UHAL on NYSE
U-Haul Holding Company
American holding company.1
Price unavailable
Last updated Oct 16, 2026.
Overview
Compare with Hertz Car Sales, Avis Budget Group or Ryder, or pick any stock.
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2026
56.8%Operating margin3
10.9%Net margin3
3.6%Revenue growth, 20263
1.1%Return on equity3
1.07×Debt to equity3
-$1.4BFree cash flow3
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Property Available For Contract Lease brought in 93% of the revenue U-Haul Holding Company broke down this way in fiscal 2026.
Products and services by year
| Products and services | 2024 | 2025 | 2026 |
|---|---|---|---|
| Property Available For Contract Lease | $4.6B | $4.8B | $4.9B |
| Accident and Health Insurance Product Line | $189.3M | $188.1M | $192.4M |
| Insurance, Other | $146.5M | $152.0M | $163.1M |
Business segments
Moving and Storage Consolidations brought in 94% of the revenue U-Haul Holding Company broke down this way in fiscal 2026.
Business segments by year
| Business segments | 2024 | 2025 | 2026 |
|---|---|---|---|
| Moving and Storage Consolidations | $5.3B | $5.5B | $5.7B |
| Life Insurance | $219.2M | $221.9M | $221.8M |
| Property and Casualty Insurance | $123.1M | $125.2M | $141.2M |
Regions
United States brought in 95% of the revenue U-Haul Holding Company broke down this way in fiscal 2026.
Regions by year
| Regions | 2024 | 2025 | 2026 |
|---|---|---|---|
| United States | $5.3B | $5.5B | $5.7B |
| CA [member] | $288.2M | $298.7M | $318.8M |
Where the money goes
Where each dollar of revenue went, fiscal 2026
- Cost of revenue32¢$246.9M
- Other costs5¢$37.2M
- Interest48¢$364.8M
- Income tax4¢$29.5M
- Profit11¢$83.1M
Out of $761.5M in revenue.3
Where each dollar of operating cash went, fiscal 2026
- Capital spending100¢$3.2B
Out of $1.8B of cash from operations. Spending exceeded cash from operations; the rest came from savings or borrowing.3
Financial statements
Every line of the income statement in the latest annual report, as filed.3
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Self-moving equipment rentals | $3.8B | $3.7B | $3.6B |
| Self-storage revenues | $972.4M | $897.9M | $831.1M |
| Self-moving and self-storage products and service sales | $329.6M | $327.5M | $335.8M |
| Property management fees | $36.9M | $36.8M | $37.0M |
| Life insurance premiums | $81.0M | $83.7M | $89.7M |
| Property and casualty insurance premiums | $105.1M | $98.9M | $94.8M |
| Net investment and Interest income | $163.1M | $152.0M | $146.5M |
| Other revenue | $537.8M | $506.3M | $466.1M |
| Total revenues | $6.0B | $5.8B | $5.6B |
| Operating expenses | $3.4B | $3.3B | $3.1B |
| Commission expenses | $416.2M | $407.4M | $384.1M |
| Cost of product sales | $246.9M | $234.1M | $241.6M |
| Benefits and losses | $192.2M | $182.7M | $167.0M |
| Amortization of deferred policy acquisition costs | $19.7M | $18.3M | $24.2M |
| Lease expense | $19.3M | $20.5M | $32.7M |
| Depreciation, net of (gains) losses on disposals | $1.3B | $958.2M | $663.9M |
| Net (gains) losses on disposal of real estate | -$8.6M | -$15.8M | -$7.9M |
| Costs and expenses, amount | $5.6B | $5.1B | $4.6B |
| Earnings from operations | $432.6M | $716.2M | $977.8M |
| Other components of net periodic benefit costs | -$1.4M | -$1.5M | -$1.5M |
| Other interest income | $47.3M | $59.1M | $120.0M |
| Interest expense | -$364.8M | -$295.7M | -$256.2M |
| Fees on early extinguishment of debt and costs of defeasance | -$1.1M | -$495.0K | |
| Total pretax earnings | $112.6M | $477.5M | $840.2M |
| Income tax expense | -$29.5M | -$110.4M | -$211.5M |
| Earnings available to common stockholders | $83.1M | $367.1M | $628.7M |
| Weighted average common shares outstanding: basic | 196.1M shares | 196.1M shares | 196.1M shares |
| Net gains on disposal of personal property | -$103.9M | $13.7M | $154.0M |
| Related party, costs and expenses, net of eliminations | $114.1M | $113.4M | $90.1M |
Every line of the balance sheet in the latest annual report, as filed.3
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Cash and cash equivalents | $1.1B | $988.8M | |
| Reinsurance recoverables and trade receivables, net | $159.8M | $230.7M | |
| Inventories, net | $178.2M | $163.1M | |
| Prepaid expenses | $191.7M | $282.4M | |
| Available For Sale Securities Debt Securities | $2.4B | $2.5B | |
| Equity securities, at fair value | $15.0M | $65.5M | |
| Investments, other | $706.3M | $678.3M | |
| Deferred policy acquisition costs, net | $112.9M | $121.7M | |
| Other assets | $127.2M | $126.7M | |
| Right of use assets - financing, net | $138.7M | ||
| Right of use assets - operating, net | $40.2M | $46.0M | |
| Related party assets | $53.2M | $45.0M | |
| Land | $1.9B | $1.8B | |
| Buildings and improvements | $10.5B | $9.6B | |
| Furniture and equipment | $1.1B | $1.0B | |
| Property, plant and equipment (gross) | $23.2B | $21.0B | |
| Less: Accumulated depreciation | -$6.9B | -$5.9B | |
| Total property, plant and equipment | $16.4B | $15.1B | |
| Total assets | $21.5B | $20.5B | $19.1B |
| Accounts payable and accrued expenses | $850.3M | $820.9M | |
| Notes, loans and leases payable, net | $8.1B | $7.2B | |
| Operating lease liabilities | $41.0M | $47.0M | |
| Policy benefits and losses, claims and loss expenses payable | $939.9M | $857.5M | |
| Trading Liabilities | $2.4B | $2.5B | |
| Other policyholders' funds and liabilities | $2.9M | $7.5M | |
| Deferred income | $56.6M | $52.9M | |
| Deferred income taxes, net | $1.6B | $1.5B | |
| Total liabilities | $13.9B | $13.0B | |
| Additional paid-in capital | $462.5M | $462.5M | |
| Accumulated other comprehensive loss | -$163.6M | -$229.3M | |
| Retained earnings | $8.0B | $7.9B | |
| Total stockholders' equity | $7.6B | $7.5B | |
| Total liabilities and stockholders' equity | $21.5B | $20.5B | |
| Preferred stock, shares authorized | 50.0M shares | 50.0M shares | |
| Available for sale investments, allowance for credit loss, net | $4.0M | $3.1M | |
| Debt Securities, Available-for-Sale, Amortized Cost, Current | $2.6B | $2.7B |
Every line of the cash flow in the latest annual report, as filed.3
| Period ending | 2026-03-31 | 2025-03-31 | 2024-03-31 |
|---|---|---|---|
| Net Income (Loss) | $83.1M | $367.1M | $628.7M |
| Depreciation | $1.2B | $971.9M | $817.9M |
| Amortization of premiums and accretion of discounts related to investments, net | $17.8M | $14.4M | $16.8M |
| Amortization of debt issuance costs | $7.3M | $5.7M | $6.7M |
| Interest credited to policyholders | $96.5M | $84.9M | $71.4M |
| Provision for allowance (recoveries) for losses on trade receivables, net | -$1.6M | -$1.1M | $2.4M |
| Operating lease right-of-use asset amortization | $8.8M | $10.6M | $23.9M |
| Net gains on disposal of personal property | $103.9M | -$13.7M | -$154.0M |
| Net (gains) losses on disposal of real estate | $8.6M | $15.8M | $7.9M |
| Net (gains) losses on sales of investments | $2.5M | $2.2M | -$157.0K |
| Net (gains) losses on equity investments | -$7.0M | -$5.8M | -$5.7M |
| Deferred income taxes, net | $52.0M | $41.9M | $98.4M |
| Trade receivables and reinsurance recoverables | $72.6M | -$14.2M | -$29.0M |
| Inventories and parts, net | -$15.0M | -$12.3M | $518.0K |
| Prepaid expenses | $91.2M | -$37.0M | -$4.5M |
| Capitalization of deferred policy acquisition costs | $8.9M | -$505.0K | $7.2M |
| Other assets and Right of use assets - operating, net | -$731.0K | -$20.1M | $9.9M |
| Related party assets | -$6.6M | $12.7M | -$9.6M |
| Accounts payable and accrued expenses and operating lease liabilties | $19.2M | $14.4M | -$10.7M |
| Increase (Decrease) in Other Insurance Liabilities | $72.5M | $21.8M | -$39.2M |
| Other policyholders' funds and liabilities | -$4.6M | -$4.1M | $9.9M |
| Deferred income | $3.6M | $1.9M | -$2.1M |
| Related party liabilities | -$1.6M | -$1.8M | $5.8M |
| Net cash provided by operating activities | $1.8B | $1.5B | $1.5B |
| Escrow deposits activity | $449.0K | $4.0M | $3.0M |
| Property, plant and equipment | -$3.2B | -$3.5B | -$3.0B |
| Fixed maturity securities available-for-sale | -$315.1M | -$501.6M | -$344.2M |
| Equity securities | -$3.5M | -$1.8M | -$530.0K |
| Investments other | -$157.7M | -$173.5M | -$175.0M |
| Property, plant and equipment | $710.3M | $662.4M | $739.2M |
| Fixed maturity securities available-for-sale | $445.9M | $439.4M | $672.1M |
| Equity securities | $57.9M | $11.1M | $1.4M |
| Investments, other | $153.2M | $121.6M | $50.5M |
| Net cash used by investing activities | -$2.3B | -$2.9B | -$2.0B |
| Borrowings from credit facilities | $2.0B | $1.9B | $1.2B |
| Principal repayments on credit facilities | -$1.1B | -$852.4M | -$919.8M |
| Payment of debt issuance costs | -$13.4M | -$8.5M | -$4.1M |
| Finance lease payments | -$44.3M | -$73.3M | -$105.6M |
| Securitization deposits | -$345.0K | -$499.0K | -$319.0K |
| Series N Non-Voting Common Stock Dividends | -$35.3M | -$35.3M | -$31.8M |
| Investment contract deposits | $279.8M | $496.6M | $360.1M |
| Investment contract withdrawals | -$530.2M | -$487.9M | -$419.1M |
| Net cash provided by financing activities | $594.6M | $895.1M | $66.5M |
| Effects of exchange rate on cash | $5.0M | -$4.3M | $1.1M |
| Increase (decrease) cash and cash equivalents | $131.3M | -$545.7M | -$526.0M |
Leadership
Who has led U-Haul Holding Company, and when. Pick a name to see everywhere that person has worked.
20052010201520202025
- ChairEdward J. Shoen Dec 7, 2005 to Dec 20, 202116
- PresidentSamuel J. Shoen May 11, 2011 to Jun 2, 201117
- PresidentMark Shoen V. Nov 18, 2005 to Dec 12, 200618
- PresidentEdward J. Shoen Dec 7, 2005 to May 11, 201116
Board members and other officers (14)
- VP U-Haul Business ConsultantsJames P. Shoen Apr 21, 2008 to Jun 2, 201119
- Executive VP U-Haul Field OpsRonald C. Frank Jul 24, 2007 to Sep 3, 201020
- Principal Accounting OfficerJason Allen Berg Jul 13, 2005 to Jun 2, 201121
- Pres., U-Haul Phoenix Ops.Mark Shoen V. Sep 16, 2003 to Jun 2, 201122
- Board memberEdward J. Shoen Nov 18, 2022 to now23
- Board memberRichard Jay Herrera Oct 11, 2017 to Jun 26, 202424
- Board memberJames J. Grogan Oct 31, 2016 to Nov 28, 202225
- Board memberKarl A. Schmidt Oct 31, 2016 to Jun 14, 202326
- Board memberMichael L. Gallagher Mar 15, 2010 to Jun 2, 201127
- Board memberJohn P. Brogan Jun 9, 2009 to now28
- Board memberCharles J. Bayer Sep 24, 2009 to Sep 4, 201529
- Board memberDaniel Robert Mullen Aug 24, 2006 to Aug 12, 201630
- Board memberJames P. Shoen Aug 25, 2004 to Jun 2, 201131
- General counselRespino Laurence J. De Jun 11, 2018 to Jun 11, 202132
Subsidiaries and ownership
Subsidiaries
- CollegeBoxes
- U-Haul
From Wikidata.1
Former names
- AMERCO /NV/Oct 13, 1994 to Dec 16, 20224
Timeline
- Dec 19, 2022Went public Listed on NYSE1
Recent filings
- Aug 24, 20268-K
- Aug 5, 202610-Q
- Aug 5, 20268-K
- Jul 1, 2026DEF 14A
- Jul 1, 2026DEFA14A
- Jul 1, 2026ARS
- May 27, 202610-K
- May 27, 20268-K
- Mar 27, 2026SCHEDULE 13G/A
- Feb 4, 202610-Q
- Feb 4, 20268-K
- Jan 16, 20263
- Dec 10, 2025S-3ASR
- Dec 10, 2025424B5
- Dec 10, 20258-K
Every filing from the last three years, summarized. The full record is on SEC EDGAR.2
Links
- Websitewww.amerco.com1
- WikidataQ106221634
- SEC EDGARCIK 4457
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 16SEC EDGAREdward J. Shoen, Chair
- 17SEC EDGARSamuel J. Shoen, President
- 18SEC EDGARMark Shoen V., President
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- 23SEC EDGAREdward J. Shoen, Board member
- 24SEC EDGARRichard Jay Herrera, Board member
- 25SEC EDGARJames J. Grogan, Board member
- 26SEC EDGARKarl A. Schmidt, Board member
- 27SEC EDGARMichael L. Gallagher, Board member
- 28SEC EDGARJohn P. Brogan, Board member
- 29SEC EDGARCharles J. Bayer, Board member
- 30SEC EDGARDaniel Robert Mullen, Board member
- 31SEC EDGARJames P. Shoen, Board member
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