Private company
Santander Consumer USA Holdings Inc.
American personal credit institutions company based in Dallas.
Last updated Oct 18, 2026.
Overview
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2020
Where the money goes
Where each dollar of revenue went, fiscal 2020
- Interest50¢$1.2B
- Income tax12¢$298.9M
- Profit38¢$910.9M
Out of $17.6M in revenue.3
Where each dollar of operating cash went, fiscal 2020
- Dividends paid5¢$212.6M
- Kept or used elsewhere95¢$3.8B
Out of $4.0B of cash from operations.3
Financial statements
No quarterly figures reported.
| Fiscal year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
|---|---|---|---|---|---|---|---|
| Revenue | $101.1M4 | $38.7M3 | $48.8M3 | $17.6M3 | |||
| Interest | $523.2M5 | $628.8M6 | $807.5M7 | $947.7M4 | $1.1B3 | $1.3B3 | $1.2B3 |
| Income tax | $395.9M5 | $465.6M6 | $394.2M7 | -$368.8M4 | $276.3M3 | $359.9M3 | $298.9M3 |
| Net income | $725.3M5 | $824.0M6 | $766.5M7 | $1.2B4 | $915.9M3 | $994.4M3 | $910.9M3 |
| Earnings per share | $2.085 | $2.326 | $2.147 | $3.264 | $2.553 | $2.873 | $2.873 |
| Earnings per share (diluted) | $2.045 | $2.316 | $2.137 | $3.264 | $2.543 | $2.863 | $2.873 |
No quarterly figures reported.
| Fiscal year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
|---|---|---|---|---|---|---|---|
| Cash | $33.2M6 | $18.9M6 | $160.2M7 | $527.8M4 | $148.4M3 | $81.8M3 | $109.1M3 |
| Total assets | $32.4B8 | $36.4B5 | $38.5B6 | $39.4B7 | $44.0B4 | $48.9B3 | $48.9B3 |
| Total liabilities | $28.8B8 | $32.0B5 | $33.3B6 | $32.9B7 | $36.9B4 | $41.6B3 | $43.3B3 |
| Shareholders’ equity | $3.5B6 | $4.4B7 | $5.2B4 | $6.5B3 | $7.0B3 | $7.3B3 | $5.6B3 |
| Shares outstanding | 349.0M shares8 | 357.9M shares5 | 358.9M shares6 | 360.5M shares7 | 352.3M shares4 | 339.2M shares3 | 306.1M shares3 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Compare Santander Consumer USA Holdings Inc. with another company
Leadership
Who has led Santander Consumer USA Holdings Inc., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
Chief operating officer
201520202025
- Chief executive officerMahesh Aditya May 5, 2020 to Feb 2, 20229
- Chief executive officerScott Powell Mar 5, 2019 to Mar 5, 201910
- Chief executive officerJason A. Kulas Jul 2, 2015 to May 2, 201711
- Chief executive officerThomas G. Dundon Jan 22, 2014 to May 6, 201512
- PresidentMahesh Aditya May 5, 2020 to Feb 2, 20229
- PresidentJason A. Kulas Jan 5, 2015 to May 2, 201713
- PresidentJason W. Grubb Jul 2, 2015 to Jan 5, 201614
- Chief financial officerFahmi Karam Mar 3, 2020 to Feb 2, 202215
- Chief financial officerJuan Carlos Alvarez Oct 6, 2017 to Mar 5, 201916
- Chief financial officerJason A. Kulas Jan 5, 2015 to Apr 30, 201513
- Chief financial officerJennifer Popp Aug 6, 2015 to Jan 4, 201717
- Chief financial officerIsmail Dawood Dec 17, 2015 to Jul 3, 201718
- Chief operating officerRichard Morrin Mar 1, 2016 to May 11, 201719
- Chief operating officerJason W. Grubb Jan 22, 2014 to Jan 5, 201620
Board members and other officers (67)
- Chief Risk OfficerLakshmana Prasad Ramamurthy Jan 7, 2021 to Feb 2, 202221
- OfficerBruce Franklin Jackson May 4, 2021 to Feb 2, 202222
- Chief Human Resources OfficerSandra L. Rosa Jun 8, 2021 to Jun 8, 202123
- OfficerGene Cohler Mar 31, 2020 to Mar 31, 202024
- Chief Technology OfficerDonald P. Smith Dec 9, 2020 to Feb 2, 202225
- OfficerScott Cooke Jan 22, 2019 to Jan 22, 201926
- OfficerSunil Sajnani Mar 12, 2019 to Apr 15, 201927
- OfficerShawn Allgood Jul 26, 2019 to Mar 3, 202128
- Chief Technology OfficerReza Leaali Feb 21, 2018 to May 18, 202029
- OfficerScott Powell Mar 5, 2018 to Mar 5, 201830
- Chief Risk OfficerJoshua Baer Mar 19, 2018 to Feb 2, 202231
- OfficerFahmi Karam Jun 21, 2018 to Aug 30, 202132
- Chief Human Resources OfficerMikenzie Sari Sep 25, 2018 to May 4, 202133
- Chief Risk OfficerDale T. Cochran Ii. May 3, 2017 to May 3, 201734
- EVP, Head of OperationsSandra M. Broderick Oct 12, 2017 to May 4, 202135
- Chief Compliance OfficerChristopher E. Willard Feb 25, 2016 to Feb 25, 201636
- Chief Human Resources OfficerLisa Vanroekel Mar 30, 2016 to Aug 1, 201837
- Chief Information OfficerDonald Goin Aug 5, 2015 to Apr 7, 201738
- Chief Risk OfficerKalyan Seshan Sep 23, 2015 to Apr 7, 201739
- OfficerEldridge A. Burns Jan 22, 2014 to Jan 30, 201440
- OfficerHugo R. Dooner Jan 22, 2014 to Jan 30, 201441
- Chief Information OfficerJames W. Fugitt Jan 22, 2014 to May 8, 201542
- OfficerJason A. Kulas Jan 22, 2014 to Jan 30, 201443
- Chief Accounting OfficerJennifer Popp Jan 22, 2014 to Mar 3, 201544
- Chief Human Resources OfficerMichelle L. Whatley Jan 22, 2014 to May 4, 201545
- Chief Credit OfficerNathan Staples Jan 22, 2014 to Jan 22, 201446
- OfficerR. Michele Rodgers Jan 22, 2014 to Aug 17, 201547
- OfficerRichard Morrin Jan 22, 2014 to May 6, 201948
- Chief Risk OfficerPeter Moenickheim Jul 28, 2014 to Mar 3, 201549
- EVP, Unsecured LendingGeorge F. Schmelzel Iii. Aug 26, 2014 to Feb 25, 201550
- Board memberLeonard S. Coleman Jr. Feb 1, 2021 to Feb 2, 202251
- Board memberHomaira Akbari Dr. Jan 7, 2020 to Feb 2, 202252
- Board memberMahesh Aditya Sep 5, 2017 to Feb 2, 202253
- Board memberMark P. Hurley Jul 26, 2016 to Jun 14, 201754
- Board memberScott Powell Sep 20, 2016 to Mar 5, 201955
- Board memberEdith E. Holiday Dec 9, 2016 to Feb 2, 202256
- Board memberWilliam F. Muir Dec 9, 2016 to Feb 2, 202257
- Board memberWolfgang Schoellkopf Feb 4, 2015 to Nov 3, 201658
- Board memberJason A. Kulas Jul 2, 2015 to May 2, 201711
- Board memberBlythe Masters Jul 24, 2015 to Oct 28, 201559
- Board memberCantera Jose Antonio Garcia Jul 24, 2015 to Jul 24, 201560
- Board memberJavier Maldonado Jul 24, 2015 to Jul 24, 201561
- Board memberMonis Monica Lopez Jul 24, 2015 to Jul 24, 201562
- Board memberVictor Thomas Hill Jul 24, 2015 to Jul 24, 201563
- Board memberWilliam J. Rainer Jul 24, 2015 to Feb 2, 202264
- Board memberBrian M. Gunn Dec 17, 2015 to Dec 17, 201565
- Board memberRazola Jose Doncel Dec 17, 2015 to Dec 17, 201566
- Board memberAlberto Sanchez Jan 22, 2014 to May 15, 201567
- Board memberAuto Finance -. Wp L.p. Sponsor Jan 22, 2014 to Sep 10, 201468
- Board memberDaniel Zilberman Jan 22, 2014 to Sep 10, 201469
- Board memberFelix Javier San Jan 22, 2014 to Jan 22, 201470
- Board memberJuan Andres Yanes Jan 22, 2014 to Jan 22, 201471
- Board memberJuan Carlos Alvarez Jan 22, 2014 to Feb 2, 202272
- Board memberLas Heras Gonzalo De Jan 22, 2014 to Jan 22, 201473
- Board memberMatthew Kabaker Jan 22, 2014 to Feb 12, 201574
- Board memberPincus (bermuda) X. L.p. Warburg Jan 22, 2014 to Sep 10, 201468
- Board memberPincus X. L.p. Warburg Jan 22, 2014 to Jan 30, 201475
- Board memberRoman Blanco Jan 22, 2014 to May 15, 201576
- Board memberStephen A. Ferriss Jan 22, 2014 to Feb 2, 202277
- Board memberTagar Olson Jan 22, 2014 to Jan 22, 201478
- Board memberThomas G. Dundon Jan 22, 2014 to May 6, 201512
- Board memberGerald P. Plush Jul 28, 2014 to Jul 28, 201479
- Board memberHeidi Ueberroth Jul 28, 2014 to Oct 28, 201580
- Board memberJohn Corston Jul 28, 2014 to Jul 28, 201481
- Board memberWilliam Peter Hendry Jul 28, 2014 to Jul 28, 201482
- General counselEldridge A. Burns Feb 9, 2015 to Mar 1, 201683
- General counselChristopher Keith Pfirrman Sep 23, 2015 to Feb 2, 202284
Timeline
- May 5, 2020New chief executive Mahesh Aditya becomes CEO9
- Mar 5, 2019New chief executive Scott Powell becomes CEO10
- Jul 2, 2015New chief executive Jason A. Kulas becomes CEO11
- Jan 22, 2014New chief executive Thomas G. Dundon becomes CEO12
- Jul 1, 2013Founded Santander Consumer USA Holdings Inc. is founded85
Filings
61 filings to the SEC since October 2021: 4 quarterly reports, 4 major events, 18 insider forms, 1 large holders, 34 other. The latest 20:
- Mar 4, 202210-Q/A EDGAR
- Mar 4, 202210-Q/A EDGAR
- Mar 4, 202210-Q/A EDGAR
- Feb 14, 2022SC 13G SANTANDER CONSUMER USA HOLDINGS INC. EDGAR
- Feb 10, 202215-12B EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
- Feb 2, 20224 FORM 4 SUBMISSION EDGAR
The 61 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last three years, summarized. The full record is on SEC EDGAR.
Insider trades and holders
Large holders
Investors who own more than 5% must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively. 1 such filings since October 2021:
- Feb 14, 2022SC 13G
From Forms 4 and Schedules 13D and 13G filed with the SEC.
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13SEC EDGARJason A. Kulas, President
- 14SEC EDGARJason W. Grubb, President
- 15SEC EDGARFahmi Karam, Chief financial officer
- 16
- 17
- 18
- 19
- 20
- 21
- 22SEC EDGARBruce Franklin Jackson, Officer
- 23
- 24SEC EDGARGene Cohler, Officer
- 25
- 26SEC EDGARScott Cooke, Officer
- 27SEC EDGARSunil Sajnani, Officer
- 28SEC EDGARShawn Allgood, Officer
- 29
- 30SEC EDGARScott Powell, Officer
- 31SEC EDGARJoshua Baer, Chief Risk Officer
- 32SEC EDGARFahmi Karam, Officer
- 33
- 34
- 35
- 36
- 37
- 38
- 39SEC EDGARKalyan Seshan, Chief Risk Officer
- 40SEC EDGAREldridge A. Burns, Officer
- 41SEC EDGARHugo R. Dooner, Officer
- 42
- 43SEC EDGARJason A. Kulas, Officer
- 44
- 45
- 46SEC EDGARNathan Staples, Chief Credit Officer
- 47SEC EDGARR. Michele Rodgers, Officer
- 48SEC EDGARRichard Morrin, Officer
- 49
- 50
- 51SEC EDGARLeonard S. Coleman Jr., Board member
- 52SEC EDGARHomaira Akbari Dr., Board member
- 53SEC EDGARMahesh Aditya, Board member
- 54SEC EDGARMark P. Hurley, Board member
- 55SEC EDGARScott Powell, Board member
- 56SEC EDGAREdith E. Holiday, Board member
- 57SEC EDGARWilliam F. Muir, Board member
- 58SEC EDGARWolfgang Schoellkopf, Board member
- 59SEC EDGARBlythe Masters, Board member
- 60
- 61SEC EDGARJavier Maldonado, Board member
- 62SEC EDGARMonis Monica Lopez, Board member
- 63SEC EDGARVictor Thomas Hill, Board member
- 64SEC EDGARWilliam J. Rainer, Board member
- 65SEC EDGARBrian M. Gunn, Board member
- 66SEC EDGARRazola Jose Doncel, Board member
- 67SEC EDGARAlberto Sanchez, Board member
- 68
- 69SEC EDGARDaniel Zilberman, Board member
- 70SEC EDGARFelix Javier San, Board member
- 71SEC EDGARJuan Andres Yanes, Board member
- 72SEC EDGARJuan Carlos Alvarez, Board member
- 73SEC EDGARLas Heras Gonzalo De, Board member
- 74SEC EDGARMatthew Kabaker, Board member
- 75SEC EDGARPincus X. L.p. Warburg, Board member
- 76SEC EDGARRoman Blanco, Board member
- 77SEC EDGARStephen A. Ferriss, Board member
- 78SEC EDGARTagar Olson, Board member
- 79SEC EDGARGerald P. Plush, Board member
- 80SEC EDGARHeidi Ueberroth, Board member
- 81SEC EDGARJohn Corston, Board member
- 82SEC EDGARWilliam Peter Hendry, Board member
- 83SEC EDGAREldridge A. Burns, General counsel
- 84
- 85