Private company
SYNOVUS FINANCIAL CORP
SYNOVUS FINANCIAL CORP is a financial services company and a registered bank holding company headquartered in Columbus.1
Last updated Oct 20, 2026.
Overview
- IndustryNational Commercial Banks1
- HeadquartersColumbus, Georgia1
- Incorporated inUnited States2
- Business address33 W 14Th Street, Columbus, Ga 319012
- Filer categoryLarge accelerated filer2
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Synovus Financial Corp. is a financial services company and a registered bank holding company headquartered in Columbus, Georgia. We provide commercial and consumer banking in addition to a full suite of specialized products and services including wealth services, treasury management, mortgage services, premium finance, asset-based lending, structured lending, capital markets, and international banking to our clients through our wholly-owned subsidiary bank, Synovus Bank, and other offices in Alabama, Florida, Georgia, South Carolina, and Tennessee.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2023
61.4%Net margin5
-15.6%Revenue growth, 20236
10.6%Return on equity5
0.38×Debt to equity5
$1.3BFree cash flow5
Where the money goes
Where each dollar of revenue went, fiscal 2023
- Interest64¢$1.2B
- Income tax8¢$154.0M
- Profit28¢$543.7M
Where each dollar of operating cash went, fiscal 2023
- Capital spending3¢$32.2M
- Dividends paid17¢$216.1M
- Kept or used elsewhere81¢$1.0B
Out of $1.3B of cash from operations.5
Financial statements
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Revenue | $223.0M7 | $839.7M8 | $883.1M6 | $1.0B6 | $885.2M6 | |
| Interest | $195.9M9 | $454.8M10 | $291.7M8 | $120.4M6 | $278.9M6 | $1.2B6 |
| Income before tax | $989.4M6 | $964.2M5 | $696.2M5 | |||
| Income tax | $118.9M9 | $201.2M10 | $111.0M8 | $228.9M6 | $206.3M5 | $154.0M5 |
| Net income | $428.5M9 | $563.8M10 | $373.7M8 | $760.5M6 | $757.9M5 | $543.7M5 |
| Earnings per share | $3.499 | $3.5010 | $2.318 | $4.956 | $4.995 | $3.485 |
| Earnings per share (diluted) | $3.479 | $3.4710 | $2.308 | $4.906 | $4.955 | $3.465 |
| Shares (weighted, basic) | 147.0M shares6 | 145.4M shares5 | 146.1M shares5 | |||
| Shares (weighted, diluted) | 148.5M shares6 | 146.5M shares5 | 146.7M shares5 |
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Cash | $1.1B10 | $1.2B8 | $4.3B6 | $3.0B5 | $2.0B5 | $2.5B5 |
| Goodwill | $452.4M6 | $452.4M5 | $480.4M5 | |||
| Intangible assets | $35.6M8 | $27.1M6 | $45.9M5 | |||
| Total assets | $32.7B14 | $48.2B9 | $54.4B10 | $57.3B8 | $59.7B6 | $59.8B5 |
| Short-term debt | $200.0K8 | $603.4M6 | $3.5M6 | |||
| Long-term debt | $1.7B14 | $2.2B9 | $1.2B10 | $1.2B8 | $4.1B6 | $1.9B5 |
| Total liabilities | $29.5B14 | $43.3B9 | $49.2B10 | $52.0B8 | $55.3B6 | $54.7B5 |
| Retained earnings | $1.7B8 | $2.2B6 | $2.5B5 | |||
| Shareholders’ equity | $3.1B10 | $4.9B8 | $5.2B8 | $5.3B8 | $4.5B6 | $5.1B5 |
| Shares outstanding | 115.9M shares14 | 147.2M shares9 | 148.0M shares10 | 145.0M shares8 | 145.5M shares6 | 146.7M shares5 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
| Fiscal year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Cash from operations | $538.1M9 | $621.0M10 | $17.0M8 | $794.0M6 | $1.2B5 | $1.3B5 |
| Depreciation and amortization | $50.5M6 | $42.1M5 | $38.2M5 | |||
| Stock-based compensation | $27.8M6 | $27.9M5 | $32.2M5 | |||
| Capital spending | $53.2M9 | $61.2M10 | $30.1M8 | $26.0M6 | $30.1M5 | $32.2M5 |
| Free cash flow | $484.9M | $559.8M | -$13.1M | $768.1M | $1.2B | $1.3B |
| Cash from investing | -$4.4B6 | -$4.9B5 | $324.0M5 | |||
| Dividends paid | $106.2M9 | $167.9M10 | $190.0M8 | $194.7M6 | $196.1M5 | $216.1M5 |
| Share buybacks | $175.1M9 | $725.4M10 | $16.2M8 | $199.9M6 | $13.0M5 | $05 |
| Cash from financing | $2.3B6 | $2.6B5 | -$1.1B5 | |||
| Dividend per share | $1.009 | $1.2010 | $1.328 | $1.326 | $1.365 | $1.525 |
Corporate structure
SYNOVUS FINANCIAL CORP sits at the top of its group. 139 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of SYNOVUS FINANCIAL CORP
- Wellington Management Company Filed SCHEDULE 13G/A on SYNOVUS FINANCIAL CORP, latest Nov 12, 2025 (6 filings since Feb 4, 2022)
- FMR LLC Filed SCHEDULE 13G/A on SYNOVUS FINANCIAL CORP, latest Nov 5, 2025 (3 filings since Feb 9, 2024)
- State Street Corporation Filed SCHEDULE 13G on SYNOVUS FINANCIAL CORP, latest May 13, 2025 (4 filings since Jan 24, 2024)
- VANGUARD GROUP INC Filed SC 13G/A on SYNOVUS FINANCIAL CORP, latest Feb 13, 2024 (4 filings since Feb 10, 2022)
- SYNOVUS FINANCIAL CORP Columbus, Georgia
- 0.01% Ashton Avalon, LP Subsidiary · Georgia, United States
- 0.01% Baker Village Apartments I, LP Subsidiary · Georgia, United States
- 100% Addison SC 2024, LLC Subsidiary · Georgia, United States
- 100% Banking Corporation of Florida Capital Trust Subsidiary · Delaware, United States
- 100% Bayside FL 2025, LLC Subsidiary · Georgia, United States
- 100% Broadway Asset Management, Inc. Subsidiary · Georgia, United States
- 100% Brookhollow TN 2023, LLC Subsidiary · Georgia, United States
- 100% BTT TN 2024, LLC Subsidiary · Georgia, United States
- 100% CB&T Special Limited Partner, L.L.C. Subsidiary · Georgia, United States
- 100% CCI Arbours 2023, LLC Subsidiary · Georgia, United States
- 100% CCI Ashton 2022, LLC Subsidiary · Georgia, United States
- 100% CCI Autumn Ridge 2024, LLC Subsidiary · Georgia, United States
- 100% CCI BSV 2023, LLC Subsidiary · Georgia, United States
- 100% CCI Creekstone 2023, LLC Subsidiary · Georgia, United States
- 100% CCI DHM Catoosa 2022, LLC Subsidiary · Georgia, United States
- 100% CCI Durelee 2024, LLC Subsidiary · Georgia, United States
- 100% CCI Federal DHM Catoosa 2023, LLC Subsidiary · Georgia, United States
- 100% CCI Federal Hazel Park 2022, LLC Subsidiary · Georgia, United States
- 100% CCI Gibson Park 2023, LLC Subsidiary · Georgia, United States
- 100% CCI Historic Wagon Works 2024, LLC Subsidiary · Georgia, United States
- 100% CCI Homerville 2024, LLC Subsidiary · Georgia, United States
- 100% CCI Jones Villas 2024, LLC Subsidiary · Georgia, United States
- 100% CCI Magnolia 2024, LLC Subsidiary · Georgia, United States
- 100% CCI Mountain Woods 2023, LLC Subsidiary · Georgia, United States
- 100% CCI Northside Hills 2024, LLC Subsidiary · Georgia, United States
- and 113 more
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What SYNOVUS FINANCIAL CORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Debt securities available for sale | $9.8B6 Dec 31, 2023 | $9.7B6 Dec 31, 2022 | +1.1% |
| Loans, net of allowance | $42.1B5 Dec 31, 2024 | $42.9B5 Dec 31, 2023 | −1.9% |
| Deposits held (banks) | $51.1B5 Dec 31, 2024 | $50.7B5 Dec 31, 2023 | +0.7% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $480.4M5 Dec 31, 2024 | $480.4M5 Dec 31, 2023 | 0% |
| Finite-lived intangibles, gross | $99.2M5 Dec 31, 2024 | $99.2M5 Dec 31, 2023 | 0% |
| Accumulated amortization | $64.9M5 Dec 31, 2024 | $53.3M5 Dec 31, 2023 | +21.8% |
| Finite-lived intangibles, net | $34.3M5 Dec 31, 2024 | $45.9M5 Dec 31, 2023 | −25.3% |
Properties, in its own words
We and our subsidiaries own or lease all of the real property and/or buildings in which we operate our business. We believe that our properties are suitable for the purposes of our operations.
As of December 31, 2024, we and our subsidiaries owned 145 facilities encompassing 1,338,714 square feet and leased from third parties 118 facilities encompassing 1,194,256 square feet. The owned and leased facilities are primarily comprised of office space from which we conduct our business in our headquarters in Columbus, Georgia and throughout our footprint.
The rest of Item 2
See "Part II - Item 8. Financial Statements and Supplementary Data - Note 4 - Premises, Equipment and Software" of this Report for further information.
Item 2 of the 10-K filed Feb 21, 2025.4
Leadership
Who has led SYNOVUS FINANCIAL CORP, and when. Pick a name to see everywhere that person has worked.
Chief financial officer
Chief operating officer
2010201520202025
- Chief executive officerKevin S. Blair Dec 14, 2021 to now15
- Chief executive officerKessel D. Stelling Feb 3, 2010 to Mar 10, 202116
- Chief executive officerRichard E. Anthony Feb 1, 2006 to Aug 12, 201017
- ChairKessel D. Stelling Feb 14, 2012 to Oct 31, 202218
- ChairJames H. Blanchard Jan 11, 2006 to Jan 4, 200719
- ChairRichard E. Anthony Nov 13, 2006 to May 26, 201120
- PresidentKevin S. Blair Dec 16, 2019 to now21
- PresidentKessel D. Stelling Mar 2, 2010 to Feb 11, 202022
- PresidentRichard E. Anthony Feb 1, 2006 to Aug 11, 200617
- Chief financial officerAndrew J. Gregory Jr. Jun 24, 2019 to now23
- Chief financial officerKevin S. Blair Aug 10, 2016 to Feb 13, 201924
- Chief financial officerThomas J. Prescott Feb 1, 2006 to Jun 21, 201625
- Chief operating officerKevin S. Blair Feb 11, 2019 to Feb 22, 202126
- Chief operating officerKessel D. Stelling Mar 2, 2010 to Aug 30, 201022
Board members and other officers (58)
- EVP, Tech., Ops., & Sec.Daniel Zachary Bishop Feb 1, 2022 to now27
- EVP & Exec. Dir., TreasuryKatherine Weislogel Feb 1, 2022 to now28
- EVP Chief Human Resources OffSharon Goodwine Feb 1, 2022 to now29
- EVP, Corp. & Inv. BankingThomas T. Dierdorff Feb 1, 2022 to now30
- EVP and Chief Risk OfficerShellie Creson Jul 26, 2022 to now31
- EVP/Chief Strategy OfficerElizabeth D. Wolverton Feb 2, 2018 to now32
- Chief Accounting OfficerJill K. Hurley Aug 27, 2018 to now33
- EVP & Chief Comm Banking OfficD. Wayne Akins Jr. Jul 28, 2014 to now34
- Executive Vice PresidentDebra B. Stanford Oct 9, 2012 to Jan 29, 201335
- Chief Commercial OfficerCurtis J. Perry Feb 2, 2011 to Nov 19, 201836
- Chief Operations OfficerAllen J. Gula Jul 11, 2011 to Nov 16, 201837
- EVP/Synovus Finan. Mgmt. Svcs.Jeffrey Barton Singleton Feb 3, 2010 to Mar 30, 202238
- EVP/Chief Retail OfficerLeila S. Carr Feb 3, 2010 to Mar 4, 201139
- EVP/Chief Commercial OfficerR. Dallis Copeland Jr. Feb 3, 2010 to Feb 22, 201840
- EVP, Gen C, SecSamuel F. Hatcher Apr 21, 2008 to Dec 30, 201341
- Executive Vice PresidentAndrew R. Klepchick Feb 1, 2006 to Feb 2, 200742
- Executive Vice PresidentCalvin Smyre Feb 1, 2006 to Dec 4, 200743
- Sr. EVP, GC and SecG. Sanders Griffith Iii. Feb 1, 2006 to Nov 29, 200744
- EVP and Chief Credit OfficerMark G. Holladay Feb 1, 2006 to Feb 23, 202245
- Chief Accounting OfficerLiliana C. McDaniel Jul 20, 2006 to Feb 20, 201846
- Board memberGregory G. Montana Jan 6, 2025 to now47
- Board memberStacy Apter Apr 26, 2023 to now48
- Board memberAlexandra Villoch Jul 1, 2022 to now49
- Board memberJohn H. Irby Jul 1, 2022 to now50
- Board memberKevin S. Blair Feb 10, 2021 to Feb 22, 202151
- Board memberPedro P. Cherry Sep 21, 2020 to now52
- Board memberTeresa L. White Apr 24, 2019 to now53
- Board memberFrederick Dixon Brooke Jan 27, 2017 to Feb 14, 202354
- Board memberDiana M. Murphy Aug 24, 2017 to now55
- Board memberJohn L. Stallworth Aug 24, 2017 to now56
- Board memberHarris Pastides Apr 25, 2014 to now57
- Board memberTim E. Bentsen Apr 25, 2014 to now58
- Board memberBarry L. Storey May 3, 2013 to now59
- Board memberJerry W. Nix Apr 30, 2012 to Apr 30, 201860
- Board memberStephen T. Butler Apr 30, 2012 to Feb 14, 202361
- Board memberCatherine A. Allen Apr 27, 2011 to Feb 12, 201962
- Board memberJoseph J. Prochaska Jr. Apr 27, 2011 to May 10, 202263
- Board memberPhilip W. Tomlinson Feb 13, 2008 to Feb 12, 201964
- Board memberJames H. Blanchard Feb 1, 2007 to Apr 26, 201265
- Board memberNathaniel Hansford V. Jan 5, 2006 to Apr 19, 201666
- Board memberH. Lynn Page Feb 1, 2006 to Dec 26, 201267
- Board memberRichard E. Anthony Feb 1, 2006 to Apr 26, 201217
- Board memberAlfred W. Jones Iii. Feb 2, 2006 to May 15, 200868
- Board memberC. Edward Floyd Feb 2, 2006 to May 15, 200669
- Board memberDaniel P. Amos Feb 2, 2006 to Feb 14, 201170
- Board memberElizabeth Corn Ogie Feb 2, 2006 to Oct 1, 201071
- Board memberElizabeth W. Camp Feb 2, 2006 to Feb 14, 202372
- Board memberFrank W. Brumley Feb 2, 2006 to Nov 15, 201273
- Board memberGardiner W. Garrard Jr. Feb 2, 2006 to Dec 21, 201074
- Board memberJ. Neal Purcell Feb 2, 2006 to Feb 12, 201475
- Board memberJohn P. Illges Iii. Feb 2, 2006 to Apr 4, 200676
- Board memberMason H. Lampton Feb 2, 2006 to Feb 11, 201577
- Board memberMelvin T. Stith Feb 2, 2006 to Dec 10, 201878
- Board memberRichard Y. Bradley Feb 2, 2006 to Apr 26, 201279
- Board memberT. Michael Goodrich Feb 2, 2006 to Feb 14, 201780
- Board memberWilliam B. Turner Jr. Feb 2, 2006 to Sep 30, 201081
- Board memberJames D. Yancey Feb 3, 2006 to Feb 12, 201482
- General counselAllan E. Kamensky Feb 1, 2022 to now83
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- 0.01% Ashton Avalon, LP Georgia3
- 0.01% Baker Village Apartments I, LP Georgia3
- 100% Addison SC 2024, LLC Georgia3
- 100% BTT TN 2024, LLC Georgia3
- 100% Banking Corporation of Florida Capital Trust Delaware3
- 100% Bayside FL 2025, LLC Georgia3
- 100% Broadway Asset Management, Inc. Georgia3
- 100% Brookhollow TN 2023, LLC Georgia3
- 100% CB&T Special Limited Partner, L.L.C. Georgia3
- 100% CCI Arbours 2023, LLC Georgia3
- 100% CCI Ashton 2022, LLC Georgia3
- 100% CCI Autumn Ridge 2024, LLC Georgia3
- 100% CCI BSV 2023, LLC Georgia3
- 100% CCI Creekstone 2023, LLC Georgia3
- 100% CCI DHM Catoosa 2022, LLC Georgia3
- 100% CCI Durelee 2024, LLC Georgia3
- 100% CCI Federal DHM Catoosa 2023, LLC Georgia3
- 100% CCI Federal Hazel Park 2022, LLC Georgia3
- 100% CCI Gibson Park 2023, LLC Georgia3
- 100% CCI Historic Wagon Works 2024, LLC Georgia3
- 100% CCI Homerville 2024, LLC Georgia3
- 100% CCI Jones Villas 2024, LLC Georgia3
- 100% CCI Magnolia 2024, LLC Georgia3
- 100% CCI Mountain Woods 2023, LLC Georgia3
All 138 listed subsidiaries
- 100% CCI Northside Hills 2024, LLC Georgia3
- 100% CCI State DHM Catoosa 2023, LLC Georgia3
- 100% CCI State DHM Macon 2023, LLC Georgia3
- 100% CCI State Gibson Park 2023, LLC Georgia3
- 100% CCI State Hazel Park 2022, LLC Georgia3
- 100% CCI Terraces at OT 2024, LLC Georgia3
- 100% CCI WW River Homes 2024, LLC Georgia3
- 100% CCI Wagon Works Fed 2024, LLC Georgia3
- 100% CCI Wagon Works State 2024, LLC Georgia3
- 100% Cedar Terrace Alabama 2023, LLC Georgia3
- 100% Chattahoochee Community Investment, LLC Georgia3
- 100% Cooper Green AL 2024, LLC Georgia3
- 100% Creel AL 2024, LLC Georgia3
- 100% Dry Creek AL 2022, LLC Georgia3
- 100% Eutaw AL 2023, LLC Georgia3
- 100% Evergreen AL 2022, LLC Georgia3
- 100% Gateway Charleston SC 2024, LLC Georgia3
- 100% Gateway SC 2024, LLC Georgia3
- 100% Global Financial Distributors, Inc. Georgia3
- 100% HAP TN 2024, LLC Georgia3
- 100% Heritage Gardens AL 2025, LLC Georgia3
- 100% Hohenwald TN 2023, LLC Georgia3
- 100% JMV FL 2024, LLC Georgia3
- 100% John’s Island SC 2024, LLC Georgia3
- 100% Maast, LLC Georgia3
- 100% McMinn TN 2022, LLC Georgia3
- 100% Mockingbird Alabama 2022, LLC Georgia3
- 100% Osprey FL 2024, LLC Georgia3
- 100% Palms Landing FL 2024, LLC Georgia3
- 100% Sand Mountain AL 2023, LLC Georgia3
- 100% Settlement Manor SC 2024, LLC Georgia3
- 100% Sterling Heights AL 2022, LLC Georgia3
- 100% Synovus 42EP 2019, LLC Georgia3
- 100% Synovus Alafaya 2021, LLC Georgia3
- 100% Synovus Amelia Village 2020, LLC Georgia3
- 100% Synovus Archer Green 2021, LLC Georgia3
- 100% Synovus Ashlynn Ridge 2021, LLC Georgia3
- 100% Synovus Aspenwood Square, LLC Georgia3
- 100% Synovus Augustine 2022, LLC Georgia3
- 100% Synovus Austin Commons 2022, LLC Georgia3
- 100% Synovus BC Federal Investor 2018, LLC Georgia3
- 100% Synovus Bank Georgia3
- 100% Synovus Blythewood 2020, LLC Georgia3
- 100% Synovus CAHEC CEF XXI, LLC Georgia3
- 100% Synovus CAHEC SCPF 2017, LLC Georgia3
- 100% Synovus Caroline Arms 2018, LLC Georgia3
- 100% Synovus Clinton Manor 2020, LLC Georgia3
- 100% Synovus Columbia Village 2020, LLC Georgia3
- 100% Synovus Creekside 2020, LLC Georgia3
- 100% Synovus Crosswinds 2022, LLC Georgia3
- 100% Synovus Dothan I 2020, LLC Georgia3
- 100% Synovus EMG 2021, LLC Georgia3
- 100% Synovus Eastleigh 2020, LLC Georgia3
- 100% Synovus Equipment Leasing, LLC Georgia3
- 100% Synovus Equity Investments, Inc. Georgia3
- 100% Synovus Erath II 2020, LLC Georgia3
- 100% Synovus Farmington Hills 2020, LLC Georgia3
- 100% Synovus Friendship Court 2020, LLC Georgia3
- 100% Synovus Georgia State Tax Credit Fund, LLC Georgia3
- 100% Synovus Harmony 2020, LLC Georgia3
- 100% Synovus Harper Woods 2020, LLC Georgia3
- 100% Synovus Harwick 2021, LLC Georgia3
- 100% Synovus Highlands Kayne 2021, LLC Georgia3
- 100% Synovus Hollywood 2021, LLC Georgia3
- 100% Synovus Independence Landing 2022, LLC Georgia3
- 100% Synovus Indigo 2022, LLC Georgia3
- 100% Synovus Lawson’s Ridge 2021, LLC Georgia3
- 100% Synovus Legion Park 2021, LLC Georgia3
- 100% Synovus Liberty Hill 2020, LLC Georgia3
- 100% Synovus Mango Terrace 2020, LLC Georgia3
- 100% Synovus Marble Valley 2021, LLC Georgia3
- 100% Synovus NMTC 2021, LLC Georgia3
- 100% Synovus Newberry Arms 2020, LLC Georgia3
- 100% Synovus Northgate 2021, LLC Georgia3
- 100% Synovus POL 2021, LLC Georgia3
- 100% Synovus Parc Hill 2020, LLC Georgia3
- 100% Synovus Parc Hill II 2020, LLC Georgia3
- 100% Synovus Park Towers 2021, LLC Georgia3
- 100% Synovus Peppertree 2021, LLC Georgia3
- 100% Synovus Pintail 2022, LLC Georgia3
- 100% Synovus RJ SIF 2018, LLC Georgia3
- 100% Synovus Rollingwood 2021, LLC Georgia3
- 100% Synovus Rossville 2021, LLC Georgia3
- 100% Synovus Sam Lane 2020, LLC Georgia3
- 100% Synovus Securities, Inc. Georgia3
- 100% Synovus Special Limited Partner, LLC Georgia3
- 100% Synovus St. Andrew 2020, LLC Georgia3
- 100% Synovus Stratford 25 2017, LLC Georgia3
- 100% Synovus Stratford 33 2019, LLC Georgia3
- 100% Synovus Sulphur Springs 2021, LLC Georgia3
- 100% Synovus Union Hill, LLC Georgia3
- 100% Synovus Viera 2020, LLC Georgia3
- 100% Synovus Wellington 2021, LLC Georgia3
- 100% Synovus West Point 2022, LLC Georgia3
- 100% Synovus Woodstone 2020, LLC Georgia3
- 100% TW FL 2023, LLC Georgia3
- 100% The Summerton Inn, Inc. South Carolina3
- 100% Watauga FL 2023, LLC Georgia3
- 100% Westgate FL 2023, LLC Georgia3
- 20% West End Redevelopment Partnership, L.P. Georgia3
- 30% Tuscaloosa Riverfront Development, LLC Alabama3
- 40% Orchid, LLC Alabama3
- 49.92% TTP Fund II, L.P. Georgia3
- 49.99% Azalea Park Partners, LP Maryland3
- 5.07% ST GA Fund I LLC Georgia3
- 5.6% ST GA Fund III LLC Georgia3
- 50% Sterling Place, L.L.C. Alabama3
- 60% Qualpay, Inc. Delaware3
- 77% JT Tax Credits, LLC Georgia3
- 99% Boston Capital Columbus Tax Credit Fund, A Limited Partnership Massachusetts3
- 99.9% Union Hill Apartments, L.P. Alabama3
- 99.99% Aspenwood Square Apartments, LP Alabama3
- 99.99% CB&T Housing Fund Investor, L.L.C. Georgia3
- 99.99% CB&T State Tax Credit Fund, L.L.C. Georgia3
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Jan 2, 20268-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights84
- Dec 9, 20258-K Entered a material agreement; New debt or obligation85
- Dec 8, 20258-K Regulation FD disclosure86
- Dec 1, 20258-K Regulation FD disclosure; Other events87
- Dec 1, 20258-K Other events88
- Nov 26, 20258-K Regulation FD disclosure; Other events89
- Nov 6, 20258-K Shareholder vote; Regulation FD disclosure90
- Oct 28, 20258-K Other events91
- Oct 15, 20258-K Results of operations; Regulation FD disclosure92
- Aug 28, 20258-K Regulation FD disclosure93
- Jul 25, 20258-K Entered a material agreement; Executive or director change94
- Jul 24, 20258-K Regulation FD disclosure95
- Dec 14, 2021New chief executive Kevin S. Blair becomes CEO15
- Feb 3, 2010New chief executive Kessel D. Stelling becomes CEO16
- Feb 1, 2006New chief executive Richard E. Anthony becomes CEO17
Calendar
When it reported results
- Oct 15, 2025Reported quarterly or annual results92
- Jul 16, 2025Reported quarterly or annual results96
- Apr 16, 2025Reported quarterly or annual results97
- Jan 15, 2025Reported quarterly or annual results98
- Oct 16, 2024Reported quarterly or annual results99
- Jul 17, 2024Reported quarterly or annual results100
- Apr 17, 2024Reported quarterly or annual results101
- Jan 17, 2024Reported quarterly or annual results102
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
644 filings to the SEC since October 2021: 4 annual reports, 13 quarterly reports, 59 major events, 437 insider forms, 20 large holders, 111 other. The latest 20:
- Jan 12, 202615-15D EDGAR
- Jan 12, 202615-15D EDGAR
- Jan 12, 202615-12G EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 2026EFFECT EDGAR
- Jan 2, 20264 EDGAR
- Jan 2, 20264 EDGAR
- Jan 2, 20264 EDGAR
- Jan 2, 20264 EDGAR
- Jan 2, 20264 EDGAR
- Jan 2, 20264 EDGAR
- Jan 2, 20264 EDGAR
The 644 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
67 open-market trades by officers, directors and large owners since October 2021: 36 buys and 31 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Oct 20, 2025 | Montana Gregory GDirector | Buy | 1,000 | $45.37 | $45.4K | Form 4 |
| Aug 28, 2025 | Dierdorff Thomas TEVP, Corp. & Inv. Banking | Buy | 6,200 | $50.56 | $313.5K | Form 4 |
| Aug 28, 2025 | Dierdorff Thomas TEVP, Corp. & Inv. Banking | Sale | 6,200 | $50.53 | $313.3K | Form 4 |
| Aug 5, 2025 | Creson ShellieEVP and Chief Risk Officer | Buy | 1,000 | $47.79 | $47.8K | Form 4 |
| Aug 4, 2025 | Bentsen Tim EDirector | Buy | 1,074 | $46.44 | $49.9K | Form 4 |
| Jul 31, 2025 | Montana Gregory GDirector | Buy | 1,000 | $46.74 | $46.7K | Form 4 |
| Jul 29, 2025 | Blair Kevin S.President and CEO | Buy | 4,040 | $49.40 | $199.6K | Form 4 |
| Jul 29, 2025 | GREGORY ANDREW J. JR.EVP & Chief Financial Officer | Buy | 2,000 | $48.90 | $97.8K | Form 4 |
| Jul 29, 2025 | MURPHY DIANA MDirector | Buy | 1,000 | $48.80 | $48.8K | Form 4 |
| Jan 28, 2025 | Dierdorff Thomas TEVP, Corp. & Inv. Banking | Buy | 1,680 | $55.03 | $92.5K | Form 4 |
| Jan 28, 2025 | Dierdorff Thomas TEVP, Corp. & Inv. Banking | Sale | 1,680 | $55.03 | $92.5K | Form 4 |
| Nov 27, 2024 | Howard Kevin JosephEVP, Chief Wholesale Bank. Off | Buy | 7,500 | $58.00 | $435.0K | Form 4 |
| Nov 27, 2024 | Howard Kevin JosephEVP, Chief Wholesale Bank. Off | Sale | 15,750 | $58.02 | $913.8K | Form 4 |
| Oct 22, 2024 | Dierdorff Thomas TEVP, Corp. & Inv. Banking | Buy | 1,841 | $48.86 | $90.0K | Form 4 |
| Oct 22, 2024 | Dierdorff Thomas TEVP, Corp. & Inv. Banking | Sale | 1,841 | $48.80 | $89.8K | Form 4 |
| Jul 24, 2024 | Dierdorff Thomas TEVP, Corp. & Inv. Banking | Sale | 614 | $46.20 | $28.4K | Form 4 |
| Jun 10, 2024 | Samaha Eli10% owner | Sale | 172,889 | $25.20 | $4.4M | Form 4 |
| Jun 7, 2024 | Samaha Eli10% owner | Sale | 20 | $25.20 | $504 | Form 4 |
| Jun 7, 2024 | AKINS D WAYNE JREVP, Chief Comm Banking Off. | Buy | 24,500 | $37.40 | $916.3K | Form 4 |
| Jun 7, 2024 | AKINS D WAYNE JREVP, Chief Comm Banking Off. | Sale | 20,000 | $37.38 | $747.6K | Form 4 |
All 67 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Wellington Management CompanySCHEDULE 13G/A, 6 filings Feb 4, 2022 to Nov 12, 2025103
- FMR LLCSCHEDULE 13G/A, 3 filings Feb 9, 2024 to Nov 5, 2025104
- State Street CorporationSCHEDULE 13G, 4 filings Jan 24, 2024 to May 13, 2025105
- VANGUARD GROUP INCSC 13G/A, 4 filings Feb 10, 2022 to Feb 13, 2024106
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2024 | Kevin S. BlairChairman of the Board, Chief Executive Officer, and President | 54 | $1.1M | $6.9M107 |
| 2024 | Andrew J. Gregory, Jr.Executive Vice President and Chief Financial Officer | 49 | $625.0K | $2.6M107 |
| 2024 | Kevin J. HowardExecutive Vice President and Chief Wholesale Banking Officer | 60 | $550.0K | $1.9M107 |
| 2024 | D. Wayne Akins, Jr.Executive Vice President and Chief Community Banking and Wealth Services Officer | 61 | $540.0K | $1.8M107 |
| 2024 | D. Zachary BishopExecutive Vice President, Technology, Operations, and Security | 49 | $525.0K | $1.8M107 |
| 2023 | Kevin S. BlairChairman of the Board, Chief Executive Officer, and President | 54 | $1.0M | $5.3M107 |
| 2023 | Andrew J. Gregory, Jr.Executive Vice President and Chief Financial Officer | 49 | $620.2K | $2.0M107 |
| 2023 | Kevin J. HowardExecutive Vice President and Chief Wholesale Banking Officer | 60 | $540.4K | $1.6M107 |
| 2023 | D. Zachary BishopExecutive Vice President, Technology, Operations, and Security | 49 | $520.2K | $1.6M107 |
| 2023 | D. Wayne Akins, Jr.Executive Vice President and Chief Community Banking and Wealth Services Officer | 61 | $530.4K | $1.6M107 |
| 2022 | Kevin S. BlairChairman of the Board, Chief Executive Officer, and President | 54 | $970.2K | $5.2M107 |
| 2022 | Andrew J. Gregory, Jr.Executive Vice President and Chief Financial Officer | 49 | $576.0K | $2.1M107 |
| 2022 | D. Zachary BishopExecutive Vice President, Technology, Operations, and Security | 49 | $485.1K | $1.7M107 |
SEC filer profile
How SYNOVUS FINANCIAL CORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARSYNOVUS FINANCIAL CORP1
- CIK0000018349
- Employer ID (EIN)58-11348834
- Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company4
- Incorporated inGeorgia4
- Fiscal year endsDecember 311
- Industry code (SIC)6021 National Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address33 W 14Th Street, Columbus, GA 319011
- Phone70664165001
- Shares outstanding138,817,293 as of Oct 30, 202513
- Public float$5.5B as of Jun 30, 20244
- AuditorKPMG LLP, Atlanta, Georgia PCAOB ID 185; it also attests to the company’s internal control over financial reporting4
- On EDGAR sinceMay 1, 19951
- Filings4,122 in all: 4 (2,864), 8-K (326), 13F-HR (107), 10-Q (93), SC 13G/A (77), 4/A (58), 3 (56), 425 (45)1
All 58 form types
DEF 14A (31), 10-K (30), S-8 POS (30), S-8 (28), 5 (27), DEFA14A (23), 11-K (22), 424B5 (22), SC 13D/A (21), UPLOAD (21), 424B3 (17), ARS (17), S-4 (17), CORRESP (15), 10-K/A (14), FWP (14), EFFECT (12), POS AM (12), S-3ASR (12), SC 13G (12), 144 (11), PRE 14A (9), S-3 (9), 13F-HR/A (6), 8-A12B (6), S-4/A (6), 8-A12B/A (5), 25-NSE (4), SCHEDULE 13G/A (4), 10-Q/A (3), 3/A (3), 424B2 (3), 8-K/A (3), CERTNYS (3), S-3/A (3), 15-12G (2), 15-15D (2), CERT (2), N-PX (2), NO ACT (2), SCHEDULE 13G (2), 25 (1), 424B1 (1), 424B7 (1), D (1), DEFM14A (1), NT 10-Q (1), POSASR (1), PRER14A (1), SC 13D (1)
- Latest filingsAnnual report (10-K) Feb 21, 2025
Quarterly report (10-Q) Nov 4, 2025
Proxy statement (DEF 14A) Mar 12, 2025
Latest 8-K (8-K) Jan 2, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, $1.00 Par Value | SNV | New York Stock Exchange |
| Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series D | SNV - PrD | New York Stock Exchange |
| Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series E | SNV - PrE | New York Stock Exchange |
From the cover page of the 10-K filed Feb 21, 2025 (Section 12(b) of the Exchange Act).4
Risk factors and legal proceedings
The risks SYNOVUS FINANCIAL CORP names in Item 1A of its 10-K filed Feb 21, 2025: 36 risks under these headings, as written.4
- Strategic Risk
- Competition in the financial services industry may adversely affect our future earnings and growth.
- We may not realize the expected benefits from our strategic initiatives and other operational and execution goals, either in whole or in part, which could negatively impact our future profitability.
- The implementation of new lines of business, new products and services, and new technologies may subject us to additional risk.
- We may pursue bank and non-bank acquisition opportunities as they arise. However, even if we identify attractive acquisition opportunities, we may not be able to complete such acquisitions on favorable terms or realize the anticipated benefits from such acquisitions.
- Operational Risk
- Failure to attract and retain employees may adversely impact our ability to successfully execute our growth and efficiency strategies.
- The financial services market continues to undergo rapid technological changes, and if we are unable to stay current with those changes, we will not be able to compete effectively.
- We may not be able to successfully implement current or future information technology system enhancements and operational initiatives, which could adversely affect our business operations and profitability.
- We rely extensively on information technology systems to operate our business, and an interruption or security breach may disrupt our business operations, result in reputational harm, and have an adverse effect on our operations.
- We face significant cyber and data security risk that could result in the disclosure of confidential information, adversely affect our business or reputation, and expose us to significant liabilities.
- Fraud remains an elevated risk for us and for all banks, and as such, we may experience increased losses due to fraud.
The other 26 risks
- If our enterprise risk management framework is not effective at mitigating risk and loss to us, we could suffer unexpected losses, and our results of operations could be materially adversely affected.
- The development and use of artificial intelligence presents risks and challenges that may adversely impact our business.
- Our ability to maintain our reputation is critical to the success of our business, and the failure to do so may materially adversely affect our performance.
- We rely on other companies to provide key components of our business infrastructure.
- As an issuer of credit and debit cards, we are exposed to losses in the event that holders of our cards experience fraud on their card accounts.
- Our independent sales organization relationships are complex and may expose us to losses.
- The costs and effects of litigation, investigations, or similar matters involving us or other financial institutions or counterparties, or related adverse facts and developments, could materially affect our business, operating results, and financial condition.
- Credit and Liquidity Risk
- Changes in interest rates may have an adverse effect on our financial performance and balance sheet, including our net interest income, AOCI, and tangible book value.
- Changes in the cost and availability of funding due to changes in the deposit market and credit market may adversely affect our capital resources, liquidity, and financial results.
- If Synovus Bank loses or is unable to grow and retain its deposits, it may be subject to liquidity risk and higher funding costs.
- Our allowance for credit losses may not cover actual losses, and we may be required to materially increase our allowance, which may adversely affect our capital, financial condition, and results of operations.
- Changes in our asset quality could adversely affect our results of operations and financial condition.
- We could realize losses if we decide to sell non-performing assets and the proceeds we receive are lower than the carrying value of such assets.
- We may not be able to generate sufficient cash to service all of our debt and repay maturing debt obligations.
- We may be unable to pay dividends on our common stock and preferred stock.
- Compliance and Regulatory Risk
- The fiscal and monetary policies of the federal government and its agencies could have a material adverse effect on our earnings.
- The banking industry is highly regulated, and the regulatory framework, together with any future legislative or regulatory changes, may have a significant adverse effect on our business, financial condition, or results of operations.
- We may become subject to supervisory actions and enhanced regulation that could have a material adverse effect on our business, reputation, operating flexibility, financial condition, and the value of our common stock and preferred stock.
- We may be required to conserve capital or undertake additional strategic initiatives to improve our capital position due to changes in economic conditions or changes in regulatory capital rules.
- Market and Other General Risk
- Inflationary pressures and rising prices could negatively impact our business, our profitability, and our stock price.
- Unstable economic conditions may have serious adverse consequences on our business, financial condition, and operations.
- Negative developments affecting the banking industry, and resulting media coverage, have eroded client confidence in the banking system.
- There may be risks resulting from the extensive use of models in our business.
- Corporate responsibility risks could adversely affect our reputation and shareholder, employee, client, and third-party relationships and may negatively affect our stock price.
- Climate change could adversely affect our business and client activity levels and could damage our reputation.
- Our concentrated operations in the Southeastern U.S. make us vulnerable to local economic conditions, local weather catastrophes, public health issues, and other external events, which could adversely affect our results of operations and financial condition.
Legal proceedings
See "Part II - Item 8. Financial Statements and Supplementary Data - Note 14 - Commitments and Contingencies" of this Report.
The opening of Item 3, Legal Proceedings.4
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 18SEC EDGARKessel D. Stelling, Chair
- 19SEC EDGARJames H. Blanchard, Chair
- 20SEC EDGARRichard E. Anthony, Chair
- 21SEC EDGARKevin S. Blair, President
- 22SEC EDGARKessel D. Stelling, President
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- 41SEC EDGARSamuel F. Hatcher, EVP, Gen C, Sec
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- 47SEC EDGARGregory G. Montana, Board member
- 48SEC EDGARStacy Apter, Board member
- 49SEC EDGARAlexandra Villoch, Board member
- 50SEC EDGARJohn H. Irby, Board member
- 51SEC EDGARKevin S. Blair, Board member
- 52SEC EDGARPedro P. Cherry, Board member
- 53SEC EDGARTeresa L. White, Board member
- 54SEC EDGARFrederick Dixon Brooke, Board member
- 55SEC EDGARDiana M. Murphy, Board member
- 56SEC EDGARJohn L. Stallworth, Board member
- 57SEC EDGARHarris Pastides, Board member
- 58SEC EDGARTim E. Bentsen, Board member
- 59SEC EDGARBarry L. Storey, Board member
- 60SEC EDGARJerry W. Nix, Board member
- 61SEC EDGARStephen T. Butler, Board member
- 62SEC EDGARCatherine A. Allen, Board member
- 63
- 64SEC EDGARPhilip W. Tomlinson, Board member
- 65SEC EDGARJames H. Blanchard, Board member
- 66SEC EDGARNathaniel Hansford V., Board member
- 67SEC EDGARH. Lynn Page, Board member
- 68SEC EDGARAlfred W. Jones Iii., Board member
- 69SEC EDGARC. Edward Floyd, Board member
- 70SEC EDGARDaniel P. Amos, Board member
- 71SEC EDGARElizabeth Corn Ogie, Board member
- 72SEC EDGARElizabeth W. Camp, Board member
- 73SEC EDGARFrank W. Brumley, Board member
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- 75SEC EDGARJ. Neal Purcell, Board member
- 76SEC EDGARJohn P. Illges Iii., Board member
- 77SEC EDGARMason H. Lampton, Board member
- 78SEC EDGARMelvin T. Stith, Board member
- 79SEC EDGARRichard Y. Bradley, Board member
- 80SEC EDGART. Michael Goodrich, Board member
- 81SEC EDGARWilliam B. Turner Jr., Board member
- 82SEC EDGARJames D. Yancey, Board member
- 83SEC EDGARAllan E. Kamensky, General counsel
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- 86SEC EDGARRegulation FD disclosure
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- 88SEC EDGAROther events
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- 91SEC EDGAROther events
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- 93SEC EDGARRegulation FD disclosure
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- 95SEC EDGARRegulation FD disclosure
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