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CPI Card Group Inc.
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Last updated Oct 16, 2026.
Overview
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Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
31.3%Gross margin3
10.1%Operating margin3
2.8%Net margin3
13.1%Revenue growth, 20253
$41.3MFree cash flow3
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Business segments
Debit and Credit brought in 83% of the revenue CPI Card Group Inc. broke down this way in fiscal 2025.
Business segments by year
| Business segments | 2024 | 2025 |
|---|---|---|
| Debit and Credit | $375.3M | $451.5M |
| Prepaid Debit | $106.5M | $93.6M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Cost of revenue69¢$373.4M
- Other costs27¢$148.5M
- Income tax1¢$6.7M
- Profit3¢$14.9M
Out of $543.5M in revenue.3
Where each dollar of operating cash went, fiscal 2025
- Capital spending31¢$18.2M
- Kept or used elsewhere69¢$41.3M
Out of $59.5M of cash from operations.3
Financial statements
Every line of the income statement in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Revenue | $543.5M | $480.6M |
| Cost of goods sold | $373.4M | $309.4M |
| Gross profit | $170.1M | $171.2M |
| Selling, general and administrative expenses | $115.3M | $108.4M |
| Income from operations | $54.8M | $62.8M |
| Interest, net | -$32.5M | -$34.1M |
| Loss on debt extinguishment | -$287.0K | -$3.0M |
| Other expense, net | -$348.0K | -$691.0K |
| Total other expense, net | -$33.1M | -$37.8M |
| Income before income taxes and equity in losses of unconsolidated affiliates | $21.7M | $25.0M |
| Income tax expense | -$6.7M | -$5.5M |
| Equity in losses of unconsolidated affiliates | -$134.0K | |
| Net income | $14.9M | $19.5M |
| Basic earnings per share (in dollars per share) | $1.32 | $1.75 |
| Diluted earnings per share (in dollars per share) | $1.25 | $1.64 |
| Basic weighted-average shares outstanding (in shares) | 11.3M shares | 11.2M shares |
| Diluted weighted-average shares outstanding (in shares) | 11.9M shares | 11.9M shares |
| Total comprehensive income | $14.9M | $19.5M |
Every line of the balance sheet in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and cash equivalents | $21.7M | $33.5M | |
| Accounts receivable, net | $95.4M | $85.5M | |
| Inventories, net | $72.2M | $72.7M | |
| Prepaid expenses and other current assets | $15.6M | $11.3M | |
| Total current assets | $204.9M | $203.0M | |
| Plant, equipment, leasehold improvements and operating lease right-of-use assets, net | $108.4M | $68.6M | |
| Intangible assets, net | $18.5M | $10.5M | |
| Goodwill | $48.8M | $47.1M | |
| Other assets | $22.5M | $20.3M | |
| Total assets | $403.2M | $349.7M | |
| Accounts payable | $27.8M | $16.1M | |
| Accrued expenses | $52.4M | $58.0M | |
| Deferred revenue and customer deposits | $3.9M | $1.5M | |
| Total current liabilities | $84.1M | $75.6M | |
| Long-term debt | $286.7M | $280.4M | |
| Deferred income taxes | $2.3M | $3.3M | |
| Other long-term liabilities | $47.5M | $26.0M | |
| Total liabilities | $420.5M | $385.3M | |
| Common stock; $0.001 par value-100,000,000 shares authorized; 11,456,061 and 11,240,507 shares issued and outstanding at December 31, 2025 and 2024, respectively | $11.0K | $11.0K | |
| Capital deficit | -$102.1M | -$105.4M | |
| Accumulated earnings | $84.7M | $69.8M | |
| Total stockholders' deficit | -$17.3M | -$35.6M | -$51.9M |
| Total liabilities and stockholders' deficit | $403.2M | $349.7M | |
| Preferred shares, par value (in dollars per share) | $0.00 | $0.00 | |
| Preferred shares, authorized shares (in shares) | 100.0K shares | 100.0K shares | |
| Preferred shares, issued shares (in shares) | 0 shares | 0 shares | |
| Preferred shares, outstanding shares (in shares) | 0 shares | 0 shares | |
| Common shares, par value (in dollars per share) | $0.00 | $0.00 | |
| Common shares, authorized shares (in shares) | 100.0M shares | 100.0M shares | |
| Common shares, issued shares (in shares) | 11.5M shares | 11.2M shares | |
| Common shares, outstanding shares (in shares) | 11.5M shares | 11.2M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow in the latest annual report, as filed.3
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Net income | $14.9M | $19.5M |
| Depreciation expense | $18.1M | $12.8M |
| Amortization expense | $4.3M | $3.6M |
| Stock-based compensation expense | $7.0M | $8.5M |
| Amortization of debt issuance costs | $1.3M | $1.5M |
| Loss on early extinguishment of debt | $887.0K | $8.8M |
| Deferred income taxes and other, net | $5.6M | -$3.9M |
| Accounts receivable, net | -$686.0K | -$11.8M |
| Inventories | $3.6M | -$2.0M |
| Prepaid expenses and other assets | $9.7M | -$19.7M |
| Income taxes, net | -$3.0M | $985.0K |
| Accounts payable | $7.5M | $2.8M |
| Accrued expenses and other liabilities | -$12.2M | $21.5M |
| Deferred revenue and customer deposits | $2.4M | $645.0K |
| Cash provided by operating activities | $59.5M | $43.3M |
| Capital expenditures for plant, equipment and leasehold improvements, net | -$18.2M | -$9.3M |
| Cash paid for acquisition, net of cash acquired | -$44.2M | |
| Cash paid for purchase of equity method investment | -$2.8M | |
| Other | $63.0K | $36.0K |
| Cash used in investing activities | -$65.1M | -$9.2M |
| Proceeds from borrowings on debt | $67.0M | $285.0M |
| Payments on debt | -$62.0M | -$267.9M |
| Payments on finance lease obligations | -$8.4M | -$5.2M |
| Common stock repurchased | -$8.7M | |
| Debt issuance costs | -$264.0K | -$6.6M |
| Payment for debt early redemption premium | -$600.0K | -$5.8M |
| Taxes withheld and paid on stock-based compensation awards | -$2.0M | -$3.8M |
| Cash used in financing activities | -$6.2M | -$13.0M |
| Net (decrease) increase in cash and cash equivalents | -$11.8M | $21.1M |
| Interest paid | $32.4M | $26.3M |
| Right-of-use assets obtained in exchange for lease obligations- Operating leases | $12.1M | $1.3M |
| Right-of-use assets obtained in exchange for lease obligations- Financing leases | $15.9M | $9.9M |
| Accounts payable and accrued expenses for capital expenditures for plant, equipment and leasehold improvements | $2.0M | $662.0K |
| Non-cash equity method investment | $7.5M | |
| Non-cash equity in losses of unconsolidated affiliates | -$134.0K |
Former names
- CPI Holdings I, Inc.May 14, 2015 to Jul 8, 20152
Recent filings
- Sep 15, 2026SCHEDULE 13D/A
- Sep 14, 20268-K
- Sep 14, 20264
- Sep 14, 20264
- Sep 14, 20264
- Sep 14, 20264
- Sep 14, 20264 OWNERSHIP DOCUMENT
- Sep 14, 20264 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
- Sep 11, 2026424B7
- Sep 10, 2026424B7
- Sep 1, 20264
- Sep 1, 20264
- Sep 1, 20264
- Sep 1, 20264
- Sep 1, 20264
Every filing from the last three years, summarized. The full record is on SEC EDGAR.1
Sources
The numbers on this page point here. Each one links to the record it came from.
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