PEBO on Nasdaq

PEOPLES BANCORP INC

American state commercial bank, incorporated in Ohio, listed on Nasdaq (PEBO). Summary from the record

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Last updated Oct 19, 2026.

Overview

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  • TickerPEBO on Nasdaq1
  • IndustryState Commercial Banks1
  • HeadquartersMarietta, Ohio1
  • Incorporated inOH2
  • Business address138 Putnam St, P O Box 738, Marietta, Oh 45750-07382
  • Filer categoryLarge accelerated filer2

The disclosures set forth in this Item are qualified by “ITEM 1A RISK FACTORS” and the section captioned “Forward-Looking Statements” in “ITEM 7 MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS” of this Form 10-K and other cautionary statements set forth elsewhere in this Form 10-K.3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

155.4%Operating margin4
123.1%Net margin4
2.3%Revenue growth, 20254
8.8%Return on equity4
0.17×Debt to equity4
$128.7MFree cash flow4

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax21¢$28.0M
  • Profit79¢$106.8M

Out of $86.7M in revenue.4

Where each dollar of operating cash went, fiscal 2025

  • Capital spending4¢$6.0M
  • Dividends paid43¢$58.1M
  • Share buybacks1¢$838.0K
  • Kept or used elsewhere52¢$69.7M

Out of $134.7M of cash from operations.4

Financial statements

Revenue56784$86.7M in 2025+54% since 2019
0$25.0M$50.0M$75.0M$100.0M2019: $56.3M$56.3M20192020: $53.9M$53.9M2020−4%2021: $61.4M$61.4M2021+14%2022: $70.0M$70.0M2022+14%2023: $79.5M$79.5M2023+14%2024: $84.8M$84.8M2024+7%2025: $86.7M$86.7M2025+2%
Operating income67984$134.8M in 2025+106% since 2019
0$50.0M$100.0M$150.0M2019: $65.4M$65.4M20192020: $42.6M$42.6M2020−35%2021: $57.0M$57.0M2021+34%2022: $128.6M$128.6M2022+126%2023: $145.1M$145.1M2023+13%2024: $149.5M$149.5M2024+3%2025: $134.8M$134.8M2025−10%
Net income67984$106.8M in 2025+99% since 2019
0$50.0M$100.0M$150.0M2019: $53.7M$53.7M20192020: $34.8M$34.8M2020−35%2021: $47.6M$47.6M2021+37%2022: $101.3M$101.3M2022+113%2023: $113.4M$113.4M2023+12%2024: $117.2M$117.2M2024+3%2025: $106.8M$106.8M2025−9%

Every line of the income statement as filed: the last 3 fiscal years, latest first.4

Period ending2025-12-312024-12-312023-12-31
Interest and fees on loans$441.1M$451.0M$383.0M
Interest and dividends on taxable investment securities$66.0M$59.0M$49.3M
Interest on tax-exempt investment securities$3.8M$4.0M$4.3M
Other interest income$3.5M$6.8M$2.8M
Total interest income$514.3M$520.8M$439.4M
Interest on deposits$135.2M$142.1M$71.9M
Interest on short-term borrowings$10.1M$15.5M$19.9M
Interest on long-term borrowings$13.8M$14.4M$8.2M
Total interest expense$159.1M$172.1M$100.0M
Net interest income$355.2M$348.7M$339.4M
Provision for (recovery of) credit losses$42.2M$24.8M$15.2M
Net interest income after provision for (recovery of) credit losses$313.1M$323.9M$324.2M
Insurance income$19.6M$19.4M$18.0M
Lease income$15.6M$10.5M$7.9M
Bank owned life insurance income$4.6M$4.2M$4.2M
Mortgage banking income$1.4M$1.8M$1.1M
Net loss on asset disposals and other transactions-$3.0M-$3.3M-$2.8M
Net loss on investment securities-$2.7M-$416.0K-$3.7M
Other non-interest income$5.2M$5.0M$3.8M
Total non-interest income$104.1M$99.4M$87.4M
Salaries and employee benefit costs$156.5M$150.0M$144.0M
Net occupancy and equipment expense$23.2M$24.2M$21.4M
Data processing and software expense$29.1M$25.2M$21.6M
Professional fees$12.7M$12.1M$17.0M
Amortization of other intangible assets$8.8M$11.2M$11.2M
Electronic banking expense$8.3M$7.5M$7.2M
Marketing expense$3.7M$3.9M$5.0M
FDIC insurance expense$5.1M$4.9M$4.8M
Franchise tax expense$3.4M$3.2M$3.5M
Other loan expenses$4.9M$4.1M$2.9M
Communication expense$2.7M$3.1M$2.8M
Operating lease expense$4.6M$3.5M$1.7M
Travel and entertainment expense$2.6M$2.7M$2.4M
Other non-interest expense$16.7M$18.0M$20.9M
Total non-interest expense$282.3M$273.8M$266.5M
Income before income taxes$134.8M$149.5M$145.1M
Income tax expense$28.0M$32.3M$31.8M
Net income$106.8M$117.2M$113.4M
Earnings per common share basic (in usd per share)$3.03$3.34$3.46
Earnings per common share diluted (in usd per share)$2.99$3.31$3.44
Weighted-average number of common shares outstanding basic (in shares)35.0M shares34.8M shares32.5M shares
Weighted-average number of common shares outstanding diluted (in shares)35.4M shares35.1M shares32.8M shares
Realized and unrealized gain (loss)-$17.0K$50.0K-$141.0K

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Leadership

Who has led PEOPLES BANCORP INC, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (48)

Timeline

  1. Apr 3, 2024New chief executive Tyler J. Wilcox becomes CEO12
  2. Apr 13, 2011New chief executive Charles W. Sulerzyski becomes CEO13
  3. Jan 3, 2006New chief executive Mark F. Bradley becomes CEO14

Filings

848 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 90 major events, 657 insider forms, 16 large holders, 65 other. The latest 20:

  1. Oct 6, 20264 EDGAR
  2. Oct 5, 20268-K EDGAR
  3. Oct 2, 20264 EDGAR
  4. Oct 2, 20264/A EDGAR
  5. Oct 2, 20264/A EDGAR
  6. Oct 2, 20264 EDGAR
  7. Oct 2, 20264 EDGAR
  8. Oct 2, 20264 EDGAR
  9. Oct 2, 20264 EDGAR
  10. Oct 2, 20264 EDGAR
  11. Oct 2, 20264 EDGAR
  12. Oct 2, 20264 EDGAR
  13. Oct 2, 20264 EDGAR
  14. Oct 2, 20264 EDGAR
  15. Oct 2, 20264 EDGAR
  16. Oct 2, 20264 EDGAR
  17. Oct 2, 20264 EDGAR
  18. Oct 2, 20264 EDGAR
  19. Oct 2, 20264 EDGAR
  20. Oct 2, 20264 EDGAR

The 848 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

97 open-market trades by officers, directors and large owners since October 2021: 37 buys and 60 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Aug 6, 2026Edgell MatthewChief of StaffSale3,000$41.28$123.8KForm 4
Jul 24, 2026Donlon Hugh JEVP, Community BankingSale500$39.87$19.9KForm 4
Jul 23, 2026Smith Dwight EricDirectorBuy1,000$39.81$39.8KForm 4
Apr 27, 2026Smith Dwight EricDirectorBuy1,000$34.51$34.5KForm 4
Mar 11, 2026SCHNEEBERGER CAROL ADirectorSale1,895$31.37$59.4KForm 4
Mar 9, 2026SCHNEEBERGER CAROL ADirectorSale1,000$31.41$31.4KForm 4
Mar 3, 2026Kirkham Michael RyanEVP/General CounselSale986$32.47$32.0KForm 4
Feb 9, 2026SCHNEEBERGER CAROL ADirectorSale1,000$33.92$33.9KForm 4
Jan 23, 2026BEAM S CRAIGDirectorBuy157$31.65$5.0KForm 4
Jan 22, 2026Smith Dwight EricDirectorBuy500$32.62$16.3KForm 4
Jan 8, 2026SCHNEEBERGER CAROL ADirectorSale1,000$30.60$30.6KForm 4
Dec 8, 2025SCHNEEBERGER CAROL ADirectorSale1,000$30.27$30.3KForm 4
Nov 21, 2025Smith Dwight EricDirectorBuy200$28.56$5.7KForm 4
Nov 11, 2025Reeves Kevin RDirectorBuy1,250$29.11$36.4KForm 4
Nov 7, 2025Hogan W GlennDirectorBuy1,000$28.49$28.5KForm 4
Nov 4, 2025Wilcox Tyler JChief Executive OfficerBuy160$28.39$4.5KForm 4
Oct 30, 2025Hogan W GlennDirectorBuy1,000$28.82$28.8KForm 4
Oct 23, 2025Smith Dwight EricDirectorBuy500$29.76$14.9KForm 4
Oct 8, 2025SCHNEEBERGER CAROL ADirectorSale1,000$30.22$30.2KForm 4
Sep 8, 2025SCHNEEBERGER CAROL ADirectorSale1,000$30.83$30.8KForm 4

All 97 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.3,335,413$128.1M0.0%+259,801
Dimensional Fund Advisors LP2,273,452$87.3M0.0%+3,318
State Street Corp2,052,253$78.8M0.0%+159,723
Vanguard Capital Management LLC1,529,301$58.7M0.0%+39,611
American Century Companies Inc1,095,934$42.1M0.0%+64,270
Geode Capital Management, LLC971,766$37.3M0.0%+68,025
Brown Advisory Inc816,178$31.3M0.0%−7,028
Invesco Ltd.793,248$30.5M0.0%−65,062
Private Management Group Inc580,469$22.3M0.6%−15,180
Raymond James Financial Inc566,652$21.8M0.0%+7,734
Aqr Capital Management LLC566,488$21.8M0.0%+83,164
Franklin Resources Inc478,993$18.4M0.0%−85,274
Peoples Bank /oh443,563$17.0M8.8%−55
Goldman Sachs Group Inc374,032$14.4M0.0%+162,001
Vanguard Portfolio Management LLC356,069$13.7M0.0%+42,001
Northern Trust Corp332,435$12.8M0.0%+24,875
Charles Schwab Investment Management Inc298,790$11.5M0.0%+8,832
Hotchkis & Wiley Capital Management LLC298,660$11.5M0.0%+1,800
Bridgeway Capital Management, LLC279,682$10.7M0.2%+10,408
Bank of New York Mellon Corp265,067$10.2M0.0%+7,448
Wealth Preservation Advisors, LLC258,803$9.9M5.7%New
Segall Bryant & Hamill, LLC250,239$9.6M0.1%−9,604
Vanguard Fiduciary Trust Co235,998$9.1M0.0%+12,356
Two Sigma Investments, LP218,964$8.4M0.0%−1,553
First Trust Advisors LP204,524$7.9M0.0%+2,557

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

1 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Aug 28, 2025James C. JusticeRepublican, SenateSale$250,001 - $500,000+1.1%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

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