4, 20264 EDGAR
  18. Mar 2, 20264 EDGAR
  19. Feb 24, 20264 EDGAR
  20. Jan 29, 20268-K EDGAR

The 232 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

108 open-market trades by officers, directors and large owners since October 2021: 99 buys and 9 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Mar 6, 2026LEE SANG YOUNGDirectorBuy1,090$21.75$23.7KForm 4
Mar 5, 2026LEE SANG YOUNGDirectorBuy7,500$22.25$166.9KForm 4
Mar 4, 2026LEE SANG YOUNGDirectorBuy2,000$22.75$45.5KForm 4
Mar 3, 2026LEE SANG YOUNGDirectorBuy92$22.00$2.0KForm 4
Feb 27, 2026LEE SANG YOUNGDirectorBuy3,027$22.43$67.9KForm 4
Feb 23, 2026LEE SANG YOUNGDirectorBuy5,000$22.48$112.4KForm 4
Aug 21, 2025LEE SANG YOUNGDirectorBuy13,400$21.55$288.8KForm 4
Aug 20, 2025LEE SANG YOUNGDirectorBuy232$21.60$5.0KForm 4
Aug 1, 2025RHEE DONDirectorBuy10,000$20.13$201.3KForm 4
Jul 29, 2025LEE SANG YOUNGDirectorBuy18,200$21.45$390.4KForm 4
Feb 27, 2025LEE SANG YOUNGDirectorBuy10,300$19.45$200.3KForm 4
Feb 21, 2025LEE SANG YOUNGDirectorBuy4,400$19.50$85.8KForm 4
Feb 20, 2025LEE SANG YOUNGDirectorBuy2,500$19.80$49.5KForm 4
Feb 19, 2025LEE SANG YOUNGDirectorBuy3,099$19.90$61.7KForm 4
Feb 13, 2025LEE SANG YOUNGDirectorBuy4,504$19.78$89.1KForm 4
Nov 29, 2024RHEE DONDirectorBuy7,300$21.22$154.9KForm 4
Nov 25, 2024LEE SANG YOUNGDirectorBuy8,200$21.46$175.9KForm 4
Nov 25, 2024KIM HENRYPRESIDENT, CEO & DIRECTORBuy3,000$21.44$64.3KForm 4
Nov 20, 2024LEE SANG YOUNGDirectorBuy299$20.43$6.1KForm 4
Nov 18, 2024LEE SANG YOUNGDirectorBuy8,174$20.74$169.5KForm 4

All 108 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.865,199$24.5M0.0%+74,340
Dimensional Fund Advisors LP636,528$18.1M0.0%+25,985
Vanguard Capital Management LLC495,445$14.1M0.0%−50,966
Rhino Investment Partners, Inc419,878$11.9M3.6%−6,106
Geode Capital Management, LLC281,988$8.0M0.0%+23,653
State Street Corp209,998$6.0M0.0%−693
Maltese Capital Management LLC207,050$5.9M1.1%+57,050
Bridgeway Capital Management, LLC158,527$4.5M0.1%+1,601
Goldman Sachs Group Inc131,293$3.7M0.0%+24,332
American Century Companies Inc126,287$3.6M0.0%+2,461
Northern Trust Corp121,689$3.5M0.0%+5,894
Hillsdale Investment Management Inc.112,987$3.2M0.1%+14,000
Arrowstreet Capital, Limited Partnership102,326$2.9M0.0%No change
Connor, Clark & Lunn Investment Management Ltd.92,743$2.6M0.0%+2,714
Segall Bryant & Hamill, LLC87,757$2.5M0.0%−6,088
Empowered Funds, LLC80,427$2.3M0.0%+1,601
Morgan Stanley77,899$2.2M0.0%−7,982
Vanguard Portfolio Management LLC72,959$2.1M0.0%+10,558
Vanguard Fiduciary Trust Co71,706$2.0M0.0%+905
Renaissance Technologies LLC71,102$2.0M0.0%−2,630
Aqr Capital Management LLC63,243$1.8M0.0%+6,336
Bank of New York Mellon Corp60,382$1.7M0.0%+3,797
Marshall Wace, Llp49,526$1.4M0.0%−24,239
Martingale Asset Management L P40,617$1.2M0.0%+3
Lazard Asset Management LLC30,474$864.5K0.0%+5,029

13F reports cover disclosed long positions in U.S. stocks only.