UWMC on NYSE

UWM Holdings

We are the publicly traded indirect parent of United Wholesale Mortgage, LLC (“UWM”).1

Price unavailable

Last updated Oct 19, 2026.

Overview

$3.2BRevenue, fiscal 20253
$27.4MNet income, fiscal 20253

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  • TickerUWMC on NYSE1
  • Industryfinancial sector1
  • HeadquartersPontiac, Michigan1
  • Websitewww.uwm.com
  • Incorporated inDE4
  • Business address585 South Blvd E, Pontiac, Mi 483414
  • Filer categoryLarge accelerated filer4

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We are the publicly traded indirect parent of United Wholesale Mortgage, LLC (“UWM”). UWM is the largest overall residential mortgage lender as well as the largest purchase lender in the U.S., by closed loan volume, despite originating loans exclusively through the wholesale channel. We originate primarily conforming and government loans across all 50 states and the District of Columbia.5 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

0.9%Net margin3
18.2%Revenue growth, 20253
1.7%Return on equity3
1.87×Debt to equity3
-$2.7BFree cash flow3

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Other costs99¢$3.1B
  • Income tax0¢$6.9M
  • Profit1¢$27.4M

Out of $3.2B in revenue.3

Financial statements

Revenue67893$3.2B in 2025+147% since 2019
0$2.0B$4.0B$6.0B2019: $1.3B$1.3B20192020: $4.9B$4.9B2020+286%2021: $3.0B$3.0B2021−40%2022: $2.4B$2.4B2022−20%2023: $2.2B$2.2B2023−9%2024: $2.7B$2.7B2024+23%2025: $3.2B$3.2B2025+18%
Net income610893$27.4M in 2025−93% since 2019
-$200.0M0$200.0M$400.0M$600.0M2019: $415.1M$415.1M20192020: -$5.8M-$5.8M20202021: $98.4M$98.4M20212022: $41.7M$41.7M2022−58%2023: -$13.2M-$13.2M20232024: $14.4M$14.4M20242025: $27.4M$27.4M2025+90%

Every line of the income statement as filed: the last 3 fiscal years, latest first.3

Period ending2025-12-312024-12-312023-12-31
Loan production income$1.9B$1.5B$1.0B
Loan servicing income$724.7M$636.7M$818.7M
Interest income$537.7M$508.6M$346.2M
Total revenue$3.2B$2.7B$2.2B
Change in fair value of mortgage servicing rights-$1.1B-$295.0M-$854.1M
Gain (loss) on other interest rate derivatives$298.1M-$215.4M$0
Other gains (losses), net-$757.3M-$510.4M-$854.1M
Salaries, commissions and benefits$851.2M$689.2M$530.2M
Direct loan production costs$208.8M$190.3M$104.3M
Marketing, travel, and entertainment$106.2M$96.8M$84.5M
Depreciation and amortization$50.0M$45.5M$46.1M
General and administrative$264.1M$209.8M$170.4M
Servicing costs$145.6M$111.0M$131.8M
Interest expense$530.8M$490.8M$320.3M
Other income-$4.4M-$5.5M-$5.0K
Total expenses$2.2B$1.8B$1.4B
Earnings (loss) before income taxes$250.9M$336.0M-$76.3M
Provision (benefit) for income taxes$6.9M$6.6M-$6.5M
Net income (loss)$244.0M$329.4M-$69.8M
Net income (loss) attributable to non-controlling interest$216.6M$315.0M-$56.6M
Net income (loss) attributable to UWM Holdings Corporation$27.4M$14.4M-$13.2M
Basic (in usd per share)$0.13$0.13-$0.14
Diluted (in usd per share)$0.12$0.13-$0.14
Basic (in shares)211.4M shares111.4M shares93.2M shares
Diluted (in shares)1.6B shares111.4M shares93.2M shares

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Leadership

Who has led UWM Holdings, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Ishbia Mat2021–now

President

  1. Ishbia Mat2021–now

Chief financial officer

  1. Andrew McBride2020–2021
  2. Tim Forrester2021–2022
  3. Andrew Hubacker2023–2025
  4. Rami Hasani2025–now

Chief operating officer

  1. Melinda Wilner2021–now
2025
Board members and other officers (18)

Former names

  • Gores Holdings IV, Inc.Jul 31, 2019 to Jan 21, 20214

Timeline

  1. Feb 1, 2021New chief executive Ishbia Mat becomes CEO15

Filings

392 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 54 major events, 185 insider forms, 80 large holders, 52 other. The latest 20:

  1. Oct 5, 20268-K EDGAR
  2. Oct 1, 20268-K EDGAR
  3. Oct 1, 2026424B7 EDGAR
  4. Sep 29, 2026424B5 EDGAR
  5. Sep 29, 2026SCHEDULE 13G EDGAR
  6. Sep 23, 2026FWP EDGAR
  7. Sep 14, 2026DEF 14C EDGAR
  8. Sep 2, 20264 EDGAR
  9. Sep 2, 2026PRE 14C EDGAR
  10. Aug 31, 20264 EDGAR
  11. Aug 12, 20263 EDGAR
  12. Aug 12, 2026SCHEDULE 13G/A EDGAR
  13. Aug 10, 2026SCHEDULE 13D/A EDGAR
  14. Aug 10, 2026SCHEDULE 13G EDGAR
  15. Aug 7, 20264 EDGAR
  16. Aug 7, 202610-Q EDGAR
  17. Aug 6, 20268-K EDGAR
  18. Aug 5, 2026S-3ASR EDGAR
  19. Aug 4, 20264 EDGAR
  20. Jun 3, 20268-K 8-K ANNUAL MEETING RESULTS EDGAR

The 392 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

235 open-market trades by officers, directors and large owners since October 2021: 3 buys and 232 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 8, 2026Mat IshbiaPresident and CEOSale1,003,333$3.39$3.4MForm 4
May 7, 2026Mat IshbiaPresident and CEOSale1,003,333$3.39$3.4MForm 4
May 6, 2026SFS HOLDING CORP10% ownerSale1,003,333$3.66$3.7MForm 4
May 5, 2026SFS HOLDING CORP10% ownerSale1,003,333$3.45$3.5MForm 4
May 4, 2026SFS HOLDING CORP10% ownerSale1,003,333$3.57$3.6MForm 4
May 1, 2026SFS HOLDING CORP10% ownerSale1,001,024$3.62$3.6MForm 4
Apr 30, 2026SFS HOLDING CORP10% ownerSale934,061$3.53$3.3MForm 4
Apr 29, 2026Mat IshbiaPresident and CEOSale1,000,574$3.50$3.5MForm 4
Apr 28, 2026Mat IshbiaPresident and CEOSale986,644$3.66$3.6MForm 4
Apr 27, 2026Mat IshbiaPresident and CEOSale1,000,574$3.78$3.8MForm 4
Apr 24, 2026Mat IshbiaPresident and CEOSale1,000,574$3.75$3.8MForm 4
Apr 23, 2026Mat IshbiaPresident and CEOSale1,000,574$3.65$3.7MForm 4
Apr 22, 2026Mat IshbiaPresident and CEOSale1,000,574$3.70$3.7MForm 4
Apr 21, 2026Mat IshbiaPresident and CEOSale1,000,574$3.82$3.8MForm 4
Apr 20, 2026SFS HOLDING CORP10% ownerSale1,000,574$3.94$3.9MForm 4
Apr 17, 2026SFS HOLDING CORP10% ownerSale1,000,574$3.93$3.9MForm 4
Apr 16, 2026SFS HOLDING CORP10% ownerSale1,000,574$3.76$3.8MForm 4
Apr 15, 2026Mat IshbiaPresident and CEOSale1,000,574$3.78$3.8MForm 4
Apr 14, 2026Mat IshbiaPresident and CEOSale1,000,574$3.71$3.7MForm 4
Apr 13, 2026SFS HOLDING CORP10% ownerSale1,000,574$3.66$3.7MForm 4

All 235 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Fmr LLC30,457,810$69.7M0.0%+3,949,548
BlackRock, Inc.17,581,973$40.3M0.0%+4,981,220
Vanguard Portfolio Management LLC13,861,844$31.7M0.0%+4,265,025
Norges Bank13,750,000$31.5M0.0%New
Vanguard Capital Management LLC13,174,409$30.2M0.0%+2,039,143
Ameriprise Financial Inc11,422,221$26.2M0.0%New
Goldman Sachs Group Inc10,126,852$23.2M0.0%+3,997,989
Bank Of America Corp /de/7,634,328$17.5M0.0%+664,519
Citadel Advisors LLC7,011,042$16.1M0.0%+2,826,918
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.6,725,165$15.4M0.0%New
Freestone Grove Partners LP6,488,779$14.9M0.1%−3,270,347
Northern Trust Corp5,800,878$13.3M0.0%−1,104,308
Integrated Investment Consultants, LLC5,382,453$12.3M2.4%+10,789
Geode Capital Management, LLC5,348,788$12.3M0.0%+1,107,158
State Street Corp5,019,364$11.9M0.0%+1,453,726
Owl Creek Asset Management, L.P.4,911,463$11.2M1.0%New
Invesco Ltd.4,871,588$11.2M0.0%+2,481,939
Morgan Stanley4,805,724$11.0M0.0%+794,049
Canada Pension Plan Investment Board4,518,400$10.3M0.0%+930,200
Aqr Capital Management LLC4,368,394$9.5M0.0%+1,484,749
Renaissance Technologies LLC4,106,460$9.4M0.0%+568,960
Platinum Equity, LLC2,990,201$6.8M21.4%No change
Canyon Capital Advisors LLC2,531,196$5.8M0.7%New
Dimensional Fund Advisors LP2,522,552$5.8M0.0%+2,375,728
Susquehanna International Group, Llp2,461,482$5.6M0.0%+150,697

13F reports cover disclosed long positions in U.S. stocks only.

Sources

The numbers on this page point here. Each one links to the record it came from.

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