PNFP on NYSE

Pinnacle Financial Partners

Logo: Pinnacle Financial Partners, Public domain, via Wikimedia Commons4

American bank

Pinnacle Financial Partners, Inc. is an American bank headquartered in Nashville, Tennessee operating in Tennessee, as well as in Kentucky, Maryland, Virginia, North Carolina, South Carolina, Georgia, Alabama, and Florida.3 From Wikipedia, CC BY-SA 4.0

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Last updated Oct 18, 2026.

Overview

$641.9MNet income, fiscal 20255
2000Founded1

Compare with another stock.

  • TickerPNFP on NYSE1
  • Industryfinance1
  • HeadquartersNashville1
  • Websitewww.pnfp.com
The Pinnacle headquarters in Nashville Yards
Photo: TennesseeEditor, CC BY-SA 4.0, via Wikimedia Commons7

Pinnacle Financial Partners, Inc. is an American bank headquartered in Nashville, Tennessee operating in Tennessee, as well as in Kentucky, Maryland, Virginia, North Carolina, South Carolina, Georgia, Alabama, and Florida.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

9.1%Return on equity5
$679.1MFree cash flow5

Financial statements

Net income891011125$641.9M in 2025+79% since 2018
0$200.0M$400.0M$600.0M$800.0M2018: $359.4M$359.4M20182019: $400.9M$400.9M2019+12%2020: $312.3M$312.3M2020−22%2021: $527.3M$527.3M2021+69%2022: $560.7M$560.7M2022+6%2023: $562.2M$562.2M2023+0%2024: $475.1M$475.1M2024−15%2025: $641.9M$641.9M2025+35%

Every line of the income statement as filed: the last 3 fiscal years, latest first.5

Period ending2025-12-312024-12-312023-12-31
Loans, including fees$2.3B$2.2B$2.0B
Taxable$261.0M$220.7M$140.3M
Tax-exempt$107.5M$97.8M$97.6M
Federal funds sold and other$139.1M$158.6M$165.1M
Total interest income$2.8B$2.7B$2.4B
Deposits$1.1B$1.2B$983.1M
Securities sold under agreements to repurchase$5.2M$5.4M$3.7M
Federal Home Loan Bank advances and other borrowings$115.0M$123.7M$104.4M
Interest Expense, Operating$1.2B$1.3B$1.1B
Net interest income$1.5B$1.4B$1.3B
Provision for credit losses$107.2M$120.6M$93.6M
Net interest income after provision for credit losses$1.4B$1.2B$1.2B
Total noninterest income$506.6M$371.2M$433.3M
Salaries and employee benefits$721.4M$621.0M$531.8M
Equipment and occupancy$195.3M$166.0M$139.0M
Other real estate expense, net$687.0K$220.0K$315.0K
Marketing and other business development$37.4M$26.7M$23.9M
Postage and supplies$13.2M$12.0M$11.1M
Amortization of intangibles$5.6M$6.3M$7.1M
Merger-related expenses$21.7M$0$0
Other noninterest expense$172.5M$202.7M$174.5M
Total noninterest expense$1.2B$1.0B$887.8M
Income before income taxes$779.9M$581.2M$714.0M
Income tax expense$138.0M$106.2M$151.9M
Net income$641.9M$475.1M$562.2M
Preferred stock dividends-$15.2M-$15.2M-$15.2M
Net income available to common shareholders$626.7M$459.9M$547.0M
Basic net income per common share$8.15$6.01$7.20
Diluted net income per common share$8.07$5.96$7.14
Basic76.9M shares76.5M shares76.0M shares
Diluted77.7M shares77.1M shares76.6M shares

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The story

The company was founded on February 20, 2000, by twelve Nashville businessmen who wished to create a locally owned financial firm. In May 2002 the company went public on the NASDAQ with the symbol PNFP. Pinnacle gained naming rights for a new skyscraper in Downtown Nashville, The Pinnacle at Symphony Place, and the company leased 65,000 square feet (6,000 m2) in the building, moving in during 2010.

On January 22, 2017, Pinnacle announced it was acquiring BNC Bank of High Point, North Carolina, which had branches in North Carolina, South Carolina and Virginia. The deal, worth $1.9 billion and completed June 16, 2017, gave Pinnacle operations in four states.

Pinnacle Financial Partners currently (as of December 31, 2017) has approximately US$22.2 billion in assets and has 115 offices.

As of December 31, 2022, Pinnacle Financial Partners operated 114 offices, including 48 in Tennessee, 37 in North Carolina, 23 in South Carolina, 10 in Virginia, 3 in Georgia and 2 in Alabama.

On June 17, 2021, Pinnacle announced its headquarters would move to four floors of a 37-story tower in Nashville Yards, and that the bank's name would appear on top of the building.

On July 25, 2025, Pinnacle announced its intent to merge with Synovus in an $8.6 billion all-stock deal, thus creating the 28th largest lender in the US, with $116 billion in assets; the transaction was completed January 2, 2026, with the Synovus name to be used until 2027, when all branches will take the Pinnacle name.

From Wikipedia’s article on Pinnacle Financial Partners, shared under CC BY-SA 4.0.6

Leadership

Who has led Pinnacle Financial Partners, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (53)

Timeline

  1. Jan 5, 2026New chief executive Kevin S. Blair becomes CEO16
  2. Mar 17, 2006New chief executive M. Terry Turner becomes CEO17
  3. Aug 18, 2000Went public Listed on NASDAQ1
  4. 2000Founded Founded1

Filings

521 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 56 major events, 280 insider forms, 20 large holders, 145 other. The latest 20:

  1. Sep 11, 20264 EDGAR
  2. Sep 11, 20264 EDGAR
  3. Sep 10, 20268-K EDGAR
  4. Sep 2, 20264 EDGAR
  5. Aug 25, 2026N-PX EDGAR
  6. Aug 17, 2026144 EDGAR
  7. Aug 17, 20264 EDGAR
  8. Aug 14, 2026144 EDGAR
  9. Aug 14, 2026144 EDGAR
  10. Aug 14, 202613F-HR EDGAR
  11. Aug 13, 2026SCHEDULE 13G/A EDGAR
  12. Aug 10, 20264 EDGAR
  13. Aug 6, 2026SCHEDULE 13G/A EDGAR
  14. Aug 6, 2026144 EDGAR
  15. Aug 6, 2026SCHEDULE 13G EDGAR
  16. Aug 4, 202610-Q EDGAR
  17. Aug 3, 20264 EDGAR
  18. Jul 31, 20268-K EDGAR
  19. Jul 29, 2026SCHEDULE 13G/A EDGAR
  20. Jul 24, 20264 EDGAR

The 521 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last three years, summarized. The full record is on SEC EDGAR.

Insider trades and holders

Large holders

Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 20 such filings since October 2021, the latest 10:

  1. Aug 13, 2026SCHEDULE 13G/A
  2. Aug 6, 2026SCHEDULE 13G/A
  3. Aug 6, 2026SCHEDULE 13G
  4. Jul 29, 2026SCHEDULE 13G/A
  5. May 15, 2026SCHEDULE 13G/A
  6. May 15, 2026SCHEDULE 13G
  7. Apr 30, 2026SCHEDULE 13G
  8. Mar 26, 2026SCHEDULE 13G
  9. Feb 13, 2026SCHEDULE 13G
  10. Nov 14, 2024SC 13G/A

From Forms 4 and Schedules 13D and 13G filed with the SEC.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.16,898,375$1.7B0.0%+454,797
Wellington Management Group Llp11,141,397$1.1B0.2%+2,016,827
Fmr LLC10,488,929$1.1B0.0%+3,290,031
Vanguard Portfolio Management LLC6,907,959$696.9M0.0%−88,617
Vanguard Capital Management LLC6,576,622$663.4M0.0%−191,192
State Street Corp6,183,914$623.8M0.0%+291,782
Invesco Ltd.5,607,819$565.7M0.0%+2,027,382
Dimensional Fund Advisors LP5,101,558$514.6M0.1%+66,263
Norges Bank3,434,982$346.5M0.0%New
Pinnacle Financial Partners, Inc.3,416,527$344.7M2.4%−80,203
Aqr Capital Management LLC3,423,222$343.8M0.1%−572,420
Geode Capital Management, LLC2,980,216$299.8M0.0%+187,047
Bank Of Montreal /can/1,818,045$183.4M0.1%+128,308
Charles Schwab Investment Management Inc1,655,077$167.0M0.0%+32,542
Morgan Stanley1,406,527$141.9M0.0%−220,953
Northern Trust Corp1,358,014$137.0M0.0%−62,616
Bank of New York Mellon Corp1,318,701$133.0M0.0%−71,121
Manufacturers Life Insurance Company, The1,165,975$117.6M0.1%−29,128
Impax Asset Management Group plc1,142,360$115.2M0.7%+727,922
Millennium Management LLC1,048,678$105.8M0.1%+250,330
Citadel Advisors LLC1,047,875$105.7M0.1%−2,215,310
Vanguard Fiduciary Trust Co948,691$95.7M0.0%+12,700
Goldman Sachs Group Inc834,942$84.2M0.0%+154,755
Fenimore Asset Management Inc834,382$84.2M1.7%+8,993
BloombergSen Inc.747,954$75.5M8.4%−26,484

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

1 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Dec 29, 2021Bill HagertyRepublican, SenatePartial sale$100,001 - $250,000+63.3%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

Sources

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