UBFO on NASDAQ

United Security Bancshares

Logo: unitedsecuritybank.com5

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.3 From Wikipedia, CC BY-SA 4.0

Price unavailable

Last updated Oct 19, 2026.

Overview

1987Founded1

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  • TickerUBFO on NASDAQ1
  • Industrybank1
  • HeadquartersFresno1
  • Websitewww.unitedsecuritybank.com
  • Incorporated inCA6
  • Business address2126 Inyo Street, Fresno, Ca 937216
  • Filer categoryNon-accelerated filer, Smaller reporting company6
  • Legal formFor-Profit Corporation General Stock4
  • LEI549300J2H2JYVXXP3J324
  • StatusInactive4
  • LEI statusRetired4
  • Registered addressC/O DENNIS R. WOODS, 93721 Fresno, United States4
  • Registered withSecretary of State, 23341694

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United Security Bancshares image from its website
Image: unitedsecuritybank.com5

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

416.0%Net margin8
1.2%Revenue growth, 20258
8.8%Return on equity8
$19.8MFree cash flow8

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Income tax26¢$4.4M
  • Profit74¢$12.3M

Out of $3.0M in revenue.8

Where each dollar of operating cash went, fiscal 2025

  • Capital spending10¢$2.3M
  • Dividends paid38¢$8.4M
  • Kept or used elsewhere52¢$11.4M

Out of $22.1M of cash from operations.8

Financial statements

Revenue9101112138$3.0M in 2025−9% since 2019
0$1.0M$2.0M$3.0M$4.0M2019: $3.3M$3.3M20192020: $2.7M$2.7M2020−18%2021: $2.8M$2.8M2021+5%2022: $3.0M$3.0M2022+8%2023: $2.9M$2.9M2023−4%2024: $2.9M$2.9M2024+0%2025: $3.0M$3.0M2025+1%
Net income9101112138$12.3M in 2025−19% since 2019
0$5.0M$10.0M$15.0M$20.0M2019: $15.2M$15.2M20192020: $9.0M$9.0M2020−41%2021: $10.1M$10.1M2021+13%2022: $15.7M$15.7M2022+55%2023: $19.8M$19.8M2023+26%2024: $14.8M$14.8M2024−25%2025: $12.3M$12.3M2025−17%
Fiscal year2019202020212022202320242025
Revenue$3.3M9$2.7M10$2.8M11$3.0M12$2.9M13$2.9M8$3.0M8
Interest$3.9M9$2.3M10$2.1M11$3.2M12$11.1M12
Income before tax$13.3M11$22.1M12$27.5M13$20.3M8$16.7M8
Income tax$6.1M9$3.5M10$3.2M11$6.4M12$7.7M13$5.5M8$4.4M8
Net income$15.2M9$9.0M10$10.1M11$15.7M12$19.8M13$14.8M8$12.3M8
Earnings per share$0.909$0.5310$0.5911$0.9212$1.1613$0.858$0.708
Earnings per share (diluted)$0.899$0.5310$0.5911$0.9212$1.1613$0.858$0.708
Shares (weighted, basic)17.0M shares1117.0M shares1217.1M shares1317.2M shares817.2M shares8
Shares (weighted, diluted)17.0M shares1117.1M shares1217.1M shares1317.3M shares817.5M shares8

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The story

United Security Bank was formed on December 21, 1987.

In March 2001, the bank became a subsidiary of United Security Bancshares, a bank holding company.

In June 2009, the bank entered into an agreement with the Federal Reserve Bank of San Francisco as a result of its level of non-performing assets.

In 2014, the bank settled a dispute with TRC Operating Company over fraudulent wire transfers for $350,000. The authentication credentials for TRCs account had been compromised which allowed hackers to transfer the money.

From Wikipedia’s article on United Security Bancshares, shared under CC BY-SA 4.0.7

Leadership

Who has led United Security Bancshares, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Dennis R. Woods2006–now

Chief financial officer

  1. Kenneth L. Donahue2007–2008
  2. Richard B. Shupe2010–2014
  3. Bhavneet Gill2015–2022
  4. David A. Kinross2022–now

Chief operating officer

  1. David L. Eytcheson2017–now
19901995200020052010201520202025
Board members and other officers (26)

Timeline

  1. Jan 30, 2006New chief executive Dennis R. Woods becomes CEO17
  2. 1987Founded Founded1

Filings

435 filings to the SEC since October 2021: 6 annual reports, 13 quarterly reports, 58 major events, 327 insider forms, 7 large holders, 24 other. The latest 20:

  1. Jul 14, 2026SCHEDULE 13G/A EDGAR
  2. Apr 13, 20264/A EDGAR
  3. Apr 13, 20264/A EDGAR
  4. Apr 13, 20264/A EDGAR
  5. Apr 13, 20264/A EDGAR
  6. Apr 13, 20264/A EDGAR
  7. Apr 13, 20264/A EDGAR
  8. Apr 13, 20264/A EDGAR
  9. Apr 13, 20264/A EDGAR
  10. Apr 13, 20264/A EDGAR
  11. Apr 13, 20264/A EDGAR
  12. Apr 13, 20264/A EDGAR
  13. Apr 13, 20264/A EDGAR
  14. Apr 13, 20264/A EDGAR
  15. Apr 13, 20264/A EDGAR
  16. Apr 13, 20264/A EDGAR
  17. Apr 13, 2026S-8 POS EDGAR
  18. Apr 13, 202615-12G EDGAR
  19. Apr 3, 20264 EDGAR
  20. Apr 3, 20264 EDGAR

The 435 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

87 open-market trades by officers, directors and large owners since October 2021: 79 buys and 8 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 6, 2026Mahmood NabeelDirectorBuy198$8.93$1.8KForm 4
Oct 30, 2025GILL JAGROOPDirectorBuy124$9.14$1.1KForm 4
Oct 30, 2025Mahmood NabeelDirectorBuy210$9.14$1.9KForm 4
Oct 30, 2025OBERG ROBERT C JRSVP & CHIEF RISK OFFICERBuy283$9.14$2.6KForm 4
Oct 30, 2025ELLITHORPE G THOMPSONDirectorBuy117$9.14$1.1KForm 4
Oct 24, 2025NEWBY KENNETH DDirectorBuy334$8.86$3.0KForm 4
Oct 23, 2025NEWBY KENNETH DDirectorBuy192$8.74$1.7KForm 4
Aug 7, 2025GILL JAGROOPDirectorBuy55,814$8.34$465.5KForm 4
Aug 7, 2025GILL JAGROOPDirectorBuy55,814$8.34$465.5KForm 4
Aug 4, 2025GILL JAGROOPDirectorBuy128$8.73$1.1KForm 4
Aug 4, 2025Mahmood NabeelDirectorBuy217$8.73$1.9KForm 4
Aug 4, 2025OBERG ROBERT C JRSVP & CHIEF RISK OFFICERBuy292$8.73$2.6KForm 4
Aug 4, 2025ELLITHORPE G THOMPSONDirectorBuy122$8.73$1.1KForm 4
May 29, 2025ELLITHORPE G THOMPSONDirectorBuy1,949$9.79$19.1KForm 4
May 6, 2025GILL JAGROOPDirectorBuy124$8.93$1.1KForm 4
May 6, 2025OBERG ROBERT C JRSVP & CHIEF RISK OFFICERBuy282$8.93$2.5KForm 4
May 6, 2025ELLITHORPE G THOMPSONDirectorBuy117$8.93$1.0KForm 4
Jan 21, 2025Mahmood NabeelDirectorBuy175$9.99$1.7KForm 4
Jan 21, 2025OBERG ROBERT C JRSVP & CHIEF RISK OFFICERBuy249$9.99$2.5KForm 4
Jan 21, 2025ELLITHORPE G THOMPSONDirectorBuy104$9.99$1.0KForm 4

All 87 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Sources

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