Private company

Terra Income Fund 6, LLC

Terra Income Fund 6, LLC is an American real estate investment trust, incorporated in Maryland.1 It is headquartered in New York, New York.1

Last updated Oct 20, 2026.

Overview

  • IndustryReal Estate Investment Trusts1
  • HeadquartersNew York, New York1
  • Incorporated inMD2
  • Business address205 West 28Th Street, 12Th Floor, New York, Ny 100012
  • Filer category, Emerging growth company2

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Terra Income Fund 6, LLC (“Terra LLC”) was formed as a Delaware limited liability company on April 29, 2022 as a wholly owned subsidiary of Terra Property Trust, Inc. (“Terra REIT”). On October 1, 2022, pursuant to an Agreement and Plan of Merger, dated as of May 2, 2022 (as amended, the “Merger Agreement”), Terra Income Fund 6, Inc. (“Terra BDC”) merged with and into Terra LLC, with Terra LLC continuing as the surviving entity of the merger (the “Merger”). Subsequent to the Merger, Terra LLC became the successor of Terra BDC and assumed all of Terra BDC’s rights and obligations. The former members of Terra BDC’s board of directors (the “Terra BDC Board”) joined the board of directors of Terra REIT. Terra LLC does not have a board of directors and Terra REIT is the sole and managing member of Terra LLC. As context requires, “we,” “us” and “our” refer to Terra BDC prior to the Merger and …3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2021

29.9%Net margin4
5.6%Return on equity4

Where the money goes

Where each dollar of revenue went, fiscal 2021

  • Other costs66¢$9.1M
  • Income tax4¢$534.8K
  • Profit30¢$4.1M

Out of $13.7M in revenue.4

Financial statements

Fiscal year2021
Revenue$13.7M4
Operating expenses$10.5M4
Operating income
Income tax$534.8K4
Net income$4.1M4
Shares (weighted, basic)8.4M shares4
Shares (weighted, diluted)0 shares4

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What it owns

What Terra Income Fund 6, LLC reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$3.0M9 Dec 31, 2024$3.2M9 Dec 31, 2023−5.8%
Stakes in other companies (equity method)$36.3M9 Dec 31, 2024$40.4M9 Dec 31, 2023−10.2%
Loans, net of allowance$30.4M9 Dec 31, 2024$78.3M9 Dec 31, 2023−61.2%

Properties, in its own words

Our administrative and principal executive offices are located at 205 West 28th Street, 12th Floor, New York, New York 10001. We believe that our office facilities are suitable and adequate for our business as it is presently conducted.

Item 2 of the 10-K filed Mar 14, 2025.3

Leadership

Who has led Terra Income Fund 6, LLC, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Bruce D. Batkin2015–2018
  2. Vikram S. Uppal2019–2021

Chair

  1. Simon J. Milde2015–2018
  2. Vikram S. Uppal2021

President

  1. Stephen H. Hamrick2015–2019
  2. Vikram S. Uppal2021

Chief financial officer

  1. Gregory M. Pinkus2015

Chief operating officer

  1. Gregory M. Pinkus2015
20202025
Board members and other officers (8)

Former names

  • Terra Income Fund 6, Inc.Jun 13, 2013 to Sep 29, 20222

Timeline

  1. Mar 12, 20268-K Results of operations23
  2. Jul 6, 20238-K Entered a material agreement; New debt or obligation24
  3. Oct 3, 20228-K Entered a material agreement; Completed an acquisition or sale; New debt or obligation25
  4. Sep 14, 20228-K Shareholder vote; Other events26
  5. Sep 13, 20228-K Shareholder vote; Other events27
  6. May 5, 20228-K Entered a material agreement; Bylaws or fiscal year changed28
  7. May 2, 20228-K Regulation FD disclosure; Other events29
  8. May 31, 2019New chief executive Vikram S. Uppal becomes CEO10
  9. Apr 20, 2015New chief executive Bruce D. Batkin becomes CEO11

Calendar

When it reported results

  1. Mar 12, 2026Reported quarterly or annual results23

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

33 filings to the SEC since October 2021: 4 annual reports, 13 quarterly reports, 7 major events, 2 insider forms, 7 other. The latest 20:

  1. Mar 12, 20268-K EDGAR
  2. Nov 7, 202510-Q EDGAR
  3. Aug 18, 202510-Q EDGAR
  4. Aug 15, 2025NT 10-Q EDGAR
  5. May 9, 202510-Q 10-K EDGAR
  6. Mar 14, 202510-K EDGAR
  7. Nov 8, 202410-Q EDGAR
  8. Aug 9, 202410-Q EDGAR
  9. May 13, 202410-Q EDGAR
  10. Mar 15, 202410-K 10-Q EDGAR
  11. Nov 14, 202310-Q EDGAR
  12. Aug 11, 202310-Q EDGAR
  13. Jul 6, 20238-K EDGAR
  14. May 12, 202310-Q EDGAR
  15. Mar 13, 202310-K EDGAR
  16. Nov 14, 202210-Q EDGAR
  17. Oct 3, 20228-K EDGAR
  18. Sep 29, 2022N-54C EDGAR
  19. Sep 14, 20228-K/A EDGAR
  20. Sep 13, 20228-K EDGAR

The 33 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How Terra Income Fund 6, LLC is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARTerra Income Fund 6, LLC1
  • CIK0001577134
  • Employer ID (EIN)92-05482633
  • Filer statusNon-accelerated filer not an emerging growth company; a smaller reporting company; not a shell company3
  • Incorporated inDelaware3
  • Fiscal year endsDecember 311
  • Industry code (SIC)6798 Real Estate Investment Trusts1
  • SEC reviewing officeOffice of Real Estate & Construction, Division of Corporation Finance1
  • Business address205 West 28Th Street, 12Th Floor, New York, NY 100011
  • Phone212-753-51001
  • Shares outstanding0 as of Nov 7, 20257
  • Public float$0 as of Jun 30, 20249
  • AuditorKPMG LLP, New York, New York PCAOB ID 185; no auditor attestation of internal control over financial reporting3
  • On EDGAR sinceJun 13, 20131
  • Filings223 in all: 10-Q (32), 8-K (27), 497 (19), 3 (15), CORRESP (14), SC TO-I (12), SC TO-I/A (12), 10-K (10)1
    All 41 form types

    4 (9), 40-17G (8), POS 8C (7), EFFECT (6), 425 (5), DEF 14A (5), N-2/A (4), 40-APP/A (3), 497AD (3), DRS/A (3), PRE 14A (3), 10-K/A (2), 40-APP (2), DEFA14A (2), N-2 (2), 10-KT (1), 25-NSE (1), 424B1 (1), 8-A12B (1), 8-A12G (1), 8-K/A (1), CERT (1), D (1), DRS (1), FWP (1), N-2MEF (1), N-54A (1), N-54C (1), N-6F (1), NT 10-Q (1), POS EX (1), SC 13G (1), UPLOAD (1)

  • Latest filingsAnnual report (10-K) Mar 14, 2025
    Quarterly report (10-Q) Nov 7, 2025
    Proxy statement (DEF 14A) Jun 17, 2021
    Latest 8-K (8-K) Mar 12, 2026

Securities registered for trading

ClassSymbolExchange
7.00% Notes due 2026TFSANew York Stock Exchange

From the cover page of the 10-K filed Mar 14, 2025 (Section 12(b) of the Exchange Act).3

Risk factors and legal proceedings

The risks Terra Income Fund 6, LLC names in Item 1A of its 10-K filed Mar 14, 2025: 53 risks under these headings, as written.3

  • Risks Related to Our Business and Structure
  • Our loan portfolio is concentrated in a limited number of industries and borrowers, which may subject us to a risk of significant loss if there is a downturn in a particular industry in which we are concentrated or if one of our larger borrowers encounters financial difficulties.
  • Periods of higher inflation in the U.S. may have an adverse impact on the valuation of our investments.
  • Terra REIT may change our operating policies, objectives or strategies without prior notice, and the effects of such a change may be adverse.
  • Our ability to achieve our investment objectives depends on Terra REIT’s and Terra REIT Advisors’ ability to manage and support our investment process. If Terra REIT were to lose any members of its senior management team, our ability to achieve our investment objectives could be significantly harmed.
  • We make strategic non-real estate-related investments that align with our investment objectives and criteria, which may expose us to risks from a number of diverse issuers, industries, and investment forms.
  • Because our business model depends to a significant extent upon relationships with real estate and real estate-related industry participants, investment banks and commercial banks, the inability of Terra REIT or Terra REIT Advisors to maintain or develop these relationships, or the failure of these relationships to generate investment opportunities, could adversely affect our business.
  • We may face increasing competition for investment opportunities, which could delay deployment of our capital, reduce returns and result in losses.
  • Changes in laws or regulations governing our operations or the operations of our business partners may adversely affect our business or cause us to alter our business strategy.
  • We may experience fluctuations in our quarterly results.
  • The CECL accounting standard requires us to make certain estimates and judgments, which may be difficult to determine and may have a material adverse effect on our financial condition and results of operations.
  • Our ability to maintain the security of customer, associate, third-party or company information could have an impact on our reputation and our results.
The other 42 risks
  • We are subject to environmental, social and governance (“ESG”) risks that could adversely affect our reputation, business,
  • operations and earnings.
  • Risks Related to Terra REIT Advisors and its Affiliates
  • Terra REIT Advisors and its affiliates, including some of Terra REIT’s directors, face conflicts of interest caused by compensation arrangements with us and our affiliates, which could result in actions that are not in our best interests.
  • There may be conflicts of interest related to obligations Terra REIT Advisors has to our affiliates and to other clients.
  • The time and resources that individuals employed by Terra REIT Advisors and its affiliates devote to us may be diverted, and we may face additional competition due to the fact that individuals employed by Terra REIT Advisors are not prohibited from raising money for or managing another entity that makes the same types of investments that we target.
  • Risks Related to Our Investments
  • Our exposure to a concentrated investment in an intercompany promissory note could adversely affect our liquidity and financial condition.
  • A covenant breach by any of our borrowers may harm our operating results.
  • We may not realize gains from our preferred equity investments.
  • A lack of liquidity in certain of our investments may adversely affect our business.
  • We may not have the funds or ability to make additional funding in our loan investments.
  • Our real estate-related loans may be impacted by unfavorable real estate market conditions, which could decrease the value of our investments.
  • Our real estate-related loans will be subject to interest rate fluctuations that could reduce our returns as compared to market interest rates.
  • Delays in liquidating defaulted mortgage loans could reduce our investment returns.
  • Returns on our real estate-related loans may be limited by regulations.
  • Foreclosures create additional ownership risks that could adversely impact our returns on mortgage investments.
  • The mezzanine loans in which we may invest would involve greater risks of loss than senior loans secured by income-producing real properties.
  • Our commercial real estate-related loans, commercial real estate-related debt securities and select commercial real estate equity investments will be subject to the risks typically associated with real estate.
  • Risks of cost overruns and non-completion of the construction or renovation of the properties underlying loans we make or acquire may materially adversely affect our investment.
  • Our investments in commercial real estate-related loans are subject to changes in credit spreads.
  • Investments in non-conforming or non-investment grade rated loans or securities involve greater risk of loss.
  • Investments that are not U.S. government insured involve risk of loss.
  • We have no established investment criteria limiting the geographic concentration of our investments in commercial real estate-related loans, commercial real estate-related debt securities and select commercial real estate equity investments. If our investments are concentrated in an area that experiences adverse economic conditions, our investments may lose value and we may experience losses.
  • We may invest in adjustable rate mortgage loans, which may entail greater risks of default to lenders than fixed rate mortgage loans.
  • Prepayments can adversely affect the yields on our investments.
  • Hedging against interest rate exposure may adversely affect our earnings, limit our gains or result in losses, which could adversely affect cash available for distribution to Terra REIT and its stockholders and principal and interest payments on our outstanding notes.
  • Hedging instruments often are not traded on regulated exchanges or guaranteed by an exchange or its clearing house and involve risks and costs.
  • Our investments in debt securities and preferred equity securities will be subject to the specific risks relating to the particular issuer of the securities and may involve greater risk of loss than secured debt financings.
  • Declines in the market values of our investments may adversely affect periodic reported results of operations and credit availability, which may reduce our earnings and, in turn, cash available for principal and interest payments on the notes.
  • With respect to mortgaged properties, options and other purchase rights may affect value or hinder recovery.
  • If we overestimate the value or income-producing ability or incorrectly price the risks of our investments, we may experience losses.
  • The leases on the properties underlying our investments may not be renewed on favorable terms.
  • A borrower’s form of entity may cause special risks or hinder our recovery.
  • We may be exposed to environmental liabilities with respect to properties to which we take title.
  • Risk Related to Debt Financing
  • Changes in interest rates may affect our cost of capital
  • Covenants in our debt agreements may restrict our operating activities and adversely affect our financial condition, operating results and cash flows.
  • Risk Related to our REIT Status during the REIT Period
  • If we did not qualify as a REIT during the REIT Period, we will be subject to tax as a regular corporation and could face a substantial tax liability on our income earned during the REIT Period.
  • General Risk Factors
  • The future outbreak of highly infectious or contagious diseases could materially and adversely impact or disrupt our investments, business, financial condition and results of operations.
  • Future recessions, downturns, disruptions or instability could have a materially adverse effect on our business.
  • Disruptions in the financial and banking sectors may adversely impact our access to capital and our cost of borrowing, which could adversely affect us, our business or our results of operations.
  • Continued concerns over U.S. fiscal and political policy could, among other things, lead to future downgrade of the U.S. government's sovereign credit rating and contribute to a U.S. economic slowdown, which could have a material adverse effect on our business, financial condition and results of operations.
  • Cybersecurity risk and cyber incidents may adversely affect our business by causing a disruption to our operations, a compromise or corruption of the security, confidentiality, or integrity of our company, employee, customer or third-party confidential information and/or damage to our reputation or business relationships, any of which could negatively impact our financial results.
  • As a public company, we are subject to regulations not applicable to private companies, such as provisions of the Sarbanes-Oxley Act. Efforts to comply with such regulations involves significant expenditures, and non-compliance with such regulations may adversely affect us.

Legal proceedings

From time to time, we, Terra REIT and individuals employed by Terra REIT and Terra REIT Advisors may be a party to certain legal proceedings in the ordinary course of business, including proceedings relating to the enforcement of our rights under contracts with our borrowers and investees. While the outcome of these legal proceedings cannot be predicted with certainty, we do not expect that such proceedings will have a material effect upon our financial condition or results of operations.

The opening of Item 3, Legal Proceedings.3

Sources

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