Overview
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2022
392.4%Net margin3
3.0%Revenue growth, 20223
13.6%Return on equity3
0.36×Debt to equity3
$1.0BFree cash flow3
Where the money goes
Where each dollar of revenue went, fiscal 2022
- Interest15¢$78.0M
- Income tax22¢$113.8M
- Profit64¢$336.8M
Out of $85.8M in revenue.3
Where each dollar of operating cash went, fiscal 2022
- Capital spending3¢$27.1M
- Dividends paid17¢$182.3M
- Share buybacks0¢$4.2M
- Kept or used elsewhere80¢$851.5M
Out of $1.1B of cash from operations.3
Financial statements
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|---|
| Revenue | $94.5M4 | $84.6M3 | $83.3M3 | $85.8M3 | |||
| Interest | $66.1M5 | $78.2M6 | $128.5M7 | $210.4M4 | $130.1M3 | $42.4M3 | $78.0M3 |
| Income before tax | $558.2M3 | $450.6M3 | |||||
| Income tax | $130.9M5 | $106.7M6 | $106.4M7 | $114.8M4 | $67.0M3 | $137.9M3 | $113.8M3 |
| Net income | $230.1M5 | $242.3M6 | $316.3M7 | $354.1M4 | -$1.5B3 | $420.3M3 | $336.8M3 |
| Earnings per share | $1.045 | $1.106 | $1.447 | $1.614 | -$6.923 | $1.923 | $1.553 |
| Earnings per share (diluted) | $1.045 | $1.106 | $1.437 | $1.604 | -$6.923 | $1.913 | $1.553 |
| Shares (weighted, basic) | 219.0M shares3 | 217.0M shares3 | |||||
| Shares (weighted, diluted) | 219.6M shares3 | 217.4M shares3 |
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|---|
| Cash | $1.4B10 | $634.3M5 | $622.6M6 | $1.4B7 | $2.6B4 | $2.8B3 | $1.3B3 |
| Property, plant and equipment | $171.1M3 | $176.0M3 | |||||
| Goodwill | $04 | ||||||
| Intangible assets | $8.8M3 | $4.7M3 | |||||
| Total assets | $24.8B5 | $25.7B6 | $26.9B7 | $28.8B4 | $29.2B3 | $30.6B3 | $31.8B3 |
| Long-term debt | $850.1M11 | $800.1M10 | $750.0M5 | $905.0M6 | $770.0M7 | $905.0M3 | |
| Total liabilities | $20.9B10 | $21.7B5 | $22.9B6 | $24.5B7 | $26.5B4 | $27.9B3 | $29.4B3 |
| Retained earnings | -$697.3M3 | -$543.8M3 | |||||
| Shareholders’ equity | $3.9B5 | $4.0B5 | $4.1B6 | $4.3B7 | $2.7B4 | $2.7B3 | $2.5B3 |
| Shares outstanding | 220.2M shares10 | 220.1M shares5 | 220.3M shares6 | 220.2M shares7 | 220.2M shares4 | 216.6M shares3 | 217.1M shares3 |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|---|
| Cash from operations | $415.2M5 | $515.5M6 | $505.2M7 | -$80.5M4 | $93.8M3 | $662.7M3 | $1.1B3 |
| Depreciation and amortization | $31.5M3 | $28.3M3 | |||||
| Stock-based compensation | $10.9M3 | $9.8M3 | |||||
| Capital spending | $30.3M5 | $4.3M6 | $9.0M7 | $12.7M4 | $12.0M3 | $15.5M3 | $27.1M3 |
| Free cash flow | $384.9M | $511.2M | $496.3M | -$93.2M | $81.8M | $647.2M | $1.0B |
| Cash from investing | -$1.5B3 | -$3.5B3 | |||||
| Dividends paid | $141.1M5 | $145.4M6 | $173.9M7 | $185.1M4 | $185.0M3 | $183.7M3 | $182.3M3 |
| Share buybacks | $17.7M5 | $8.6M6 | $13.0M7 | $7.3M4 | $8.7M3 | $80.7M3 | $4.2M3 |
| Cash from financing | $1.1B3 | $1.0B3 | |||||
| Dividend per share | $0.645 | $0.686 | $0.827 | $0.844 | $0.633 | $0.843 | $0.843 |
Corporate structure
UMPQUA HOLDINGS CORP sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of UMPQUA HOLDINGS CORP
- MASSACHUSETTS FINANCIAL SERVICES CO /MA/ Filed SC 13G/A on UMPQUA HOLDINGS CORP, latest Feb 9, 2024 (2 filings since Feb 8, 2023)
- Macquarie Group Filed SC 13G/A on UMPQUA HOLDINGS CORP, latest Feb 14, 2023 (2 filings since Feb 11, 2022)
- VANGUARD GROUP INC Filed SC 13G/A on UMPQUA HOLDINGS CORP, latest Feb 9, 2023 (3 filings since Feb 10, 2022)
- State Street Corporation Filed SC 13G/A on UMPQUA HOLDINGS CORP, latest Feb 6, 2023 (2 filings since Feb 14, 2022)
- Morgan Stanley Filed SC 13G/A on UMPQUA HOLDINGS CORP, latest Dec 9, 2022 (3 filings since Dec 10, 2021)
- UMPQUA HOLDINGS CORP Portland, Oregon
Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What UMPQUA HOLDINGS CORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Land | $33.0M3 Dec 31, 2022 | $33.0M3 Dec 31, 2021 | 0% |
| Buildings and improvements | $203.5M3 Dec 31, 2022 | $201.7M3 Dec 31, 2021 | +0.9% |
| Furniture and fixtures | $142.2M3 Dec 31, 2022 | $140.0M3 Dec 31, 2021 | +1.6% |
| Computer equipment and software | $105.4M3 Dec 31, 2022 | $109.3M3 Dec 31, 2021 | −3.6% |
| Construction in progress | $16.9M3 Dec 31, 2022 | $12.2M3 Dec 31, 2021 | +38.0% |
| Property and equipment, before depreciation | $501.0M3 Dec 31, 2022 | $496.2M3 Dec 31, 2021 | +1.0% |
| Accumulated depreciation | $325.0M3 Dec 31, 2022 | $325.0M3 Dec 31, 2021 | 0% |
| Property and equipment, net | $176.0M3 Dec 31, 2022 | $171.1M3 Dec 31, 2021 | +2.9% |
| Operating-lease assets (leased space) | $78.6M3 Dec 31, 2022 | $82.4M3 Dec 31, 2021 | −4.6% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $1.3B3 Dec 31, 2022 | $2.8B3 Dec 31, 2021 | −53.1% |
| Debt securities available for sale | $3.2B3 Dec 31, 2022 | $3.9B3 Dec 31, 2021 | −17.4% |
| Debt securities held to maturity | $2.5M3 Dec 31, 2022 | $2.7M3 Dec 31, 2021 | −9.8% |
| Loans, net of allowance | $25.9B3 Dec 31, 2022 | $22.3B3 Dec 31, 2021 | +15.9% |
| Deposits held (banks) | $27.1B3 Dec 31, 2022 | $26.6B3 Dec 31, 2021 | +1.8% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $04 Dec 31, 2021 | $2.7M4 Dec 31, 2020 | −100.0% |
| Intangible assets, net (excluding goodwill) | $4.7M3 Dec 31, 2022 | $8.8M3 Dec 31, 2021 | −46.3% |
| Finite-lived intangibles, gross | $113.5M4 Dec 31, 2021 | $113.5M4 Dec 31, 2020 | 0% |
| Accumulated amortization | $104.6M4 Dec 31, 2021 | $100.1M4 Dec 31, 2020 | +4.5% |
| Finite-lived intangibles, net | $8.8M4 Dec 31, 2021 | $13.4M4 Dec 31, 2020 | −33.8% |
Leadership
Who has led UMPQUA HOLDINGS CORP, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
Chief operating officer
2010201520202025
- Chief executive officerCort L. O'Haver Jan 31, 2017 to Mar 2, 202312
- PresidentTorran B. Nixon Nov 3, 2021 to Mar 2, 202313
- PresidentCort L. O'Haver Jun 12, 2015 to Mar 2, 202314
- PresidentJohn Gregory Seibly Apr 23, 2014 to May 25, 201615
- PresidentDavid M. Edson Feb 3, 2006 to Mar 4, 200916
- Chief financial officerRon L. Farnsworth Jul 23, 2008 to Mar 2, 202317
- Chief financial officerDaniel A. Sullivan Feb 3, 2006 to Feb 16, 200718
- Chief operating officerBrad F. Copeland Mar 23, 2010 to Apr 30, 201319
Board members and other officers (50)
- SVP/Principal Accting OfficerLisa M. White Jan 3, 2020 to Mar 2, 202320
- EVP/Chief Credit OfficerFrank Namdar Nov 21, 2018 to Mar 2, 202321
- EVP, Chief Strategy OfficerRilla S. Delorier Apr 19, 2017 to Aug 11, 202022
- EVP/Commercial BankingTorran B. Nixon Nov 9, 2016 to Apr 20, 202123
- EVP/Chief Credit OfficerDavid F. Shotwell Jul 7, 2015 to Mar 2, 202324
- EVP/Shared ResourcesEzra Eckhardt Apr 23, 2014 to Jun 22, 201525
- EVP/Enterprise RiskGary F. Neal Apr 24, 2014 to Feb 6, 201826
- EVP/Commercial BankingCort L. O'Haver Apr 28, 2010 to Mar 24, 201527
- EVP/Chief Credit OfficerMark Wardlow Sep 30, 2010 to Jul 2, 201528
- EVP/Community BankingUlderico Calero Jr. Nov 22, 2010 to Jun 13, 201329
- EVP/CIOColin D. Eccles Apr 21, 2009 to Jan 17, 201330
- EVP/Community BankingRichard M. Carey Apr 21, 2009 to Feb 9, 201131
- Principal Accounting OfficerNeal T. McLaughlin May 17, 2007 to Mar 2, 202332
- EVP - Umpqua Holdings CorpDaniel A. Sullivan Aug 7, 2007 to Feb 9, 201133
- EVP/Cultural EnhancementBarbara J. Baker Feb 3, 2006 to Apr 18, 201434
- Sr. EVP/Chief Credit OfficerBrad F. Copeland Feb 3, 2006 to Feb 8, 201035
- Principal Accounting OfficerRon L. Farnsworth Feb 3, 2006 to Feb 1, 200836
- Board memberAnddria Varnado Nov 2, 2018 to Mar 1, 202337
- Board memberCort L. O'Haver Jan 31, 2017 to Mar 2, 202312
- Board memberJohn F. Schultz Oct 1, 2015 to Mar 1, 202338
- Board memberLuanne Calvert Oct 1, 2015 to May 11, 201739
- Board memberEllen Rm Boyer Apr 24, 2014 to May 11, 201640
- Board memberMaria M. Pope Apr 24, 2014 to Mar 1, 202341
- Board memberWebb Edwards Apr 24, 2014 to May 12, 201542
- Board memberLaureen Seeger Jul 19, 2012 to Sep 15, 201443
- Board memberJames S. Greene Jul 30, 2012 to Mar 1, 202344
- Board memberSusan F. Stevens Oct 1, 2012 to Mar 1, 202345
- Board memberDudley R. Slater Aug 12, 2011 to May 30, 201446
- Board memberHilliard C. Terry Iii. Jan 26, 2010 to Mar 1, 202347
- Board memberLuis Machuca Jan 26, 2010 to Mar 2, 202348
- Board memberFrank R. J. Whittaker Apr 20, 2009 to May 30, 201449
- Board memberJose R. Hermocillo Apr 20, 2009 to May 11, 201250
- Board memberPeggy Y. Fowler Apr 20, 2009 to Mar 1, 202351
- Board memberAllyn C. Ford Feb 8, 2006 to May 11, 201252
- Board memberBryan Timm Feb 8, 2006 to Mar 1, 202353
- Board memberDan Glustina Feb 8, 2006 to May 13, 201054
- Board memberDavid Frohnmayer Feb 8, 2006 to May 11, 201155
- Board memberDiana Goldschmidt Feb 8, 2006 to Apr 25, 200756
- Board memberDiane D. Miller Feb 8, 2006 to May 14, 201357
- Board memberJames D. Coleman Feb 8, 2006 to Feb 8, 200658
- Board memberLynn K. Herbert Feb 8, 2006 to Apr 25, 200759
- Board memberRonald F. Angell Feb 8, 2006 to May 13, 201060
- Board memberScott D. Chambers Feb 8, 2006 to Apr 24, 200961
- Board memberStephen M. Gambee Feb 8, 2006 to Mar 1, 202362
- Board memberTheodore S. Mason Feb 8, 2006 to Apr 24, 200963
- Board memberThomas Weborg Feb 8, 2006 to Jan 25, 200764
- Board memberWilliam A. Lansing Feb 8, 2006 to Apr 19, 201365
- Board memberMathew Bruno Jun 9, 2006 to Apr 25, 200766
- General counselAndrew H. Ognall Apr 28, 2014 to Mar 2, 202367
- General counselSteven L. Philpott Jan 26, 2006 to May 1, 201468
Timeline
- Mar 1, 20238-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights69
- Jan 24, 20238-K Results of operations; Regulation FD disclosure70
- Jan 11, 20238-K Regulation FD disclosure; Other events71
- Jan 10, 20238-K Entered a material agreement; Listing notice or transfer; Other events72
- Oct 26, 20228-K Other events73
- Oct 19, 20228-K Results of operations; Regulation FD disclosure74
- Oct 3, 20228-K Other events75
- Sep 30, 20228-K Regulation FD disclosure76
- Sep 2, 20228-K Regulation FD disclosure77
- Jul 20, 20228-K Other events78
- Jul 20, 20228-K Results of operations; Regulation FD disclosure79
- Jun 30, 20228-K Regulation FD disclosure80
- Jan 31, 2017New chief executive Cort L. O'Haver becomes CEO12
Calendar
When it reported results
- Jan 24, 2023Reported quarterly or annual results70
- Oct 19, 2022Reported quarterly or annual results74
- Jul 20, 2022Reported quarterly or annual results79
- Apr 20, 2022Reported quarterly or annual results81
- Jan 19, 2022Reported quarterly or annual results82
- Oct 20, 2021Reported quarterly or annual results83
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
149 filings to the SEC since October 2021: 2 annual reports, 4 quarterly reports, 28 major events, 72 insider forms, 15 large holders, 28 other. The latest 20:
- Feb 9, 2024SC 13G/A SEC SCHEDULE 13G EDGAR
- Mar 13, 202315-12G EDGAR
- Mar 8, 2023SC 13G/A EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 2, 20234 PRIMARY DOCUMENT EDGAR
- Mar 1, 202325-NSE EDGAR
- Mar 1, 2023S-8 POS EDGAR
- Mar 1, 2023S-8 POS EDGAR
- Mar 1, 2023S-8 POS EDGAR
- Mar 1, 2023S-8 POS EDGAR
- Mar 1, 2023S-8 POS EDGAR
- Mar 1, 2023S-8 POS EDGAR
- Mar 1, 2023S-8 POS EDGAR
The 149 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
8 open-market trades by officers, directors and large owners since October 2021: 2 buys and 6 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Nov 2, 2022 | Nixon Torran BUmpqua Bank President | Sale | 5,000 | $19.97 | $99.8K | Form 4 |
| Jul 28, 2022 | Nixon Torran BUmpqua Bank President | Sale | 5,000 | $17.58 | $87.9K | Form 4 |
| Apr 28, 2022 | MACHUCA LUISDirector | Buy | 7,600 | $17.29 | $131.4K | Form 4 |
| Apr 27, 2022 | Nixon Torran BUmpqua Bank President | Sale | 5,000 | $17.67 | $88.3K | Form 4 |
| Mar 2, 2022 | O'HAVER CORT LPresident & CEO | Sale | 5,000 | $20.21 | $101.0K | Form 4 |
| Mar 2, 2022 | FARNSWORTH RON LEVP/CFO | Sale | 7,000 | $20.49 | $143.4K | Form 4 |
| Dec 31, 2021 | STEVENS SUSAN F.Director | Buy | 3,898 | Form 4 | ||
| Nov 2, 2021 | Nixon Torran BUmpqua Bank President | Sale | 5,000 | $21.01 | $105.0K | Form 4 |
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- MASSACHUSETTS FINANCIAL SERVICES CO /MA/SC 13G/A, 2 filings Feb 8, 2023 to Feb 9, 202484
- Macquarie GroupSC 13G/A, 2 filings Feb 11, 2022 to Feb 14, 202385
- VANGUARD GROUP INCSC 13G/A, 3 filings Feb 10, 2022 to Feb 9, 202386
- State Street CorporationSC 13G/A, 2 filings Feb 14, 2022 to Feb 6, 202387
- Morgan StanleySC 13G/A, 3 filings Dec 10, 2021 to Dec 9, 202288
SEC filer profile
How UMPQUA HOLDINGS CORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARUMPQUA HOLDINGS CORP1
- CIK0001077771
- Employer ID (EIN)93-12613191
- Filer statusLarge accelerated filer1
- Incorporated inOregon1
- Fiscal year endsDecember 311
- Industry code (SIC)6035 Savings Institution, Federally Chartered1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business addressOne Sw Columbia Street, Suite 1200, Portland, OR 972041
- Phone503-727-41001
- Shares outstanding217,054,807 as of Jan 31, 20233
- Public float$2.3B as of Jun 30, 20223
- On EDGAR sinceMar 19, 19991
- Filings2,036 in all: 4 (947), 8-K (431), 5 (147), 10-Q (72), SC 13G/A (71), 425 (46), 3 (45), SC 13G (27)1
All 45 form types
10-K (24), 4/A (22), DEF 14A (22), 11-K (21), DEFA14A (18), 8-K/A (16), CORRESP (14), S-8 POS (13), UPLOAD (13), 424B3 (11), S-8 (11), ARS (9), S-4/A (7), 10-Q/A (5), S-4 (5), 3/A (4), 424B5 (3), DEFM14A (3), IRANNOTICE (3), PRE 14A (3), PRER14A (3), 5/A (2), EFFECT (2), PREM14A (2), S-3ASR (2), 10-K/A (1), 15-12G (1), 25-NSE (1), 424B7 (1), 8-A12B (1), 8-A12B/A (1), 8-K12G3 (1), CERTNAS (1), NO ACT (1), NT 10-K (1), NT 11-K (1), POSASR (1)
- Latest filingsAnnual report (10-K) Feb 24, 2023
Quarterly report (10-Q) Oct 31, 2022
Proxy statement (DEF 14A) Mar 5, 2021
Latest 8-K (8-K) Mar 1, 2023
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13SEC EDGARTorran B. Nixon, President
- 14SEC EDGARCort L. O'Haver, President
- 15SEC EDGARJohn Gregory Seibly, President
- 16SEC EDGARDavid M. Edson, President
- 17
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25SEC EDGAREzra Eckhardt, EVP/Shared Resources
- 26SEC EDGARGary F. Neal, EVP/Enterprise Risk
- 27
- 28
- 29
- 30SEC EDGARColin D. Eccles, EVP/CIO
- 31
- 32
- 33
- 34
- 35
- 36
- 37SEC EDGARAnddria Varnado, Board member
- 38SEC EDGARJohn F. Schultz, Board member
- 39SEC EDGARLuanne Calvert, Board member
- 40SEC EDGAREllen Rm Boyer, Board member
- 41SEC EDGARMaria M. Pope, Board member
- 42SEC EDGARWebb Edwards, Board member
- 43SEC EDGARLaureen Seeger, Board member
- 44SEC EDGARJames S. Greene, Board member
- 45SEC EDGARSusan F. Stevens, Board member
- 46SEC EDGARDudley R. Slater, Board member
- 47SEC EDGARHilliard C. Terry Iii., Board member
- 48SEC EDGARLuis Machuca, Board member
- 49SEC EDGARFrank R. J. Whittaker, Board member
- 50SEC EDGARJose R. Hermocillo, Board member
- 51SEC EDGARPeggy Y. Fowler, Board member
- 52SEC EDGARAllyn C. Ford, Board member
- 53SEC EDGARBryan Timm, Board member
- 54SEC EDGARDan Glustina, Board member
- 55SEC EDGARDavid Frohnmayer, Board member
- 56SEC EDGARDiana Goldschmidt, Board member
- 57SEC EDGARDiane D. Miller, Board member
- 58SEC EDGARJames D. Coleman, Board member
- 59SEC EDGARLynn K. Herbert, Board member
- 60SEC EDGARRonald F. Angell, Board member
- 61SEC EDGARScott D. Chambers, Board member
- 62SEC EDGARStephen M. Gambee, Board member
- 63SEC EDGARTheodore S. Mason, Board member
- 64SEC EDGARThomas Weborg, Board member
- 65SEC EDGARWilliam A. Lansing, Board member
- 66SEC EDGARMathew Bruno, Board member
- 67SEC EDGARAndrew H. Ognall, General counsel
- 68SEC EDGARSteven L. Philpott, General counsel
- 69
- 70
- 71
- 72
- 73SEC EDGAROther events
- 74
- 75SEC EDGAROther events
- 76SEC EDGARRegulation FD disclosure
- 77SEC EDGARRegulation FD disclosure
- 78SEC EDGAROther events
- 79
- 80SEC EDGARRegulation FD disclosure
- 81
- 82
- 83
- 84
- 85
- 86
- 87
- 88